3640 HARBORVIEW COURT, NEW PORT RICHEY, FL 34652
Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
As of September 12, 2026, 3640 Harborview Court in Flor A Mar, New Port Richey is listed at $1,274,900 (2,915 sq ft, about $437 per sq ft). That is 134% above Flor A Mar's median closed sale of $544,950 over the last 12 months (84 recorded sales). Per square foot it is above the community's recent $335/sq ft by about 30%. It has been 100 days on market, longer than the community's typical 62 days to contract. Listing facts: built in 1969, a private pool, waterfront, HOA dues of $10/mo. The parcel maps to FEMA flood zone AE, a special flood hazard area where lenders generally require flood insurance. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- No CDD assessment on record
- Built 1969 · 57 yrs
- 2,915 sq ft of living area
- 2-car garage
- 100 days on market
- HOA $10/mo (per listing)
Pricing & the Flor A Mar New Port Richey market
How this home is priced against recent nearby sales, and where Flor A Mar New Port Richey has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
Price vs. size in Flor A Mar New Port Richey
Each dot is a closed sale since 2004 (593 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2012–2026. This home lists at $437/sq ft.
Median sale price by year
12-month median closed price, 2012–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2015–2026. Now 54 (normal).
This home’s history
- 1969BuiltPer public record
- Jul 10, 2026First trackedObserved at $1,299,000
- NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Estimated monthly payment
- Principal & interest $6,622/mo 78%
- Taxes $1,116/mo 13%
- Insurance $692/mo 8%
- HOA $10/mo 0%
$8,439/mo at 20% down, 30-yr @ 6.76% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Momentum Property Score
36/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
🟢 Buyer-leaning conditions around this listing. 8.7 months of supply in the surrounding market and 100 days on market for this home, against a 62-day area median.Days on market:this home 100Area median: 62 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026. As of September 12, 2026.
🟡 Asking $437 per square foot, about 30% above the community’s $335 median. Flor A Mar New Port Richey’s 12-month median sold price per square foot is $335. Median sold price per square foot is up 31.9% year over year. Confidence: Very High · 84 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
60% of homes in Flor A Mar New Port Richey are owner-occupied. An estimated 40% are non-owner-occupied, including 12% held in a company or trust and 14% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 1254 homes matched. Community-level context.
Recent Flor A Mar New Port Richey sales closed near 90.2% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending September 12, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 65 active listings in Flor A Mar New Port Richey, no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated September 12, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
About this home
Virtually Staged. 147 feet of waterfront. Wide-open Gulf access in minutes.
A massive dock, boat lift, pool, tiki bar, and enough waterfront space to bring the big boat and the whole crew, with tons of updates and MOVE IN READY… this is the kind of Florida waterfront home buyers search for but rarely find. Located in one of New Port Richey’s premier waterfront communities just minutes from downtown, this beautifully maintained 5-bedroom, 3.5-bath home delivers the true Gulf Coast boating lifestyle with secure wrapped-piling seawall frontage and exceptional outdoor living designed around the water. From the moment you arrive, the curb appeal stands out with brick paver driveways and walkways, tropical landscaping, custom curbing, a dedicated veggie garden, matching storage shed, and a fully fenced yard with dual access gates for convenience and privacy.
For boating enthusiasts, the setup here is outstanding. The property features a massive 20x40 extended dock, an additional 8x24 floating dock, shore power, water hookups, and a powerful 24,000-lb boat lift operated by a Gem remote. Whether it’s offshore fishing, island hopping, waterfront restaurants, or sunset cruises into the Gulf of Mexico, you’re only minutes from open water.
The backyard was built to entertain. A hurricane-rated 13x20 tiki hut and bar with built-in electric, water, and outdoor speakers creates the perfect waterfront gathering space, while the oversized screened enclosure surrounds the sparkling pool, covered patio, and multiple areas to relax year-round. Inside, the home offers a spacious two-story layout with 5 bedrooms, 3 full bathrooms, plus a convenient pool half-bath complete with its own walk-in closet.
Eight sets of double-pane sliding glass doors bring in natural light and water views throughout the home, while hurricane shutters provide added protection and peace of mind. Additional upgrades include Azek composite decking on the balconies, low-maintenance PVC railings, a newer front door, Rainbird 65-head sprinkler system, in-ground pest control system, motion-activated security lighting with cameras & alarm system, upgraded gutters with gutter guards, and extended drain lines. The home has been exceptionally cared for and maintained over the years, offering the perfect opportunity to enjoy waterfront living immediately while still having room to make it your own.
Also to add more of a good time the living room is wired for surround sound and pool area has outdoor speakers for your summer parties! Residents also have the option to join the Civic Association for just $125 annually for private boat ramp and clubhouse access, along with optional private beach club membership for only $200 annually. If you’ve been searching for a Gulf access waterfront home in Florida with serious boating capability, resort-style outdoor living, and room for everyone… this one checks every box
Description provided by KELLER WILLIAMS REALTY- PALM H and reproduced from the MLS; not independently verified.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
Actual list price: $1,274,900 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 27% spread on the same house — and that gap is exactly what an automated guess can't see:
- Condition & updates — a 1969 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
- The lot — this listing is waterfront; water frontage is priced far off a per-sq-ft average of the neighborhood.
- Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
- Carrying costs & concessions — this home carries HOA dues of $10/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.
- The pool — a private pool carries cost and value that living area doesn't capture.
And here's what the live market is doing — which the number above ignores entirely:
- This home: 100 days on market vs. a 62-day community median
- 64 active listings competing, 19 under contract
- ≈8.7 months of supply
- 90 closed here in the last 12 months
For reference, this home is listed at $1,274,900 ($437/sq ft) — a number set with analysis a Messtimate can't do.
Selling your own home? Try the Messtimate on your address →
Methodology: 2,915 sq ft × $295–$375/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 12, 2026.
Similar homes for sale near FLOR A MAR
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Price & listing history
Building permits
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
From the FEMA flood map. Lender-required flood insurance may apply; confirm for the parcel.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Internet & broadband
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Xfinity/Spectrum cable broadband is widely available.
T-Mobile / Verizon fixed-wireless as a backup option.
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Listed by KELLER WILLIAMS REALTY- PALM H · MLS # TB8508872
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Recent sales activity in FLOR A MAR
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the FLOR A MAR neighborhood guide for more.
Recent nearby closings in the data set.
Canonical 12-month median closed price. Reference only.
Canonical 12-month median $/sq ft. Reference only.
Go deeper on FLOR A MAR
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Assigned schools
Schools currently assigned to this address in Pasco County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
No closely comparable recent sales were found in this data set.
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Buyer research checklist
Items worth confirming for 3640 Harborview Court, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 1969 (57 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
- HOA dues are listed at $10/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
- FEMA flood zone AE: lenders generally require flood insurance here — get an elevation certificate and a flood quote before the inspection period ends.
- Get a homeowners insurance quote for this specific address in Pasco County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
- Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
- Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
- Listed living area is 2,915 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $13,386/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
- Confirm school zoning directly with the district.
Approximate distances
Approximate drive times for general reference only.
Groceries, dining, and parks for this city — see the city guide.
Schools, taxes, and services are county-administered — see the county guide.
View →Amenities and HOA/CDD detail on the neighborhood guide.
View →Data sources & freshness
| Listing record | Stellar MLS, refreshed twice daily (last: September 12, 2026) |
| Community market stats | Stellar MLS closed sales, as of September 12, 2026 |
| Flood zone & elevation | FEMA flood maps + USGS elevation (Zone AE shown above) |
| Taxes & monthly cost | Estimated from county rates; not a quote |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 3640 Harborview Court and when was it built?
Per the listing record, 3640 Harborview Court was built in 1969 and has 2,915 sq ft of living area, 5 bedrooms and 3.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 3640 Harborview Court in?
3640 Harborview Court is in Flor A Mar in New Port Richey, Pasco County. The community section on this page shows recent closed sales, days on market, and active inventory for Flor A Mar from the same MLS data.
Does 3640 Harborview Court have an HOA, and how much are the dues?
The listing reports HOA dues of $10 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 3640 Harborview Court differ from the current owner's?
The estimate on this page (about $13,386 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 3640 Harborview Court in a flood zone?
The FEMA flood map places this parcel in Zone AE, a special flood hazard area where lenders generally require flood insurance on a mortgaged purchase. Confirm the parcel's status with FEMA and your insurer, and ask for an elevation certificate.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
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MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.