60 days on market (MLS) Single Family Residence ▼ Price cut: $22,000 (10/1)
$748,000
4-Bedroom Pool Home in TARPON WOODS THIRD ADD

2364 Violet Pl, Palm Harbor, FL 34685

Single Family Residence in TARPON WOODS THIRD ADD, PALM HARBOR · No CDD on record
TARPON WOODS THIRD ADD · Palm Harbor, FL 34685 · Pinellas County
Listing data updated October 17, 2026 at 8:05 AM ET · checked against the MLS hourly
4Bedrooms
3Bathrooms
2,834Sq Ft
1981Year Built
$264Per Sq Ft
WaterfrontPrivate pool2-car garageNo CDD on recordFEMA Zone X4 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
8% below
$/sq ft vs community
$264 here vs $288 median sold (12 mo)
Buyer leverage
Buyer advantage
60 days on market
Zone X
Flood risk
Minimal hazard per FEMA; ~12 ft elevation
$4k–$7k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 8 of 12
Price vs recent sales
Asking $748k tops 8 of the last 12 closed sales

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 17, 2026, 2364 Violet Pl in Tarpon Woods Third Add, Palm Harbor is listed at $748,000 (2,834 sq ft, about $264 per sq ft). It has been 60 days on market. Listing facts: built in 1981, a private pool, waterfront, no HOA. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1981 · 45 yrs
  • 2,834 sq ft of living area
  • 2-car garage
  • Listed at $748,000 — recent neighborhood median sale price ~$818,750 (nearby sales; deemed reliable, not an appraisal)
  • 60 days on market
  • No HOA reported by the listing (confirm)
Listing description

About this home

Welcome to your own private waterfront retreat in the highly desirable Tarpon Woods community. Situated on a rare 0.73-acre pond-front homesite, this beautifully maintained pool home offers the perfect combination of space, privacy, and classic Florida charm. From the moment you arrive, you'll appreciate the mature landscaping, landscape lighting, impressive curb appeal, and peaceful setting.

Inside, soaring ceilings, abundant natural light, and a spacious floor plan create an inviting atmosphere designed for both everyday living and entertaining. The spacious family room opens seamlessly to an expansive screened lanai overlooking the sparkling pool and tranquil pond. Whether you're enjoying your morning coffee, hosting family and friends, or simply relaxing while taking in the water views, this outdoor living space is truly the highlight of the home.

An outdoor shower with hot and cold water provides added convenience after a swim or a day spent enjoying the Florida lifestyle. The thoughtfully designed four-bedroom floor plan offers spacious living and dining areas, a large kitchen with abundant cabinetry, and the flexibility to use one of the bedrooms as a dedicated home office or guest retreat. The spacious kitchen offers generous workspace and overlooks the family room and outdoor living area, making it ideal for everyday living and entertaining.

An oversized interior laundry room with additional workspace and storage adds to the home's functionality. Lovingly maintained over the years, this home offers a wonderful opportunity for its next owner to personalize it to their own style. The split bedroom floor plan, generous room sizes, and soaring ceilings provide an exceptional foundation that's becoming increasingly difficult to find in today's newer homes.

Additional features include lightning rods installed on the home for added protection and peace of mind. Conveniently located near golf, shopping, dining, parks, top-rated schools, and just a short drive to some of Florida's most beautiful Gulf beaches, this is a rare opportunity to own a waterfront property on nearly three quarters of an acre in one of Palm Harbor's most established neighborhoods. Homes offering nearly three quarters of an acre, a private pool, tranquil pond views, and spacious single story living are becoming increasingly difficult to find in Palm Harbor.

Don't miss your chance to make this exceptional property your next home.

All 6 photos

2364 Violet Pl, Palm Harbor FL - photo 6 of 6

Description provided by COASTAL PROPERTIES GROUP INTERNATIONAL and reproduced from the MLS; not independently verified.

Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL · Listing agent: Mindy Artze · 727-493-1555Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$748,000
Bed / bath4 / 3
Living area2,834 sq ft
Year built1981
Property typeSingle Family Residence
Garage2-car
PoolYes
MLS #TB8535642
Listing status60 days on market (MLS)

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~12 ft
CountyPinellas
Area listings1157 active · 324 under contract
Estimated first-year tax~$7,854/yr
CDD assessmentNone on record
HOANone reported

Calculated estimates

Price per sq ft$264
Estimated monthly payment$5,203
Insurance (illustrative)$4k–$7k/yr
Messtimate range$711,334 – $909,714
Comparable-sales median$818,750

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$5,203/mo
  • Principal & interest $4,143/mo 80%
  • Taxes $654/mo 13%
  • Insurance $406/mo 8%

$5,203/mo at 20% down, 30-yr @ 7.4% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

What it really costs to own 2364 Violet Pl

The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.

HOA duesThe listing states there is no HOA.
Home and flood insuranceThe average Citizens Property Insurance premium in Pinellas County is $1,911/yr (20,791 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $3,500–$7,000/yr; neither is a quote. Flood: this address maps to FEMA zone X, outside the high-risk zone; flood insurance is optional but most lenders and insurers recommend it. Statewide, a zone X flood policy runs about $500–$700/yr (FEMA Risk Rating 2.0 averages, not a quote).
Roof and ageBuilt in 1981. An original roof would be about 45 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report and ask for the roof permit date.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$7,854/yr

Estimate: a typical Pinellas effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$4k–$7k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
None reported

The listing reports no HOA. Confirm with the county record that no mandatory association applies.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~12 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Pinellas County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Pinellas County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery High
Coastal floodingVery High
Inland floodingRelatively High
Heat waveRelatively Moderate
WildfireRelatively Low
TornadoVery High
LightningVery High
Strong windRelatively Moderate
DroughtVery Low
HailRelatively High
Cold waveVery High

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Pinellas County

Pricing & the Pinellas County market

How this home is priced against recent nearby sales, and where Pinellas County has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales395 WINGATE CIRCLE395 WINGATE CIRCLE: $193/sq ft$1933372 BRIAN ROAD3372 BRIAN ROAD: $251/sq ft$2514535 BARDSDALE DRIVE4535 BARDSDALE DRIVE: $261/sq ft$261This homeThis home: $264/sq ft$26416304 WILD MALLARD DRIVE16304 WILD MALLARD DRIVE: $316/sq ft$3162264 PINNACLE CIRCLE2264 PINNACLE CIRCLE: $321/sq ft$3214626 AYRON TERRACE4626 AYRON TERRACE: $360/sq ft$360Community median $288
Property timeline

This home’s history

  • 1981BuiltPer public record
  • Aug 7, 2026First seen on movewithmomentum.comObserved at $770,000
  • Oct 1, 2026Price cut$748,000 (-$22,000, -2.9%)
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $748,000Momentum Realty · on market 60 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $818,750 ($288/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™ · automated estimate

The Messtimate

Our automated estimate of the likely sale-price range for this home — modeled from recent closed sales nearby adjusted to today's market, a local size-and-age model, and the county tax roll. It is an estimate, not an appraisal, not market value, and not an offer. A licensed agent's CMA sees the condition, the lot, and the live market that a model can't.

$564,900the mess$729,300

Strong local evidence — built from 20 comparable closed sales within about 3 miles (same property type, closed within the last 18 months, each adjusted to today's market).

Track record: across 2,978 recent closed sales we scored, the closed price landed inside the Messtimate range 57% of the time; median miss 9.7% (closed sales statewide, FL + GA feeds that permit an automated estimate). Re-scored weekly; last 2026-10-16.

Actual list price: $748,000 ($264/sq ft) — the seller's asking price is not an input to this range; compare the two.

A 29% spread on the same house — here is what a model can't see:

  • Condition & updates — a 1981 home may have had its roof, kitchen, or HVAC replaced since, or not; the model can't see either.
  • The lot — this listing is waterfront; water frontage is priced far off nearby averages.
  • The pool — a private pool carries cost and value the model only sees through the comps.
  • Carrying costs & concessions — insurance, CDD/HOA and seller-paid buydowns change what a buyer actually pays.

And what the live market is doing right now:

  • 1471 active listings competing, 380 under contract
Want a property-specific value from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market.

Selling your own home? Try the Messtimate on your address →

Methodology: 20th–80th percentile band combining time-adjusted $/sq ft of comparable closed sales (20) + tax-roll just value × local sale-to-roll ratio (6 sales, double weight); MLS closed-sale records and the FL DOR 2025 certified tax roll. Automated valuation model output for general information only — not an appraisal, not market value, not an offer, and not reviewed by a licensed appraiser. Updated October 17, 2026.

Momentum Scores

Momentum Property Score

70/100
Strongest on: Flood safety (90), Price vs area (71)
0 limited50100 exceptional

70/100 is strong across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area71
This home $264/sq ft vs the community 12-month median $288/sq ft.
Affordability64
List price $748,000 vs the community median $818,750. Not a measure of personal affordability.
Flood safety90
FEMA Zone X, ~12 ft elevation. Verify the parcel with FEMA.
Insurance cost56
From FEMA Zone X and a 1981 build. Obtain a property-specific quote.

Coverage: 4 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $264 per square foot, about 8% below the community’s $288 median. Pinellas County’s 12-month median sold price per square foot is $288. MLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

42% of homes in Pinellas County are owner-occupied. An estimated 58% are non-owner-occupied, including 23% held in a company or trust and 20% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 107 homes matched. Community-level context.

What’s unique here: one of only 1157 active listings in Pinellas County, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 17, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by COASTAL PROPERTIES GROUP INTERNATIONAL · MLS # TB8535642

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More on Pinellas County

Explore Pinellas County

Browse market data, schools, taxes, and homes for sale across the county.

Assigned schools

Assigned schools

Schools currently assigned to this address in Pinellas County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEA
Cypress Woods Elementary-PNAssigned elementary school · Pinellas County School District · Grade A (Florida DOE 2025-26)
Carwise Middle-PNAssigned middle school · Pinellas County School District
GRADEA
East Lake High-PNAssigned high school · Pinellas County School District · Grade A (Florida DOE 2025-26)
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 2364 Violet Pl, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1981 (45 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in Pinellas County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
  • Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
  • Listed living area is 2,834 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $7,854/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordStellar MLS, checked against the MLS hourly (last: October 17, 2026)
Comparable salesStellar MLS closed sales within about 3 miles, last 18 months, as of September 20, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 2364 Violet Pl and when was it built?

Per the listing record, 2364 Violet Pl was built in 1981 and has 2,834 sq ft of living area, 4 bedrooms and 3.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 2364 Violet Pl in?

2364 Violet Pl is in Tarpon Woods Third Add in Palm Harbor, Pinellas County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 2364 Violet Pl have an HOA?

The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.

Why might property taxes on 2364 Violet Pl differ from the current owner's?

The estimate on this page (about $7,854 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 2364 Violet Pl in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.