205 2ND AVENUE, RUSKIN, FL 33570
Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
As of September 12, 2026, 205 2Nd Avenue in Ruskin City Map Of, Ruskin is listed at $250,000 (1,710 sq ft, about $146 per sq ft). That is 21% below Ruskin City Map Of's median closed sale of $314,950 over the last 12 months (10 recorded sales). Per square foot it is below the community's recent $187/sq ft by about 22%. It has been 20 days on market, well inside the community's typical 107 days. Listing facts: built in 1972, no HOA. The parcel maps to FEMA flood zone AE, a special flood hazard area where lenders generally require flood insurance. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- No CDD assessment on record
- Built 1972 · 54 yrs
- 1,710 sq ft of living area
- Listed at $250,000 — recent neighborhood median sale price ~$314,950 (nearby sales; deemed reliable, not an appraisal)
- 20 days on market
- HOA ~$50/mo (estimate; confirm)
Pricing & the Ruskin City Map Of market
How this home is priced against recent nearby sales, and where Ruskin City Map Of has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in Ruskin City Map Of
Each dot is a closed sale since 2004 (61 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2014–2026. This home lists at $146/sq ft.
Median sale price by year
12-month median closed price, 2014–2026.
This home’s history
- 1972BuiltPer public record
- Aug 20, 2026First trackedObserved at $274,900
- Sep 4, 2026Price cut$250,000
- NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Estimated monthly payment
- Principal & interest $1,299/mo 76%
- Taxes $219/mo 13%
- Insurance $136/mo 8%
- HOA $50/mo 3%
$1,703/mo at 20% down, 30-yr @ 6.76% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Momentum Property Score
64/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
🟡 Balanced conditions around this listing. 6.5 months of supply in the surrounding market and 20 days on market for this home, against a 107-day area median.Days on market:this home 20Area median: 107 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026. As of September 12, 2026.
🟡 Asking $146 per square foot, about 22% below the community’s $187 median. Ruskin City Map Of’s 12-month median sold price per square foot is $187. Median sold price per square foot is up 9.0% year over year. Confidence: Medium · 10 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
52% of homes in Ruskin City Map Of are owner-occupied. An estimated 48% are non-owner-occupied, including 15% held in a company or trust and 5% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 732 homes matched. Community-level context.
Recent Ruskin City Map Of sales closed near 86.5% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending September 12, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 6 active listings in Ruskin City Map Of, no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated September 12, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
About this home
Virtually Staged. Now available $25,000 less than appraised value. NO HOA, ¼+-ACRE FENCED LOT, BOAT & RV PARKING, FLEX SPACE, MINUTES TO THE BEACH & BAY!
Looking for space, freedom and possibilities? This unique 4-bedroom home sits on an oversized, fully fenced lot and offers the flexibility to truly make the property the way you want it. NEED A SECOND BATHROOM?
DON'T LET THE CURRENT 1 BATH LAYOUT STOP YOU FROM CONSIDERING THIS HOME! The property is eligible for FHA 203(k) renovation financing, giving qualified buyers the opportunity to finance eligible improvements, including the potential addition of a second bathroom—into their mortgage rather than paying for the entire project out of pocket after closing. Want to update or customize other areas while you're at it?
Additional eligible renovations may also be incorporated into the 203(k) loan, subject to lender and FHA requirements. Ask for details about how a renovation loan could help turn this home into exactly what you need. The oversized ¼+-acre lot is completely fenced and features secure gated boat and RV parking, a separate fenced dog run/kennel, storage shed and an expansive backyard with plenty of room to entertain, garden, play or simply enjoy the Florida lifestyle.
Step inside and you'll find a surprisingly open and spacious floor plan with tile flooring throughout. The generously sized kitchen provides an abundance of cabinetry and storage, along with separate formal living and dining areas. The impressive primary suite alone exceeds 275 square feet, and the additional bedrooms offer comfortable space for family, guests or whatever your lifestyle requires.
One of the home's most interesting features is the flex room with its own private gated entrance. Use it as an in-law or guest space, home office, private workspace, teen retreat, hobby room or customize it to suit your needs. Combined with the home's flexible layout and renovation-financing possibilities, there is tremendous potential here to create something uniquely yours.
Several major improvements have already been addressed: A/C replaced in 2025, water heater in 2024, the entire duct system replaced in 2021. The metal roof has also been inspected and was reported to have 10+ years of remaining useful life. The home is connected to city water and sewer.
Home is currently vacant and unfurnished. Select listing photos have been virtually staged and/or digitally enhanced to showcase the potential use, layout, and design possibilities of the property. Virtual furnishings, and other enhancements are for buyer inspiration only and do not represent the property’s current condition or contents.
And then there's the location! You're less than 4 miles from the beach and E. G.
Simmons Regional Park, convenient boat access to Tampa Bay. Little Harbor's marina and beach, along with Sunset Grill and Hooks, are just down the road. Head north to Apollo Beach and you're approximately 10 minutes from Circles, Finn's, another waterfront beach and the Manatee Viewing Center.
If you've been looking for a home with space, flexibility, no HOA restrictions, room for the boat and RV, and the ability to make improvements without necessarily having to fund the entire renovation out of pocket, don't overlook this one because it currently has one bathroom. The opportunity to create the second bath—and the home you really want may already have a financing solution. Bring a boat.
Bring a RV. Bring the dogs. Bring your ideas and come enjoy the Florida lifestyle!
Description provided by FLORIDA'S 1ST CHOICE RLTY LLC and reproduced from the MLS; not independently verified.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
Actual list price: $250,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 27% spread on the same house — and that gap is exactly what an automated guess can't see:
- Condition & updates — a 1972 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
- The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
- Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
- Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
And here's what the live market is doing — which the number above ignores entirely:
- This home: 20 days on market vs. a 107-day community median
- 6 active listings competing, 1 under contract
- ≈6.5 months of supply
- 11 closed here in the last 12 months
For reference, this home is listed at $250,000 ($146/sq ft) — a number set with analysis a Messtimate can't do.
Selling your own home? Try the Messtimate on your address →
Methodology: 1,710 sq ft × $165–$209/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 12, 2026.
Similar homes for sale near RUSKIN CITY MAP OF
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Price & listing history
Building permits
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
From the FEMA flood map. Lender-required flood insurance may apply; confirm for the parcel.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Internet & broadband
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Xfinity/Spectrum cable broadband is widely available.
T-Mobile / Verizon fixed-wireless as a backup option.
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Listed by FLORIDA'S 1ST CHOICE RLTY LLC · MLS # TB8534382
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Recent sales activity in RUSKIN CITY MAP OF
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the RUSKIN CITY MAP OF neighborhood guide for more.
Recent nearby closings in the data set.
Canonical 12-month median closed price. Reference only.
Canonical 12-month median $/sq ft. Reference only.
Go deeper on RUSKIN CITY MAP OF
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Assigned schools
Schools currently assigned to this address in Hillsborough County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Community 12-month median: $187/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Buyer research checklist
Items worth confirming for 205 2Nd Avenue, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 1972 (54 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
- The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
- FEMA flood zone AE: lenders generally require flood insurance here — get an elevation certificate and a flood quote before the inspection period ends.
- Get a homeowners insurance quote for this specific address in Hillsborough County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
- Listed living area is 1,710 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $2,625/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
- School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Approximate distances
Approximate drive times for general reference only.
Groceries, dining, and parks for this city — see the city guide.
Schools, taxes, and services are county-administered — see the county guide.
View →Amenities and HOA/CDD detail on the neighborhood guide.
View →Data sources & freshness
| Listing record | Stellar MLS, refreshed twice daily (last: September 12, 2026) |
| Community market stats | Stellar MLS closed sales, as of September 12, 2026 |
| Flood zone & elevation | FEMA flood maps + USGS elevation (Zone AE shown above) |
| Taxes & monthly cost | Estimated from county rates; not a quote |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 205 2Nd Avenue and when was it built?
Per the listing record, 205 2Nd Avenue was built in 1972 and has 1,710 sq ft of living area, 4 bedrooms and 1.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 205 2Nd Avenue in?
205 2Nd Avenue is in Ruskin City Map Of in Ruskin, Hillsborough County. The community section on this page shows recent closed sales, days on market, and active inventory for Ruskin City Map Of from the same MLS data.
Does 205 2Nd Avenue have an HOA?
The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.
Why might property taxes on 205 2Nd Avenue differ from the current owner's?
The estimate on this page (about $2,625 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 205 2Nd Avenue in a flood zone?
The FEMA flood map places this parcel in Zone AE, a special flood hazard area where lenders generally require flood insurance on a mortgaged purchase. Confirm the parcel's status with FEMA and your insurer, and ask for an elevation certificate.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
See 205 2ND AVENUE in person
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.