3 bedroom Manufactured Home at 3450 SALYERS ROAD, NOT IN SUBDIVISION, CLERMONT — photo 1Front elevation
3 bedroom Manufactured Home at 3450 SALYERS ROAD, NOT IN SUBDIVISION, CLERMONT — photo 2Living space
3 bedroom Manufactured Home at 3450 SALYERS ROAD, NOT IN SUBDIVISION, CLERMONT — photo 3Kitchen
3 bedroom Manufactured Home at 3450 SALYERS ROAD, NOT IN SUBDIVISION, CLERMONT — photo 4Owner's suite
3 bedroom Manufactured Home at 3450 SALYERS ROAD, NOT IN SUBDIVISION, CLERMONT — photo 5Exterior / yardView all 6 photos →
49 days on market Manufactured Home ▼ Price cut: $25,000 (8/17)
$375,000
3-Bedroom Manufactured Home in NOT IN SUBDIVISION

3450 SALYERS ROAD, CLERMONT, FL 34714

Manufactured Home in NOT IN SUBDIVISION, CLERMONT · No CDD · Built 2023
NOT IN SUBDIVISION · CLERMONT, FL 34714 · Lake
Listing data updated September 6, 2026 · refreshed twice daily
3Bedrooms
2Bathrooms
1,680Sq Ft
2023Year Built
$223Per Sq Ft
No CDD
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
16% below
$/sq ft vs community
$223 here vs $267 median sold (12 mo)
Zone A
Flood risk
Confirm requirements with FEMA; ~106 ft elevation
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of September 6, 2026, 3450 Salyers Road in Not In Subdivision, Clermont is listed at $375,000 (1,680 sq ft, about $223 per sq ft). That is 51% below Not In Subdivision's median closed sale of $763,850 over the last 12 months (63 recorded sales). Per square foot it is below the community's recent $267/sq ft by about 16%. It has been 49 days on market. Listing facts: built in 2023, no HOA. The parcel maps to FEMA flood zone A, a special flood hazard area where lenders generally require flood insurance. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2023 · 3 yrs
  • 1,680 sq ft of living area
  • 49 days on market
  • HOA ~$50/mo (estimate; confirm)
Momentum Research · WINDSOR CAY PH 1

Pricing & the WINDSOR CAY PH 1 market

How this home is priced against recent nearby sales, and where WINDSOR CAY PH 1 has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

Price vs. size in WINDSOR CAY PH 1

Each dot is a closed sale since 2024 (223 total). This home is the gold marker.

$326k$780k$1.2M1,4663,4605,453This home: $375,000, 1,680 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2024–2026. This home lists at $223/sq ft.

$235$253$2702024: $23820242025: $25620252026: $2672026

Median sale price by year

12-month median closed price, 2024–2026.

$739k$761k$783k2024: $779k20242025: $744k20252026: $764k2026
Property timeline

This home’s history

  • 2023BuiltPer public record
  • Aug 4, 2026First trackedObserved at $400,000
  • Aug 17, 2026Price cut$375,000
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$2,422/mo
  • Principal & interest $1,938/mo 80%
  • Taxes $328/mo 14%
  • Insurance $106/mo 4%
  • HOA $50/mo 2%

$2,422/mo at 20% down, 30-yr @ 6.71% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Based on certified county tax roll
Estimated property taxes after purchase
$5,400/yr
$450/mo·effective rate ~1.44%
Estimated from today’s asking price and current Lake County tax rates.
⚠️

Many first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.

Current owner pays $2,775/yr ($231/mo)
+$2,625 more each year
(+95%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$167,451
Market value
$167,451
Assessed
$167,451
Taxable
Estimate my property taxes →

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Historical tax data loading…
A market / assessed / taxable trend chart appears here once the prior-year rolls are ingested.

Sources: Florida DOR certified tax roll (2025), Stellar MLS. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.

Momentum Scores

Momentum Property Score

64/100
Strongest on: Affordability (100), Buyer competition (95)
0 limited50100 exceptional

64/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area91
This home $223/sq ft vs the community 12-month median $267/sq ft.
Affordability100
List price $375,000 vs the community median $763,850. Not a measure of personal affordability.
Flood safety50
FEMA Zone A, ~106 ft elevation. Verify the parcel with FEMA.
Insurance cost45
From FEMA Zone A and a 2023 build. Obtain a property-specific quote.
Market liquidity60
Community inventory (12-month record).
Renovation upside30
From a 2023 build and $223/sq ft vs the community median $267/sq ft. Not a condition assessment.
Buyer competition95
5% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).
Pricing power40
Recent sales closed at about 100.0% of original asking (~0.0% below). More room below asking generally favors buyers.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $223 per square foot, about 16% below the community’s $267 median. WINDSOR CAY PH 1’s 12-month median sold price per square foot is $267. Median sold price per square foot is up 2.7% year over year. Confidence: Very High · 63 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

Recent WINDSOR CAY PH 1 sales closed near 100.0% of original asking. Cash paid for about 5% of recent closings here.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending July 15, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 996 active listings in WINDSOR CAY PH 1, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 6, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Escape to the peace and privacy of country living with this unique 18.75-acre family compound, offering the perfect blend of modern comfort and endless outdoor recreation. Built in 2023, the nearly new 1,680 sq. ft.

manufactured home features 3 bedrooms, 2 bathrooms, an inviting open-concept kitchen, and a desirable split floor plan designed for comfortable everyday living. The spacious family room showcases built-in shelving with integrated wall storage, adding both style and functionality. The home is serviced by a private well and septic system, both installed new with the home's construction, while underground electric service enhances the property's clean appearance and reliability.

The home also has a private road with a gate. Embrace the country lifestyle surrounded by Florida's natural beauty and abundant wildlife. Enjoy the privacy and space to explore your own land, observe native wildlife, forage for native plants (where appropriate), or create your own outdoor adventures.

With nearly 19 acres, there's ample room to enjoy ATVs, UTVs, dirt bikes, or other off-road recreational vehicles on your own property, making this an ideal retreat for outdoor enthusiasts. The sale includes two parcels totaling approximately 18.75 acres, creating exceptional flexibility for future expansion, a private retreat, or investment potential. Parcel 13-24-24-0001-000-19700 consists of approximately 10.72 acres, including a 1-acre homesite with the residence and approximately 9.72 acres of wetlands.

Parcel 13-24-24-0001-000-31700 offers approximately 8.03 acres, including a 1-acre vacant residential homesite and approximately 7.03 acres of wetlands. Whether you're looking for a secluded homestead, a recreational getaway, or a peaceful place to enjoy nature, this one-of-a-kind property delivers privacy, modern conveniences, and room to live the Florida outdoor lifestyle you've been dreaming of.

Description provided by KELLER WILLIAMS REALTY SMART and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$375,000
Bed / bath3 / 2
Living area1,680 sq ft
Year built2023
Property typeManufactured Home
MLS #L4963472
Listing status49 days on market

Public records & third-party data

FEMA flood zoneZone A
Ground elevation~106 ft
Windstorm exposureLow
CountyLake
Area listings996 active · 331 under contract
Estimated first-year tax~$3,938/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$223
Estimated monthly payment$2,422
Insurance (illustrative)$1k–$2k/yr
Comparable-sales median$763,850

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of KELLER WILLIAMS REALTY SMART · Listing agent: Casandra Vann · 863-577-1234Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$394,800the mess$502,320

Actual list price: $375,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 27% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • 1105 active listings competing, 339 under contract

For reference, this home is listed at $375,000 ($223/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,680 sq ft × $235–$299/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 6, 2026.

Keep looking

Similar homes for sale near NOT IN SUBDIVISION

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $375,000Momentum Realty · on market 49 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$3,938/yr

A rough first-year estimate only, applying a typical Lake rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$1k–$2k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone A — confirm flood coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone A

From the FEMA flood map. Lender-required flood insurance may apply; confirm for the parcel.

Ground elevation
~106 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Seen enough photos?

Want to see 3450 SALYERS ROAD?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by KELLER WILLIAMS REALTY SMART · MLS # L4963472

Request a showing

or call (904) 351-6461
Market data · public records

Recent sales activity in NOT IN SUBDIVISION

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the NOT IN SUBDIVISION neighborhood guide for more.

Comparable sales found
0

Recent nearby closings in the data set.

Community median sale price
$763,850

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$267

Canonical 12-month median $/sq ft. Reference only.

Go deeper on NOT IN SUBDIVISION

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Lake County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

School zoningThis address is in the Lake County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

No closely comparable recent sales were found in this data set.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$1,719 – $2,500/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.5%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$754 – −$51At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

Items worth confirming for 3450 Salyers Road, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2023: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
  • The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
  • FEMA flood zone A: lenders generally require flood insurance here — get an elevation certificate and a flood quote before the inspection period ends.
  • Get a homeowners insurance quote for this specific address in Lake County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 1,680 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $3,938/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
  • Confirm school zoning directly with the district.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed twice daily (last: September 6, 2026)
Community market statsStellar MLS closed sales, as of July 15, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone A shown above)
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 3450 Salyers Road and when was it built?

Per the listing record, 3450 Salyers Road was built in 2023 and has 1,680 sq ft of living area, 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 3450 Salyers Road in?

3450 Salyers Road is in Not In Subdivision in Clermont, Lake County. The community section on this page shows recent closed sales, days on market, and active inventory for Not In Subdivision from the same MLS data.

Does 3450 Salyers Road have an HOA?

The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.

Why might property taxes on 3450 Salyers Road differ from the current owner's?

The estimate on this page (about $3,938 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 3450 Salyers Road in a flood zone?

The FEMA flood map places this parcel in Zone A, a special flood hazard area where lenders generally require flood insurance on a mortgaged purchase. Confirm the parcel's status with FEMA and your insurer, and ask for an elevation certificate.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 3450 SALYERS ROAD in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.