3 bedroom Single Family Residence at 3132 Beaver Pond Trail, Twin Lakes Parcels A2 And B2, Valrico — photo 1
New — 2 days on market Single Family Residence
$379,900
3-Bedroom Home in TWIN LAKES PARCELS A2 AND B2

3132 Beaver Pond Trail, Valrico, FL 33596

Single Family Residence in TWIN LAKES PARCELS A2 AND B2, VALRICO · No CDD on record
TWIN LAKES PARCELS A2 AND B2 · Valrico, FL 33596 · Hillsborough County
Listing data updated October 3, 2026 · refreshed hourly
3Bedrooms
2Bathrooms
1,574Sq Ft
1999Year Built
$241Per Sq Ft
2-car garageNo CDD on record
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
6% above
$/sq ft vs community
$241 here vs $228 median sold (12 mo)
Buyer leverage
Strong seller market
2 days on market
No active listings
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$2k–$3k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 4 of 12
Price vs recent sales
Asking $380k tops 4 of the last 12 closed sales

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 3, 2026, 3132 Beaver Pond Trail in Twin Lakes Parcels A2 And B2, Valrico is listed at $379,900 (1,574 sq ft, about $241 per sq ft). It came to market within the past week. Listing facts: built in 1999, HOA dues of $100/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1999 · 27 yrs
  • 1,574 sq ft of living area
  • 2-car garage
  • Listed at $379,900 — recent neighborhood median sale price ~$362,500 (nearby sales; deemed reliable, not an appraisal)
  • New to market
  • HOA $100/mo (per listing)
Listing description

About this home

MOVE IN READY! Impeccable updated home on large corner homesite in one of Valrico's most sought after communities! Great room plan with split bedrooms.

Wood flooring in dining and great room, tiled wet areas, carpeted bedrooms. Spacious kitchen offers wood cabinets with crown molding, soft close drawers, and undermount lighting plus granite countertops and stainless steel appliances. Bathrooms have been remodeled with wood cabinets, new plumbing fixtures, and tile.

Master bath features a Kohler Vibracoustic Bubble Massage Bath Tub which offers jets, music, and lighting- An oasis for a peaceful evening. Custom window treatments plus ceiling fans throughout home. Oversized 2 1/2 car garage has heavy duty shelving for an enormous amount of items plus pull down stairs with attic storage.

Covered back patio with extended 300 sf of pavers offers an outdoor entertaining area overlooking a lushly landscaped and fenced backyard. Full St. Augustine lawn is maintained by reclaimed water at a cost of $9 per month!!!

Dimensional shingle roof was replaced in 2017, Lennox Heat Pump was installed in 2018, CWS Impact Windows were installed in 2025! Together these items have lowered interior noise and electricity bills. Exterior was painted with Sherwin Williams 10 year paint in 2025.

Twin Lakes offers a community pool, basketball court, Pickleball/Tennis court, and Playground plus lots of scenic walking opportunities around Lake Michaela. Nightly security guard as well. A rated schools plus Bloomingdale Library nearby.

3 golf courses within 3 miles as well as Baycare Fitness Center. Shopping within 2 miles includes Publix, Sprouts, Whole Foods (opening soon), and a Walmart Superstore. Restaurants include Chili's, Panera, Dunkin, Chick fil A, and Starbucks.

No CDD!!!! Agent owned.

Description provided by CENTURY 21 LINK REALTY, INC. and reproduced from the MLS; not independently verified.

Listing courtesy of CENTURY 21 LINK REALTY, INC. · Listing agent: Kelly Janssen · 813-684-0036Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$379,900
Bed / bath3 / 2
Living area1,574 sq ft
Year built1999
Property typeSingle Family Residence
Garage2-car
MLS #TB8544029
Listing statusNew &mdash; 2 days on market

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
Ground elevation~53 ft
CountyHillsborough
Area listings0 active · 1 under contract
Estimated first-year tax~$3,989/yr
CDD assessmentNone on record
HOA$100/mo

Calculated estimates

Price per sq ft$241
Estimated monthly payment$2,683
Insurance (illustrative)$2k–$3k/yr
Messtimate range$317,948 – $377,760
Comparable-sales median$362,500

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$2,683/mo
  • Principal & interest $2,079/mo 77%
  • Taxes $332/mo 12%
  • Insurance $172/mo 6%
  • HOA $100/mo 4%

$2,683/mo at 20% down, 30-yr @ 7.28% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$3,989/yr

Estimate: a typical Hillsborough effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$2k–$3k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$100/mo

Per the MLS listing. Confirm exact dues and what they include with the association.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
~53 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Hillsborough County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Hillsborough County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery High
Coastal floodingRelatively High
Inland floodingRelatively High
Heat waveRelatively High
WildfireRelatively Moderate
TornadoVery High
LightningVery High
Strong windRelatively Moderate
DroughtRelatively Moderate
HailRelatively High
Cold waveVery High

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Twin Lakes Parcels A2 And B2

Pricing & the Twin Lakes Parcels A2 And B2 market

How this home is priced against recent nearby sales, and where Twin Lakes Parcels A2 And B2 has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales4812 COPPER CANYON BOULE…4812 COPPER CANYON BOULEVARD: $191/sq ft$191930 GRAND CANYON DRIVE930 GRAND CANYON DRIVE: $202/sq ft$2022614 QUEEN ALBERTA DRIVE2614 QUEEN ALBERTA DRIVE: $227/sq ft$2271607 OAK ARBOR LANE1607 OAK ARBOR LANE: $230/sq ft$2302222 ARCH MCDONALD DRIVE2222 ARCH MCDONALD DRIVE: $240/sq ft$240This homeThis home: $241/sq ft$2414323 CULBREATH ROAD #B4323 CULBREATH ROAD #B: $272/sq ft$272Community median $228
Property timeline

This home’s history

  • 1999BuiltPer public record
  • Sep 2, 2026First seen on movewithmomentum.comObserved at $379,900
  • NowUnder contractCurrently pending

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $379,900Momentum Realty · on market 2 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $362,500 ($228/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$317,948the mess$377,760

Stronger local evidence — 6 comparable closed sales within about 3 miles, closed within the last 18 months, same property type, living area within 30% of this home.

Actual list price: $379,900 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 19% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a 1999 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — this home carries HOA dues of $100/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.

And here's what the live market is doing — which the number above ignores entirely:

  • 0 active listings competing, 1 under contract
  • 1 closed here in the last 12 months

For reference, this home is listed at $379,900 ($241/sq ft). The list price is the seller's asking price and is not derived from this range.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,574 sq ft × $202–$240/sq ft (interquartile band of 6 comparable closed sales within about 3 miles, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 3, 2026.

Momentum Research

The Momentum read

🟡 Asking $241 per square foot, about 6% above the community’s $228 median. Twin Lakes Parcels A2 And B2’s 12-month median sold price per square foot is $228. MLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

73% of homes in Twin Lakes Parcels A2 And B2 are owner-occupied. An estimated 27% are non-owner-occupied, including 8% held in a company or trust and 15% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 154 homes matched. Community-level context.

What’s unique here: no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 3, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by CENTURY 21 LINK REALTY, INC. · MLS # TB8544029

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Go deeper

More on TWIN LAKES PARCELS A2 AND B2

Go deeper on TWIN LAKES PARCELS A2 AND B2

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Hillsborough County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

School zoningThis address is in the Hillsborough County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 3132 Beaver Pond Trail, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1999 (27 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • HOA dues are listed at $100/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Hillsborough County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 1,574 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $3,989/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • Confirm school zoning directly with the district.
Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed hourly (last: October 3, 2026)
Comparable salesStellar MLS closed sales within about 3 miles, last 18 months, as of September 20, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 3132 Beaver Pond Trail and when was it built?

Per the listing record, 3132 Beaver Pond Trail was built in 1999 and has 1,574 sq ft of living area, 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 3132 Beaver Pond Trail in?

3132 Beaver Pond Trail is in Twin Lakes Parcels A2 And B2 in Valrico, Hillsborough County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 3132 Beaver Pond Trail have an HOA, and how much are the dues?

The listing reports HOA dues of $100 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 3132 Beaver Pond Trail differ from the current owner's?

The estimate on this page (about $3,989 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 3132 Beaver Pond Trail in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.