2 bedroom Single Family Residence at 395 SILVER MAPLE ROAD, THE CASCADES OF GROVELAND, GROVELAND — photo 1Front elevation
2 bedroom Single Family Residence at 395 SILVER MAPLE ROAD, THE CASCADES OF GROVELAND, GROVELAND — photo 2Living space
2 bedroom Single Family Residence at 395 SILVER MAPLE ROAD, THE CASCADES OF GROVELAND, GROVELAND — photo 3Kitchen
2 bedroom Single Family Residence at 395 SILVER MAPLE ROAD, THE CASCADES OF GROVELAND, GROVELAND — photo 4Owner's suite
2 bedroom Single Family Residence at 395 SILVER MAPLE ROAD, THE CASCADES OF GROVELAND, GROVELAND — photo 5Exterior / yardView all 48 photos →
22 days on market Single Family Residence
$399,900
2-Bedroom Home in THE CASCADES OF GROVELAND

395 SILVER MAPLE ROAD, GROVELAND, FL 34736

Single Family Residence in THE CASCADES OF GROVELAND · No CDD
THE CASCADES OF GROVELAND · GROVELAND, FL 34736 · Lake
Listing data updated July 25, 2026 · refreshed twice daily
2Bedrooms
2Bathrooms
1,848Sq Ft
2015Year Built
$216Per Sq Ft
2-car garageNo CDDFEMA Zone X
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
in line with
$/sq ft vs community
$216 here vs $216 median sold (12 mo)
Buyer leverage
Balanced market
22 days on market
Zone X
Flood risk
Minimal hazard per FEMA; ~118 ft elevation
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.

Sources: realMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights
  • No CDD assessment on record
  • Built 2015 · 11 yrs
  • 1,848 sq ft of living area
  • 2-car garage
  • 22 days on market
  • HOA ~$50/mo (estimate; confirm)
Property timeline

This home’s history

  • 2015BuiltPer public record
  • Jul 10, 2026First trackedObserved at $399,900
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$2,562/mo
  • Principal & interest $2,026/mo 79%
  • Taxes $350/mo 14%
  • Insurance $136/mo 5%
  • HOA $50/mo 2%

$2,562/mo at 20% down, 30-yr @ 6.52% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Momentum Scores

Momentum Property Score

59/100
Strongest on: Flood safety (95), Insurance cost (79)
0 limited50100 exceptional

59/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area50
This home $216/sq ft vs the community 12-month median $216/sq ft.
Affordability50
List price $399,900 vs the community median $399,900. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~118 ft elevation. Verify the parcel with FEMA.
Insurance cost79
From FEMA Zone X and a 2015 build. Obtain a property-specific quote.
Renovation upside11
From a 2015 build and $216/sq ft vs the community median $216/sq ft. Not a condition assessment.
Buyer competition67
33% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $216 per square foot, about in line with the community’s $216 median. The Cascades Of Groveland Groveland’s 12-month median sold price per square foot is $216. MLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

What’s unique here: one of only 1 active listings in The Cascades Of Groveland Groveland, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated July 25, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Nestled on a premium homesite with no rear neighbors and near a quiet cul-de-sac, this elegant and spacious open floor plan offers the perfect blend of privacy, style, and active living. The family room, dining room, and kitchen share a beautiful coffered ceiling, creating a true gathering space. The family room features a stained-glass look with stunning wall frames flanking a stone-accent wall, and electric fire place, adding warmth and architectural interest.

The kitchen boasts of rich cabinetry, a long peninsula and granite countertops, a GE Café series smart dual-fuel gas/electric range and refrigerator with a built-in hot water dispenser (wi-fi ready) and a whole house water purification system—providing great-tasting water while reducing the need for bottled water. Just off the kitchen is the Smart Space, a complete with a built-in desk, bookshelf, cabinetry for storage, and an enclosed top load washer and gas or electric option for the smart steam-care dryer behind closet doors—keeping everything organized and out of sight. Design details include upgraded wood looking porcelain tile throughout the main living areas, with ceiling fans thoughtfully placed throughout the home for added comfort.

The spacious primary suite is a true retreat, offering a 2' extended bedroom area ideal for a sitting or reading nook, large windows with natural light, peaceful backyard views, and plush carpeting. The luxurious en-suite bath features a stand alone shower, dual vanities, a double-flush toilet, and a generous walk-in closet. Guests will appreciate a well-appointed guest bedroom and full bathroom, plus a versatile den that can serve as a home office, hobby room, or additional guest space.

Two convenient closets in the entryway provide extra storage and help keep the home clutter-free. Enjoy effortless indoor-outdoor living on the large screened-in lanai, complete with a natural gas line for grill cooking, TV connections, and ample room for dining and lounging. The TV and patio furniture convey, making this space ready for immediate enjoyment.

Modern smart-home features include a WiFi-enabled smart thermostat and smart garage door opener, both controllable from virtually anywhere. Energy-efficient dual-pane Low-E windows and leased solar panels with payments PAID IN FULL through 2035 (transferable to the new owner) provide long-term energy savings. The garage offers upgraded electric service and built-in closets for exceptional storage and workspace flexibility.

Curb appeal is enhanced by a distinctive exterior retention wall and paver driveway, creating a polished and inviting first impression, along with your own mailbox and a peaceful neighborhood feel. A 1 YEAR HOME WARRANTY IS OFFERED. Residence enjoy the spectacular 57,000 sq.

ft. Magnolia Clubhouse with a private full-service restaurant/bar, an indoor/outdoor heated pool, a state-of-the-art athletic club with daily instructor-led classes, arts and crafts studio, card rooms, culinary kitchen, tennis, pickleball, bocce, golf simulator, and an event center with a full calendar of social events. Just 4 miles outside the gate, enjoy everyday conveniences such as a new Advent Health hospital, medical offices, dining & convenient access to the Florida Turnpike.

If you are a traveler, cruiser or beach enthusiast, Port Canaveral is 90 minutes to the east, Florida beaches just 90 minutes to the west and east and a 40 minute drive to the Disney theme parks and the Orlando International Airport.

Description provided by KELLER WILLIAMS ELITE PARTNERS III REALTY and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$399,900
Bed / bath2 / 2
Living area1,848 sq ft
Year built2015
Property typeSingle Family Residence
Garage2-car
MLS #G5113133
Listing status22 days on market

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~118 ft
Windstorm exposureLow
CountyLake
Area listings1 active · 0 under contract
Estimated first-year tax~$4,199/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$216
Estimated monthly payment$2,562
Insurance (illustrative)$1k–$2k/yr
Comparable-sales median$399,900

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of KELLER WILLIAMS ELITE PARTNERS III REALTY · Listing agent: Bonnie Stiriz · 321-527-5111Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$351,120the mess$447,216

Actual list price: $399,900 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 27% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • 1 active listing competing

For reference, this home is listed at $399,900 ($216/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,848 sq ft × $190–$242/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 25, 2026.

Keep looking

Similar homes for sale near THE CASCADES OF GROVELAND

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $399,900Momentum Realty · on market 22 days
Public records

Building permits

Permit history not yet linkedAdd county permit records via overrides
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$4,199/yr

A rough first-year estimate only, applying a typical Lake rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$1k–$2k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~118 ft

Approximate parcel elevation from USGS. Run --online for a live reading.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Market data · public records

Recent sales activity in THE CASCADES OF GROVELAND

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the THE CASCADES OF GROVELAND neighborhood guide for more.

Comparable sales found
0

Recent nearby closings in the data set.

Community median sale price
$399,900

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$216

Canonical 12-month median $/sq ft. Reference only.

Go deeper on THE CASCADES OF GROVELAND

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Lake County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEC
Groveland ElemAssigned elementary school · Lake County School District · Grade C (Florida DOE 2025-26)
GRADEB
Gray MiddleAssigned middle school · Lake County School District · Grade B (Florida DOE 2025-26)
GRADEB
South Lake HighAssigned high school · Lake County School District · Grade B (Florida DOE 2025-26)
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

No closely comparable recent sales were found in this data set.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$1,833 – $2,666/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.5%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$786 – −$36At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.

  • Confirm roof age and condition during inspection.
  • Confirm HVAC age and condition during inspection.
  • Request current HOA documents before relying on dues or restrictions.
  • Obtain an insurance quote for this specific property.
  • Confirm school zoning directly with the district.
  • Order a survey to confirm lot boundaries.
  • Review permit history with the county.
  • Confirm whether flood insurance is required for this parcel.
  • Confirm square footage and room dimensions independently.
  • Ask the county how property taxes may change after a sale.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordrealMLS, refreshed twice daily (last: July 25, 2026)
Community market statsrealMLS closed sales, as of July 15, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

Why might my property taxes differ from the current owner's?

Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Where does the flood-zone information come from?

The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 395 SILVER MAPLE ROAD in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.