Harbor Woods Village
Homes for Sale in Safety Harbor, FL
All 99 homes for sale in Safety Harbor, FL · median $564,900 · 80 homes for sale in 34695 · Pinellas County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Stellar MLS
As of September 2026, the MLS records 30 closed sales in Harbor Woods Village in Safety Harbor, FL since 2005, the most recent in May 2026. Recorded prices since 2024 ran from $460,000 to $575,000 (median $510,000), on homes of 1,559 to 2,016 sq ft. Across Safety Harbor as a whole, 189 homes closed in the last 12 months at a median of $533,750, 43 median days on market, with 46 homes for sale today. At that median and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $9,890 ($9,070 with the full homestead exemption).
| Location | Safety Harbor, Pinellas County, FL · ZIP 34695 |
|---|---|
| Homes in the community | 238 (FL DOR 2025 assessment roll) |
| Years built | 1959–2018 (median 1979.0) |
| Typical living area | 2,166 sq ft (median) |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 83% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2005 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Harbor Woods Village key facts,” movewithmomentum.com/neighborhoods/harbor-woods-village, data as of September 20, 2026.
Price here is driven by condition and lot, not by any single template. With a build range stretching from 1959 to 2018 and a median year built of 1978, Harbor Woods Village is a mature neighborhood where two homes of similar size can trade far apart depending on how much updating the current owner has done. The median living area sits around 2,164 square feet, so you are generally buying real square footage rather than starter footprints.
The market posture is tight-held. With 261 homes and roughly 84% carrying a homestead exemption, this is an owner-occupied community where inventory does not turn over quickly. For sellers, that scarcity supports negotiating position on a well-prepared home. For buyers, it means patience and readiness to move when the right listing surfaces, because comparable choices are limited at any given moment.
Nearby homes for sale
No active listings inside Harbor Woods VillageHomes for Sale in Safety Harbor, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Harbor Woods Village is an established Safety Harbor neighborhood of 261 homes built across nearly six decades, where updated condition and lot quality separate one sale from the next far more than square footage does.
Stellar MLS sales records identify 99 homes in Harbor Woods Village that have changed hands since 2004, built between 1977 and 1986 (median 1979), with a median living area of about 1,880 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 19 qualified sales in Harbor Woods Village across 2024–2025 (12 in 2024, 7 in 2025), median $560,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Harbor Woods Village is best for.
Best for
- Buyers wanting a larger footprint around the median 2,164 square feet in an established setting
- Owner-occupants planning to stay long-term who value neighborhood stability
- Buyers willing to underwrite condition and take on selective updating to capture value
Probably not for
- Buyers who need a wide, ready-to-tour selection at any given moment
- Buyers wanting uniform, single-vintage new construction with predictable systems
- Short-horizon buyers counting on a fast resale in a slow-turnover market
The market around Harbor Woods Village
Harbor Woods Village is too small for its own price trend, so here is the market around it.
In ZIP 34695, 114 homes are on the market and 25% are under contract — a steady corner of Safety Harbor.
Across Pinellas County, 6,539 homes are active and 1,627 pending (20% under contract).
In ZIP 34695 (Safety Harbor), 222 homes closed in the last 12 months at a median of $520K ($307/sq ft), down 0.8% year over year, with a median 44 days on market. Right now 48 active and 14 pending listings put supply at about 5.1 months — a balanced market. See the live ZIP 34695 housing market and the Pinellas County market.
ZIP and county figures describe the wider market, not Harbor Woods Village specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Harbor Woods Village, Safety Harbor
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Recent Developments in Harbor Woods Village
Development, infrastructure, retail, and school activity affecting Harbor Woods Village, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.
- July 2026Infrastructure
St. Pete approves temporary downtown dock for Tampa Bay ferry
The St. Petersburg City Council approved a temporary ferry dock on Bayshore Boulevard near the Vinoy in downtown St. Petersburg under a three-year contract costing about 324,200 dollars. Hubbard's Marina will operate cross bay service between downtown St. Petersburg and the Tampa Convention Center, with two vessels running year round. Service is expected to begin in October or November.
What it may mean for the marketEstablishes a temporary downtown dock and cross bay ferry connection, adding a new transit option and waterfront infrastructure serving the downtown St. Petersburg market. The project is about 26 miles south of Harbor Woods Village, elsewhere in Pinellas County.
Source: FOX 13 Tampa Bay - July 2026Development
St. Pete advances housing plan for nine vacant city lots
The St. Petersburg City Council unanimously approved a first reading of an ordinance to place a measure on the November 3 ballot that would remove nine vacant city lots in Methodist Town from the city's Charter Park and Waterfront Map. The change would allow up to 41 units of affordable or workforce housing, with four lots planned for single family homes and five larger parcels for multifamily housing. The lots have held park designations since 1984 but have remained vacant.
What it may mean for the marketAdvances a plan to convert nine vacant city lots into new single family and multifamily housing, adding to local housing inventory. Placing the parcels on the ballot could open long dormant land for residential construction. The project is about 27 miles south of Harbor Woods Village, elsewhere in Pinellas County.
Source: St Pete Catalyst - July 2026Development
Blake-Related team selected to redevelop 86-acre Historic Gas Plant District
St. Petersburg selected a bid led by Blake Investment Partners, with the Related Group as co-developer, to redevelop the 86-acre Historic Gas Plant District at the Tropicana Field site. The roughly 8.1 billion dollar mixed use plan calls for more than 3,600 income-restricted residential units, a 13-acre central park, and office, retail, hotel and civic space over an estimated 20-year buildout. The developers plan to purchase about 58 acres while the city retains roughly one third.
What it may mean for the marketAdds a large mixed use district with thousands of new residential units, a central park, and office, retail, hotel and civic space to the downtown St. Petersburg market. Redevelopment of the Tropicana Field site reshapes the surrounding property landscape and expands housing supply. The project is about 27 miles south of Harbor Woods Village, elsewhere in Pinellas County.
Source: Florida YIMBY - January 2026Development
Moffitt Cancer Center opens flagship outpatient center at its new Speros FL campus in Pasco
Moffitt Cancer Center held the grand opening of its flagship outpatient cancer center in January 2026 at Speros FL, its large new campus on State Road 52 in Pasco County. The campus is planned as a long-term life sciences and medical hub expected to bring substantial employment to the area.
What it may mean for the marketA large new medical and life sciences campus is a long-term employment anchor for central Pasco, a structural demand driver for housing in the surrounding area. The site is about 10 miles north of Harbor Woods Village.
Source: WUSF
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Harbor Woods Village buying strategy.
If we were buying in Harbor Woods Village today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harbor Woods Village.
A condition-driven resale market
The build span from 1959 to 2018 tells the real story: this is not a single-vintage subdivision but a neighborhood that filled in over generations, with a median year built of 1978. That range means the housing stock varies widely in systems, layouts, and how much renovation has already been absorbed. Expect to underwrite each home individually rather than leaning on a neighborhood-wide price per foot.
The high homestead share, near 84%, signals stability more than churn. Owners tend to stay, so when a home does list, its pricing leans heavily on how it presents against the last comparable sale. A median footprint around 2,164 square feet gives most buyers room to work with, but the value gap between a dated home and a renovated one can be significant, and that spread is where careful pricing and inspection matter most.
The location and the amenities are priced into every listing in Harbor Woods Village. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a low-turnover, condition-driven neighborhood like this, the wrong comp can cost you on either side of the table. We read each home against its actual updates and lot, help buyers move decisively when limited inventory produces a real fit, and help sellers prepare and price against the last meaningful sale rather than a generic average.
Harbor Woods Village in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $2/month · median of 16 MLS listings, most billed annually
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $2 per month — the median AssociationFee across 16 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Harbor Woods Village buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harbor Woods Village sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Harbor Woods Village, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Harbor Woods Village home worth?
Get a no-obligation home value based on real comparable sales in Harbor Woods Village, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Safety Harbor →
Frequently Asked Questions
How many homes are in Harbor Woods Village?
What share of Harbor Woods Village is owner-occupied?
When were the homes in Harbor Woods Village built?
Who is the best real estate agent for Harbor Woods Village?
How do I find a top Safety Harbor real estate agent who knows Harbor Woods Village?
Can Momentum Realty connect me with an agent for Harbor Woods Village?
Where is Harbor Woods Village, and what county is it in?
Should you buy in Harbor Woods Village?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 26, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (4 streets, ZIP 34695)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2005 (30 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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Schools serving nearby communities
We do not have a confirmed school assignment for Harbor Woods Village. These are the public schools most often assigned to other communities in ZIP 34695; zones change and vary by address, so confirm with the district before you buy.
- Safety Harbor Elementary · Public · FLDOE grade A (assigned to 2 nearby communities)
- Safety Harbor Middle · Public · FLDOE grade A (assigned to 2 nearby communities)
- Countryside High School · High · FLDOE grade A (assigned to 2 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Nearby Communities
Explore more neighborhoods near Harbor Woods Village with Momentum Realty’s local guides.