3 bedroom Single Family Residence at 3003 N 15th Street, La Carbayera, Tampa — photo 1
14 days on market (MLS) Single Family Residence
$390,900
3-Bedroom Home in LA CARBAYERA

3003 N 15th Street, Tampa, FL 33605

Single Family Residence in LA CARBAYERA, TAMPA · No CDD on record · Built 2023
LA CARBAYERA · Tampa, FL 33605 · Hillsborough County
Listing data updated October 10, 2026 at 5:22 AM ET · checked against the MLS hourly
3Bedrooms
2Bathrooms
1,432Sq Ft
2023Year Built
$273Per Sq Ft
2-car garageNo CDD on record
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
23% above
$/sq ft vs community
$273 here vs $222 median sold (12 mo)
Buyer leverage
Seller-leaning
14 days on market
4.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 3 of 12
Price vs recent sales
Asking $391k tops 3 of the last 12 closed sales; also one of the largest homes here at 1,432 sq ft

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 10, 2026, 3003 N 15Th Street in La Carbayera, Tampa is listed at $390,900 (1,432 sq ft, about $273 per sq ft). That is 18% above La Carbayera's median closed sale of $330,000 over the last 12 months (8 recorded sales). Per square foot it is above the community's recent $222/sq ft by about 23%. It has been 14 days on market, well inside the community's typical 40 days. Listing facts: built in 2023, no HOA. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2023 · 3 yrs
  • 1,432 sq ft of living area
  • 2-car garage
  • Listed at $390,900 — recent neighborhood median sale price ~$330,000 (nearby sales; deemed reliable, not an appraisal)
  • 14 days on market
  • No HOA reported by the listing (confirm)
Listing description

About this home

YOUR NEW HOME AWAITS — NO HOA & NO CDD! Built in 2023, this beautiful 3-bedroom, 2-bathroom home offers 1,432 square feet of modern, comfortable living space. From the welcoming front porch to the thoughtfully designed interior, this home offers the perfect blend of comfort and style.

Step inside to an inviting layout designed for both everyday living and entertaining. The stylish kitchen features stainless steel appliances, granite countertops, coffered tray-style ceilings, recessed lighting, ample cabinetry, generous counter space, and plenty of storage for all your culinary needs. It’s the perfect space to prepare meals, entertain guests, and gather with family and friends.

The spacious primary suite offers a private retreat, complete with spa-like walk-in shower featuring a built-in tiled bench, elegant marble-look tile, and coordinating floor tile. Enjoy the peace of mind and convenience of newer construction, along with modern finishes throughout. With NO HOA and NO CDD fees, you'll enjoy added flexibility and value.

Don't miss your opportunity to make this beautiful home yours!

Description provided by EXIT KING REALTY and reproduced from the MLS; not independently verified.

Listing courtesy of EXIT KING REALTY · Listing agent: Hasina Myrick · 941-497-6060Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$390,900
Bed / bath3 / 2
Living area1,432 sq ft
Year built2023
Property typeSingle Family Residence
Garage2-car
MLS #A4705700
Listing status14 days on market (MLS)

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
Ground elevation~47 ft
CountyHillsborough
Area listings3 active · 0 under contract
Estimated first-year tax~$4,104/yr
CDD assessmentNone on record
HOANone reported

Calculated estimates

Price per sq ft$273
Estimated monthly payment$2,618
Insurance (illustrative)$1k–$2k/yr
Messtimate range$210,504 – $406,688
Comparable-sales median$330,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$2,618/mo
  • Principal & interest $2,165/mo 83%
  • Taxes $342/mo 13%
  • Insurance $111/mo 4%

$2,618/mo at 20% down, 30-yr @ 7.4% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$4,104/yr

Estimate: a typical Hillsborough effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$1k–$2k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
None reported

The listing reports no HOA. Confirm with the county record that no mandatory association applies.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
~47 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Hillsborough County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Hillsborough County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery High
Coastal floodingRelatively High
Inland floodingRelatively High
Heat waveRelatively High
WildfireRelatively Moderate
TornadoVery High
LightningVery High
Strong windRelatively Moderate
DroughtRelatively Moderate
HailRelatively High
Cold waveVery High

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · La Carbayera

Pricing & the La Carbayera market

How this home is priced against recent nearby sales, and where La Carbayera has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales3105 N 16TH STREET3105 N 16TH STREET: $147/sq ft$1473105 N 16TH STREET3105 N 16TH STREET: $147/sq ft$1473101 N 15TH STREET3101 N 15TH STREET: $232/sq ft$2323101 N 15TH STREET3101 N 15TH STREET: $232/sq ft$232This homeThis home: $273/sq ft$2733007 N 16TH STREET3007 N 16TH STREET: $284/sq ft$2843007 N 16TH STREET3007 N 16TH STREET: $284/sq ft$284Community median $222

Price vs. size in La Carbayera

Each dot is a closed sale since 2005 (41 total). This home is the gold marker.

$926$207k$413k8371,5412,245This home: $390,900, 1,432 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2017–2026. This home lists at $273/sq ft.

$39$140$2412017: $5920172021: $17420212022: $18220222023: $17220232024: $18320242025: $15820252026: $2222026

Median sale price by year

12-month median closed price, 2017–2026.

$54k$207k$360k2017: $84k20172021: $211k20212022: $226k20222023: $248k20232024: $205k20242025: $212k20252026: $330k2026
Property timeline

This home’s history

  • 2023BuiltPer public record
  • Sep 15, 2026First seen on movewithmomentum.comObserved at $390,900
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $390,900Momentum Realty · on market 14 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales in LA CARBAYERA in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $330,000 ($222/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$210,504the mess$406,688

Stronger local evidence — 6 comparable closed sales in LA CARBAYERA, closed within the last 18 months, same property type, living area within 30% of this home.

Actual list price: $390,900 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 93% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 14 days on market vs. a 40-day community median
  • 2 active listings competing, 1 under contract
  • ≈4.0 months of supply
  • 9 closed here in the last 12 months

For reference, this home is listed at $390,900 ($273/sq ft). The list price is the seller's asking price and is not derived from this range.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,432 sq ft × $147–$284/sq ft (interquartile band of 6 comparable closed sales in LA CARBAYERA, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 10, 2026.

Momentum Scores

Momentum Property Score

35/100
Strongest on: Market liquidity (60), Pricing power (60)
0 limited50100 exceptional

35/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area0
This home $273/sq ft vs the community 12-month median $222/sq ft.
Affordability19
List price $390,900 vs the community median $330,000. Not a measure of personal affordability.
Market liquidity60
Community median 40 days on market, ~4.0 months of supply (12-month record).
Pricing power60
Recent sales closed at about 96.0% of original asking (~4.0% below). More room below asking generally favors buyers.

Coverage: 4 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟠 Seller-leaning conditions around this listing. 4.0 months of supply in the surrounding market and 14 days on market for this home, against a 40-day area median.Days on market:this home 14Area median:  40 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2005 through 2026. As of September 20, 2026.

🟡 Asking $273 per square foot, about 23% above the community’s $222 median. La Carbayera’s 12-month median sold price per square foot is $222. Median sold price per square foot is up 55.7% year over year. Confidence: Medium · 8 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

38% of homes in La Carbayera are owner-occupied. An estimated 62% are non-owner-occupied, including 24% held in a company or trust and 8% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 314 homes matched. Community-level context.

Recent La Carbayera sales closed near 96.0% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 3 active listings in La Carbayera, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 10, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Keep looking

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Recently off market in LA CARBAYERA

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In the area

Recent La Carbayera news

Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.

Aug 2026 · Development

AECOM Hunt selected as construction manager for proposed $2.3 billion Rays ballpark in Tampa

AECOM Hunt joined the design team led by Populous for the proposed ballpark on a site that includes Hillsborough College property. The stadium would have at least 28,000 fixed seats, with a construction start targeted for September 2026 and completion by late 2028. Tampa's public contribution is up to $80 million and financing is not finalized.

Why it matters: A large ballpark and surrounding mixed-use district would add construction jobs, event traffic and retail demand on the Dale Mabry corridor. The site is about 6 miles southwest of La Carbayera.

Tampa Bay Business and Wealth

Aug 2026 · Infrastructure

Four firms vie to build Tampa International Airport's $150 million control tower

TPA narrowed the field to four builders for a new blast-resistant air traffic control tower on about 2 acres northwest of the main terminal. The budget is about $150 million, with board selection expected Oct. 1 and substantial completion targeted for March 2029.

Why it matters: Airport capital spending supports construction employment and long-term air service capacity for the region. The site is about 8 miles southwest of La Carbayera.

Tampa Bay Business and Wealth

Aug 2026 · Development

ONE Tampa condo tower tops out at 42 stories with nearly 70% of units sold

Kolter Urban's 42-story tower at North Ashley Drive and East Twiggs Street has 225 residences and is capped at 649 feet by aviation limits. Closings are expected to begin in the third quarter of 2027. About 5,000 square feet of ground-floor restaurant space is planned.

Why it matters: New downtown condo inventory and ground-floor dining add housing choices and walkable amenities near Curtis Hixon Waterfront Park. The project is about 8 miles south of La Carbayera, elsewhere in Hillsborough County.

Tampa Bay Business and Wealth

Jul 2026 · Development

33-story tower planned for Water Street Tampa expansion

Strategic Property Partners plans a 33-story mixed use tower at Water Street and Cumberland Avenue in downtown Tampa on a 1.9-acre site. The building would hold 452 residential units ranging from studios to three bedrooms plus about 37,000 square feet of retail and 645 parking spaces. Construction is scheduled to begin in spring 2027 with completion targeted for 2029.

Why it matters: Adds a 33 story tower with 452 residential units and ground floor retail to the downtown Tampa market, continuing the buildout of the Water Street district and expanding high rise housing supply. The project is about 9 miles south of La Carbayera, elsewhere in Hillsborough County.

Florida YIMBY

Go deeper

More on LA CARBAYERA

Go deeper on LA CARBAYERA

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Hillsborough County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

Hillsborough County Public Schools (verify by address)Public · Hillsborough County School District
Confirm zoned elementary, middle, and highBy address · Hillsborough County School District
Magnet and choice options may applyChoice · Hillsborough County School District
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 3003 N 15Th Street, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2023: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
  • The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Hillsborough County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 1,432 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $4,104/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • Confirm school zoning directly with the district.
Provenance

Data sources & freshness

Listing recordStellar MLS, checked against the MLS hourly (last: October 10, 2026)
Comparable salesStellar MLS closed sales in LA CARBAYERA, last 18 months, as of September 20, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 3003 N 15Th Street and when was it built?

Per the listing record, 3003 N 15Th Street was built in 2023 and has 1,432 sq ft of living area, 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 3003 N 15Th Street in?

3003 N 15Th Street is in La Carbayera in Tampa, Hillsborough County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 3003 N 15Th Street have an HOA?

The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.

Why might property taxes on 3003 N 15Th Street differ from the current owner's?

The estimate on this page (about $4,104 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 3003 N 15Th Street in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.