listed Oct 2, 2026Single Family Residence▼ Price cut: $25,000 (10/24)
$625,000
3-Bedroom Pool Home in HARBOR WOODS VILLAGE
3314 Enterprise Road, Safety Harbor, FL 34695
Single Family Residence in HARBOR WOODS VILLAGE, SAFETY HARBOR · No CDD on record
HARBOR WOODS VILLAGE · Safety Harbor, FL 34695 · Pinellas County
Listing data updated October 24, 2026 at 2:26 AM ET · checked against the MLS hourly
Listed by FUTURE HOME REALTY INC (MLS) · Page maintained by Momentum Realty (EAB RE Investments LLC) · Brittany Brooks, broker of record
3Bedrooms
2Bathrooms
2,390Sq Ft
1983Year Built
$262Per Sq Ft
Private pool2-car garageNo CDD on recordFEMA Zone X
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
15% below
$/sq ft vs community
$262 here vs $310 median sold (12 mo)
Buyer leverage
Strong buyer advantage
22 days on market
12.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~48 ft elevation
$3k–$6k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
3314 Enterprise Road in Harbor Woods Village, Safety Harbor is listed at $625,000 (2,390 sq ft, about $262 per sq ft). That is 16% below Harbor Woods Village's median closed sale of $742,500 over the last 12 months (1 recorded sales). Per square foot it is below the community's recent $310/sq ft by about 15%. It has been listed Oct 2, 2026. Listing facts: built in 1983, a private pool, HOA dues of $2/mo. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
Built 1983 · 43 yrs
2,390 sq ft of living area
2-car garage
Listed at $625,000 — recent neighborhood median sale price ~$742,500 (nearby sales; deemed reliable, not an appraisal)
listed Oct 2, 2026
HOA $2/mo (per listing)
Listing description
About this home
Safety Harbor - Harbor Woods Village - Welcome to this inviting 3-bedroom, 2-bath pool home, offering nearly 2,400 square feet of comfortable living space. Designed with versatility in mind, the flexible floor plan seamlessly adapts to both everyday living and easy entertaining. Step inside to a sun-drenched living room where expansive sliding doors open to a charming front atrium, filling the space with natural light and creating a warm, airy ambiance.
The living room seamlessly transitions into the dining area, which features a lighted built-in cabinet - perfect for displaying your favorite dishes or collectibles. From there, the open layout leads into the kitchen and an adjacent bonus room for added flexibility. The kitchen is a chef’s delight, boasting bright cabinetry, butcher-block-look countertops, stainless steel appliances, a custom backsplash, and a convenient breakfast bar for casual meals.
Overlooking the family room, bonus room, and the outdoor living area, the kitchen truly serves as the heart of the home. The inviting family room centers around a cozy wood-burning fireplace with an elegant tile surround, perfect for relaxing with family and friends. Throughout the main living areas, engineered teak flooring adds warmth and continuity, while tile flooring in the kitchen and bonus room ensures easy maintenance.
Plush carpeting in the bedrooms offers comfort underfoot. The spacious primary suite is a private retreat, featuring a wall of closets plus a separate walk-in closet, an expansive en suite bath, and sliding doors that provide direct access to the sparkling pool and outdoor living space. The en suite bath is beautifully updated with a dual-sink quartz-topped vanity, a modern soaking tub, and a custom-tiled walk-in shower with a glass enclosure - offering a spa-like experience at home.
Two generously sized secondary bedrooms share a stylish, well-appointed guest bath, while the versatile bonus room can easily serve as a home office, hobby space, game room, or additional living area to suit your needs. Step outside to enjoy the best of Florida living in your private screened pool area, complete with a paver surround, covered outdoor sitting area, and tranquil views of the fenced backyard. Whether you’re relaxing poolside, hosting lively gatherings, or unwinding with a quiet evening outdoors, this inviting setting seamlessly extends your living space.
Additional highlights include a spacious 2-car garage, secondary parking pad, and impact windows and sliding doors installed in 2023 for peace of mind and added energy efficiency. This exceptional home is situated in a golf cart-friendly community and offers a wonderful opportunity to embrace the Florida lifestyle. Experience the vibrant pulse of Safety Harbor - enjoy lively festivals, monthly gatherings, delightful art walks, and an array of restaurants, charming bars, unique shops, and a flourishing local arts scene.
Don’t miss your chance to make this stunning Harbor Woods Village residence your next home. Come take a look…You’ll like what you see!
All 6 photos
Description provided by FUTURE HOME REALTY INC and reproduced from the MLS; not independently verified.
Listing courtesy of FUTURE HOME REALTY INC · Listing agent: Michael Lauer · 813-855-4982Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$625,000
Bed / bath3 / 2
Living area2,390 sq ft
Year built1983
Property typeSingle Family Residence
Garage2-car
PoolYes
MLS #TB8554012
Listing statuslisted Oct 2, 2026
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~48 ft
CountyPinellas
Area listings0 active · 0 under contract
Estimated first-year tax~$11,150/yr
CDD assessmentNone on record
HOA$2/mo
Calculated estimates
Price per sq ft$262
Estimated monthly payment$4,705
Insurance (illustrative)$3k–$6k/yr
Messtimate range$669,200 – $793,480
Comparable-sales median$742,500
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing
Estimated monthly payment
$4,705/mo
Principal & interest $3,435/mo73%
Taxes $929/mo20%
Insurance $339/mo7%
HOA $2/mo0%
$4,705/mo at 20% down, 30-yr @ 7.32% · edit any field to update.
Estimate: asking price less the $50,000 homestead exemption × Pinellas County rate (19.39 mills, adopted 2025 millage). Not a bill.
⚠️
Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.
Current owner’s estimated bill $3,225/yr ($269/mo) — taxable value $165,938 × 19.39 mills
$7,925 more each year
(+246%)
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.
🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$282,811
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$448,749
Market value
$216,660
Assessed
$165,938
Taxable
Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.
Sources: Florida DOR certified tax roll (2025), Stellar MLS; millage: Pinellas County Schools FY2025-26 adopted budget (first public hearing, 6.293 mills proposed tax millage); 0.5->1.0 mill operating referendum effective 7/1/2025. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.
What it really costs to own 3314 Enterprise Road
The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.
Property tax
The current owner's bill is about $3,225/yr (certified county roll, taxable value × millage). Buy at the asking price of $625,000 and the first-year bill resets to about $11,150/yr (the parcel is matched to the certified roll; asking price less the $50,000 homestead exemption × 19.39 mills); Save Our Homes caps later increases at 3%/yr.
HOA dues
$2/month per the listing record. Dues cover what the association documents say they cover; ask for the budget and reserve study before you close.
Home and flood insurance
The average Citizens Property Insurance premium in Pinellas County is $1,911/yr (20,791 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $3,000–$6,000/yr; neither is a quote. Flood: this address maps to FEMA zone X, outside the high-risk zone; flood insurance is optional but most lenders and insurers recommend it. Statewide, a zone X flood policy runs about $500–$700/yr (FEMA Risk Rating 2.0 averages, not a quote).
Roof and age
Built in 1983. An original roof would be about 43 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report and ask for the roof permit date.
Estimated carrying cost at the asking price, before the mortgage: about $1,090/month (tax $929, HOA $2, insurance $159). An estimate from the sources above, not a quote; the monthly-cost calculator on this page adds the loan.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
CDD assessment
None on record
No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.
Insurance (illustrative range)
$3k–$6k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.
HOA
$2/mo
Per the MLS listing. Confirm exact dues and what they include with the association.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~48 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
Pinellas County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Hazard risk
Natural hazard risk
FEMA National Risk Index for Pinellas County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
HurricaneVery High
Coastal floodingVery High
Inland floodingRelatively High
Heat waveRelatively Moderate
WildfireRelatively Low
TornadoVery High
LightningVery High
Strong windRelatively Moderate
DroughtVery Low
HailRelatively High
Cold waveVery High
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
Momentum Research · Harbor Woods Village
Pricing & the Harbor Woods Village market
How this home is priced against recent nearby sales, and where Harbor Woods Village has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in Harbor Woods Village
Each dot is a closed sale since 2005 (30 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2016–2024. This home lists at $262/sq ft.
Median sale price by year
12-month median closed price, 2016–2024.
Property timeline
This home’s history
1983BuiltPer public record
About Oct 2026Listed (per MLS)Approximate list date from the MLS cumulative days-on-market count (<span class="mw-dom" data-listed="2026-10-02" data-fmt="dom">listed Oct 2, 2026</span>)
Oct 2, 2026First seen on movewithmomentum.comObserved at $650,000
Oct 24, 2026Price cut$625,000 (-$25,000, -3.8%)
NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Transparency
Price & listing history
Listed for $625,000Momentum Realty · listed Oct 2, 2026
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up
Comparable recent sales
6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Sold Jun 2026
$815,000
1812 PINE HILL DRIVE, SAFETY HARBOR
3 / 2 bd/ba · 2,387 sq ft · $341/sq ft
· View details →
Sold Mar 2026
$725,000
1123 HOUNDS RUN, SAFETY HARBOR
4 / 2 bd/ba · 2,384 sq ft · $304/sq ft
· View details →
Sold Jan 2026
$795,000
2459 PARKSTREAM AVENUE, CLEARWATER
4 / 3 bd/ba · 2,396 sq ft · $332/sq ft
· View details →
Sold Mar 2026
$650,000
3045 CREST DRIVE, CLEARWATER
3 / 2 bd/ba · 2,401 sq ft · $271/sq ft
· View details →
Sold Jul 2026
$665,000
1015 KNOLLWOOD COURT, SAFETY HARBOR
3 / 2 bd/ba · 2,378 sq ft · $280/sq ft
· View details →
Sold Oct 2025
$760,000
2857 WEATHERSFIELD COURT, CLEARWATER
4 / 3 bd/ba · 2,402 sq ft · $316/sq ft
· View details →
Median of these 6 sales: $742,500 ($310/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
The Messtimate™ · automated estimate
The Messtimate
Our automated estimate of the likely sale-price range for this home — modeled from recent closed sales nearby adjusted to today's market, a local size-and-age model, and the county tax roll. It is an estimate, not an appraisal, not market value, and not an offer. A licensed agent's CMA sees the condition, the lot, and the live market that a model can't.
$501,900the mess$647,900
Strong local evidence — built from 20 comparable closed sales within about 3 miles (same property type, closed within the last 18 months, each adjusted to today's market); the Pinellas County 2025 tax roll just value ($448,749) × the local sale-to-roll ratio of 40 nearby sales.
Track record: across 2,980 recent closed sales we scored, the closed price landed inside the Messtimate range 57% of the time; median miss 9.4% (closed sales statewide, FL + GA feeds that permit an automated estimate). Re-scored weekly; last 2026-10-24.
Actual list price: $625,000 ($262/sq ft) — the seller's asking price is not an input to this range; compare the two.
A 29% spread on the same house — here is what a model can't see:
Condition & updates — a 1983 home may have had its roof, kitchen, or HVAC replaced since, or not; the model can't see either.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one.
The pool — a private pool carries cost and value the model only sees through the comps.
Carrying costs & concessions — this home carries HOA dues of $2/mo; insurance, CDD/HOA and seller-paid buydowns change what a buyer actually pays.
And what the live market is doing right now:
1 active listing competing
1 closed here in the last 12 months
Want a property-specific value from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market.
Methodology: 20th–80th percentile band combining time-adjusted $/sq ft of comparable closed sales (20) + tax-roll just value × local sale-to-roll ratio (40 sales, double weight); MLS closed-sale records and the FL DOR 2025 certified tax roll. Automated valuation model output for general information only — not an appraisal, not market value, not an offer, and not reviewed by a licensed appraiser. Updated October 24, 2026.
Momentum Scores
Momentum Property Score
79/100
Strongest on: Flood safety (95), Price vs area (89)
0 limited50100 exceptional
79/100 is strong across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area89
This home $262/sq ft vs the community 12-month median $310/sq ft.
Affordability76
List price $625,000 vs the community median $742,500. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~48 ft elevation. Verify the parcel with FEMA.
Insurance cost57
From FEMA Zone X and a 1983 build. Obtain a property-specific quote.
Coverage: 4 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟢 Buyer-leaning conditions around this listing. 12.0 months of supply in the surrounding market and 22 days on market for this home, against a 22-day area median.Days on market:this home 22Area median: 22 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2005 through 2026. As of September 20, 2026.
🟡 Asking $262 per square foot, about 15% below the community’s $310 median. Harbor Woods Village’s 12-month median sold price per square foot is $310. Confidence: Low · 1 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
83% of homes in Harbor Woods Village are owner-occupied. An estimated 17% are non-owner-occupied, including 5% held in a company or trust and 4% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 238 homes matched. Community-level context.
Updated October 24, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by FUTURE HOME REALTY INC · MLS # TB8554012
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Keep looking
Similar homes for sale near HARBOR WOODS VILLAGE
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Oct 2026 · Development
ClearView apartments complete at $1 billion Echelon City Center in St. Petersburg
The 363-unit ClearView community, with ground-floor retail, is complete within the Echelon City Center development by Third Lake Partners and Echelon. A 3rd & 3rd residential high-rise with ground-floor retail is expected to open in the first quarter of 2027.
Why it matters: New downtown apartments and walkable retail add rental inventory and amenities in central St. Petersburg. The project is about 27 miles south of Harbor Woods Village, elsewhere in Pinellas County.
St. Pete approves temporary downtown dock for Tampa Bay ferry
The St. Petersburg City Council approved a temporary ferry dock on Bayshore Boulevard near the Vinoy in downtown St. Petersburg under a three-year contract costing about 324,200 dollars. Hubbard's Marina will operate cross bay service between downtown St. Petersburg and the Tampa Convention Center, with two vessels running year round. Service is expected to begin in October or November.
Why it matters: Establishes a temporary downtown dock and cross bay ferry connection, adding a new transit option and waterfront infrastructure serving the downtown St. Petersburg market. The project is about 26 miles south of Harbor Woods Village, elsewhere in Pinellas County.
St. Pete advances housing plan for nine vacant city lots
The St. Petersburg City Council unanimously approved a first reading of an ordinance to place a measure on the November 3 ballot that would remove nine vacant city lots in Methodist Town from the city's Charter Park and Waterfront Map. The change would allow up to 41 units of affordable or workforce housing, with four lots planned for single family homes and five larger parcels for multifamily housing. The lots have held park designations since 1984 but have remained vacant.
Why it matters: Advances a plan to convert nine vacant city lots into new single family and multifamily housing, adding to local housing inventory. Placing the parcels on the ballot could open long dormant land for residential construction. The project is about 27 miles south of Harbor Woods Village, elsewhere in Pinellas County.
Blake-Related team selected to redevelop 86-acre Historic Gas Plant District
St. Petersburg selected a bid led by Blake Investment Partners, with the Related Group as co-developer, to redevelop the 86-acre Historic Gas Plant District at the Tropicana Field site. The roughly 8.1 billion dollar mixed use plan calls for more than 3,600 income-restricted residential units, a 13-acre central park, and office, retail, hotel and civic space over an estimated 20-year buildout. The developers plan to purchase about 58 acres while the city retains roughly one third.
Why it matters: Adds a large mixed use district with thousands of new residential units, a central park, and office, retail, hotel and civic space to the downtown St. Petersburg market. Redevelopment of the Tropicana Field site reshapes the surrounding property landscape and expands housing supply. The project is about 27 miles south of Harbor Woods Village, elsewhere in Pinellas County.
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Schools currently assigned to this address in Pinellas County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Leila G Davis Elementary-PNAssigned elementary school · Pinellas County School District
GRADEA
Safety Harbor Middle-PNAssigned middle school · Pinellas County School District · Grade A (Florida DOE 2025-26)
GRADEA
Countryside High-PNAssigned high school · Pinellas County School District · Grade A (Florida DOE 2025-26)
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Nearby & guides
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Items worth confirming for 3314 Enterprise Road, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 1983 (43 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
HOA dues are listed at $2/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
Get a homeowners insurance quote for this specific address in Pinellas County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
Listed living area is 2,390 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $11,150/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $7,925 more per year than the current owner’s estimated bill (+246%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance
Data sources & freshness
Listing record
Stellar MLS, checked against the MLS hourly (last: October 24, 2026)
Comparable sales
Stellar MLS closed sales within about 3 miles, last 18 months, as of September 20, 2026
Flood zone & elevation
FEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly cost
Certified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 3314 Enterprise Road and when was it built?
Per the listing record, 3314 Enterprise Road was built in 1983 and has 2,390 sq ft of living area, 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 3314 Enterprise Road in?
3314 Enterprise Road is in Harbor Woods Village in Safety Harbor, Pinellas County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 3314 Enterprise Road have an HOA, and how much are the dues?
The listing reports HOA dues of $2 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 3314 Enterprise Road differ from the current owner's?
The estimate on this page (about $11,150 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $7,925 more per year than the current owner’s estimated bill (+246%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 3314 Enterprise Road in a flood zone?
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 3314 ENTERPRISE ROAD in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
