Safety Harbor
Housing Market
Median sale price $500,000, down 0.4% year over year, with homes going under contract in about 40 days, 6 homes on the market.
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Housing Market Analyst
Inventory sits at 5.2 months of supply — balanced by the 3-to-6-month balanced benchmark, and 59% of listed homes are already under contract. Prices are down 0.4% versus the prior year, but sellers are still collecting 94.5% of asking. Taken together, the data points to a seller-leaning market.
Who has leverage right now
Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors sellers.
- Prices — balanced supply argues for a sideways market; condition and pricing decide individual outcomes.
- Inventory — tightening over the tracked window; watch whether that holds through the season.
- Negotiating power — sellers hold the leverage while 59% of inventory sits under contract.
- Mortgage sensitivity — at 5.3× income, this market is highly sensitive to rate moves; rate relief tends to show up in demand here quickly.
Derived from current Safety Harbor data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.
Where Safety Harbor is hot — and where it isn't
Each dot is a community (34 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.
The read on Safety Harbor
The median sale price across Safety Harbor currently stands at $500,000, down 0.4% from a year ago. Buyers are paying a median of $307 per square foot. The typical home goes under contract in about 40 days. Sellers are capturing 94.5% of their original asking price on average.
There are 6 active listings on the market, with 6 more already under contract. At the current sales pace that works out to 5.2 months of supply — roughly balanced conditions by the standard six-month benchmark. 32 homes closed here over the trailing 12 months.
Safety Harbor prices sit above the Pinellas County median by roughly 29%. Zillow's home value index for Pinellas County stands at $371,631. About 30% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.
Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Safety Harbor is 65 of 100 — healthy market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of August 6, 2026.
Safety Harbor since 2012 — and where it’s heading
A median home here sold for $182,343 in 2012 and $478,097 over the last recorded year — 162% appreciation across 14 years of recorded sales. Cash buyers took 46% of recent sales, down from a 46% peak.
Median sale price · 2012–2026 (1,815 recorded sales)
Days on market by year
Cash buyers · share of sales
Home value trend · Pinellas County (Zillow ZHVI)
For-sale inventory · county (Zillow)
Daily active vs pending · Pinellas County (MLS)
What’s driving Safety Harbor
Top inbound states: NY, CA, NJ, PA. Movers arriving report ~$95,596 average income. Source: IRS SOI county-to-county migration, 2022-2023
20,791 Citizens policies in force in Pinellas County — the state-backed insurer of last resort. Budget insurance into any Pinellas purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026
1,376 single-family · 2,822 multi-family · 4.4 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025
The calls we’re making from today’s data
The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.
Sellers: price to the last 60 days of comps, not the peak — well-prepared listings are still commanding strong terms. Buyers: get underwritten now so you can move when the right house hits.
Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.
How it stacks up across Pinellas County
| Market | Median | Active | Score | |
|---|---|---|---|---|
| Safety Harbor ← this page | $500K | 6 | 65 | |
| St. Petersburg | $454K | 403 | 53 | Open → |
| Largo | $355K | 119 | 52 | Open → |
| Palm Harbor | $358K | 99 | 57 | Open → |
| Clearwater | $305K | 98 | 48 | Open → |
| Gulfport | $388K | 71 | 49 | Open → |
Neighborhoods on the move
| YORKTOWN AT BEACON PLACESafety Harbor | $206K | ▲ 9% |
| NORTH BAY HILLSSafety Harbor | $558K | ▲ 1% |
| BRIAR CREEK MOBILE HOME COMMUNITY I CONDOSafety Harbor | $146K | ▲ -1% |
| BAY TOWNESafety Harbor | $290K | ▲ -4% |
| BAY TOWNESafety Harbor | $290K | ▼ 4% |
| North Bay HillsSafety Harbor | $530K | ▼ 4% |
| BRIAR CREEK MOBILE HOME COMMUNITY I CONDOSafety Harbor | $146K | ▼ 1% |
| YORKTOWN AT BEACON PLACESafety Harbor | $206K | ▼ 9% |
| YORKTOWN AT BEACON PLACESafety Harbor | $206K | 4 |
| NORTH BAY HILLSSafety Harbor | $558K | 4 days |
| YORKTOWN AT BEACON PLACESafety Harbor | $206K | 28 days |
| BAY TOWNESafety Harbor | $290K | 42 days |
| BRIAR CREEK MOBILE HOME COMMUNITY I CONDOSafety Harbor | $146K | 48 days |
Safety Harbor ZIP codes
Most active communities
Put this data to work
The questions people actually ask
Should I buy a house in Safety Harbor right now?
The data says conditions currently favor sellers in Safety Harbor — the Momentum Score reads 65/100 with 5.2 months of supply. Buyers should come fully underwritten; sellers still set the pace here. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.
Is Safety Harbor becoming more affordable?
Yes, modestly — the median sale price in Safety Harbor is $500,000, down 0.4% versus the prior year, while sellers still capture 94.5% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.
Where are prices falling fastest in Safety Harbor?
Among tracked communities with enough sales to measure, the sharpest 1-year median declines are BAY TOWNE (-4%); North Bay Hills (-4%); BRIAR CREEK MOBILE HOME COMMUNITY I CONDO (-1%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.
Which Safety Harbor neighborhoods are most competitive?
Measured by speed of sale, the fastest-moving tracked communities right now are NORTH BAY HILLS (4 days); YORKTOWN AT BEACON PLACE (28 days); BAY TOWNE (42 days) — homes there go under contract well ahead of the market-wide pace of 40 days.
How does Safety Harbor compare to the rest of Pinellas County?
Safety Harbor's median of $500,000 runs 29% above the county-wide median of $387,500, and homes here take 40 days to go under contract versus 52 county-wide.
Safety Harbor housing market FAQ
What is the median home price in Safety Harbor?
The median sale price in Safety Harbor is currently $500,000, down 0.4% from a year ago, based on MLS sales data updated August 6, 2026.
Is Safety Harbor a buyer's or seller's market right now?
The data currently favors sellers. Safety Harbor scores 65 of 100 on the Momentum Score, with 5.2 months of housing supply. Conditions change; this page updates daily.
How long do homes take to sell in Safety Harbor?
The typical home in Safety Harbor goes under contract in about 40 days, per current MLS data.
How many homes are for sale in Safety Harbor?
There are approximately 6 active listings in Safety Harbor as of August 6, 2026.
Are home prices in Safety Harbor rising or falling?
Median sale prices are down 0.4% year over year based on a rolling comparison of MLS sales.
Momentum agents use this intelligence every day to price listings and write winning offers across Safety Harbor. Talk through what the numbers mean for your move.
Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .
Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: August 6, 2026 at 7:18 PM ET
Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.