4-Bedroom Pool Home in OAKSTEAD PRCL 06 UNIT 01 PRCL 07
3128 ASHMONTE DRIVE, LAND O LAKES, FL 34638
Single Family Residence in OAKSTEAD PRCL 06 UNIT 01 PRCL 07, LAND O LAKES · No CDD
OAKSTEAD PRCL 06 UNIT 01 PRCL 07 · LAND O LAKES, FL 34638 · Pasco
Listing data updated September 10, 2026 · refreshed twice daily
4Bedrooms
3Bathrooms
2,613Sq Ft
2003Year Built
$233Per Sq Ft
Private pool2-car garageNo CDD4 bedrooms
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
9% below
$/sq ft vs community
$233 here vs $257 median sold (12 mo)
Buyer leverage
Balanced market
3.6-month supply
3.6 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$2k–$4k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
As of September 10, 2026, 3128 Ashmonte Drive in Oakstead Prcl 06 Unit 01 Prcl 07, Land O Lakes is listed at $609,900 (2,613 sq ft, about $233 per sq ft). That sits within a few percent of Oakstead Prcl 06 Unit 01 Prcl 07's median closed sale of $553,000 over the last 12 months (2 recorded sales). It came to market within the past week. Listing facts: built in 2003, a private pool, HOA dues of $6/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
Built 2003 · 23 yrs
2,613 sq ft of living area
2-car garage
Listed at $609,900 — recent neighborhood median sale price ~$553,000 (nearby sales; deemed reliable, not an appraisal)
Active listing
HOA $6/mo (per listing)
Momentum Research · OAKSTEAD
Pricing & the OAKSTEAD market
How this home is priced against recent nearby sales, and where OAKSTEAD has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in OAKSTEAD
Each dot is a closed sale since 2004 (138 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2012–2025. This home lists at $233/sq ft.
Median sale price by year
12-month median closed price, 2012–2025.
Property timeline
This home’s history
2003BuiltPer public record
NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Financing
Estimated monthly payment
$3,950/mo
Principal & interest $3,152/mo80%
Taxes $534/mo14%
Insurance $258/mo7%
HOA $6/mo0%
$3,950/mo at 20% down, 30-yr @ 6.71% · edit any field to update.
Strongest on: Price vs area (73), Buyer competition (67)
0 limited50100 exceptional
55/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area73
This home $233/sq ft vs the community 12-month median $257/sq ft.
Affordability33
List price $609,900 vs the community median $553,000. Not a measure of personal affordability.
Market liquidity58
Community inventory, ~3.6 months of supply (12-month record).
Renovation upside46
From a 2003 build and $233/sq ft vs the community median $257/sq ft. Not a condition assessment.
Buyer competition67
33% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟡 Asking $233 per square foot, about 9% below the community’s $257 median. OAKSTEAD’s 12-month median sold price per square foot is $257. Confidence: Low · 2 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
80% of homes in OAKSTEAD are owner-occupied. An estimated 20% are non-owner-occupied, including 8% held in a company or trust and 8% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 1249 homes matched. Community-level context.
What’s unique here: one of only 6 active listings in OAKSTEAD, no CDD assessment.
Updated September 10, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Listing description
About this home
Welcome to this beautifully updated and meticulously maintained single-family home in the sought-after master-planned community of Oakstead in Land O’ Lakes. NEW ROOF 2025!!!! Offering just over 2,600 square feet of single-story living, this impressive 4-bedroom, 3-bath pool home combines a spacious floor plan with extensive 2025 improvements and a wonderful Florida outdoor living space.
At the heart of the home is the beautifully remodeled kitchen featuring quartz countertops, Whirlpool stainless steel appliances, and a Moen MotionSense hands-free faucet. Porcelain tile flooring was installed throughout the entire home, including all bedrooms, closets, and pantry, complemented by new 5½-inch baseboards for a clean, cohesive finish. The interior was freshly painted throughout in 2025, including all rooms, closets, doors, and casings.
The primary bathroom was completely refreshed with polished porcelain tile in the shower, a heavy-glass shower enclosure and door, quartz countertops, and Moen fixtures. Both the guest bathroom and convenient pool bath were also updated with quartz countertops and Moen fixtures. Step outside to your own private Florida retreat featuring a beautiful swimming pool and spa surrounded by a pavered lanai—an inviting setting for relaxing, entertaining, and enjoying the outdoors year-round.
Additional 2025 improvements extend well beyond the cosmetic updates. New double pane windows and double pane sliding doors with transferable warranty provide efficiency and peace of mind. The exterior of the home was freshly painted, including the trim and front door.
A Sentricon system for treatment of subterranean termites protects the exterior with a transferable warranty from Hughes Exterminators. The HVAC system received extensive air-duct supply and coil cleaning along with new supply lines, return, supply plenum, and return-air plenum. A HALO-LED Whole Home Air Purification System was also installed, adding another thoughtful enhancement to this exceptionally well-cared-for home.
Oakstead offers an amenity-rich lifestyle with a community clubhouse, fitness center, resort-style pool with splash pad, tennis and basketball courts, playgrounds, and walking trails. Conveniently located just off State Road 54 near the Suncoast Parkway, this beautifully improved Land O’ Lakes pool home offers the space, updates, amenities, and single-story living that make Florida living so appealing.
Description provided by FLORIDA EXECUTIVE REALTY and reproduced from the MLS; not independently verified.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$609,900
Bed / bath4 / 3
Living area2,613 sq ft
Year built2003
Property typeSingle Family Residence
Garage2-car
PoolYes
MLS #TB8546487
Listing statusActive
Public records & third-party data
FEMA flood zoneNot verified — check msc.fema.gov
Windstorm exposureLow
CountyPasco
Area listings6 active · 1 under contract
Estimated first-year tax~$6,404/yr
CDD assessmentNone on record
HOA (per listing)$6/mo
Calculated estimates
Price per sq ft$233
Estimated monthly payment$3,950
Insurance (illustrative)$2k–$4k/yr
Comparable-sales median$553,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of FLORIDA EXECUTIVE REALTY · Listing agent: Wendy Ross · 813-324-2440Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™
The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$590,538the mess$752,544
Actual list price: $609,900 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 27% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
Carrying costs & concessions — this home carries HOA dues of $6/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.
The pool — a private pool carries cost and value that living area doesn't capture.
And here's what the live market is doing — which the number above ignores entirely:
5 active listings competing, 4 under contract
≈3.6 months of supply
19 closed here in the last 12 months
For reference, this home is listed at $609,900 ($233/sq ft) — a number set with analysis a Messtimate can't do.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 2,613 sq ft × $226–$288/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 10, 2026.
Keep looking
Similar homes for sale near OAKSTEAD PRCL 06 UNIT 01 PRCL 07
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Listed for $609,900Momentum Realty · on market 0 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$6,404/yr
A rough first-year estimate only, applying a typical Pasco rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
None
No CDD assessment on record for this community.
Insurance (illustrative range)
$2k–$4k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.
HOA
$6/mo
Covers the master association & common areas. Confirm exact dues and what they include.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Not verified
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Ground elevation
Not on record
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Connectivity
Internet & broadband
Fiber
Check availability
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Cable
Likely
Xfinity/Spectrum cable broadband is widely available.
5G Home
Backup
T-Mobile / Verizon fixed-wireless as a backup option.
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Listed by FLORIDA EXECUTIVE REALTY · MLS # TB8546487
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Market data · public records
Recent sales activity in OAKSTEAD PRCL 06 UNIT 01 PRCL 07
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the OAKSTEAD PRCL 06 UNIT 01 PRCL 07 neighborhood guide for more.
Comparable sales found
1
Recent nearby closings in the data set.
Community median sale price
$553,000
Canonical 12-month median closed price. Reference only.
Community median $/sq ft
$257
Canonical 12-month median $/sq ft. Reference only.
Go deeper on OAKSTEAD PRCL 06 UNIT 01 PRCL 07
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Jul 2026 · Development
Pomelo Square mixed-use community advances in Wesley Chapel
Ryan Cos. and PulteGroup are advancing Pomelo Square, a mixed use development at the northeast corner of Old Pasco Road and Overpass Road in Wesley Chapel. Plans call for 415 residential units made up of 325 apartments and 90 townhomes, about 42,000 square feet of retail, and a hotel pad. Completion is targeted for the first quarter of 2028.
Why it matters: Adds a mixed use community of apartments and townhomes with retail space and a hotel pad, expanding housing and commercial supply in a growing Pasco County corridor. The project is about 11 miles east of Oakstead, elsewhere in Pasco County.
New mixed-use development planned on State Road 52 in central Pasco
A mixed-use development planned on State Road 52 in central Pasco County, next to Pilot Country Airport, would add 108 single-family homes, about 175,000 square feet of commercial and retail space, and a 120-room hotel, with completion expected around 2030.
Why it matters: A new mixed-use community adds housing, retail, and lodging along the State Road 52 corridor in central Pasco, the kind of growth that can shape demand and pricing for nearby communities. The site is about 5 miles north of Oakstead.
Moffitt Cancer Center opens flagship outpatient center at its new Speros FL campus in Pasco
Moffitt Cancer Center held the grand opening of its flagship outpatient cancer center in January 2026 at Speros FL, its large new campus on State Road 52 in Pasco County. The campus is planned as a long-term life sciences and medical hub expected to bring substantial employment to the area.
Why it matters: A large new medical and life sciences campus is a long-term employment anchor for central Pasco, a structural demand driver for housing in the surrounding area. The site is about 6 miles north of Oakstead.
Flagship breaks ground on 46,000-square-foot Wiregrass Ranch Medical Pavilion in Wesley Chapel
Flagship Healthcare Properties broke ground in January 2026 on a 46,000-square-foot medical pavilion at Wiregrass Ranch in Wesley Chapel, adding outpatient medical space to the growing State Road 56 corridor.
Why it matters: Added outpatient medical space along the State Road 56 corridor deepens healthcare access and professional employment in Wesley Chapel, an amenity factor that can support nearby housing demand. The project is about 8 miles east of Oakstead, elsewhere in Pasco County.
Schools currently assigned to this address in Pasco County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
GRADEA
Oakstead Elementary-POAssigned elementary school · Pasco County School District · Grade A (Florida DOE 2025-26)
GRADEA
Charles S. Rushe Middle-POAssigned middle school · Pasco County School District · Grade A (Florida DOE 2025-26)
GRADEA
Sunlake High School-POAssigned high school · Pasco County School District · Grade A (Florida DOE 2025-26)
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
How it stacks up
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Sold Dec 2025
$553,000
3322 ASHMONTE DRIVE, LAND O LAKES
3 / 3 bd/ba · 2,153 sq ft · $257/sq ft
Courtesy of EXP REALTY LLC · View details →
Community 12-month median: $257/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
If you rent it out
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Estimated rent$2,795 – $4,066/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.5%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,237 – −$93At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide
Buyer research checklist
Items worth confirming for 3128 Ashmonte Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 2003 (23 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
HOA dues are listed at $6/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
Get a homeowners insurance quote for this specific address in Pasco County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
Listed living area is 2,613 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $6,404/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Nearby & commute
Approximate distances
Approximate drive times for general reference only.
City
LAND O LAKES
Groceries, dining, and parks for this city — see the city guide.
Stellar MLS, refreshed twice daily (last: September 10, 2026)
Community market stats
Stellar MLS closed sales, as of August 2, 2026
Flood zone & elevation
Not verified for this address — look it up at msc.fema.gov
Taxes & monthly cost
Estimated from county rates; not a quote
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 3128 Ashmonte Drive and when was it built?
Per the listing record, 3128 Ashmonte Drive was built in 2003 and has 2,613 sq ft of living area, 4 bedrooms and 3.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 3128 Ashmonte Drive in?
3128 Ashmonte Drive is in Oakstead Prcl 06 Unit 01 Prcl 07 in Land O Lakes, Pasco County. The community section on this page shows recent closed sales, days on market, and active inventory for Oakstead Prcl 06 Unit 01 Prcl 07 from the same MLS data.
Does 3128 Ashmonte Drive have an HOA, and how much are the dues?
The listing reports HOA dues of $6 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 3128 Ashmonte Drive differ from the current owner's?
The estimate on this page (about $6,404 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 3128 Ashmonte Drive in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 3128 ASHMONTE DRIVE in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
