Safety Harbor
Housing Market
Median sale price $533,750, up 1.1% year over year, with homes going under contract in about 43 days, 45 homes on the market.
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Housing Market Analyst
Inventory sits at 5.3 months of supply — balanced by the 3-to-6-month balanced benchmark, and 38% of listed homes are already under contract. Prices are up 1.1% versus the prior year and sellers are still collecting 94.3% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.
Who has leverage right now
Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors neither side decisively.
- Prices — balanced supply argues for a sideways market; condition and pricing decide individual outcomes.
- Inventory — tightening over the tracked window; watch whether that holds through the season.
- Negotiating power — buyers gain ground as 38% of inventory sits under contract.
- Mortgage sensitivity — at 5.3× income, this market is highly sensitive to rate moves; rate relief tends to show up in demand here quickly.
Derived from current Safety Harbor data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.
One inventory number hides four different markets
Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.
Where Safety Harbor is hot — and where it isn't
Each dot is a community (41 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.
The read on Safety Harbor
The median sale price across Safety Harbor currently stands at $533,750, up 1.1% from a year ago. Buyers are paying a median of $308 per square foot. The typical home goes under contract in about 43 days. Sellers are capturing 94.3% of their original asking price on average.
There are 45 active listings on the market, with 11 more already under contract. At the current sales pace that works out to 5.3 months of supply — roughly balanced conditions by the standard six-month benchmark. 184 homes closed here over the trailing 12 months.
Safety Harbor prices sit above the Pinellas County median by roughly 36%. Zillow's home value index for Pinellas County stands at $374,245. About 30% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.
Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Safety Harbor is 57 of 100 — balanced market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of September 15, 2026.
Safety Harbor since 2012 — and where it’s heading
A median home here sold for $180,423 in 2012 and $516,729 over the last recorded year — 186% appreciation across 14 years of recorded sales. Cash buyers took 33% of recent sales, down from a 43% peak.
Median sale price · 2012–2026 (1,889 recorded sales)
Days on market by year
Cash buyers · share of sales
Home value trend · Pinellas County (Zillow ZHVI)
For-sale inventory · county (Zillow)
Daily active vs pending · Pinellas County (MLS)
Median price · daily recalculation
What’s driving Safety Harbor
Top inbound states: NY, CA, NJ, PA. Movers arriving report ~$95,596 average income. Source: IRS SOI county-to-county migration, 2022-2023
20,791 Citizens policies in force in Pinellas County — the state-backed insurer of last resort. Budget insurance into any Pinellas purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026
1,376 single-family · 2,822 multi-family · 4.4 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025
The calls we’re making from today’s data
The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.
The most crowded shelf in the market. Sellers here are competing hardest — which means overpaying in this band is the most avoidable mistake in Safety Harbor right now.
The tightest band — sellers in this range hold the most leverage, and buyers should walk in with financing done and terms clean.
Both sides have a case: buyers should negotiate on days-on-market, sellers should lean on the under-contract rate. Preparation, not the market, decides who wins a balanced tape.
Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.
How it stacks up across Pinellas County
| Market | Median | Active | Score | |
|---|---|---|---|---|
| Safety Harbor ← this page | $534K | 45 | 57 | |
| St. Petersburg | $435K | 1,078 | 52 | Open → |
| Clearwater | $315K | 393 | 49 | Open → |
| Palm Harbor | $366K | 246 | 59 | Open → |
| Largo | $340K | 221 | 53 | Open → |
| Clearwater Beach | $728K | 166 | 37 | Open → |
Neighborhoods on the move
| Yorktown At Beacon PlaceSafety Harbor | $206K | ▲ 9% |
| North Bay HillsSafety Harbor | $570K | ▲ 3% |
| huntington trails ph 2Safety Harbor | $838K | ▲ -2% |
| Bay Towne WestSafety Harbor | $294K | ▲ -2% |
| Briar Creek Mobile Home Community I CondoSafety Harbor | $141K | ▲ -4% |
| BAY TOWNESafety Harbor | $290K | ▼ 4% |
| Briar Creek Mobile Home Community I CondoSafety Harbor | $141K | ▼ 4% |
| Bay Towne WestSafety Harbor | $294K | ▼ 2% |
| huntington trails ph 2Safety Harbor | $838K | ▼ 2% |
| NORTH BAY HILLSSafety Harbor | $558K | ▼ 1% |
| Briar Creek Mobile Home Community I CondoSafety Harbor | $141K | 7 |
| Yorktown At Beacon PlaceSafety Harbor | $206K | 6 |
| Briar Creek Mobile Home Community Ii CondoSafety Harbor | $152K | 5 |
| Country VillasSafety Harbor | $534K | 5 |
| North Bay HillsSafety Harbor | $570K | 3 |
| NORTH BAY HILLSSafety Harbor | $558K | 4 days |
| Yorktown At Beacon PlaceSafety Harbor | $206K | 28 days |
| Rainbow Farms Unit 0Safety Harbor | $878K | 36 days |
| BAY TOWNESafety Harbor | $290K | 42 days |
| Briar Creek Mobile Home Community I CondoSafety Harbor | $141K | 48 days |
Safety Harbor ZIP codes
Most active communities
More on Safety Harbor
Put this data to work
The questions people actually ask
Should I buy a house in Safety Harbor right now?
The data says conditions currently favor neither side decisively in Safety Harbor — the Momentum Score reads 57/100 with 5.3 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.
Is Safety Harbor becoming more affordable?
No — the median sale price in Safety Harbor is $533,750, up 1.1% versus the prior year, while sellers still capture 94.3% of asking price. Rising prices mean waiting has a cost; affordability hinges mostly on your rate.
Where are prices falling fastest in Safety Harbor?
Among tracked communities with enough sales to measure, the sharpest 1-year median declines are BAY TOWNE (-4%); Briar Creek Mobile Home Community I Condo (-4%); Bay Towne West (-2%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.
Which Safety Harbor neighborhoods are most competitive?
Measured by speed of sale, the fastest-moving tracked communities right now are NORTH BAY HILLS (4 days); Yorktown At Beacon Place (28 days); Rainbow Farms Unit 0 (36 days) — homes there go under contract well ahead of the market-wide pace of 43 days.
How does Safety Harbor compare to the rest of Pinellas County?
Safety Harbor's median of $533,750 runs 36% above the county-wide median of $393,000, and homes here take 43 days to go under contract versus 51 county-wide.
Safety Harbor housing market FAQ
How is the housing market in Safety Harbor right now?
As of September 15, 2026, the Safety Harbor housing market is roughly balanced: the median sale price is $533,750 (up 1.1% year over year), 45 homes are for sale against 184 sales in the last 12 months, which is 5.3 months of supply, and the typical home goes under contract in about 43 days.
How much is a house in Safety Harbor?
The median home sold for $533,750 in Safety Harbor over the last 12 months, about $308 per square foot; asking prices on the 45 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.
Is it a good time to sell a house in Safety Harbor?
By the numbers, sellers in Safety Harbor are getting 94.3% of asking price and going under contract in about 43 days with 5.3 months of supply. Under four months of supply generally favors sellers; over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.
What is the Safety Harbor housing market forecast?
Momentum Realty publishes the recorded trend, not a prediction: Safety Harbor median sale prices are up 1.1% year over year, inventory stands at 5.3 months of supply, and 38% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.
What is the median home price in Safety Harbor?
The median sale price in Safety Harbor is currently $533,750, up 1.1% from a year ago, based on MLS sales data updated September 15, 2026.
Is Safety Harbor a buyer's or seller's market right now?
The data currently is roughly balanced. Safety Harbor scores 57 of 100 on the Momentum Score, with 5.3 months of housing supply. Conditions change; this page updates daily.
How long do homes take to sell in Safety Harbor?
The typical home in Safety Harbor goes under contract in about 43 days, per current MLS data.
How many homes are for sale in Safety Harbor?
There are approximately 45 active listings in Safety Harbor as of September 15, 2026.
Are home prices in Safety Harbor rising or falling?
Median sale prices are up 1.1% year over year based on a rolling comparison of MLS sales.
Momentum agents use this intelligence every day to price listings and write winning offers across Safety Harbor. Talk through what the numbers mean for your move.
Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .
Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: September 15, 2026 at 7:33 PM ET
Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.