2405 SUMMERLIN DRIVE, CLEARWATER, FL 33764
Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
As of September 14, 2026, 2405 Summerlin Drive in Morningside Estates Unit 6B, Clearwater is listed at $600,000 (1,888 sq ft, about $318 per sq ft). That is 21% above Morningside Estates Unit 6B's median closed sale of $495,000 over the last 12 months (13 recorded sales). Per square foot it is above the community's recent $271/sq ft by about 17%. It came to market within the past week. Listing facts: built in 1967, a private pool, HOA dues of $4/mo. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- No CDD assessment on record
- Built 1967 · 59 yrs
- 1,888 sq ft of living area
- 2-car garage
- Listed at $600,000 — recent neighborhood median sale price ~$495,000 (nearby sales; deemed reliable, not an appraisal)
- New to market
- HOA $4/mo (per listing)
Pricing & the MORNINGSIDE ESTATES market
How this home is priced against recent nearby sales, and where MORNINGSIDE ESTATES has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in MORNINGSIDE ESTATES
Each dot is a closed sale since 2004 (207 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2012–2026. This home lists at $318/sq ft.
Median sale price by year
12-month median closed price, 2012–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2015–2026. Now 51 (normal).
This home’s history
- 1967BuiltPer public record
- Aug 4, 2026First trackedObserved at $600,000
- NowUnder contractCurrently pending
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Estimated monthly payment
- Principal & interest $3,116/mo 78%
- Taxes $525/mo 13%
- Insurance $326/mo 8%
- HOA $4/mo 0%
$3,971/mo at 20% down, 30-yr @ 6.76% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Momentum Property Score
55/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
🟠 Seller-leaning conditions around this listing. 3.2 months of supply in the surrounding market and 5 days on market for this home, against a 32-day area median.Days on market:this home 5Area median: 32 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026. As of August 2, 2026.
🟡 Asking $318 per square foot, about 17% above the community’s $271 median. MORNINGSIDE ESTATES’s 12-month median sold price per square foot is $271. Median sold price per square foot is up 6.5% year over year. Confidence: Medium · 13 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
83% of homes in MORNINGSIDE ESTATES are owner-occupied. An estimated 17% are non-owner-occupied, including 7% held in a company or trust and 4% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 536 homes matched. Community-level context.
Recent MORNINGSIDE ESTATES sales closed near 97.5% of original asking. Cash paid for about 15% of recent closings here.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending August 2, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated September 14, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
About this home
At first glance, 2405 Summerlin Drive is a charming midcentury Florida ranch. Step inside and the home reveals one exceptional feature after another! This 3-bedroom, 2-bath Morningside Estates home offers 1,888 square feet, a split-bedroom layout, multiple living spaces, and a backyard oasis with a pool designed to embrace Florida's year-round lifestyle.
A covered front porch opens to a bright living room, where a floor-to-ceiling, wood-burning stone fireplace with a substantial mantel creates a dramatic focal point. Throughout the home, custom stained wood trim, baseboards, window casings, and solid wood interior and bifold doors (2025) add warmth, character, and a level of craftsmanship rarely found in homes of this era. The remodeled kitchen creates an open-concept layout with a large center island, silstone quartz counters, stainless-steel appliances (new dishwasher 2026), recessed lighting, and a long breakfast bar—room for everyday meals, holiday prep, and friends who inevitably gather where the food is.
Built-in buffet cabinets (2025) with a butcher block counter, and soft-close pull-out drawers provide additional storage and double as a beverage and serving station. The adjoining dining area accommodates a large table, while the family room adds a second place to relax. Wide-opening French doors connect the kitchen and dining area to the screened lanai, where a wood-paneled ceiling (2017) provides a shaded area for meals, morning coffee, or an afternoon with a book.
The heated pool was resurfaced and re-tiled, along with the addition of the raised spa, Baja sun shelf, waterfall, bubbler, and paver deck, all in 2022. The pool heater and chiller was replaced in 2024 and the pump in 2025. A programmable Jandy LED lighting system offers 14 color modes for evening swims.
The home also has a GenerX whole-house generator (2018), new vinyl privacy fencing (2025), solar fence adjustable lighting, and mature trees create a welcome separation, while the fully fenced yard leaves an open lawn for pets, play, or gardening. The spacious primary bedroom includes two walk-in closets and direct access to a bath fully remodeled in 2017, featuring a glass-enclosed walk-in shower with multiple shower heads, a vessel sink, and stone counter. The bath also connects to Bedroom 2, currently used as a home office with a sliding barn door to the walk-in closet and custom wainscoting.
Bedroom 3 offers two windows and ample closet storage and an ideal private suite. The guest bath was completely renovated in 2025 with a new tub, tile surround, dual shower heads, recessed niche, matte fixtures, and a long stone-topped vanity. A dedicated laundry room adds cabinetry, open shelving, clothes hanging rack, and a utility sink.
The practical strengths run just as deep: hurricane-rated double-pane windows, interconnected hardwired smoke & carbon monoxide detectors, water softener (2023), gas water heater, entire exterior has all new stucco and knockdown texture (2019), new soffits and fascia (2019), public water and sewer, and a block construction home! Morningside Recreation Center is right around the corner, with a community pool, splash pad, fitness center, gymnasium, playground, and basketball and tennis courts. Holiday luminaries, hayrides, and neighborhood picnics reflect the community spirit of Morningside Estates.
Clearwater Beach, shopping, dining, and Tampa International Airport are all within an easy drive. This home is ready to be called yours!
Description provided by KELLER WILLIAMS SOUTH TAMPA and reproduced from the MLS; not independently verified.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
Actual list price: $600,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 28% spread on the same house — and that gap is exactly what an automated guess can't see:
- Condition & updates — a 1967 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
- The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
- Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
- Carrying costs & concessions — this home carries HOA dues of $4/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.
- The pool — a private pool carries cost and value that living area doesn't capture.
And here's what the live market is doing — which the number above ignores entirely:
- This home: 5 days on market vs. a 32-day community median
- 4 active listings competing, 5 under contract
- 15 closed here in the last 12 months
For reference, this home is listed at $600,000 ($318/sq ft) — a number set with analysis a Messtimate can't do.
Selling your own home? Try the Messtimate on your address →
Methodology: 1,888 sq ft × $238–$304/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 14, 2026.
Similar homes for sale near MORNINGSIDE ESTATES UNIT 6B
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Price & listing history
Building permits
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Internet & broadband
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Xfinity/Spectrum cable broadband is widely available.
T-Mobile / Verizon fixed-wireless as a backup option.
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Listed by KELLER WILLIAMS SOUTH TAMPA · MLS # TB8528392
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Recent sales activity in MORNINGSIDE ESTATES UNIT 6B
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the MORNINGSIDE ESTATES UNIT 6B neighborhood guide for more.
Recent nearby closings in the data set.
Canonical 12-month median closed price. Reference only.
Canonical 12-month median $/sq ft. Reference only.
Go deeper on MORNINGSIDE ESTATES UNIT 6B
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Assigned schools
Schools currently assigned to this address in Pinellas County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Community 12-month median: $271/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Buyer research checklist
Items worth confirming for 2405 Summerlin Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 1967 (59 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
- HOA dues are listed at $4/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
- FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
- Get a homeowners insurance quote for this specific address in Pinellas County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
- Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
- Listed living area is 1,888 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $6,300/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
- School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Approximate distances
Approximate drive times for general reference only.
Data sources & freshness
| Listing record | Stellar MLS, refreshed twice daily (last: September 14, 2026) |
| Community market stats | Stellar MLS closed sales, as of August 2, 2026 |
| Flood zone & elevation | FEMA flood maps + USGS elevation (Zone X shown above) |
| Taxes & monthly cost | Estimated from county rates; not a quote |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 2405 Summerlin Drive and when was it built?
Per the listing record, 2405 Summerlin Drive was built in 1967 and has 1,888 sq ft of living area, 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 2405 Summerlin Drive in?
2405 Summerlin Drive is in Morningside Estates Unit 6B in Clearwater, Pinellas County. The community section on this page shows recent closed sales, days on market, and active inventory for Morningside Estates Unit 6B from the same MLS data.
Does 2405 Summerlin Drive have an HOA, and how much are the dues?
The listing reports HOA dues of $4 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 2405 Summerlin Drive differ from the current owner's?
The estimate on this page (about $6,300 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 2405 Summerlin Drive in a flood zone?
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
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MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.