Active Single Family Residence
$650,000
3-Bedroom Pool Home in HARBOR WOODS VILLAGE

3314 Enterprise Road, Safety Harbor, FL 34695

Single Family Residence in HARBOR WOODS VILLAGE, SAFETY HARBOR · No CDD on record
HARBOR WOODS VILLAGE · Safety Harbor, FL 34695 · Pinellas County
Listing data updated October 2, 2026 · refreshed hourly
3Bedrooms
2Bathrooms
2,390Sq Ft
1983Year Built
$272Per Sq Ft
Private pool2-car garageNo CDD on record
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
in line with
$/sq ft vs community
$272 here vs $276 median sold (12 mo)
Buyer leverage
Strong buyer advantage
14628.0-month supply
14628.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$3k–$6k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 11 of 12
Price vs recent sales
Asking $650k tops 11 of the last 12 closed sales

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 2, 2026, 3314 Enterprise Road in Harbor Woods Village, Safety Harbor is listed at $650,000 (2,390 sq ft, about $272 per sq ft). It came to market within the past week. Listing facts: built in 1983, a private pool, HOA dues of $2/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1983 · 43 yrs
  • 2,390 sq ft of living area
  • 2-car garage
  • Listed at $650,000 — recent neighborhood median sale price ~$630,000 (nearby sales; deemed reliable, not an appraisal)
  • Active listing
  • HOA $2/mo (per listing)
Listing description

About this home

Safety Harbor - Harbor Woods Village - Welcome to this inviting 3-bedroom, 2-bath pool home, offering nearly 2,400 square feet of comfortable living space. Designed with versatility in mind, the flexible floor plan seamlessly adapts to both everyday living and easy entertaining. Step inside to a sun-drenched living room where expansive sliding doors open to a charming front atrium, filling the space with natural light and creating a warm, airy ambiance.

The living room seamlessly transitions into the dining area, which features a lighted built-in cabinet - perfect for displaying your favorite dishes or collectibles. From there, the open layout leads into the kitchen and an adjacent bonus room for added flexibility. The kitchen is a chef’s delight, boasting bright cabinetry, butcher-block-look countertops, stainless steel appliances, a custom backsplash, and a convenient breakfast bar for casual meals.

Overlooking the family room, bonus room, and the outdoor living area, the kitchen truly serves as the heart of the home. The inviting family room centers around a cozy wood-burning fireplace with an elegant tile surround, perfect for relaxing with family and friends. Throughout the main living areas, engineered teak flooring adds warmth and continuity, while tile flooring in the kitchen and bonus room ensures easy maintenance.

Plush carpeting in the bedrooms offers comfort underfoot. The spacious primary suite is a private retreat, featuring a wall of closets plus a separate walk-in closet, an expansive en suite bath, and sliding doors that provide direct access to the sparkling pool and outdoor living space. The en suite bath is beautifully updated with a dual-sink quartz-topped vanity, a modern soaking tub, and a custom-tiled walk-in shower with a glass enclosure - offering a spa-like experience at home.

Two generously sized secondary bedrooms share a stylish, well-appointed guest bath, while the versatile bonus room can easily serve as a home office, hobby space, game room, or additional living area to suit your needs. Step outside to enjoy the best of Florida living in your private screened pool area, complete with a paver surround, covered outdoor sitting area, and tranquil views of the fenced backyard. Whether you’re relaxing poolside, hosting lively gatherings, or unwinding with a quiet evening outdoors, this inviting setting seamlessly extends your living space.

Additional highlights include a spacious 2-car garage, secondary parking pad, and impact windows and sliding doors installed in 2023 for peace of mind and added energy efficiency. This exceptional home is situated in a golf cart-friendly community and offers a wonderful opportunity to embrace the Florida lifestyle. Experience the vibrant pulse of Safety Harbor - enjoy lively festivals, monthly gatherings, delightful art walks, and an array of restaurants, charming bars, unique shops, and a flourishing local arts scene.

Don’t miss your chance to make this stunning Harbor Woods Village residence your next home. Come take a look…You’ll like what you see!

All 6 photos

3314 Enterprise Road, Safety Harbor FL - photo 6 of 6

Description provided by FUTURE HOME REALTY INC and reproduced from the MLS; not independently verified.

Listing courtesy of FUTURE HOME REALTY INC · Listing agent: Michael Lauer · 813-855-4982Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$650,000
Bed / bath3 / 2
Living area2,390 sq ft
Year built1983
Property typeSingle Family Residence
Garage2-car
PoolYes
MLS #TB8554012
Listing statusActive

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
CountyPinellas
Area listings1157 active · 324 under contract
Estimated first-year tax~$6,825/yr
CDD assessmentNone on record
HOA$2/mo

Calculated estimates

Price per sq ft$272
Estimated monthly payment$4,481
Insurance (illustrative)$3k–$6k/yr
Messtimate range$568,820 – $783,920
Comparable-sales median$630,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$4,481/mo
  • Principal & interest $3,558/mo 79%
  • Taxes $569/mo 13%
  • Insurance $353/mo 8%
  • HOA $2/mo 0%

$4,481/mo at 20% down, 30-yr @ 7.28% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$6,825/yr

Estimate: a typical Pinellas effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$3k–$6k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$2/mo

Per the MLS listing. Confirm exact dues and what they include with the association.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Pinellas County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Pinellas County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery High
Coastal floodingVery High
Inland floodingRelatively High
Heat waveRelatively Moderate
WildfireRelatively Low
TornadoVery High
LightningVery High
Strong windRelatively Moderate
DroughtVery Low
HailRelatively High
Cold waveVery High

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · ENCHANTMENT CLEARWATER BEACH HOTEL CONDOMINIUM

Pricing & the ENCHANTMENT CLEARWATER BEACH HOTEL CONDOMINIUM market

How this home is priced against recent nearby sales, and where ENCHANTMENT CLEARWATER BEACH HOTEL CONDOMINIUM has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales3073 DUANE AVENUE3073 DUANE AVENUE: $165/sq ft$165213 ARLINGTON AVENUE213 ARLINGTON AVENUE: $238/sq ft$238436 LAFAYETTE BOULEVARD436 LAFAYETTE BOULEVARD: $260/sq ft$260This homeThis home: $272/sq ft$2723049 MARLO BOULEVARD3049 MARLO BOULEVARD: $293/sq ft$2933046 OAK COVE DRIVE3046 OAK COVE DRIVE: $328/sq ft$328338 LAFAYETTE BOULEVARD338 LAFAYETTE BOULEVARD: $329/sq ft$329Community median $276
Property timeline

This home’s history

  • 1983BuiltPer public record
  • Oct 2, 2026First seen on movewithmomentum.comObserved at $650,000
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $650,000Momentum Realty · on market 0 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $630,000 ($276/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$568,820the mess$783,920

Stronger local evidence — 6 comparable closed sales within about 3 miles, closed within the last 18 months, same property type, living area within 30% of this home.

Actual list price: $650,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 38% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a 1983 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — this home carries HOA dues of $2/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.
  • The pool — a private pool carries cost and value that living area doesn't capture.

And here's what the live market is doing — which the number above ignores entirely:

  • 1219 active listings competing, 307 under contract
  • 1 closed here in the last 12 months

For reference, this home is listed at $650,000 ($272/sq ft). The list price is the seller's asking price and is not derived from this range.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 2,390 sq ft × $238–$328/sq ft (interquartile band of 6 comparable closed sales within about 3 miles, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 2, 2026.

Momentum Research

The Momentum read

🟡 Asking $272 per square foot, about in line with the community’s $276 median. ENCHANTMENT CLEARWATER BEACH HOTEL CONDOMINIUM’s 12-month median sold price per square foot is $276. MLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

42% of homes in ENCHANTMENT CLEARWATER BEACH HOTEL CONDOMINIUM are owner-occupied. An estimated 58% are non-owner-occupied, including 23% held in a company or trust and 20% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 107 homes matched. Community-level context.

What’s unique here: one of only 1157 active listings in ENCHANTMENT CLEARWATER BEACH HOTEL CONDOMINIUM, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 2, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by FUTURE HOME REALTY INC · MLS # TB8554012

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More on Pinellas County

Explore Pinellas County

Browse market data, schools, taxes, and homes for sale across the county.

Assigned schools

Assigned schools

Schools currently assigned to this address in Pinellas County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

Leila G Davis Elementary-PNAssigned elementary school · Pinellas County School District
GRADEA
Safety Harbor Middle-PNAssigned middle school · Pinellas County School District · Grade A (Florida DOE 2025-26)
GRADEA
Countryside High-PNAssigned high school · Pinellas County School District · Grade A (Florida DOE 2025-26)
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 3314 Enterprise Road, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1983 (43 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • HOA dues are listed at $2/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Pinellas County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
  • Listed living area is 2,390 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $6,825/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed hourly (last: October 2, 2026)
Comparable salesStellar MLS closed sales within about 3 miles, last 18 months, as of September 20, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 3314 Enterprise Road and when was it built?

Per the listing record, 3314 Enterprise Road was built in 1983 and has 2,390 sq ft of living area, 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 3314 Enterprise Road in?

3314 Enterprise Road is in Harbor Woods Village in Safety Harbor, Pinellas County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 3314 Enterprise Road have an HOA, and how much are the dues?

The listing reports HOA dues of $2 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 3314 Enterprise Road differ from the current owner's?

The estimate on this page (about $6,825 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 3314 Enterprise Road in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.