122 days on market (MLS) Single Family Residence
$1,795,000
3-Bedroom Home in SEA BREEZE ISLAND

1620 Sea Breeze Drive, Tarpon Springs, FL 34689

Single Family Residence in SEA BREEZE ISLAND, TARPON SPRINGS · No CDD on record
SEA BREEZE ISLAND · Tarpon Springs, FL 34689 · Pinellas County
Listing data updated October 3, 2026 · refreshed hourly
3Bedrooms
2.5Bathrooms
2,496Sq Ft
1957Year Built
$719Per Sq Ft
Waterfront2-car garageNo CDD on record
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
122% above
$/sq ft vs community
$719 here vs $324 median sold (12 mo)
Buyer leverage
Buyer advantage
122 days on market
9.6 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone AE
Flood risk
Confirm requirements with FEMA; ~4 ft elevation
$8k–$17k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 12 of 12
Price vs recent sales
Asking $1.79M tops 12 of the last 12 closed sales

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 3, 2026, 1620 Sea Breeze Drive in Sea Breeze Island, Tarpon Springs is listed at $1,795,000 (2,496 sq ft, about $719 per sq ft). That is 139% above Sea Breeze Island's median closed sale of $750,000 over the last 12 months (5 recorded sales). Per square foot it is above the community's recent $324/sq ft by about 122%. It has been 122 days on market, well inside the community's typical 288 days. Listing facts: built in 1957, waterfront, no HOA. The parcel maps to FEMA flood zone AE, a special flood hazard area where lenders generally require flood insurance. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1957 · 69 yrs
  • 2,496 sq ft of living area
  • 2-car garage
  • Listed at $1,795,000 — recent neighborhood median sale price ~$750,000 (nearby sales; deemed reliable, not an appraisal)
  • 122 days on market
  • No HOA reported by the listing (confirm)
Listing description

About this home

SALT LIFE AT THIS EXQUISITE SEABREEZE ISEL ESTATE!! YOUR NOT SEEING DOUBLE, THIS IS A DOUBLE LOT THAT HAS A BEACH ON IT, DOCK, JET SKI RAMPS ETC... NOT ONLY THAT; PARKING FOR ALL YOUR TOYS!

NO HOA, Stunning Remodeled Waterfront Retreat on the Gulf! Discover this beautifully remodeled 1957 quality built coastal gem, that sits on over a 1/2 acre, expanded and upgraded to have the ultimate waterfront lifestyle. Nestled on an oversized lot with 140 feet of prime Gulf frontage, this home blends timeless charm with modern luxury.

Enjoy panoramic views of the barrier islands and Anclote lighthouse from your private sandy beach — a rare and serene feature. Put those toes in that sand!! The brand-new seawall ensures lasting protection while enhancing the property's pristine shoreline.

With an observation dock & floating jet ski ramps. This homes kitchen can satisfy any chefs demands!! I went over board on those pictures, but its awesome!

It also has three spacious bedrooms. The Primary Bed room has an outside deck that overlooks this magnificent lot and breathtaking views. The Primary Bath has duel sinks with in wall faucets, pretty unique!

The choice of tile & inserts are just perfectly done! in addition to the 3 bedrooms this home also has a dedicated office, ideal for working remotely or creating a cozy den. Each and every bathroom is tastefully done.

The open-concept living area flows seamlessly to the water-facing deck, perfect for soaking in sunsets or entertaining guests. The huge screened-in lanai is great for entertaining on those stormy nights. Pavers line the back yard plus provide outdoor conversation areas to watch those amazing sunsets!!

The driveway has beautiful pavers as well that enhances this beautiful homes entrance as does the off road extended pebble driveway that offers space for RV, boat, or jet ski parking. Extra outdoor shed that you might need for your extra items or also can be a pool house if you desire to add your dream pool. This home also provides an oversized 2 car garage with Golf Cart area or motorcycle.

It has also outside garage access door and 2 Hurricane rated in & out garage doors. Almost forgot to mention the the tasteful fencing around entire property. With expansion onto an extra lot.

the property provides unmatched space and flexibility for coastal living. Don't miss this rare opportunity to own a piece of Gulf-front paradise, where every day feels like a vacation.

All 99 photos

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Description provided by INVESTMENT FLORIDA REALTY LLC and reproduced from the MLS; not independently verified.

Listing courtesy of INVESTMENT FLORIDA REALTY LLC · Listing agent: Rhea Jeffrey, LLC · 727-940-5909Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$1,795,000
Bed / bath3 / 2.5
Living area2,496 sq ft
Year built1957
Property typeSingle Family Residence
Garage2-car
MLS #W7886130
Listing status122 days on market (MLS)

Public records & third-party data

FEMA flood zoneZone AE
Ground elevation~4 ft
CountyPinellas
Area listings4 active · 0 under contract
Estimated first-year tax~$18,848/yr
CDD assessmentNone on record
HOANone reported

Calculated estimates

Price per sq ft$719
Estimated monthly payment$12,370
Insurance (illustrative)$8k–$17k/yr
Messtimate range$574,080 – $1,295,424
Comparable-sales median$750,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$12,370/mo
  • Principal & interest $9,825/mo 79%
  • Taxes $1,571/mo 13%
  • Insurance $974/mo 8%

$12,370/mo at 20% down, 30-yr @ 7.28% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$18,848/yr

Estimate: a typical Pinellas effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$8k–$17k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone AE — confirm flood coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
None reported

The listing reports no HOA. Confirm with the county record that no mandatory association applies.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone AE

From the FEMA flood map. Lender-required flood insurance may apply; confirm for the parcel.

Ground elevation
~4 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Pinellas County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Pinellas County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery High
Coastal floodingVery High
Inland floodingRelatively High
Heat waveRelatively Moderate
WildfireRelatively Low
TornadoVery High
LightningVery High
Strong windRelatively Moderate
DroughtVery Low
HailRelatively High
Cold waveVery High

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Sea Breeze Island

Pricing & the Sea Breeze Island market

How this home is priced against recent nearby sales, and where Sea Breeze Island has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales1624 SEA BREEZE DRIVE1624 SEA BREEZE DRIVE: $230/sq ft$2301624 SEA BREEZE DRIVE1624 SEA BREEZE DRIVE: $230/sq ft$2301614 SEA BREEZE DRIVE1614 SEA BREEZE DRIVE: $324/sq ft$3241614 SEA BREEZE DRIVE1614 SEA BREEZE DRIVE: $324/sq ft$3241640 SEA BREEZE DRIVE1640 SEA BREEZE DRIVE: $519/sq ft$5191640 SEA BREEZE DRIVE1640 SEA BREEZE DRIVE: $519/sq ft$519This homeThis home: $719/sq ft$719Community median $324

Median $/sq ft by year

Community sold $/sq ft, 2015–2026. This home lists at $719/sq ft.

$148$358$5682015: $22820152016: $18820162017: $23120172022: $42920222024: $52820242026: $3242026

Median sale price by year

12-month median closed price, 2015–2026.

$306k$729k$1.2M2015: $775k20152016: $388k20162017: $912k20172022: $775k20222024: $1.1M20242026: $750k2026
Property timeline

This home’s history

  • 1957BuiltPer public record
  • About Jun 2026Listed (per MLS)MLS reports 122 cumulative days on market as of October 3, 2026
  • Jul 10, 2026First seen on movewithmomentum.comObserved at $1,795,000
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $1,795,000Momentum Realty · on market 122 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales in SEA BREEZE ISLAND in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $750,000 ($324/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$574,080the mess$1,295,424

Stronger local evidence — 6 comparable closed sales in SEA BREEZE ISLAND, closed within the last 18 months, same property type, living area within 30% of this home.

Actual list price: $1,795,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 126% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a 1957 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
  • The lot — this listing is waterfront; water frontage is priced far off a per-sq-ft average of the neighborhood.
  • Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 122 days on market vs. a 288-day community median
  • 4 active listings competing
  • ≈9.6 months of supply
  • 5 closed here in the last 12 months

For reference, this home is listed at $1,795,000 ($719/sq ft). The list price is the seller's asking price and is not derived from this range.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 2,496 sq ft × $230–$519/sq ft (interquartile band of 6 comparable closed sales in SEA BREEZE ISLAND, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 3, 2026.

Momentum Scores

Momentum Property Score

29/100
Strongest on: Pricing power (100), Flood safety (45)
0 limited50100 exceptional

29/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area0
This home $719/sq ft vs the community 12-month median $324/sq ft.
Affordability0
List price $1,795,000 vs the community median $750,000. Not a measure of personal affordability.
Flood safety45
FEMA Zone AE, ~4 ft elevation. Verify the parcel with FEMA.
Insurance cost15
From FEMA Zone AE and a 1957 build. Obtain a property-specific quote.
Market liquidity15
Community median 288 days on market, ~9.6 months of supply (12-month record).
Pricing power100
Recent sales closed at about 73.3% of original asking (~26.7% below). More room below asking generally favors buyers.

Coverage: 6 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟢 Buyer-leaning conditions around this listing. 9.6 months of supply in the surrounding market and 122 days on market for this home, against a 288-day area median.Days on market:this home 122Area median:  288 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2010 through 2026. As of September 20, 2026.

🟡 Asking $719 per square foot, about 122% above the community’s $324 median. Sea Breeze Island’s 12-month median sold price per square foot is $324. Confidence: Low · 5 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

68% of homes in Sea Breeze Island are owner-occupied. An estimated 32% are non-owner-occupied, including 5% held in a company or trust and 7% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 55 homes matched. Community-level context.

Recent Sea Breeze Island sales closed near 73.3% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 4 active listings in Sea Breeze Island, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 3, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by INVESTMENT FLORIDA REALTY LLC · MLS # W7886130

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Go deeper

More on SEA BREEZE ISLAND

Go deeper on SEA BREEZE ISLAND

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Pinellas County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEA
Sunset Hills Elementary-PNAssigned elementary school · Pinellas County School District · Grade A (Florida DOE 2025-26)
GRADEB
Tarpon Springs Middle-PNAssigned middle school · Pinellas County School District · Grade B (Florida DOE 2025-26)
GRADEA
Tarpon Springs High-PNAssigned high school · Pinellas County School District · Grade A (Florida DOE 2025-26)
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 1620 Sea Breeze Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1957 (69 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
  • FEMA flood zone AE: lenders generally require flood insurance here — get an elevation certificate and a flood quote before the inspection period ends.
  • Get a homeowners insurance quote for this specific address in Pinellas County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
  • Listed living area is 2,496 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $18,848/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed hourly (last: October 3, 2026)
Comparable salesStellar MLS closed sales in SEA BREEZE ISLAND, last 18 months, as of September 20, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone AE shown above)
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 1620 Sea Breeze Drive and when was it built?

Per the listing record, 1620 Sea Breeze Drive was built in 1957 and has 2,496 sq ft of living area, 3 bedrooms and 2.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 1620 Sea Breeze Drive in?

1620 Sea Breeze Drive is in Sea Breeze Island in Tarpon Springs, Pinellas County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 1620 Sea Breeze Drive have an HOA?

The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.

Why might property taxes on 1620 Sea Breeze Drive differ from the current owner's?

The estimate on this page (about $18,848 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 1620 Sea Breeze Drive in a flood zone?

The FEMA flood map places this parcel in Zone AE, a special flood hazard area where lenders generally require flood insurance on a mortgaged purchase. Confirm the parcel's status with FEMA and your insurer, and ask for an elevation certificate.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.