2 bedroom Single Family Residence at 31603 MAGNA GULF LOOP, MIRADA ACTIVE ADULT PH 1F, SAN ANTONIO — photo 1Front elevation
New — 1 day on market Single Family Residence
$340,000
2-Bedroom Home in MIRADA ACTIVE ADULT PH 1F

31603 MAGNA GULF LOOP, SAN ANTONIO, FL 33576

Single Family Residence in MIRADA ACTIVE ADULT PH 1F, SAN ANTONIO · No CDD · Built 2022
MIRADA ACTIVE ADULT PH 1F · SAN ANTONIO, FL 33576 · Pasco
Listing data updated September 12, 2026 · refreshed twice daily
2Bedrooms
2Bathrooms
1,783Sq Ft
2022Year Built
$191Per Sq Ft
2-car garageNo CDD
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
12% above
$/sq ft vs community
$191 here vs $171 median sold (12 mo)
Buyer leverage
Strong seller market
1 days on market
2.3 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of September 12, 2026, 31603 Magna Gulf Loop in Mirada Active Adult Ph 1F, San Antonio is listed at $340,000 (1,783 sq ft, about $191 per sq ft). That is 23% above Mirada Active Adult Ph 1F's median closed sale of $276,500 over the last 12 months (73 recorded sales). Per square foot it is above the community's recent $171/sq ft by about 12%. It came to market within the past week. Listing facts: built in 2022, HOA dues of $235/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2022 · 4 yrs
  • 1,783 sq ft of living area
  • 2-car garage
  • New to market
  • HOA $235/mo (per listing)
Momentum Research · mirada active adult ph 1f

Pricing & the mirada active adult ph 1f market

How this home is priced against recent nearby sales, and where mirada active adult ph 1f has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

Price vs. size in mirada active adult ph 1f

Each dot is a closed sale since 2022 (160 total). This home is the gold marker.

$197k$423k$649k1,3232,0242,726This home: $340,000, 1,783 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2022–2026. This home lists at $191/sq ft.

$166$193$2212022: $21020222023: $21520232024: $20020242025: $17220252026: $1712026

Median sale price by year

12-month median closed price, 2022–2026.

$265k$323k$381k2022: $370k20222023: $325k20232024: $344k20242025: $300k20252026: $276k2026
Property timeline

This home’s history

  • 2022BuiltPer public record
  • Sep 12, 2026First trackedObserved at $340,000
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$2,397/mo
  • Principal & interest $1,766/mo 74%
  • Taxes $298/mo 12%
  • Insurance $99/mo 4%
  • HOA $235/mo 10%

$2,397/mo at 20% down, 30-yr @ 6.76% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Momentum Scores

Momentum Property Score

36/100
Strongest on: Market liquidity (75), Pricing power (60)
0 limited50100 exceptional

36/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area21
This home $191/sq ft vs the community 12-month median $171/sq ft.
Affordability12
List price $340,000 vs the community median $276,500. Not a measure of personal affordability.
Market liquidity75
Community median 27 days on market, ~2.3 months of supply (12-month record).
Renovation upside10
From a 2022 build and $191/sq ft vs the community median $171/sq ft. Not a condition assessment.
Pricing power60
Recent sales closed at about 96.0% of original asking (~4.0% below). More room below asking generally favors buyers.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟠 Seller-leaning conditions around this listing. 2.3 months of supply in the surrounding market and 1 days on market for this home, against a 27-day area median.Days on market:this home 1Area median:  27 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2022 through 2026. As of September 12, 2026.

🟡 Asking $191 per square foot, about 12% above the community’s $171 median. mirada active adult ph 1f’s 12-month median sold price per square foot is $171. Median sold price per square foot is down 7.8% year over year. Confidence: Very High · 73 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

61% of homes in mirada active adult ph 1f are owner-occupied. An estimated 39% are non-owner-occupied, including 12% held in a company or trust and 6% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 510 homes matched. Community-level context.

Recent mirada active adult ph 1f sales closed near 96.0% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending September 12, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 12 active listings in mirada active adult ph 1f, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 12, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

IMMACULATE HOME in Medley Active Adult for those better than 55 years young presents an exceptional lifestyle just beyond the confines of your home. As a resident, you'll enjoy exclusive Clubhouse access with a full calendar of events daily! You will also enjoy a grill & bar, heated pool w/cabanas, ballroom, billiards room, card room, state of the art fitness center, pickleball & tennis courts, bocce ball, yoga, line dancing and private active adult events.

PLUS included in your HOA is a 15-acre lagoon membership w/soft, sandy beaches including a swim-up bar, kayaking, paddleboarding, obstacle course, waterslides, corn hole games, and tons of community events! Be sure & invite friends or family to come along with you as you may gift them passes or pay a deeply discounted rate! There is also a BRAND NEW TIKI HUT COMING SOON along with another set of amazing amenities!

This immaculate home will please even the most selective buyers! Comprised of 2 spacious bedrooms, 2 full baths, OFFICE/DEN/CRAFT ROOM, and 2 car garage w/ ADDITONAL STORAGE SPACE or room for a larger vehicle OR GOLF CART. Your new home has lots of natural lighting, QUARTZ THROUGHOUT, stainless appliances and abundant cabinetry.

Sliding glass doors lead to your lania and partially fenced backyard. As you step inside, you'll be greeted by a seamless flow of open living spaces, making it ideal for both relaxation and entertaining. Get ready to make memories that will last a lifetime!

Your dream home awaits, you will be enjoying the CAREFREE FLORIDA RESORT LIFESTYLE in your new home as quickly as you are able to move in! Gorgeous curb appeal on this FULL BLOCK HOME with INSULATED GARAGE DOOR on your oversized garage for your convenience. Enjoy 42" Cabinets, and Walk-in Pantry in this gorgeous kitchen.

Primary Suite includes ensuite bath, dual sinks, and Walk-in Closet to keep you organized, ceiling fans, quartz & UPGRADED TILE FLOORING. NO CARPET ANYWHERE! Upgraded tile plank flooring is included in this energy efficient home.

High-speed (ULTRAFI) internet, premium cable, yard maintenance & exterior painting are covered by HOA. The location of this residence is equally remarkable. Situated in close proximity to premier shopping destinations, and an array of dining options, you'll find yourself immersed in a vibrant community that strikes a perfect balance between exclusivity and convenience.

Ride your Golf Cart to the Clubhouse, Publix, restaurants, Farmers Market and more right inside the neighborhood! Close to Advent Health Hospitals, BayCare Hospital, Florida Medical Clinic, Wire Grass Mall, Tampa Premium Outlet Mall, Krate at the Grove, Sam's Club, Costco, Golf Courses & Movie Theater. Easy access to I75, 275, Tampa International Airport, Downtown Tampa and Florida's amazing beaches.

CDD IS ALREADY INCLUDED IN TAX AMOUNT.

Description provided by FUTURE HOME REALTY INC and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$340,000
Bed / bath2 / 2
Living area1,783 sq ft
Year built2022
Property typeSingle Family Residence
Garage2-car
MLS #TB8543794
Listing statusNew &mdash; 1 day on market

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
Windstorm exposureLow
CountyPasco
Area listings12 active · 5 under contract
Estimated first-year tax~$3,570/yr
CDD assessmentNone on record
HOA (per listing)$235/mo

Calculated estimates

Price per sq ft$191
Estimated monthly payment$2,397
Insurance (illustrative)$1k–$2k/yr
Comparable-sales median$276,500

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of FUTURE HOME REALTY INC · Listing agent: Debbie Sokolowski · 813-855-4982Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$267,450the mess$342,336

Actual list price: $340,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 28% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — this home carries HOA dues of $235/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 1 days on market vs. a 27-day community median
  • 12 active listings competing, 5 under contract
  • 2.3 months of supply
  • 62 closed here in the last 12 months

For reference, this home is listed at $340,000 ($191/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,783 sq ft × $150–$192/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 12, 2026.

Keep looking

Similar homes for sale near MIRADA ACTIVE ADULT PH 1F

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $340,000Momentum Realty · on market 1 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$3,570/yr

A rough first-year estimate only, applying a typical Pasco rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$1k–$2k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$235/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Seen enough photos?

Want to see 31603 MAGNA GULF LOOP?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by FUTURE HOME REALTY INC · MLS # TB8543794

Request a showing

or call (904) 351-6461
Market data · public records

Recent sales activity in MIRADA ACTIVE ADULT PH 1F

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the MIRADA ACTIVE ADULT PH 1F neighborhood guide for more.

Comparable sales found
0

Recent nearby closings in the data set.

Community median sale price
$276,500

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$171

Canonical 12-month median $/sq ft. Reference only.

Go deeper on MIRADA ACTIVE ADULT PH 1F

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Pasco County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

Pasco County Public Schools (verify by address)Public · Pasco County School District
Confirm zoned elementary, middle, and highBy address · Pasco County School District
Magnet and choice options may applyChoice · Pasco County School District
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

No closely comparable recent sales were found in this data set.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$1,558 – $2,267/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate3.8%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$885 – −$247At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

Items worth confirming for 31603 Magna Gulf Loop, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2022: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
  • HOA dues are listed at $235/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Pasco County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 1,783 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $3,570/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
  • Confirm school zoning directly with the district.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed twice daily (last: September 12, 2026)
Community market statsStellar MLS closed sales, as of September 12, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 31603 Magna Gulf Loop and when was it built?

Per the listing record, 31603 Magna Gulf Loop was built in 2022 and has 1,783 sq ft of living area, 2 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 31603 Magna Gulf Loop in?

31603 Magna Gulf Loop is in Mirada Active Adult Ph 1F in San Antonio, Pasco County. The community section on this page shows recent closed sales, days on market, and active inventory for Mirada Active Adult Ph 1F from the same MLS data.

Does 31603 Magna Gulf Loop have an HOA, and how much are the dues?

The listing reports HOA dues of $235 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 31603 Magna Gulf Loop differ from the current owner's?

The estimate on this page (about $3,570 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 31603 Magna Gulf Loop in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 31603 MAGNA GULF LOOP in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.