Ruskin
Housing Market
Median sale price $343,350, down 4.9% year over year, with homes going under contract in about 57 days, 58 homes on the market.
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Housing Market Analyst
Inventory sits at 3.8 months of supply — balanced by the 3-to-6-month balanced benchmark, and 23% of listed homes are already under contract. Prices are down 4.9% versus the prior year, but sellers are still collecting 96.0% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.
Who has leverage right now
Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors neither side decisively.
- Prices — more likely to stabilize than fall sharply. Supply remains below balanced levels even as prices soften; without a meaningful inventory build, further declines tend to be shallow.
- Inventory — building over the tracked window; watch whether that holds through the season.
- Negotiating power — buyers gain ground as 23% of inventory sits under contract.
- Mortgage sensitivity — at 5.1× income, this market is highly sensitive to rate moves; rate relief tends to show up in demand here quickly.
Derived from current Ruskin data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.
One inventory number hides four different markets
Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.
Where Ruskin is hot — and where it isn't
Each dot is a community (63 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.
The read on Ruskin
The median sale price across Ruskin currently stands at $343,350, down 4.9% from a year ago. Buyers are paying a median of $175 per square foot. The typical home goes under contract in about 57 days. Sellers are capturing 96.0% of their original asking price on average.
There are 58 active listings on the market, with 32 more already under contract. At the current sales pace that works out to 3.8 months of supply — a seller-leaning market by the standard six-month benchmark. 172 homes closed here over the trailing 12 months.
Ruskin prices sit below the Hillsborough County median by roughly 14%. Zillow's home value index for Hillsborough County stands at $380,041. About 31% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.
Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Ruskin is 54 of 100 — balanced market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of August 6, 2026.
Ruskin since 2012 — and where it’s heading
A median home here sold for $137,599 in 2012 and $330,092 over the last recorded year — 140% appreciation across 14 years of recorded sales. Cash buyers took 11% of recent sales, down from a 34% peak.
Median sale price · 2012–2026 (7,477 recorded sales)
Days on market by year
Cash buyers · share of sales
Home value trend · Hillsborough County (Zillow ZHVI)
For-sale inventory · county (Zillow)
Daily active vs pending · Hillsborough County (MLS)
What’s driving Ruskin
Top inbound states: NY, TX, NJ, GA. Movers arriving report ~$77,979 average income. Source: IRS SOI county-to-county migration, 2022-2023
6,518 Citizens policies in force in Hillsborough County — the state-backed insurer of last resort. Budget insurance into any Hillsborough purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026
4,295 single-family · 4,401 multi-family · 5.8 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025
The calls we’re making from today’s data
The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.
The most crowded shelf in the market. Sellers here are competing hardest — which means overpaying in this band is the most avoidable mistake in Ruskin right now.
The tightest band — sellers in this range hold the most leverage, and buyers should walk in with financing done and terms clean.
Both sides have a case: buyers should negotiate on days-on-market, sellers should lean on the under-contract rate. Preparation, not the market, decides who wins a balanced tape.
Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.
How it stacks up across Hillsborough County
| Market | Median | Active | Score | |
|---|---|---|---|---|
| Ruskin ← this page | $343K | 58 | 54 | |
| Tampa | $440K | 634 | 62 | Open → |
| Riverview | $367K | 172 | 55 | Open → |
| Wimauma | $360K | 117 | 55 | Open → |
| Lithia | $566K | 77 | 70 | Open → |
| Apollo Beach | $485K | 73 | 51 | Open → |
Neighborhoods on the move
| river bend ph 1aRuskin | $364K | ▲ 7% |
| Mira Lago West Ph 3Ruskin | $344K | ▲ 7% |
| WELLINGTON NORTH AT BAY PARKRuskin | $299K | ▲ 7% |
| MIRA LAGO WEST PH 2BRuskin | $359K | ▲ 4% |
| Mira Lago West Ph 1Ruskin | $370K | ▲ 3% |
| Shell Cove Phase 1Ruskin | $305K | ▼ 16% |
| Shell Cove Ph 1Ruskin | $305K | ▼ 15% |
| CYPRESS CREEK VILLAGE ARuskin | $370K | ▼ 14% |
| SHELL COVERuskin | $310K | ▼ 14% |
| BELMONTRuskin | $356K | ▼ 11% |
| BAHIA BEACH TWNHMS PH 1ARuskin | $285K | 13 |
| RUSKIN RESERVERuskin | $283K | 8 |
| Bahia LakesRuskin | $345K | 6 |
| RIVERBEND WESTRuskin | $310K | 5 |
| RUSKIN COLONY FARMS 3RD ADDRuskin | $105K | 5 |
| WELLINGTON NORTH AT BAY PARKRuskin | $299K | 8 days |
| VENETIAN AT BAY PARKRuskin | $272K | 12 days |
| Shell Cove Ph 1Ruskin | $305K | 36 days |
| Shell Cove Phase 1Ruskin | $305K | 36 days |
| SHELL COVERuskin | $310K | 36 days |
Ruskin ZIP codes
Most active communities
Put this data to work
The questions people actually ask
Should I buy a house in Ruskin right now?
The data says conditions currently favor neither side decisively in Ruskin — the Momentum Score reads 54/100 with 3.8 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.
Is Ruskin becoming more affordable?
Yes, modestly — the median sale price in Ruskin is $343,350, down 4.9% versus the prior year, while sellers still capture 96.0% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.
Where are prices falling fastest in Ruskin?
Among tracked communities with enough sales to measure, the sharpest 1-year median declines are Shell Cove Phase 1 (-16%); Shell Cove Ph 1 (-15%); CYPRESS CREEK VILLAGE A (-14%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.
Which Ruskin neighborhoods are most competitive?
Measured by speed of sale, the fastest-moving tracked communities right now are WELLINGTON NORTH AT BAY PARK (8 days); VENETIAN AT BAY PARK (12 days); Shell Cove Ph 1 (36 days) — homes there go under contract well ahead of the market-wide pace of 57 days.
How does Ruskin compare to the rest of Hillsborough County?
Ruskin's median of $343,350 runs 14% below the county-wide median of $399,950, and homes here take 57 days to go under contract versus 42 county-wide.
Ruskin housing market FAQ
What is the median home price in Ruskin?
The median sale price in Ruskin is currently $343,350, down 4.9% from a year ago, based on MLS sales data updated August 6, 2026.
Is Ruskin a buyer's or seller's market right now?
The data currently is roughly balanced. Ruskin scores 54 of 100 on the Momentum Score, with 3.8 months of housing supply. Conditions change; this page updates daily.
How long do homes take to sell in Ruskin?
The typical home in Ruskin goes under contract in about 57 days, per current MLS data.
How many homes are for sale in Ruskin?
There are approximately 58 active listings in Ruskin as of August 6, 2026.
Are home prices in Ruskin rising or falling?
Median sale prices are down 4.9% year over year based on a rolling comparison of MLS sales.
Momentum agents use this intelligence every day to price listings and write winning offers across Ruskin. Talk through what the numbers mean for your move.
Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .
Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: August 6, 2026 at 7:18 PM ET
Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.