2 bedroom Villa at 3476 Tarpon Woods Boulevard, Tarpon Woods Condo 4, Palm Harbor — photo 1Front elevation
2 bedroom Villa at 3476 Tarpon Woods Boulevard, Tarpon Woods Condo 4, Palm Harbor — photo 2Living space
2 bedroom Villa at 3476 Tarpon Woods Boulevard, Tarpon Woods Condo 4, Palm Harbor — photo 3Kitchen
2 bedroom Villa at 3476 Tarpon Woods Boulevard, Tarpon Woods Condo 4, Palm Harbor — photo 4Owner's suite
2 bedroom Villa at 3476 Tarpon Woods Boulevard, Tarpon Woods Condo 4, Palm Harbor — photo 5Exterior / yardView all 6 photos →
409 days on market (MLS) Villa ▼ Price cut: $35,000 (9/6)
$295,000
2-Bedroom Villa in TARPON WOODS CONDO 4

3476 Tarpon Woods Boulevard, Palm Harbor, FL 34685

Villa in TARPON WOODS CONDO 4, PALM HARBOR · No CDD on record
TARPON WOODS CONDO 4 · Palm Harbor, FL 34685 · Pinellas County
Listing data updated October 1, 2026 · refreshed hourly
2Bedrooms
2Bathrooms
1,660Sq Ft
1982Year Built
$178Per Sq Ft
1-car garageNo CDD on recordFEMA Zone X
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
25% below
$/sq ft vs community
$178 here vs $236 median sold (12 mo)
Buyer leverage
Buyer advantage
409 days on market
Zone X
Flood risk
Minimal hazard per FEMA; ~13 ft elevation
$2k–$3k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 8 of 12
Price vs recent sales
Asking $295k tops 8 of the last 12 closed sales

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 1, 2026, 3476 Tarpon Woods Boulevard in Tarpon Woods Condo 4, Palm Harbor is listed at $295,000 (1,660 sq ft, about $178 per sq ft). It has been 409 days on market. Listing facts: built in 1982. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1982 · 44 yrs
  • 1,660 sq ft of living area
  • 1-car garage
  • Listed at $295,000 — recent neighborhood median sale price ~$392,500 (nearby sales; deemed reliable, not an appraisal)
  • 409 days on market
Listing description

About this home

This lovely villa is located in the highly desirable East Lake Area. Used only seasonally, it’s been very well maintained and it shows. All rooms are generously sized and offer lots of space for whatever your living needs may be.

As you enter the front door, you’ll be greeted by a large open foyer that includes 2 storage closets. Heading into the dining and living room area, you’ll notice the oversized rooms. The dining area has a pass-thru from the kitchen that’s great for entertaining.

The living room has a custom drop down “coffered” ceiling fan/light feature as well as an inviting wood burning fireplace surrounded by lovely neutral tile. There’s also a large cased opening to the Florida room which allows lots of natural light to flow through. The Florida room is air conditioned and tiled and features a built-in dry bar.

This room is large enough to set up multiple living spaces: home office, family room or craft area. Make this space functional for your lifestyle. 2 sets of sliders to the backyard make for easy access to a large pavered patio.

Perfect for grilling and large get-togethers. The kitchen offers a lot of countertop space for prepping as well as plenty of cabinets and a pantry for storage. Sliding door next to eat-in area as well as white finishings keep this kitchen feeling bright.

Refrigerator was just replaced in April. Moving into the main bedroom, you’ll be amazed at the size. There’s more than enough room for a king sized bed, dressers and a sitting area.

An oversized walk-in closet provides more than enough room for all your clothes and more. French doors leading to the Florida room allow light to flow. The attached main bath features a double sink vanity and large walk-in shower.

This is a true main suite. The 2nd bedroom is almost as large as the main and has its own walk-in closet. There is access to the 2nd bath through the 2nd bedroom as well as the hallway for guest use.

The entire home has a light and neutral color palette making it easy to add your own decorative color touches. The maintenance free lifestyle of this community allows you to enjoy the pool and private backyard area without the work! Come take a look at this lovely villa today.

All 6 photos

3476 Tarpon Woods Boulevard, Palm Harbor FL - photo 6 of 6

Description provided by FUTURE HOME REALTY INC and reproduced from the MLS; not independently verified.

Listing courtesy of FUTURE HOME REALTY INC · Listing agent: Laura Kahler · 813-855-4982Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$295,000
Bed / bath2 / 2
Living area1,660 sq ft
Year built1982
Property typeVilla
Garage1-car
MLS #TB8389932
Listing status409 days on market (MLS)

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~13 ft
CountyPinellas
Area listings1157 active · 324 under contract
Estimated first-year tax~$3,098/yr
CDD assessmentNone on record
HOANot reported

Calculated estimates

Price per sq ft$178
Estimated monthly payment$1,993
Insurance (illustrative)$2k–$3k/yr
Messtimate range$381,800 – $431,600
Comparable-sales median$392,500

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$1,993/mo
  • Principal & interest $1,575/mo 79%
  • Taxes $258/mo 13%
  • Insurance $160/mo 8%

$1,993/mo at 20% down, 30-yr @ 7.03% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$3,098/yr

Estimate: a typical Pinellas effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$2k–$3k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
Not reported

Not stated in the listing. Confirm with the listing agent or the county record; $0 is used in the payment estimate.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~13 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Pinellas County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Pinellas County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery High
Coastal floodingVery High
Inland floodingRelatively High
Heat waveRelatively Moderate
WildfireRelatively Low
TornadoVery High
LightningVery High
Strong windRelatively Moderate
DroughtVery Low
HailRelatively High
Cold waveVery High

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · ENCHANTMENT CLEARWATER BEACH HOTEL CONDOMINIUM

Pricing & the ENCHANTMENT CLEARWATER BEACH HOTEL CONDOMINIUM market

How this home is priced against recent nearby sales, and where ENCHANTMENT CLEARWATER BEACH HOTEL CONDOMINIUM has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby salesThis homeThis home: $178/sq ft$1784032 SALEM SQUARE COURT4032 SALEM SQUARE COURT: $221/sq ft$2213810 DARSTON STREET3810 DARSTON STREET: $230/sq ft$2303867 DARSTON STREET3867 DARSTON STREET: $232/sq ft$2324425 CONNERY COURT4425 CONNERY COURT: $241/sq ft$2413837 DARSTON STREET3837 DARSTON STREET: $260/sq ft$2604050 SALEM SQUARE COURT4050 SALEM SQUARE COURT: $283/sq ft$283Community median $236
Property timeline

This home’s history

  • 1982BuiltPer public record
  • About Aug 2025Listed (per MLS)MLS reports 409 cumulative days on market as of October 1, 2026
  • Jul 10, 2026First seen on movewithmomentum.comObserved at $353,500
  • Aug 4, 2026Price cut$330,000 (-$23,500, -6.6%)
  • Sep 6, 2026Price cut$295,000 (-$35,000, -10.6%)
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $295,000Momentum Realty · on market 409 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $392,500 ($236/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$381,800the mess$431,600

Stronger local evidence — 6 comparable closed sales within about 3 miles, closed within the last 18 months, same property type, living area within 30% of this home.

Actual list price: $295,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 13% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a 1982 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • 1188 active listings competing, 308 under contract

For reference, this home is listed at $295,000 ($178/sq ft). The list price is the seller's asking price and is not derived from this range.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,660 sq ft × $230–$260/sq ft (interquartile band of 6 comparable closed sales within about 3 miles, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 1, 2026.

Momentum Scores

Momentum Property Score

84/100
Strongest on: Price vs area (100), Affordability (91)
0 limited50100 exceptional

84/100 is strong across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area100
This home $178/sq ft vs the community 12-month median $236/sq ft.
Affordability91
List price $295,000 vs the community median $392,500. Not a measure of personal affordability.
Flood safety90
FEMA Zone X, ~13 ft elevation. Verify the parcel with FEMA.
Insurance cost56
From FEMA Zone X and a 1982 build. Obtain a property-specific quote.

Coverage: 4 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $178 per square foot, about 25% below the community’s $236 median. ENCHANTMENT CLEARWATER BEACH HOTEL CONDOMINIUM’s 12-month median sold price per square foot is $236. MLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

42% of homes in ENCHANTMENT CLEARWATER BEACH HOTEL CONDOMINIUM are owner-occupied. An estimated 58% are non-owner-occupied, including 23% held in a company or trust and 20% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 107 homes matched. Community-level context.

What’s unique here: one of only 1157 active listings in ENCHANTMENT CLEARWATER BEACH HOTEL CONDOMINIUM, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 1, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by FUTURE HOME REALTY INC · MLS # TB8389932

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More on Pinellas County

Explore Pinellas County

Browse market data, schools, taxes, and homes for sale across the county.

Assigned schools

Assigned schools

Schools currently assigned to this address in Pinellas County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEA
Cypress Woods Elementary-PNAssigned elementary school · Pinellas County School District · Grade A (Florida DOE 2025-26)
Carwise Middle-PNAssigned middle school · Pinellas County School District
GRADEA
East Lake High-PNAssigned high school · Pinellas County School District · Grade A (Florida DOE 2025-26)
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 3476 Tarpon Woods Boulevard, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1982 (44 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • Confirm whether a mandatory HOA applies to this parcel and what it charges.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in Pinellas County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 1,660 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $3,098/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed hourly (last: October 1, 2026)
Comparable salesStellar MLS closed sales within about 3 miles, last 18 months, as of September 20, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 3476 Tarpon Woods Boulevard and when was it built?

Per the listing record, 3476 Tarpon Woods Boulevard was built in 1982 and has 1,660 sq ft of living area, 2 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 3476 Tarpon Woods Boulevard in?

3476 Tarpon Woods Boulevard is in Tarpon Woods Condo 4 in Palm Harbor, Pinellas County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Why might property taxes on 3476 Tarpon Woods Boulevard differ from the current owner's?

The estimate on this page (about $3,098 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 3476 Tarpon Woods Boulevard in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.