3428 Chapel Creek Circle, Wesley Chapel, FL 33544
As of October 8, 2026, 3428 Chapel Creek Circle in Seven Oaks Prcl S-8A, Wesley Chapel is listed at $345,000 (1,760 sq ft, about $196 per sq ft). It came to market within the past week. Listing facts: built in 2005, HOA dues of $270/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- No CDD assessment on record
- Built 2005 · 21 yrs
- 1,760 sq ft of living area
- 2-car garage
- Active listing
- HOA $270/mo (per listing)
About this home
MAINTENANCE-FREE LIVING IN THE HEART OF SEVEN OAKS! Welcome to this beautifully maintained ONE-OWNER VILLA located in the exclusive GATED enclave of WILLOW CREEK, one of the most desirable neighborhoods within Seven Oaks. Enjoy a carefree lifestyle with an HOA that includes ROOF REPLACEMENT, EXTERIOR PAINTING, and LAWN MAINTENANCE, freeing you from costly exterior upkeep and giving you more time to enjoy the exceptional amenities and convenient location that make this community so sought after.
This lovingly maintained 3-BEDROOM, 2-BATHROOM villa with a 2-CAR GARAGE features a highly desirable great room floor plan designed for comfortable everyday living and effortless entertaining. Elegant CROWN MOLDING enhances the great room, dining room, dinette, and kitchen, while rich real WOOD FLOORING adds warmth and character to the great room and dining room. The open layout creates an inviting atmosphere filled with natural light and provides the perfect setting for gathering with family and friends.
One of the home's most appealing features is its PEACEFUL CONSERVATION SETTING. The oversized EXTENDED LANAI offers a private outdoor retreat where you can relax, entertain, or simply enjoy Florida's beautiful weather. Backing to CONSERVATION, the property enjoys enhanced privacy and a tranquil natural backdrop with no direct rear neighbors.
From the CORNER OF LANAI, you'll also enjoy a picturesque POND VIEW, adding another touch of serenity to this already peaceful setting. The combination of conservation and water views creates a calming environment where you can unwind while enjoying the sights and sounds of nature. The impressive 12' x 24' PRIMARY SUITE provides exceptional flexibility, offering plenty of room for a sitting area, home office, reading nook, exercise space, or whatever best suits your lifestyle.
The ENSUITE BATH bath features a relaxing garden tub, separate shower, dual-sink vanity, and ample space for daily convenience and comfort. The additional bedrooms are comfortably sized and ideal for family, guests, or hobbies. The home has been thoughtfully equipped with CEILING FANS IN ALL BEDROOMS, the KITCHEN, and the LANAI, and all kitchen appliances, along with the washer and dryer, are included, making this home truly move-in ready.
The location simply cannot be beat. Residents enjoy quick access to major roadways, making COMMUTING EASY while placing SHOPPING, DINING, ENTERTAINMENT, and everyday conveniences just minutes away. The Shops at Wiregrass, Tampa Premium Outlets, and an ABUNDANCE of popular RESTAURANTS are all nearby.
Willow Creek residents enjoy their OWN PRIVATE COMMUNITY POOL while also having access to the outstanding RESORT-STYLE amenities that have made Seven Oaks one of Wesley Chapel's premier communities. These amenities include MULTIPLE POOLS with a Waterslide, Swim LANES, Splash Centers, Tennis Courts, Pickleball Courts, Basketball Courts, a state-of-the-art Fitness Center, Clubhouse, Playgrounds, and more. This exceptional VILLA offers the perfect combination of MAINTENANCE FREE LIVING, privacy, BEAUTIFUL NATURAL SURROUNDINGS, spacious living areas, and WORLD-CLASS AMENITIES in one of Wesley Chapel's most sought-after communities.
Don't miss this opportunity to enjoy the Florida lifestyle you've been dreaming of in the heart of Seven Oaks.
All 6 photos
Description provided by BHHS FLORIDA PROPERTIES GROUP and reproduced from the MLS; not independently verified.
Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Estimated monthly payment
- Principal & interest $1,888/mo 73%
- Taxes $302/mo 12%
- Insurance $141/mo 5%
- HOA $270/mo 10%
$2,602/mo at 20% down, 30-yr @ 7.28% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Pasco County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Natural hazard risk
FEMA National Risk Index for Pasco County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Internet & broadband
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
5G home internet and satellite service depend on the exact location; check coverage for this address.
This home’s history
- 2005BuiltPer public record
- Oct 8, 2026First seen on movewithmomentum.comObserved at $345,000
- NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Price & listing history
Building permits
Comparable recent sales
No closed sales of a similar home within about 10 miles in Pasco County in the last 18 months are in our MLS data set, so this page shows no comparable-sales median or automated estimate for SEVEN OAKS PRCL S-8A. A licensed Momentum Realty agent can prepare a property-specific comparative market analysis on request.
The Messtimate
Insufficient local evidence for an automated estimate. The Messtimate is a deliberately simple range — living area × recent closed-sale $/sq ft from comparable homes nearby — and it only renders when at least 3 defensible sales exist within about 10 miles in Pasco County in the last 18 months. None qualify for this home, so no dollar range is shown. It is not an appraisal or a valuation.
Methodology: the range would be 1,760 sq ft × the interquartile $/sq ft of comparable closed sales (same property type, living area within 30%, closed within 18 months, nearest verified subdivision, 3-mile, then 10-mile same-county stage). Estimate for general information only; never an appraisal, valuation, or offer. Updated October 8, 2026.
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Listed by BHHS FLORIDA PROPERTIES GROUP · MLS # TB8553793
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Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
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More on SEVEN OAKS PRCL S-8A
Go deeper on SEVEN OAKS PRCL S-8A
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Assigned schools
Schools currently assigned to this address in Pasco County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
See schools in the SEVEN OAKS PRCL S-8A guide → · Browse school-zone pages →
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Buyer research checklist
Items worth confirming for 3428 Chapel Creek Circle, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 2005 (21 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
- HOA dues are listed at $270/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
- Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
- Get a homeowners insurance quote for this specific address in Pasco County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
- Listed living area is 1,760 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $3,622/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
- Confirm school zoning directly with the district.
Data sources & freshness
| Listing record | Stellar MLS, checked against the MLS hourly (last: October 8, 2026) |
| Comparable sales | Fewer than 3 defensible closed sales within about 10 miles in Pasco County — no medians or automated estimate shown |
| Flood zone & elevation | Not verified for this address — look it up at msc.fema.gov |
| Taxes & monthly cost | Typical county effective rate applied to the list price; an estimate, not a bill |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 3428 Chapel Creek Circle and when was it built?
Per the listing record, 3428 Chapel Creek Circle was built in 2005 and has 1,760 sq ft of living area, 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 3428 Chapel Creek Circle in?
3428 Chapel Creek Circle is in Seven Oaks Prcl S-8A in Wesley Chapel, Pasco County. Too few comparable closed sales exist nearby for this page to show local sales statistics; a licensed agent can prepare a comparative market analysis.
Does 3428 Chapel Creek Circle have an HOA, and how much are the dues?
The listing reports HOA dues of $270 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 3428 Chapel Creek Circle differ from the current owner's?
The estimate on this page (about $3,622 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 3428 Chapel Creek Circle in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
See 3428 CHAPEL CREEK CIRCLE in person
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.