16705 Hilltop Horizons Place, Dade City, FL 33523
Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
As of October 7, 2026, 16705 Hilltop Horizons Place in Hilltop Horizons, Dade City is listed at $1,167,500 (3,709 sq ft, about $315 per sq ft). It came to market within the past week. Listing facts: built in 2018, no HOA. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- No CDD assessment on record
- Built 2018 · 8 yrs
- 3,709 sq ft of living area
- 3-car garage
- Listed at $1,167,500 — recent neighborhood median sale price ~$727,500 (nearby sales; deemed reliable, not an appraisal)
- Active listing
- No HOA reported by the listing (confirm)
About this home
Set on three private acres with a 360-degree panorama of the rolling hills of Dade City, this custom-built home offers a rare combination of space, privacy, thoughtful design, and sweeping views. Located in Hilltop Horizons, a neighborhood with no homeowners association rules or HOA fees, the property is protected by deed restrictions designed to preserve the character of the community. Just five miles from I-75, a winding, single-lane dead-end road leads to the gated driveway, creating an almost private approach to the home.
Along the way and from the property itself, enjoy open skies, a variety of trees, wildflowers and, at times, eagles soaring overhead. Glorious sunsets give way to nighttime views where Disney fireworks can sometimes be seen on the horizon and, occasionally, a Cape Canaveral rocket launch makes an appearance in the sky. With four bedrooms, four bathrooms and more than 3,700 square feet of heated living space, the home offers an abundance of flexible living areas.
Altogether, there are more than 5,200 square feet under roof, making impressive indoor and outdoor living spaces. The heart of the first floor is the spacious living room, centered around a fireplace, and open to the beautifully appointed kitchen. A large island comfortably seats four and connects the two spaces, making everyday living and entertaining seem effortless.
The chef-worthy kitchen is filled with thoughtful details, from the distinctive tall faucet to granite countertops surrounding a farmhouse-style sink. Plenty of solid-wood cabinetry and a pantry provides generous storage. Gleaming stainless-steel KitchenAid appliances include a five-door/drawer refrigerator, gas range with four burners plus griddle, microwave and a luxurious wine cellar.
Double doors open to the 448-square-foot screened back porch, complete with an outdoor kitchen, next to the hot tub. An exceptional setting for entertaining, dining or simply relaxing while taking in the long-range views. The primary suite is equally impressive.
A large window frames the rolling landscape, while a higher window welcomes the light. The ensuite bath provides dual vessel sinks, a private water closet and a spacious shower with two shower heads, while a window over a large oval soaking tub offers scenic views. The upper level can easily function as a generous guest suite or comfortable multigenerational living quarters.
Having both a full bathroom and also a kitchenette with a refrigerator, sink and a kegerator—useful for far more than just beer. A wall of closets makes what is now a game room an additional large bedroom. Two full dormer windows bring in abundant natural light while creating ideal spaces for separate home offices.
Back on the main level, two additional bedrooms share a hallway and full bathroom. Another spacious room, currently used as a sitting room, was designed with the option to add french doors and could easily become a large office, bedroom, gym or hobby space with a large window providing a view of the front yard. This is more than a home—it is a private retreat designed to take full advantage of its setting.
From peaceful mornings and spectacular sunsets to entertaining on the screened porch and watching eagles fly in the sky, this property offers a lifestyle that is difficult to duplicate. Schedule your private showing and allow plenty of time to experience all that this exceptional property has to offer. Then explore historic yet vibrant downtown Dade City not far away.
All 6 photos
Description provided by PREMIER SOTHEBY'S INTL REALTY and reproduced from the MLS; not independently verified.
Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Estimated monthly payment
- Principal & interest $6,391/mo 82%
- Taxes $1,022/mo 13%
- Insurance $372/mo 5%
$7,784/mo at 20% down, 30-yr @ 7.28% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Pasco County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Natural hazard risk
FEMA National Risk Index for Pasco County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Internet & broadband
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
5G home internet and satellite service depend on the exact location; check coverage for this address.
Pricing & the HILLTOP HORIZONS market
How this home is priced against recent nearby sales, and where HILLTOP HORIZONS has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
This home’s history
- 2018BuiltPer public record
- Oct 7, 2026First seen on movewithmomentum.comObserved at $1,167,500
- NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Price & listing history
Building permits
Comparable recent sales
6 closed sales within about 10 miles in Pasco County in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Median of these 6 sales: $727,500 ($224/sq ft). Directional only — a small or wide-radius sample. Shown for general reference only — not an appraisal or a statement of this home’s value.
The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
Directional estimate — 6 comparable closed sales within about 10 miles in Pasco County, closed within the last 18 months, same property type, living area within 30% of this home.
Actual list price: $1,167,500 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 38% spread on the same house — and that gap is exactly what an automated guess can't see:
- Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
- The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
- Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
- Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
And here's what the live market is doing — which the number above ignores entirely:
- 1079 active listings competing, 277 under contract
For reference, this home is listed at $1,167,500 ($315/sq ft). The list price is the seller's asking price and is not derived from this range.
Selling your own home? Try the Messtimate on your address →
Methodology: 3,709 sq ft × $179–$247/sq ft (interquartile band of 6 comparable closed sales within about 10 miles in Pasco County, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 7, 2026.
The Momentum read
🟡 Asking $315 per square foot, about 41% above the community’s $224 median. HILLTOP HORIZONS’s 12-month median sold price per square foot is $224. MLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
What’s unique here: no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated October 7, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by PREMIER SOTHEBY'S INTL REALTY · MLS # TB8552069
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More on HILLTOP HORIZONS
Go deeper on HILLTOP HORIZONS
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Assigned schools
Schools currently assigned to this address in Pasco County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
See schools in the HILLTOP HORIZONS guide → · Browse school-zone pages →
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Buyer research checklist
Items worth confirming for 16705 Hilltop Horizons Place, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 2018: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
- The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
- Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
- Get a homeowners insurance quote for this specific address in Pasco County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
- Listed living area is 3,709 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $12,259/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
- Confirm school zoning directly with the district.
Data sources & freshness
| Listing record | Stellar MLS, checked against the MLS hourly (last: October 7, 2026) |
| Comparable sales | Stellar MLS closed sales within about 10 miles in Pasco County, last 18 months, as of October 7, 2026 |
| Flood zone & elevation | Not verified for this address — look it up at msc.fema.gov |
| Taxes & monthly cost | Typical county effective rate applied to the list price; an estimate, not a bill |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 16705 Hilltop Horizons Place and when was it built?
Per the listing record, 16705 Hilltop Horizons Place was built in 2018 and has 3,709 sq ft of living area, 4 bedrooms and 3.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 16705 Hilltop Horizons Place in?
16705 Hilltop Horizons Place is in Hilltop Horizons in Dade City, Pasco County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 16705 Hilltop Horizons Place have an HOA?
The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.
Why might property taxes on 16705 Hilltop Horizons Place differ from the current owner's?
The estimate on this page (about $12,259 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 16705 Hilltop Horizons Place in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
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Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.