2-Bedroom Manufactured Home in LAKE BETMAR ESTATES
36957 GRACE AVENUE, ZEPHYRHILLS, FL 33542
Manufactured Home in LAKE BETMAR ESTATES, ZEPHYRHILLS · No CDD
LAKE BETMAR ESTATES · ZEPHYRHILLS, FL 33542 · Pasco
Listing data updated August 23, 2026 · refreshed twice daily
2Bedrooms
2Bathrooms
1,344Sq Ft
1980Year Built
$138Per Sq Ft
No CDDFEMA Zone X
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
4% above
$/sq ft vs community
$138 here vs $133 median sold (12 mo)
Buyer leverage
Balanced market
37 days on market
4.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~84 ft elevation
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 9 of 12
Price vs recent sales
Asking $185k tops 9 of the last 12 closed sales; also one of the largest homes here at 1,344 sq ft
Listed at $185,000 — recent neighborhood median sale price ~$155,500 (nearby sales; deemed reliable, not an appraisal)
37 days on market
HOA ~$50/mo (estimate; confirm)
Momentum Research · LAKE BETMAR ESTATES
Pricing & the LAKE BETMAR ESTATES market
How this home is priced against recent nearby sales, and where LAKE BETMAR ESTATES has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in LAKE BETMAR ESTATES
Each dot is a closed sale since 2013 (161 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2016–2026. This home lists at $138/sq ft.
Median sale price by year
12-month median closed price, 2016–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2016–2026. Now 45 (normal).
Property timeline
This home’s history
1980BuiltPer public record
Jul 10, 2026First trackedObserved at $185,000
NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Financing
Estimated monthly payment
$1,264/mo
Principal & interest $952/mo75%
Taxes $162/mo13%
Insurance $100/mo8%
HOA $50/mo4%
$1,264/mo at 20% down, 30-yr @ 6.67% · edit any field to update.
Estimated from today’s asking price and current Pasco County tax rates.
⚠️
Many first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.
Current owner pays $325/yr ($27/mo)
+$1,850 more each year
(+569%)
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.
🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$126,480
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
Sources: Florida DOR certified tax roll (2025), Stellar MLS. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.
Momentum Scores
Momentum Property Score
56/100
Strongest on: Flood safety (95), Pricing power (74)
0 limited50100 exceptional
56/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area41
This home $138/sq ft vs the community 12-month median $133/sq ft.
Affordability18
List price $185,000 vs the community median $155,500. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~84 ft elevation. Verify the parcel with FEMA.
Insurance cost55
From FEMA Zone X and a 1980 build. Obtain a property-specific quote.
Market liquidity63
Community median 32 days on market, ~4.0 months of supply (12-month record).
Renovation upside53
From a 1980 build and $138/sq ft vs the community median $133/sq ft. Not a condition assessment.
Buyer competition48
52% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).
Pricing power74
Recent sales closed at about 93.2% of original asking (~6.8% below). More room below asking generally favors buyers.
Market timing55
Momentum Market Heat is 45/100 (normal). Cooler readings generally favor buyers; hotter readings favor sellers.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟡 Balanced conditions around this listing. 4.0 months of supply in the surrounding market and 37 days on market for this home, against a 32-day area median.Days on market:this home 37Area median: 32 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2013 through 2026. As of August 2, 2026.
🟡 Asking $138 per square foot, about 4% above the community’s $133 median. LAKE BETMAR ESTATES’s 12-month median sold price per square foot is $133. Median sold price per square foot is down 13.6% year over year. Confidence: Very High · 32 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
42% of homes in LAKE BETMAR ESTATES are owner-occupied. An estimated 58% are non-owner-occupied, including 10% held in a company or trust and 36% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 150 homes matched. Community-level context.
Recent LAKE BETMAR ESTATES sales closed near 93.2% of original asking. Cash paid for about 52% of recent closings here.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending August 2, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 11 active listings in LAKE BETMAR ESTATES, no CDD assessment.
Updated August 23, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Listing description
About this home
Welcome to sunny Florida living in the highly desirable Betmar Acres, where you own the land and enjoy an active 55+ golf community lifestyle with a low annual fee of just $448! This nicely maintained 2-bedroom, 2-bathroom home is situated on a desirable corner lot and offers important updates including a membrane roof, double-pane windows, and a 2020 A/C system. Inside, you'll find a spacious floor plan featuring two separate living areas.
The primary bedroom includes a ceiling fan, built-in closet, and private ensuite bathroom. The guest bedroom offers convenient access to the Jack-and-Jill style guest bath. The family room is open to the kitchen, creating a comfortable gathering space, while the bright living room at the front of the home provides additional room for relaxing and entertaining.
The laundry area is conveniently located inside the home. Enjoy Florida's beautiful weather from the welcoming screened room at the front of the home, complete with sliding door access to the interior. The attached storage/golf cart garage at the front of the carport provides plenty of extra storage space.
As an added bonus, the nearly new golf cart is included with the sale and has been barely driven! Premium Whisper W7 Halo Series golf cart in excellent condition! less than one year old!
Loaded with a maintenance-free lithium battery, luxury diamond-stitched seating, touchscreen display, LED lighting, fold-down rear cargo seat, premium steering wheel, and plenty of storage. Charger and owner's manual included. A stylish, reliable golf cart that's ready to cruise the neighborhood, campground, or golf course!
Residents of Betmar Acres enjoy an abundance of amenities, including golf, swimming pools, hot tubs, clubhouses, pickleball, tennis, shuffleboard, bocce ball, and countless social activities. Conveniently located near shopping, restaurants, premier medical facilities, and just a short drive to some of Florida's most beautiful Gulf Coast beaches, this home offers the perfect opportunity for seasonal or year-round living. Come see for yourself what Florida retirement living is all about!
Description provided by KELLER WILLIAMS RLTY NEW TAMPA and reproduced from the MLS; not independently verified.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$185,000
Bed / bath2 / 2
Living area1,344 sq ft
Year built1980
Property typeManufactured Home
MLS #TB8521830
Listing status37 days on market
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~84 ft
Windstorm exposureLow
CountyPasco
Area listings11 active · 3 under contract
Estimated first-year tax~$1,943/yr
CDD assessmentNone on record
HOA (estimate)$50/mo
Calculated estimates
Price per sq ft$138
Estimated monthly payment$1,264
Insurance (illustrative)$1k–$2k/yr
Messtimate range$158,592 – $184,128
Comparable-sales median$155,500
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of KELLER WILLIAMS RLTY NEW TAMPA · Listing agent: Troy Duprey · 813-994-4422Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™
The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$158,592the mess$184,128
Actual list price: $185,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 16% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
And here's what the live market is doing — which the number above ignores entirely:
This home: 37 days on market vs. a 32-day community median
8 active listings competing, 4 under contract
≈4.0 months of supply
35 closed here in the last 12 months
For reference, this home is listed at $185,000 ($138/sq ft) — a number set with analysis a Messtimate can't do.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 1,344 sq ft × $118–$137/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated August 23, 2026.
Keep looking
Similar homes for sale near LAKE BETMAR ESTATES
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Listed for $185,000Momentum Realty · on market 37 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$1,943/yr
A rough first-year estimate only, applying a typical Pasco rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
None
No CDD assessment on record for this community.
Insurance (illustrative range)
$1k–$2k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.
HOA
$50/mo
Covers the master association & common areas. Confirm exact dues and what they include.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~84 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Connectivity
Internet & broadband
Fiber
Check availability
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Cable
Likely
Xfinity/Spectrum cable broadband is widely available.
5G Home
Backup
T-Mobile / Verizon fixed-wireless as a backup option.
Market data · public records
Recent sales activity in LAKE BETMAR ESTATES
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the LAKE BETMAR ESTATES neighborhood guide for more.
Comparable sales found
6
Recent nearby closings in the data set.
Community median sale price
$155,500
Canonical 12-month median closed price. Reference only.
Community median $/sq ft
$133
Canonical 12-month median $/sq ft. Reference only.
Go deeper on LAKE BETMAR ESTATES
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Jul 2026 · Development
Pomelo Square mixed-use community advances in Wesley Chapel
Ryan Cos. and PulteGroup are advancing Pomelo Square, a mixed use development at the northeast corner of Old Pasco Road and Overpass Road in Wesley Chapel. Plans call for 415 residential units made up of 325 apartments and 90 townhomes, about 42,000 square feet of retail, and a hotel pad. Completion is targeted for the first quarter of 2028.
Why it matters: Adds a mixed use community of apartments and townhomes with retail space and a hotel pad, expanding housing and commercial supply in a growing Pasco County corridor. The project is about 12 miles northeast of Lake Betmar Estates, elsewhere in Pasco County.
New mixed-use development planned on State Road 52 in central Pasco
A mixed-use development planned on State Road 52 in central Pasco County, next to Pilot Country Airport, would add 108 single-family homes, about 175,000 square feet of commercial and retail space, and a 120-room hotel, with completion expected around 2030.
Why it matters: A new mixed-use community adds housing, retail, and lodging along the State Road 52 corridor in central Pasco, the kind of growth that can shape demand and pricing for nearby communities. The site is about 8 miles north of Lake Betmar Estates.
Moffitt Cancer Center opens flagship outpatient center at its new Speros FL campus in Pasco
Moffitt Cancer Center held the grand opening of its flagship outpatient cancer center in January 2026 at Speros FL, its large new campus on State Road 52 in Pasco County. The campus is planned as a long-term life sciences and medical hub expected to bring substantial employment to the area.
Why it matters: A large new medical and life sciences campus is a long-term employment anchor for central Pasco, a structural demand driver for housing in the surrounding area. The site is about 9 miles north of Lake Betmar Estates.
Flagship breaks ground on 46,000-square-foot Wiregrass Ranch Medical Pavilion in Wesley Chapel
Flagship Healthcare Properties broke ground in January 2026 on a 46,000-square-foot medical pavilion at Wiregrass Ranch in Wesley Chapel, adding outpatient medical space to the growing State Road 56 corridor.
Why it matters: Added outpatient medical space along the State Road 56 corridor deepens healthcare access and professional employment in Wesley Chapel, an amenity factor that can support nearby housing demand. The project is about 8 miles east of Lake Betmar Estates, elsewhere in Pasco County.
Schools currently assigned to this address in Pasco County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
School zoningThis address is in the Pasco County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Sold Jun 2026
$194,500
5645 LORETTA COURT, ZEPHYRHILLS
2 / 2 bd/ba · 1,416 sq ft · $137/sq ft
Courtesy of KELLER WILLIAMS RLTY NEW TAMPA · View details →
Sold Mar 2026
$145,000
5421 POWHATTAN STREET, ZEPHYRHILLS
2 / 2 bd/ba · 1,232 sq ft · $118/sq ft
Courtesy of LPT REALTY, LLC · View details →
Sold Jun 2026
$135,000
36946 GRACE AVENUE, ZEPHYRHILLS
2 / 1.5 bd/ba · 1,063 sq ft · $127/sq ft
Courtesy of LPT REALTY, LLC · View details →
Sold Jul 2026
$111,725
36831 GRACE AVENUE, ZEPHYRHILLS
2 / 2 bd/ba · 1,056 sq ft · $106/sq ft
Courtesy of KELLER WILLIAMS RLTY NEW TAMPA · View details →
Sold Jun 2026
$200,000
36701 GRACE AVENUE, ZEPHYRHILLS
2 / 2 bd/ba · 1,668 sq ft · $120/sq ft
Courtesy of KELLER WILLIAMS RLTY NEW TAMPA · View details →
Sold May 2026
$220,000
36620 KAY AVENUE, ZEPHYRHILLS
2 / 2 bd/ba · 1,008 sq ft · $218/sq ft
Courtesy of CENTURY 21 BILL NYE REALTY · View details →
Community 12-month median: $133/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
If you rent it out
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Estimated rent$848 – $1,233/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.0%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$442 – −$95At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide
Buyer research checklist
A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.
Confirm roof age and condition during inspection.
Confirm HVAC age and condition during inspection.
Request current HOA documents before relying on dues or restrictions.
Obtain an insurance quote for this specific property.
Confirm school zoning directly with the district.
Order a survey to confirm lot boundaries.
Review permit history with the county.
Confirm whether flood insurance is required for this parcel.
Confirm square footage and room dimensions independently.
Ask the county how property taxes may change after a sale.
Nearby & commute
Approximate distances
Approximate drive times for general reference only.
City
ZEPHYRHILLS
Groceries, dining, and parks for this city — see the city guide.
Stellar MLS, refreshed twice daily (last: August 23, 2026)
Community market stats
Stellar MLS closed sales, as of August 2, 2026
Flood zone & elevation
FEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly cost
Estimated from county rates; not a quote
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
Why might my property taxes differ from the current owner's?
Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Where does the flood-zone information come from?
The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 36957 GRACE AVENUE in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
