Tampa
Housing Market

City market report · Hillsborough County, FL · 40 ZIP codes

Median sale price $430,000, up 3.6% year over year, with homes going under contract in about 38 days, 1,363 homes on the market.

1,041 communities reporting8,748 sales analyzedRefreshed twice dailyMomentum Score 60
Live Market Pulse
60/100
Momentum
Balanced Market
1,363 homes on the market right now. Recalculated every day from licensed MLS data · last refresh October 7, 2026 at 3:21 PM ET.
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Live · Tampa Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$430K ▲
Median sold · 12 moConfidence: High
up 3.6% vs the prior 12 months
+3.6% ▲
1-yr price change
n = 8,748 recent sales
$265/sf ▲
Sold $/sqft · 12 mo
Hillsborough County: $221 · +3.5% vs prior yr
95.4% ▼
Sale vs ask
Hillsborough County: 95.6% · -0.3pp vs prior yr
$377K ▼
Hillsborough County home value
Zillow ZHVI, monthly · -1.4% vs a year ago
Tempo
4.0mo
Supply
3 to 6 months is the balanced band
38days ▲
Median DOM · closed
Hillsborough County: 42 days · +8.0 days vs prior yr
24%
Under contract
Hillsborough County: 24%
1,363 · 404 ▲11
For sale · pending
live counts, refreshed twice daily
5,135 ▲
Sold · last 12 mo
closed across all tracked communities · +4.4% vs prior yr
Market context
33% ▲
Listings with price cuts
Hillsborough County · Zillow · +0.5pp vs prior month
7,592
County for-sale inventory
Zillow, monthly
7% ▲
New construction
share of recent sales · +0.7pp vs prior yr
22% ▼
Cash buyers
share of sales · peak 30% · -1.2pp vs prior yr
60/100
Momentum score
Balanced Market
Economy & people · county layer
$75,011
Median household income
U.S. Census ACS, county
1,489,634
County population
+8.0% since 2018
5.0×
Price to income
county home value vs median income
61%
Owner-occupied
U.S. Census ACS, county
$2,787/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
✓ $3.5B+ sold✓ 10,000+ customers served✓ Top 1% in Florida · RealTrends✓ 800+ five-star reviews✓ Licensed FL MLS data✓ Updated daily
Today's Take · October 7, 2026
Jon Brooks
Jon Brooks →
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Inventory sits at 4.0 months of supply — balanced by the 3-to-6-month balanced benchmark, and 24% of listed homes are already under contract. Prices are up 3.6% versus the prior year and sellers are still collecting 95.4% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.

What It Means

Who has leverage right now

BUYER'S SELLER'S 60
Momentum Score
Buyer leverage40
Seller leverage60

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors sellers.

Momentum Outlook
  • Prices — balanced supply argues for a sideways market; condition and pricing decide individual outcomes.
  • Inventory — building over the tracked window; watch whether that holds through the season.
  • Negotiating power — sellers hold the leverage while 24% of inventory sits under contract.
  • Mortgage sensitivity — at 5.0× income, this market is highly sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current Tampa data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Supply by Price Band

One inventory number hides four different markets

Under $300K
4.5 mo · balanced band · 340 active
$300K–$500K
2.9 mo · seller-tilted · 653 active
$500K–$750K
3.0 mo · balanced band · 223 active
$750K+
2.6 mo · seller-tilted · 147 active

Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.

Neighborhood Heat Map

Where Tampa is hot — and where it isn't

Each dot is a community (350 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.

Analysis

The read on Tampa

The median sale price across Tampa currently stands at $430,000, up 3.6% from a year ago. Buyers are paying a median of $265 per square foot. The typical home goes under contract in about 38 days. Sellers are capturing 95.4% of their original asking price on average.

There are 1,363 active listings on the market, with 404 more already under contract. At the current sales pace that works out to 4.0 months of supply — roughly balanced conditions by the standard six-month benchmark. 5,135 homes closed here over the trailing 12 months.

Tampa prices sit above the Hillsborough County median by roughly 8%. Zillow's home value index for Hillsborough County stands at $377,121. About 33% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Tampa is 60 of 100 — balanced market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of October 7, 2026.

Trends & History

Tampa since 2012 — and where it’s heading

A median home here sold for $160,315 in 2012 and $579,385 over the last recorded year — 261% appreciation across 14 years of recorded sales. Cash buyers took 22% of recent sales, down from a 30% peak.

Median sale price · 2012–2026 (78,953 recorded sales)

$152K$370K$588K$579K2012: $160K2013: $203K2014: $201K2015: $241K2016: $252K2017: $274K2018: $329K2019: $299K2020: $478K2021: $398K2022: $435K2023: $492K2024: $544K2025: $532K2026: $579K20122015201920232026

Days on market by year

4d104d203d39d2012: 44d2013: 35d2014: 38d2015: 47d2016: 39d2017: 34d2018: 47d2019: 71d2020: 200d2021: 8d2022: 8d2023: 19d2024: 24d2025: 31d2026: 39d20122015201920232026

Cash buyers · share of sales

17%24%30%22%2016: 25%2017: 23%2018: 21%2019: 21%2020: 18%2021: 20%2022: 30%2023: 25%2024: 24%2025: 24%2026: 22%20162018202120242026

Home value trend · Hillsborough County (Zillow ZHVI)

$377K$380K$383K$377KAug '25: $383KSep '25: $381KOct '25: $380KNov '25: $379KDec '25: $379KJan '26: $379KFeb '26: $380KMar '26: $380KApr '26: $379KMay '26: $378KJun '26: $377KJul '26: $377KAug '26: $377KAug '25Nov '25Feb '26May '26Aug '26

For-sale inventory · county (Zillow)

7,1137,6708,2267,592Aug '25: 8,204Sep '25: 8,051Oct '25: 7,893Nov '25: 7,692Dec '25: 7,355Jan '26: 7,171Feb '26: 7,136Mar '26: 7,393Apr '26: 7,530May '26: 7,621Jun '26: 7,604Jul '26: 7,588Aug '26: 7,592Aug '25Nov '25Feb '26May '26Aug '26

Daily active vs pending · Hillsborough County (MLS)

1,6894,2086,727Jul 07 · Active: 6,232Aug 03 · Active: 6,502Aug 04 · Active: 6,415Aug 05 · Active: 6,465Aug 06 · Active: 6,471Aug 07 · Active: 6,498Aug 08 · Active: 6,522Aug 09 · Active: 6,511Aug 10 · Active: 6,510Aug 11 · Active: 6,500Aug 12 · Active: 6,468Aug 13 · Active: 6,460Aug 15 · Active: 6,524Aug 17 · Active: 6,465Aug 19 · Active: 6,424Aug 22 · Active: 6,500Aug 23 · Active: 6,497Aug 28 · Active: 6,472Aug 29 · Active: 6,503Aug 30 · Active: 6,485Aug 31 · Active: 6,465Sep 07 · Active: 6,438Sep 09 · Active: 6,413Sep 11 · Active: 6,512Sep 12 · Active: 6,521Sep 13 · Active: 6,523Sep 14 · Active: 6,501Sep 15 · Active: 6,505Sep 16 · Active: 6,524Sep 17 · Active: 6,563Sep 19 · Active: 6,625Sep 20 · Active: 6,615Sep 21 · Active: 6,597Sep 22 · Active: 6,589Sep 23 · Active: 6,592Sep 24 · Active: 6,590Sep 25 · Active: 6,616Sep 26 · Active: 6,627Sep 28 · Active: 6,609Sep 29 · Active: 6,592Oct 01 · Active: 6,574Oct 04 · Active: 6,537Oct 05 · Active: 6,512Oct 06 · Active: 6,517Oct 07 · Active: 6,528Jul 07Sep 09Oct 07ActivePending

Median price · daily recalculation

$430K$436K$443K$430KAug 06: $440KAug 08: $440KAug 09: $440KAug 10: $440KAug 11: $436KAug 12: $436KAug 13: $436KAug 15: $436KAug 17: $436KAug 18: $436KAug 19: $436KAug 20: $436KAug 21: $437KAug 22: $437KAug 23: $437KAug 24: $437KAug 26: $437KAug 28: $437KAug 29: $437KAug 30: $437KAug 31: $437KSep 01: $437KSep 04: $437KSep 05: $437KSep 06: $437KSep 07: $437KSep 08: $437KSep 09: $437KSep 10: $437KSep 11: $437KSep 12: $442KSep 13: $442KSep 14: $442KSep 15: $442KSep 16: $442KSep 17: $442KSep 19: $442KSep 20: $430KSep 21: $430KSep 22: $430KSep 23: $430KSep 24: $430KSep 25: $430KSep 26: $430KSep 28: $430KSep 29: $430KSep 30: $430KOct 01: $430KOct 03: $430KOct 04: $430KOct 05: $430KOct 06: $430KOct 07: $430KAug 06Aug 22Sep 08Sep 22Oct 07
Single-family 86%Townhome 6%Condo 4%Villa 2%? 1%
Local Economics · county layer

What’s driving Tampa

Who’s moving here
-1,186 net residents/yr

Top inbound states: NY, TX, NJ, GA. Movers arriving report ~$77,979 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$1,816/yr avg premium

6,518 Citizens policies in force in Hillsborough County — the state-backed insurer of last resort. Budget insurance into any Hillsborough purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
8,696 units permitted -4% YoY

4,295 single-family · 4,401 multi-family · 5.8 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
Demorest ▲ 56%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

Biggest risk buyers are ignoring
Under $300K: 4.5 months of supply

The most crowded shelf in the market. Sellers here are competing hardest — which means overpaying in this band is the most avoidable mistake in Tampa right now.

Biggest opportunity
$750K+: 2.6 months of supply

The tightest band — sellers in this range hold the most leverage, and buyers should walk in with financing done and terms clean.

What we’re telling clients today

Sellers: price to the last 60 days of comps, not the peak — well-prepared listings are still commanding strong terms. Buyers: get underwritten now so you can move when the right house hits.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

How it stacks up across Hillsborough County

MarketMedianActiveScore
Tampa ← this page$430K1,36360
Riverview$362K42056Open →
Wimauma$360K17559Open →
Sun City Center$296K15350Open →
Ruskin$322K14848Open →
Apollo Beach$501K14549Open →
Community Movers

Neighborhoods on the move

Prices rising fastest
DemorestTampa$399K▲ 56%
La CarbayeraTampa$330K▲ 56%
Marina Pointe EastTampa$1.12M▲ 43%
Gandy Blvd ParkTampa$660K▲ 37%
Bayshore Beautiful SubTampa$1.04M▲ 36%
Prices cooling fastest
Manor HeightsTampa$371K▼ 48%
Buffalo HeightsTampa$674K▼ 42%
West Pines Rev MapTampa$447K▼ 37%
Virginia TerraceTampa$1.60M▼ 33%
LAKEWOOD ESTATESTampa$244K▼ 33%
Most homes for sale
Davis Islands TampaTampa$1.56M23
touchstone ph 5Tampa$380K22
Port Tampa City MapTampa$535K21
Townn Country Park Un 06Tampa$385K21
Riverbend SubTampa$365K19
Selling fastest
Carrollwood Village Ph TwoTampa$750K5 days
VILLAS OF NORTHDALE PH ITampa$242K5 days
COUNTRY PLACE WEST UNIT VTampa$477K6 days
Tampas North Side Cntry ClTampa$440K6 days
Virginia ParkTampa$1.15M6 days
Explore Deeper

Tampa ZIP codes

Most active communities

More on Tampa

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in Tampa right now?

The data says conditions currently favor neither side decisively in Tampa — the Momentum Score reads 60/100 with 4.0 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is Tampa becoming more affordable?

No — the median sale price in Tampa is $430,000, up 3.6% versus the prior year, while sellers still capture 95.4% of asking price. Rising prices mean waiting has a cost; affordability hinges mostly on your rate.

Where are prices falling fastest in Tampa?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are Manor Heights (-48%); Buffalo Heights (-42%); West Pines Rev Map (-37%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which Tampa neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are Carrollwood Village Ph Two (5 days); VILLAS OF NORTHDALE PH I (5 days); COUNTRY PLACE WEST UNIT V (6 days) — homes there go under contract well ahead of the market-wide pace of 38 days.

How does Tampa compare to the rest of Hillsborough County?

Tampa's median of $430,000 runs 8% above the county-wide median of $400,000, and homes here take 38 days to go under contract versus 42 county-wide.

Questions

Tampa housing market FAQ

How is the housing market in Tampa right now?

As of October 7, 2026, the Tampa housing market favors sellers: the median sale price is $430,000 (up 3.6% year over year), 1,363 homes are for sale against 5,135 sales in the last 12 months, which is 4.0 months of supply, and the typical home goes under contract in about 38 days.

How much is a house in Tampa?

The median home sold for $430,000 in Tampa over the last 12 months, about $265 per square foot; asking prices on the 1,363 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.

Is it a good time to sell a house in Tampa?

By the numbers, sellers in Tampa are getting 95.4% of asking price and going under contract in about 38 days with 4.0 months of supply. Under four months of supply generally favors sellers; over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.

What is the Tampa housing market forecast?

Momentum Realty publishes the recorded trend, not a prediction: Tampa median sale prices are up 3.6% year over year, inventory stands at 4.0 months of supply, and 24% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.

What is the median home price in Tampa?

The median sale price in Tampa is currently $430,000, up 3.6% from a year ago, based on MLS sales data updated October 7, 2026.

Is Tampa a buyer's or seller's market right now?

The data currently favors sellers. Tampa scores 60 of 100 on the Momentum Score, with 4.0 months of housing supply. Conditions change; this page updates daily.

How long do homes take to sell in Tampa?

The typical home in Tampa goes under contract in about 38 days, per current MLS data.

How many homes are for sale in Tampa?

There are approximately 1,363 active listings in Tampa as of October 7, 2026.

Are home prices in Tampa rising or falling?

Median sale prices are up 3.6% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across Tampa. Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: October 7, 2026 at 3:21 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.