1788 Patricia Avenue, Dunedin, FL 34698
Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
As of October 18, 2026, 1788 Patricia Avenue in Suemar Sub 1St Add, Dunedin is listed at $675,000 (1,499 sq ft, about $450 per sq ft). That is 24% above Suemar Sub 1St Add's median closed sale of $542,500 over the last 12 months (1 recorded sales). Per square foot it is above the community's recent $360/sq ft by about 25%. It has been 32 days on market. Listing facts: built in 1977, a private pool, waterfront, no HOA. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- No CDD assessment on record
- Built 1977 · 49 yrs
- 1,499 sq ft of living area
- 2-car garage
- Listed at $675,000 — recent neighborhood median sale price ~$542,500 (nearby sales; deemed reliable, not an appraisal)
- 32 days on market
- No HOA reported by the listing (confirm)
About this home
Under contract-accepting backup offers. Nestled on the shores of Lake Suemar at 1788 Patricia Avenue in sought-after Dunedin, this remarkable lakefront retreat awaits its fortunate second owner. Spanning 1,499 square feet of durable block construction, the home features three bedrooms, two bathrooms, a two-car garage and a screened pool, all offering a tranquil refuge away from the hustle of the city.
For peace of mind, the home has received numerous recent upgrades including a 2026 pool pump, 2025 sprinkler pump, 2024 roof, 2023 impact windows and doors, 2022 complete replumb, 2016 air conditioning and 2014 water heater. There are no HOA fees, and the property is located in Flood Zone X500, which remained entirely dry through the recent storms. Located in a coveted golf-cart-friendly neighborhood that embodies the finest Dunedin lifestyle, this one of a kind residence shows exceptional pride of ownership throughout.
Designed with a light-filled, open split-bedroom layout, the kitchen serves as the central hub of the home and is accented by beautiful Saltillo tile flooring. The secluded primary suite boasts a large walk-in closet, a private bath with dual sinks and a walk-in shower, plus direct access to the pool for effortless indoor-outdoor living. On the opposite side, two additional bedrooms are served by a well-appointed full bathroom complete with a bathtub.
Outside, the covered lanai and screened pool enclosure provide the perfect setting for an outdoor dining area and television lounge. From there, take in calm, private vistas of the lake — a natural water source for the irrigation system and a thriving habitat where playful otters, diverse birds, bass and tilapia can be enjoyed, with fishing right at your doorstep. Countless recreational opportunities are just outside your front door and only two miles from vibrant downtown Dunedin as well as access to the paved 45-mile Fred Marquis Pinellas Trail.
This walkable and bike-friendly neighborhood offers immediate access to the 70-acre Highlander Park that features tennis and pickleball courts, basketball courts, Little League diamonds, playgrounds, and the Kiwanis Sprayground at the Aquatic Park, soon to be expanded with the upcoming multi-million-dollar Highlander Park Aquatic Complex set to open in Fall 2026 as well as convenient access to the expansive 90-acre Hammock Park that showcases its natural charm through century-old oak trees, five miles of scenic trails, playgrounds, and a disc golf course. Downtown Dunedin itself is a wonderful place to explore, lined with distinctive boutique shops and craft breweries. Residents also benefit from the Dunedin Community Center, which hosts an extensive selection of classes and recreation programs, a modern fitness center, a theater, dance and exercise studios, as well as proximity to the Dunedin Fine Art Center and the Dunedin Friends Branch Library.
This charming coastal community, regarded as one of Florida's most beloved seaside towns, enjoys easy access to the unspoiled shores of Caladesi Island and Honeymoon Island State Parks, convenient drives to both Tampa and St. Petersburg airports, and to TD Ballpark, the spring training home of the Toronto Blue Jays. Known fondly as Dog-Edin, it is recognized as one of the most welcoming places for pets in the state.
Come tour this remarkable lakefront home and experience firsthand the exceptional lifestyle it offers to those seeking something truly special.
Description provided by CHARLES RUTENBERG REALTY INC and reproduced from the MLS; not independently verified.
Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Estimated monthly payment
- Principal & interest $3,739/mo 80%
- Taxes $591/mo 13%
- Insurance $366/mo 8%
$4,696/mo at 20% down, 30-yr @ 7.4% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
What it really costs to own 1788 Patricia Avenue
The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.
| HOA dues | The listing states there is no HOA. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Pinellas County is $1,911/yr (20,791 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $3,000–$6,500/yr; neither is a quote. |
| Roof and age | Built in 1977. An original roof would be about 49 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report and ask for the roof permit date. |
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Pinellas County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Natural hazard risk
FEMA National Risk Index for Pinellas County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Internet & broadband
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
5G home internet and satellite service depend on the exact location; check coverage for this address.
Pricing & the Suemar Sub 1St Add market
How this home is priced against recent nearby sales, and where Suemar Sub 1St Add has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Median $/sq ft by year
Community sold $/sq ft, 2014–2017. This home lists at $450/sq ft.
Median sale price by year
12-month median closed price, 2014–2017.
This home’s history
- 1977BuiltPer public record
- Aug 27, 2026First seen on movewithmomentum.comObserved at $699,000
- Sep 15, 2026Price cut$675,000 (-$24,000, -3.4%)
- NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Price & listing history
Building permits
Comparable recent sales
6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Median of these 6 sales: $542,500 ($360/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
Stronger local evidence — 6 comparable closed sales within about 3 miles, closed within the last 18 months, same property type, living area within 30% of this home.
Actual list price: $675,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 27% spread on the same house — and that gap is exactly what an automated guess can't see:
- Condition & updates — a 1977 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
- The lot — this listing is waterfront; water frontage is priced far off a per-sq-ft average of the neighborhood.
- Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
- Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
- The pool — a private pool carries cost and value that living area doesn't capture.
And here's what the live market is doing — which the number above ignores entirely:
- 0 active listings competing, 1 under contract
- ≈12.0 months of supply
- 1 closed here in the last 12 months
For reference, this home is listed at $675,000 ($450/sq ft). The list price is the seller's asking price and is not derived from this range.
Selling your own home? Try the Messtimate on your address →
Methodology: 1,499 sq ft × $319–$404/sq ft (interquartile band of 6 comparable closed sales within about 3 miles, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 18, 2026.
Momentum Property Score
15/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Coverage: 3 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
🟡 Asking $450 per square foot, about 25% above the community’s $360 median. Suemar Sub 1St Add’s 12-month median sold price per square foot is $360. Confidence: Low · 1 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
71% of homes in Suemar Sub 1St Add are owner-occupied. An estimated 29% are non-owner-occupied, including 7% held in a company or trust and 4% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 143 homes matched. Community-level context.
What’s unique here: one of only 1 active listings in Suemar Sub 1St Add, no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated October 18, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by CHARLES RUTENBERG REALTY INC · MLS # TB8541477
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Assigned schools
Schools currently assigned to this address in Pinellas County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
See schools in the SUEMAR SUB 1ST ADD guide → · Browse school-zone pages →
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Buyer research checklist
Items worth confirming for 1788 Patricia Avenue, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 1977 (49 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
- The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
- Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
- Get a homeowners insurance quote for this specific address in Pinellas County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
- Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
- Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
- Listed living area is 1,499 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $7,088/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
- Confirm school zoning directly with the district.
Data sources & freshness
| Listing record | Stellar MLS, checked against the MLS hourly (last: October 18, 2026) |
| Comparable sales | Stellar MLS closed sales within about 3 miles, last 18 months, as of September 20, 2026 |
| Flood zone & elevation | Not verified for this address — look it up at msc.fema.gov |
| Taxes & monthly cost | Typical county effective rate applied to the list price; an estimate, not a bill |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 1788 Patricia Avenue and when was it built?
Per the listing record, 1788 Patricia Avenue was built in 1977 and has 1,499 sq ft of living area, 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 1788 Patricia Avenue in?
1788 Patricia Avenue is in Suemar Sub 1St Add in Dunedin, Pinellas County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 1788 Patricia Avenue have an HOA?
The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.
Why might property taxes on 1788 Patricia Avenue differ from the current owner's?
The estimate on this page (about $7,088 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 1788 Patricia Avenue in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
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MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.