Front elevation3728 Murray Dale Drive, Valrico, FL 33596
Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
As of September 26, 2026, 3728 Murray Dale Drive in 2Pp | Bloomingdale Section J, Valrico is listed at $375,000 (1,907 sq ft, about $197 per sq ft). That is 22% below 2Pp | Bloomingdale Section J's median closed sale of $480,000 over the last 12 months (17 recorded sales). Per square foot it is below the community's recent $418/sq ft by about 53%. It has been 173 days on market, longer than the community's typical 59 days to contract. Listing facts: built in 1984. The parcel maps to FEMA flood zone A, a special flood hazard area where lenders generally require flood insurance. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- No CDD assessment on record
- Built 1984 · 42 yrs
- 1,907 sq ft of living area
- 2-car garage
- 173 days on market
- HOA ~$50/mo (estimate; confirm)
Pricing & the PARKCREST HARBOUR ISLAND CONDO market
How this home is priced against recent nearby sales, and where PARKCREST HARBOUR ISLAND CONDO has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
Price vs. size in PARKCREST HARBOUR ISLAND CONDO
Each dot is a closed sale since 2007 (175 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2013–2026. This home lists at $197/sq ft.
Median sale price by year
12-month median closed price, 2013–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2014–2026. Now 18 (cold).
This home’s history
- 1984BuiltPer public record
- Jul 10, 2026First trackedObserved at $389,000
- Aug 4, 2026Price cut$388,000
- Aug 20, 2026Price cut$385,000
- Sep 9, 2026Price cut$375,000
- NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Estimated monthly payment
- Principal & interest $2,002/mo 77%
- Taxes $328/mo 13%
- Insurance $203/mo 8%
- HOA $50/mo 2%
$2,584/mo at 20% down, 30-yr @ 7.03% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Momentum Property Score
67/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
🟡 Asking $197 per square foot, about 53% below the community’s $418 median. PARKCREST HARBOUR ISLAND CONDO’s 12-month median sold price per square foot is $418. Median sold price per square foot is down 14.3% year over year. Confidence: Medium · 17 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
46% of homes in PARKCREST HARBOUR ISLAND CONDO are owner-occupied. An estimated 54% are non-owner-occupied, including 24% held in a company or trust and 8% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 423 homes matched. Community-level context.
Recent PARKCREST HARBOUR ISLAND CONDO sales closed near 93.4% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 1802 active listings in PARKCREST HARBOUR ISLAND CONDO, no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated September 26, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
About this home
Just Reduced!! Sellers are motivated, willing to help up to $5,000 towards closing costs and/or home upgrades!! Welcome to this Updated & Move-In Ready wonderful slice of paradise, located on a charming, walkable street in the highly desirable Bloomingdale community known for its top-rated schools and exceptional lifestyle amenities.
Get ready to fall in love from the moment you arrive, a welcoming front porch sets the tone. Inside, you'll discover a wealth of upgrades designed for modern comfort and convenience. This home welcomes you with space and style.
This meticulously maintained Two Story 3-bedroom, 2.5 bath, 2-car garage residence situated on a large lot perfect for everyday living and memorable weekend entertaining. Step inside to a welcoming foyer and hallway that guide you past a private office/den and a formal dining room, ideal for hosting gatherings. The formal dining room and private study pair beautifully with flexible living spaces, while the kitchen offers flow for entertainment.
It is a lifestyle destination. Whether entertaining, hosting family, or enjoying the serenity of the grounds, every detail is designed for comfort, enjoyment, and lasting memories. A cozy fireplace in the formal living room adds warmth and ambiance with French doors to the oversized covered/screened in patio providing the perfect setting for relax and sipping a cup of coffee leading to the large, fenced backyard with a large Shed, a true outdoor oasis for entertaining and enjoying the Florida sunshine.
Also, the main level is completed by a convenient half bath and a beautiful laundry room! Upstairs, an area with 2 storage closets leads to a large primary suite, with a generous walk-in closet and an ensuite & recently fully renovated primary bath offers a large window for natural light throughout, separate vanities, a large walk-in shower. Then Two additional sun-filled bedrooms share a jack and jill full bath with bathtub.
NO Carpet in this home! The recent renovations include 2023 Roof Replaced - NEW INTERIOR PAINT & FLOORING THROUGHOUT! -Flooring *All scratch resistant/ waterproof Luxury Vinyl Flooring (LVP)* Master bathroom completely gutted and redone with modern finishes with tile flooring-Both extra bedrooms made a nice wall paneling-new stair railing-Brand new 2024 toilets in all bathrooms (easy to clean ones, no crevices) New 2024 dishwasher.
New ceiling fans- new light fixture in dining room-new light switches & most new outlet covers. All new baseboards Opportunities like this are rare—where all the work has been done and all that’s left is to enjoy the Florida lifestyle at its finest Nestled in a friendly neighborhood, this house isn't just a place to live; it's where memories are made and laughter fills the rooms. Located just minutes from Valrico shopping and dining, Publix and Walt Mart and zoned for top-rated schools, including Bloomingdale High School, Don’t miss the opportunity to make this incredible home yours; Come grab it before it’s gone!
Call me for your private showing today! Back on the market, Buyers financing fell through.
Description provided by HOMETRUST REALTY GROUP and reproduced from the MLS; not independently verified.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
Actual list price: $375,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 27% spread on the same house — and that gap is exactly what an automated guess can't see:
- Condition & updates — a 1984 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
- The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
- Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
- Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
And here's what the live market is doing — which the number above ignores entirely:
- This home: 173 days on market vs. a 59-day community median
- 1822 active listings competing, 482 under contract
For reference, this home is listed at $375,000 ($197/sq ft) — a number set with analysis a Messtimate can't do.
Selling your own home? Try the Messtimate on your address →
Methodology: 1,907 sq ft × $368–$468/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 26, 2026.
Similar homes for sale near 2PP | BLOOMINGDALE SECTION J
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Newest listings in 2PP | BLOOMINGDALE SECTION J
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- 5001 Sunridge Palms Drive · $275,000 · 3 bd / 3.5 ba · listed September 24, 2026 (courtesy of LPT REALTY, LLC)
- 1806 E Linda Street · $375,000 · 3 bd / 2.0 ba · listed September 24, 2026 (courtesy of IMPACT REALTY TAMPA BAY)
Recently off market in 2PP | BLOOMINGDALE SECTION J
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Price & listing history
Building permits
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
From the FEMA flood map. Lender-required flood insurance may apply; confirm for the parcel.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Internet & broadband
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Xfinity/Spectrum cable broadband is widely available.
T-Mobile / Verizon fixed-wireless as a backup option.
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Listed by HOMETRUST REALTY GROUP · MLS # TB8480092
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Recent sales activity in 2PP | BLOOMINGDALE SECTION J
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the 2PP | BLOOMINGDALE SECTION J neighborhood guide for more.
Recent nearby closings in the data set.
Canonical 12-month median closed price. Reference only.
Canonical 12-month median $/sq ft. Reference only.
Go deeper on 2PP | BLOOMINGDALE SECTION J
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Assigned schools
Schools currently assigned to this address in Hillsborough County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
See schools in the 2PP | BLOOMINGDALE SECTION J guide → · Browse school-zone pages →
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
No closely comparable recent sales were found in this data set.
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Buyer research checklist
Items worth confirming for 3728 Murray Dale Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 1984 (42 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
- Confirm whether a mandatory HOA applies to this parcel and what it charges.
- FEMA flood zone A: lenders generally require flood insurance here — get an elevation certificate and a flood quote before the inspection period ends.
- Get a homeowners insurance quote for this specific address in Hillsborough County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
- Listed living area is 1,907 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $3,938/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
- Confirm school zoning directly with the district.
Approximate distances
Approximate drive times for general reference only.
Data sources & freshness
| Listing record | Stellar MLS, refreshed twice daily (last: September 26, 2026) |
| Community market stats | Stellar MLS closed sales, as of September 20, 2026 |
| Flood zone & elevation | FEMA flood maps + USGS elevation (Zone A shown above) |
| Taxes & monthly cost | Estimated from county rates; not a quote |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 3728 Murray Dale Drive and when was it built?
Per the listing record, 3728 Murray Dale Drive was built in 1984 and has 1,907 sq ft of living area, 3 bedrooms and 2.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 3728 Murray Dale Drive in?
3728 Murray Dale Drive is in 2Pp | Bloomingdale Section J in Valrico, Hillsborough County. The community section on this page shows recent closed sales, days on market, and active inventory for 2Pp | Bloomingdale Section J from the same MLS data.
Why might property taxes on 3728 Murray Dale Drive differ from the current owner's?
The estimate on this page (about $3,938 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 3728 Murray Dale Drive in a flood zone?
The FEMA flood map places this parcel in Zone A, a special flood hazard area where lenders generally require flood insurance on a mortgaged purchase. Confirm the parcel's status with FEMA and your insurer, and ask for an elevation certificate.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
See 3728 MURRAY DALE DRIVE in person
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.