28046 Bayhead Road, Dade City, FL 33523
Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
As of October 12, 2026, 28046 Bayhead Road in Darby Oaks Acres Class Iiie, Dade City is listed at $2,200,000 (2,994 sq ft, about $735 per sq ft). It has been 9 days on market. Listing facts: built in 2017, no HOA. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- No CDD assessment on record
- Built 2017 · 9 yrs
- 2,994 sq ft of living area
- Listed at $2,200,000 — recent neighborhood median sale price ~$900,000 (nearby sales; deemed reliable, not an appraisal)
- 9 days on market
- No HOA reported by the listing (confirm)
About this home
Virtually Staged. WELCOME TO THE MULIFAMILY FARM LIFE! Set on 10.16 acres in Dade City, this one-of-a-kind 4/3 FARMHOUSE & 1/1 ADU offers space, character and freedom for true country living from day one, with an additional adjoining 10-acre parcel available separately, TB8539379.
AN AUTOMATIC gated entrance beneath beautiful moss-draped oaks welcomes your home to fenced pasture, mature trees, livestock areas and wide-open views. Bring the HORSES & FARM ANIMALS, plant a garden, gather fresh eggs and enjoy the kind of lifestyle that is hard to find in a subdivision. The two-story farmhouse is filled with warmth and character, with extensive wood walls and ceilings, rich wood floors and a dramatic two-story great room filled with natural light.
The spacious kitchen sits at the heart of the home with granite countertops, abundant cabinetry, stainless appliances and a large MOVABLE center island made for gathering. Upstairs, an open loft overlooks the main living area and provides FLEX SPACE. Generously sized rooms throughout the home provide flexibility for sleeping areas, office space, hobbies or recreation, while the large utility/laundry room adds the practical space country living calls for.
NOTE: Spacious bedrooms are designed in a traditional farmhouse style without built-in closets, with room to add closets. Outdoor living is just as special. A covered porch wraps around three sides of the farmhouse and is finished with premium Ipe hardwood decking, prized for its exceptional hardness, longevity and natural resistance to decay, insects and weather.
An additional side deck gives you even more room for entertaining, while the upper balcony provides a peaceful place to sit, unwind and take in the pasture views and evening sunsets. The property is already set up for farm life with a large five-stall barn featuring a center aisle, loft/storage area and working space, along with fenced pasture, livestock areas and an additional metal building for equipment, storage, hobbies or farm use. The outbuilding adds versatility.
It includes finished, 600 SF ADU with a full kitchen,1 Bedroom and a Bath, plus additional heated and cooled flex areas currently used for storage and a home gym extra storage in the attic. The owners previously used this space for living purposes, making it useful for guests, extended family, hobbies, office needs or recreation. These improvements are not included in the home’s official square footage; buyers verify permitted use, square footage and suitability for intended use.
The 10.16-acre parcel may also provide potential to create two approximately 5-acre homesites, with the existing farmhouse on one portion and the possibility of an additional homesite toward the rear—an appealing option for a multigenerational or family-compound setting. Any split, additional residence or building use is subject to Pasco County approval and all applicable requirements. Need more land?
The adjoining 10-acre agricultural parcel is also available separately, creating an opportunity to own approximately 20 acres total with even more pasture, privacy and future possibilities. ELECTRIC, WELL & A 50-amp RV hookup add another useful feature for country living. This is more than a house with acreage.
It is a place where the farm lifestyle is already waiting for you. Bring your family, bring your animals, bring your plans and make it your own. (NO CHEMICALS HAVE BEEN USED EXCEPT OCCASIONAL DEWORMER FOR ANIMALS, SINCE OWNERSHIP)
Description provided by KELLER WILLIAMS RLTY NEW TAMPA and reproduced from the MLS; not independently verified.
Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Estimated monthly payment
- Principal & interest $12,186/mo 77%
- Taxes $2,894/mo 18%
- Insurance $716/mo 5%
$15,796/mo at 20% down, 30-yr @ 7.4% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Property taxes
✓ Certified county tax rollProperty taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.
Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.
Estimate my property taxes →Adjust for your exemptions, portability, and down payment
Sources: Florida DOR certified tax roll (2025), Stellar MLS; millage: Pasco County Schools 2025-26 tentative budget; Pasco County Property Appraiser. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Pasco County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Natural hazard risk
FEMA National Risk Index for Pasco County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Internet & broadband
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
5G home internet and satellite service depend on the exact location; check coverage for this address.
Pricing & the DARBY OAKS ACRES CLASS IIIE market
How this home is priced against recent nearby sales, and where DARBY OAKS ACRES CLASS IIIE has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
This home’s history
- 2017BuiltPer public record
- Sep 14, 2026First seen on movewithmomentum.comObserved at $2,200,000
- NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Price & listing history
Building permits
Comparable recent sales
3 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Median of these 3 sales: $900,000 ($368/sq ft). Directional only — a small or wide-radius sample. Shown for general reference only — not an appraisal or a statement of this home’s value.
The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
Directional estimate — 3 comparable closed sales within about 3 miles, closed within the last 18 months, same property type, living area within 30% of this home.
Actual list price: $2,200,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 27% spread on the same house — and that gap is exactly what an automated guess can't see:
- Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
- The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
- Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
- Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
And here's what the live market is doing — which the number above ignores entirely:
- 1063 active listings competing, 274 under contract
- 1 closed here in the last 12 months
For reference, this home is listed at $2,200,000 ($735/sq ft). The list price is the seller's asking price and is not derived from this range.
Selling your own home? Try the Messtimate on your address →
Methodology: 2,994 sq ft × $324–$412/sq ft (±12% around the median of 3 comparable closed sales within about 3 miles, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 12, 2026.
The Momentum read
🟢 Buyer-leaning conditions around this listing. 12756.0 months of supply in the surrounding market and 9 days on market for this home, against a 48-day area median.Days on market:this home 9Area median: 48 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by Stellar MLS. As of October 12, 2026.
🟡 Asking $735 per square foot, about 100% above the community’s $368 median. DARBY OAKS ACRES CLASS IIIE’s 12-month median sold price per square foot is $368. MLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
What’s unique here: no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated October 12, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by KELLER WILLIAMS RLTY NEW TAMPA · MLS # TB8539264
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Assigned schools
Schools currently assigned to this address in Pasco County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Groceries, dining, and parks for this city — see the city guide.
View →Schools, taxes, and services are county-administered — see the county guide.
View →Amenities and HOA/CDD detail on the neighborhood guide.
Buyer research checklist
Items worth confirming for 28046 Bayhead Road, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 2017: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
- The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
- Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
- Get a homeowners insurance quote for this specific address in Pasco County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
- Listed living area is 2,994 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $34,725/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $29,125 more per year than the current owner’s estimated bill (+520%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
- School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Data sources & freshness
| Listing record | Stellar MLS, checked against the MLS hourly (last: October 12, 2026) |
| Comparable sales | Stellar MLS closed sales within about 3 miles, last 18 months, as of October 12, 2026 |
| Flood zone & elevation | Not verified for this address — look it up at msc.fema.gov |
| Taxes & monthly cost | Certified county tax roll (parcel-matched) × county millage; an estimate, not a bill |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 28046 Bayhead Road and when was it built?
Per the listing record, 28046 Bayhead Road was built in 2017 and has 2,994 sq ft of living area, 4 bedrooms and 3.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 28046 Bayhead Road in?
28046 Bayhead Road is in Darby Oaks Acres Class Iiie in Dade City, Pasco County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 28046 Bayhead Road have an HOA?
The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.
Why might property taxes on 28046 Bayhead Road differ from the current owner's?
The estimate on this page (about $34,725 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $29,125 more per year than the current owner’s estimated bill (+520%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 28046 Bayhead Road in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
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MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.