4 bedroom Single Family Residence at 3406 SYLVAN SHADOW STREET, CANTERBURY OAKS, VALRICO — photo 1Front elevation
4 bedroom Single Family Residence at 3406 SYLVAN SHADOW STREET, CANTERBURY OAKS, VALRICO — photo 2Living space
4 bedroom Single Family Residence at 3406 SYLVAN SHADOW STREET, CANTERBURY OAKS, VALRICO — photo 3Kitchen
4 bedroom Single Family Residence at 3406 SYLVAN SHADOW STREET, CANTERBURY OAKS, VALRICO — photo 4Owner's suite
4 bedroom Single Family Residence at 3406 SYLVAN SHADOW STREET, CANTERBURY OAKS, VALRICO — photo 5Exterior / yardView all 6 photos →
39 days on market Single Family Residence
$694,900
4-Bedroom Pool Home in CANTERBURY OAKS

3406 SYLVAN SHADOW STREET, VALRICO, FL 33596

Single Family Residence in CANTERBURY OAKS, VALRICO · No CDD
CANTERBURY OAKS · VALRICO, FL 33596 · Hillsborough
Listing data updated August 25, 2026 · refreshed twice daily
4Bedrooms
3Bathrooms
2,790Sq Ft
1996Year Built
$249Per Sq Ft
Private pool3-car garageNo CDDFEMA Zone X4 bedrooms
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
7% above
$/sq ft vs community
$249 here vs $233 median sold (12 mo)
Buyer leverage
Seller-leaning
39 days on market
No active listings
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~44 ft elevation
$3k–$6k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 1 of 3
Price vs recent sales
Asking $695k tops 1 of the last 3 closed sales

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights
  • No CDD assessment on record
  • Built 1996 · 30 yrs
  • 2,790 sq ft of living area
  • 3-car garage
  • Listed at $694,900 — recent neighborhood median sale price ~$701,100 (nearby sales; deemed reliable, not an appraisal)
  • 39 days on market
  • HOA ~$50/mo (estimate; confirm)
Momentum Research · CANTERBURY OAKS

Pricing & the CANTERBURY OAKS market

How this home is priced against recent nearby sales, and where CANTERBURY OAKS has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales5018 SYLVAN OAKS DRIVE5018 SYLVAN OAKS DRIVE: $227/sq ft$2275104 SYLVAN OAKS DRIVE5104 SYLVAN OAKS DRIVE: $233/sq ft$233This homeThis home: $249/sq ft$2495114 SYLVAN OAKS DRIVE5114 SYLVAN OAKS DRIVE: $264/sq ft$264Community median $233

Price vs. size in CANTERBURY OAKS

Each dot is a closed sale since 2012 (33 total). This home is the gold marker.

$305k$585k$865k2,5633,3804,198This home: $694,900, 2,790 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2015–2026. This home lists at $249/sq ft.

$110$178$2462015: $12620152016: $12420162017: $13720172018: $14620182022: $19820222023: $19620232026: $2332026

Median sale price by year

12-month median closed price, 2015–2026.

$353k$546k$738k2015: $400k20152016: $390k20162017: $404k20172018: $410k20182022: $615k20222023: $612k20232026: $701k2026

Market Heat by year (0–100)

Momentum Market Heat, 2015–2026. Now 57 (normal).

2257922015: 5920152016: 4220162017: 4320172018: 4120182022: 8520222023: 2920232026: 572026
Property timeline

This home’s history

  • 1996BuiltPer public record
  • Jul 10, 2026First trackedObserved at $694,900
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$4,563/mo
  • Principal & interest $3,576/mo 78%
  • Taxes $608/mo 13%
  • Insurance $328/mo 7%
  • HOA $50/mo 1%

$4,563/mo at 20% down, 30-yr @ 6.67% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Momentum Scores

Momentum Property Score

58/100
Strongest on: Flood safety (95), Market liquidity (87)
0 limited50100 exceptional

58/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area33
This home $249/sq ft vs the community 12-month median $233/sq ft.
Affordability51
List price $694,900 vs the community median $701,100. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~44 ft elevation. Verify the parcel with FEMA.
Insurance cost66
From FEMA Zone X and a 1996 build. Obtain a property-specific quote.
Market liquidity87
Community median 16 days on market (12-month record).
Renovation upside34
From a 1996 build and $249/sq ft vs the community median $233/sq ft. Not a condition assessment.
Buyer competition67
33% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).
Pricing power50
Recent sales closed at about 98.1% of original asking (~1.9% below). More room below asking generally favors buyers.
Market timing43
Momentum Market Heat is 57/100 (normal). Cooler readings generally favor buyers; hotter readings favor sellers.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟠 Seller-leaning conditions around this listing. 0.0 months of supply in the surrounding market and 39 days on market for this home, against a 16-day area median.Days on market:this home 39Area median:  16 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2012 through 2026. As of August 2, 2026.

🟡 Asking $249 per square foot, about 7% above the community’s $233 median. CANTERBURY OAKS’s 12-month median sold price per square foot is $233. Confidence: Low · 3 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

84% of homes in CANTERBURY OAKS are owner-occupied. An estimated 16% are non-owner-occupied, including 3% held in a company or trust and 0% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 71 homes matched. Community-level context.

Recent CANTERBURY OAKS sales closed near 98.1% of original asking. Cash paid for about 33% of recent closings here.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending August 2, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated August 25, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Under contract-accepting backup offers. Welcome to 3406 Sylvan Shadow St, a stunning executive residence that perfectly balances elegance and functionality in the desirable gated community of Canterbury Oaks, where pride of homeownership is evident throughout! With NO CDD, NO Flood Zone and 20+ years of meticulous care, THIS home is 100% "Dad Approved!" Book your showing confidently knowing the following improvements have been completed: AC ducts replaced 2025, HVAC replaced 2023, carpet in bedrooms 2024, Pool resurfaced 2023, exterior painted 2023, tankless water heater 2022, full house water softener 2021, full house repipe 2018, Roof 2014 and SO MUCH MORE!

Tailored landscaping and paver walkway lead you to a grand double leaded-glass door entry. Inside you are greeted by rich hardwood floors, formal entertaining areas, immediate views of your private pool and the dedicated home office with French doors. Beyond the formal areas, a cathedral ceiling pulls you into the open concept that is flooded with natural light from soaring statement windows as well as all the wall of sliders facing the pool!

Designed with modern living in mind, the fully updated kitchen features built in oven, wine refrigerator, all wood cabinetry with custom pull outs and gorgeous granite countertops. The heart of the home is an entertainers dream the way it flows seamlessly to your private Florida oasis. Relax on your expansive covered lanai or cool off in your private pool, that is EASY to keep clean with the inground cleaning system!

Surrounded by lush landscaping, this is your perfect backdrop for weekend BBQs or quiet morning yoga. For the home gardeners, you'll be thrilled by all the extra space for full-sun garden beds for all year fresh edibles! When it's time to unwind, the desirable 4-bedroom, 3-full-bath split floor plan, offers maximum privacy for family and guests alike.

The primary suite offers solitude with en-suite bath with garden tub, separate shower, double sink vanity and separate closets, but ALSO easy pool access for late night swims! Across the home, bedrooms are ample sized with 2 sharing a jack-n-jill bath with double sinks and the 4th bedroom being adjacent to full bath with pool access. Rounding out this pristine property is an oversized 3-car garage, offering abundant storage for vehicles and toys.

Nestled in a quiet, premier gated neighborhood and zoned for top-rated area schools, this Valrico gem literally checks all the boxes and is move-in ready for the buyer who wants to relax and enjoy quality Florida living! Schedule your private tour today!

Description provided by COMPASS FLORIDA LLC and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$694,900
Bed / bath4 / 3
Living area2,790 sq ft
Year built1996
Property typeSingle Family Residence
Garage3-car
PoolYes
MLS #TB8509008
Listing status39 days on market

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~44 ft
Windstorm exposureLow
CountyHillsborough
Area listings0 active · 1 under contract
Estimated first-year tax~$7,296/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$249
Estimated monthly payment$4,563
Insurance (illustrative)$3k–$6k/yr
Comparable-sales median$701,100

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of COMPASS FLORIDA LLC · Listing agent: Tiffany Bell · 813-365-9935Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$571,950the mess$728,190

Actual list price: $694,900 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 27% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 39 days on market vs. a 16-day community median
  • 0 active listings competing, 1 under contract
  • 3 closed here in the last 12 months

For reference, this home is listed at $694,900 ($249/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 2,790 sq ft × $205–$261/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated August 25, 2026.

Keep looking

Similar homes for sale near CANTERBURY OAKS

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $694,900Momentum Realty · on market 39 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$7,296/yr

A rough first-year estimate only, applying a typical Hillsborough rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$3k–$6k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~44 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Market data · public records

Recent sales activity in CANTERBURY OAKS

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the CANTERBURY OAKS neighborhood guide for more.

Comparable sales found
3

Recent nearby closings in the data set.

Community median sale price
$701,100

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$233

Canonical 12-month median $/sq ft. Reference only.

Go deeper on CANTERBURY OAKS

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Hillsborough County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEA
Lithia Springs-HBAssigned elementary school · Hillsborough County School District · Grade A (Florida DOE 2025-26)
GRADEA
Randall-HBAssigned middle school · Hillsborough County School District · Grade A (Florida DOE 2025-26)
GRADEA
Bloomingdale-HBAssigned high school · Hillsborough County School District · Grade A (Florida DOE 2025-26)
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

Community 12-month median: $233/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$3,185 – $4,633/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.4%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,472 – −$169At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.

  • Confirm roof age and condition during inspection.
  • Confirm HVAC age and condition during inspection.
  • Request current HOA documents before relying on dues or restrictions.
  • Obtain an insurance quote for this specific property.
  • Confirm school zoning directly with the district.
  • Order a survey to confirm lot boundaries.
  • Review permit history with the county.
  • Confirm whether flood insurance is required for this parcel.
  • Confirm square footage and room dimensions independently.
  • Ask the county how property taxes may change after a sale.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed twice daily (last: August 25, 2026)
Community market statsStellar MLS closed sales, as of August 2, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

Why might my property taxes differ from the current owner's?

Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Where does the flood-zone information come from?

The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 3406 SYLVAN SHADOW STREET in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.