4 bedroom Single Family Residence at 18951 SE 15th Street, Williston, Williston — photo 1Front elevation
New — 1 day on market Single Family Residence
$1,600,000
4-Bedroom Home in WILLISTON

18951 SE 15th Street, Williston, FL 32696

Single Family Residence in WILLISTON · No CDD on record
Williston, FL 32696 · Levy County
Listing data updated October 1, 2026 · refreshed hourly
4Bedrooms
2Bathrooms
2,700Sq Ft
1964Year Built
$593Per Sq Ft
No CDD on recordFEMA Zone X4 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
280% above
$/sq ft vs community
$593 here vs $156 median sold (12 mo)
Buyer leverage
Seller-leaning
1 days on market
Zone X
Flood risk
Minimal hazard per FEMA; ~60 ft elevation
$8k–$15k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 12 of 12
Price vs recent sales
Asking $1.60M tops 12 of the last 12 closed sales; also one of the largest homes here at 2,700 sq ft

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 1, 2026, 18951 Se 15Th Street in Williston is listed at $1,600,000 (2,700 sq ft, about $593 per sq ft). That is 627% above Williston's median closed sale of $220,000 over the last 12 months (21 recorded sales). Per square foot it is above the community's recent $156/sq ft by about 280%. It came to market within the past week. Listing facts: built in 1964, no HOA. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1964 · 62 yrs
  • 2,700 sq ft of living area
  • New to market
  • No HOA reported by the listing (confirm)
Listing description

About this home

Heritage Farm Estate – South of Williston and located on US 41 in Levy County! Rare opportunity to own a piece of Levy County's agricultural heritage. This 52± acre offering (two parcels sold together) combines a lovingly maintained homestead with productive farmland, just south of Williston on US 41.

Set beneath a canopy of towering old-growth pecan trees, this 2,700 sq ft brick and block home was thoughtfully sited and landscaped by its original owner decades ago. Along with formal living room with fireplace and dining room, this home also features a cozy family room (also with a fireplace), oversized pantry/stosrage room, as well as a huge den that you may want to use as an additional bedroom, playroom, craft area, or office. Plenty of spots to relax with a large Florida room on the back, as well as a very spacious open porch on the north end of the home.

Wander the grounds and you'll find along with the producing pecan trees, mature flowering shrubs, and shaded lawns that feel like stepping into your grandmother's backyard — the kind of old Florida charm that simply can't be recreated overnight. The classic blue barn is a treasure in itself, offering a spacious upstairs loft for storage, tack, or equipment, plus ample room below for hay storage. The improved pasture/hayfield has been leased and maintained by a local farmer for years, consistently producing quality hay crops.

This property is waiting for you to continue its agricultural legacy — or become the foundation for an equestrian dream, with plenty of room for pastures, riding areas, or additional outbuildings. Whether you're looking to continue the farm's working history, bring your livestock home, or simply enjoy space, privacy, and shade trees older than most of us, this heritage property offers the canvas. Two parcels, offered together, ready for the next generation of Levy County landowners to write their own story.

Description provided by COOKIE KING REAL ESTATE, INC and reproduced from the MLS; not independently verified.

Listing courtesy of COOKIE KING REAL ESTATE, INC · Listing agent: Cookie King · 352-528-5010Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$1,600,000
Bed / bath4 / 2
Living area2,700 sq ft
Year built1964
Property typeSingle Family Residence
MLS #OM728143
Listing statusNew — 1 day on market

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~60 ft
CountyLevy
Area listings204 active · 52 under contract
Estimated first-year tax~$27,725/yr
CDD assessmentNone on record
HOANone reported

Calculated estimates

Price per sq ft$593
Estimated monthly payment$11,720
Insurance (illustrative)$8k–$15k/yr
Comparable-sales median$220,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$11,720/mo
  • Principal & interest $8,542/mo 73%
  • Taxes $2,310/mo 20%
  • Insurance $868/mo 7%

$11,720/mo at 20% down, 30-yr @ 7.03% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Certified tax roll · county-average rate
Estimated property taxes after purchase
$27,725/yr
≈ $2,310/mo·effective rate ~1.73%
Estimate: asking price less the $50,000 homestead exemption × Levy County rate (17.89 mills, county-average millage, 2025; verify with the property appraiser). Not a bill.
⚠️

Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.

Current owner’s estimated bill $4,375/yr ($365/mo) — taxable value $245,122 × 17.89 mills
$23,350 more each year
(+534%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$201,780
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$446,902
Market value
$245,122
Assessed
$245,122
Taxable

Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.

Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Sources: Florida DOR certified tax roll (2025), Stellar MLS; millage: Florida TaxWatch 2025 How Florida Counties Compare (county-average millage); school portion estimated at ~42% of total, capped at 6.50 mills. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$8k–$15k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
None reported

The listing reports no HOA. Confirm with the county record that no mandatory association applies.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~60 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Levy County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Levy County, FL: overall Relatively Low. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneRelatively Moderate
Coastal floodingRelatively Moderate
Inland floodingRelatively Low
Heat waveRelatively Low
WildfireRelatively Low
TornadoRelatively Low
LightningRelatively High
Strong windRelatively Low
DroughtRelatively Low
HailVery Low
Cold waveRelatively Moderate
Winter weatherVery Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · WILLISTON HIGHLANDS UNIT 12

Pricing & the WILLISTON HIGHLANDS UNIT 12 market

How this home is priced against recent nearby sales, and where WILLISTON HIGHLANDS UNIT 12 has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales330 NE 1ST AVENUE330 NE 1ST AVENUE: $141/sq ft$14119611 SE 15TH PLACE19611 SE 15TH PLACE: $445/sq ft$445This homeThis home: $593/sq ft$593Community median $156

Price vs. size in WILLISTON HIGHLANDS UNIT 12

Each dot is a closed sale since 2002 (217 total). This home is the gold marker.

$0$866k$1.7M3282,1944,060This home: $1,600,000, 2,700 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2012–2026. This home lists at $593/sq ft.

$6$89$1722012: $7620122013: $222014: $4820142015: $522016: $5320162017: $682018: $7520182019: $732020: $9420202021: $1392022: $12720222024: $1332025: $15620252026: $1562026

Median sale price by year

12-month median closed price, 2012–2026.

$7k$125k$243k2012: $108k20122013: $30k2014: $65k20142015: $93k2016: $90k20162017: $128k2018: $145k20182019: $95k2020: $169k20202021: $205k2022: $179k20222024: $170k2025: $217k20252026: $220k2026

Market Heat by year (0–100)

Momentum Market Heat, 2013–2026. Now 61 (hot).

1444742013: 2020132014: 412015: 3620152016: 372017: 5220172018: 402019: 5420192020: 542021: 6520212022: 682025: 6620252026: 612026
Property timeline

This home’s history

  • 1964BuiltPer public record
  • Aug 4, 2026First seen on movewithmomentum.comObserved at $1,600,000
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $1,600,000Momentum Realty · on market 1 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

Only 2 closed sales within about 10 miles in Levy County in the last 18 months matched this home’s type and size. Fewer than 3 is too few for a median, so none is shown.

Limited comparable data: these sales are listed for reference only. A licensed agent can prepare a property-specific comparative market analysis. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

The Messtimate™

The Messtimate

Insufficient local evidence for an automated estimate. The Messtimate is a deliberately simple range — living area × recent closed-sale $/sq ft from comparable homes nearby — and it only renders when at least 3 defensible sales exist within about 10 miles in Levy County in the last 18 months. Only 2 qualify for this home, so no dollar range is shown. It is not an appraisal or a valuation.

Want a property-specific value review? A licensed Momentum Realty agent can prepare a free comparative market analysis using the home, the lot, its condition, and the live market.

Methodology: the range would be 2,700 sq ft × the interquartile $/sq ft of comparable closed sales (same property type, living area within 30%, closed within 18 months, nearest verified subdivision, 3-mile, then 10-mile same-county stage). Estimate for general information only; never an appraisal, valuation, or offer. Updated October 1, 2026.

Momentum Scores

Momentum Property Score

44/100
Strongest on: Flood safety (95), Pricing power (65)
0 limited50100 exceptional

44/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area0
This home $593/sq ft vs the community 12-month median $156/sq ft.
Affordability0
List price $1,600,000 vs the community median $220,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~60 ft elevation. Verify the parcel with FEMA.
Insurance cost50
From FEMA Zone X and a 1964 build. Obtain a property-specific quote.
Market liquidity62
Community median 47 days on market (12-month record).
Pricing power65
Recent sales closed at about 95.1% of original asking (~4.9% below). More room below asking generally favors buyers.
Market timing39
Momentum Market Heat is 61/100 (hot). Cooler readings generally favor buyers; hotter readings favor sellers.

Coverage: 7 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $593 per square foot, about 280% above the community’s $156 median. WILLISTON HIGHLANDS UNIT 12’s 12-month median sold price per square foot is $156. Median sold price per square foot is up 1.4% year over year. Confidence: High · 21 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

61% of homes in WILLISTON HIGHLANDS UNIT 12 are owner-occupied. An estimated 39% are non-owner-occupied, including 5% held in a company or trust and 4% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 108 homes matched. Community-level context.

Recent WILLISTON HIGHLANDS UNIT 12 sales closed near 95.1% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 204 active listings in WILLISTON HIGHLANDS UNIT 12, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 1, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by COOKIE KING REAL ESTATE, INC · MLS # OM728143

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Keep looking

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Go deeper

More on WILLISTON

Go deeper on WILLISTON

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Levy County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

School zoningThis address is in the Levy County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 18951 Se 15Th Street, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1964 (62 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in Levy County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 2,700 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $27,725/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $23,350 more per year than the current owner’s estimated bill (+534%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • Confirm school zoning directly with the district.
Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed hourly (last: October 1, 2026)
Comparable salesFewer than 3 defensible closed sales within about 10 miles in Levy County — no medians or automated estimate shown
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costCertified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 18951 Se 15Th Street and when was it built?

Per the listing record, 18951 Se 15Th Street was built in 1964 and has 2,700 sq ft of living area, 4 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 18951 Se 15Th Street in?

18951 Se 15Th Street is in Williston, Levy County. Too few comparable closed sales exist nearby for this page to show local sales statistics; a licensed agent can prepare a comparative market analysis.

Does 18951 Se 15Th Street have an HOA?

The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.

Why might property taxes on 18951 Se 15Th Street differ from the current owner's?

The estimate on this page (about $27,725 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $23,350 more per year than the current owner’s estimated bill (+534%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 18951 Se 15Th Street in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.