395 Silver Maple Road, Groveland, FL 34736
Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
As of October 3, 2026, 395 Silver Maple Road in The Cascades Of Groveland, Groveland is listed at $399,900 (1,848 sq ft, about $216 per sq ft). It has been 57 days on market. Listing facts: built in 2015, HOA dues of $578/mo. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- No CDD assessment on record
- Built 2015 · 11 yrs
- 1,848 sq ft of living area
- 2-car garage
- Listed at $399,900 — recent neighborhood median sale price ~$362,500 (nearby sales; deemed reliable, not an appraisal)
- 57 days on market
- HOA $578/mo (per listing)
About this home
Nestled on a PREMIUM HOMESITE with no rear neighbors and near a quiet cul-de-sac, this elegant and spacious open floor plan offers the perfect blend of privacy, style, and active living. The family room, dining room, and kitchen share a beautiful COFFERED CEILING, creating a true gathering space. The family room features a STAINED-GLASS look with stunning wall frames flanking a stone-accent wall, and ELECTRIC fire place, adding warmth and architectural interest.
The kitchen boasts of rich cabinetry, a long peninsula and granite countertops, a GE CAFÉ SERIES SMART DUAL-FUEL GAS/ELECTRIC RANGE AND REFRIGERATOR WITH A BUILT-IN HOT WATER DISPENSER (WI-FI READY) AND A WHOLE HOUSE WATER PURIFICATION SYSTEM—providing great-tasting water while reducing the need for bottled water. Just off the kitchen is the SMART SPACE, complete with a built-in desk, bookshelf, cabinetry for storage, and an ENCLOSED TOP LOAD WASHER AND GAS OR ELECTRIC OPTION FOR THE SMART STEAM-CARE DRYER behind closet doors—keeping everything organized and out of sight. THE UPGRADED WOOD LOOKING PORCELAIN TILE THROUGHOUT THE MAIN LIVING AREAS add a touch of elegance, with ceiling fans thoughtfully placed throughout the home for added comfort.
The spacious primary suite is a true retreat, OFFERING A 2' EXTENDED BEDROOM AREA ideal for a sitting or reading nook, large windows with natural light, peaceful backyard views, and plush carpeting. The luxurious en-suite bath features a stand alone shower, dual vanities, a double-flush toilet, and a generous walk-in closet. Guests will appreciate a well-appointed guest bedroom and full bathroom, plus a versatile den that can serve as a home office, hobby room, or additional guest space.
Two convenient closets in the entryway provide extra storage and help keep the home clutter-free. SMART-HOME FEATURES INCLUDE A WIFI-ENABLED SMART THERMOSTAT & GARAGE DOOR OPENER; BOTH CONTROLLABLE FROM VIRTUALLY ANYWHERE. Energy-efficient dual-pane Low-E windows and LEASED SOLAR PANELS WITH PAYMENTS PAID IN FULL THROUGH 2035 PROVIDE LONG-TERM ENERGY SAVINGS.
The garage offers electric service and built-in closets for exceptional storage and workspace flexibility. A 1 YEAR HOME WARRANTY IS OFFERED. Just off the living space, enjoy effortless indoor-outdoor living on the large screened-in lanai, complete with a natural gas line for grill cooking, TV connections, and ample room for dining and lounging.
THE TV AND PATIO FURNITURE CONVEY, making this space ready for immediate enjoyment. HOA Fees include, Spectrum TV & internet, MI-TECH security system monitoring, landscape, sidewalk power-washing, exclusive access to the spectacular 57,000 sq. ft.
Magnolia Clubhouse with a private full-service restaurant/bar, an indoor/outdoor heated pool, a state-of-the-art athletic club and daily instructor-led classes, arts and crafts studio, card rooms, culinary kitchen, tennis, pickleball, bocce, golf simulator, and an event center with a full calendar of social events. Just 4 miles outside the gate, enjoy everyday conveniences such as a new Advent Health hospital, medical offices, dining & retail shopping, convenient access to the Florida Turnpike. If you are a traveler, cruiser, or beach enthusiast, Port Canaveral is just 90 minutes to the east, Florida beaches just 90 minutes to the west and east, and a 40 minute drive to the Disney theme parks and the Orlando International Airport.
COME, SCHEDULE YOUR PRIVATE SHOWING NOW.
All 6 photos
Description provided by KELLER WILLIAMS ELITE PARTNERS III REALTY and reproduced from the MLS; not independently verified.
Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Estimated monthly payment
- Principal & interest $2,189/mo 65%
- Taxes $485/mo 14%
- Insurance $136/mo 4%
- HOA $578/mo 17%
$3,388/mo at 20% down, 30-yr @ 7.28% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Property taxes
✓ Certified tax roll · county-average rateProperty taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.
Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.
Estimate my property taxes →Adjust for your exemptions, portability, and down payment
Sources: Florida DOR certified tax roll (2025), Stellar MLS; millage: Florida TaxWatch 2025 How Florida Counties Compare (county-average millage); school portion estimated at ~42% of total, capped at 6.50 mills. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Natural hazard risk
FEMA National Risk Index for Lake County, FL: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Internet & broadband
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
5G home internet and satellite service depend on the exact location; check coverage for this address.
Pricing & the The Cascades Of Groveland market
How this home is priced against recent nearby sales, and where The Cascades Of Groveland has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
This home’s history
- 2015BuiltPer public record
- Jul 10, 2026First seen on movewithmomentum.comObserved at $399,900
- NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Price & listing history
Building permits
Comparable recent sales
6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Median of these 6 sales: $362,500 ($194/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
Stronger local evidence — 6 comparable closed sales within about 3 miles, closed within the last 18 months, same property type, living area within 30% of this home.
Actual list price: $399,900 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 11% spread on the same house — and that gap is exactly what an automated guess can't see:
- Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
- The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
- Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
- Carrying costs & concessions — this home carries HOA dues of $578/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.
And here's what the live market is doing — which the number above ignores entirely:
- 1 active listing competing
For reference, this home is listed at $399,900 ($216/sq ft). The list price is the seller's asking price and is not derived from this range.
Selling your own home? Try the Messtimate on your address →
Methodology: 1,848 sq ft × $189–$210/sq ft (interquartile band of 6 comparable closed sales within about 3 miles, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 3, 2026.
Momentum Property Score
57/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Coverage: 4 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
🟡 Asking $216 per square foot, about 11% above the community’s $194 median. The Cascades Of Groveland’s 12-month median sold price per square foot is $194. MLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
What’s unique here: one of only 1 active listings in The Cascades Of Groveland, no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated October 3, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by KELLER WILLIAMS ELITE PARTNERS III REALTY · MLS # G5113133
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More on THE CASCADES OF GROVELAND
Go deeper on THE CASCADES OF GROVELAND
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Assigned schools
Schools currently assigned to this address in Lake County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Buyer research checklist
Items worth confirming for 395 Silver Maple Road, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 2015: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
- HOA dues are listed at $578/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
- FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
- Get a homeowners insurance quote for this specific address in Lake County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
- Listed living area is 1,848 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $5,825/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $2,925 more per year than the current owner’s estimated bill (+101%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
- School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Data sources & freshness
| Listing record | Stellar MLS, refreshed hourly (last: October 3, 2026) |
| Comparable sales | Stellar MLS closed sales within about 3 miles, last 18 months, as of September 20, 2026 |
| Flood zone & elevation | FEMA flood maps + USGS elevation (Zone X shown above) |
| Taxes & monthly cost | Certified county tax roll (parcel-matched) × county millage; an estimate, not a bill |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 395 Silver Maple Road and when was it built?
Per the listing record, 395 Silver Maple Road was built in 2015 and has 1,848 sq ft of living area, 2 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 395 Silver Maple Road in?
395 Silver Maple Road is in The Cascades Of Groveland in Groveland, Lake County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 395 Silver Maple Road have an HOA, and how much are the dues?
The listing reports HOA dues of $578 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 395 Silver Maple Road differ from the current owner's?
The estimate on this page (about $5,825 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $2,925 more per year than the current owner’s estimated bill (+101%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 395 Silver Maple Road in a flood zone?
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.