Single Family Residence in CRESTWOOD UN 03, OCALA · No CDD on record
CRESTWOOD UN 03 · Ocala, FL 34471 · Marion County
Listing data updated October 19, 2026 at 6:37 AM ET · checked against the MLS hourly
Listed by KELLER WILLIAMS CORNERSTONE RE (MLS) · Page maintained by Momentum Realty (EAB RE Investments LLC) · Brittany Brooks, broker of record
4Bedrooms
2Bathrooms
2,202Sq Ft
1973Year Built
$177Per Sq Ft
Private pool2-car garageNo CDD on recordFEMA Zone X4 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
5% below
$/sq ft vs community
$177 here vs $186 median sold (12 mo)
Buyer leverage
Buyer advantage
99 days on market
Zone X
Flood risk
Minimal hazard per FEMA; ~77 ft elevation
$2k–$4k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 12 of 12
Price vs recent sales
Asking $390k tops 12 of the last 12 closed sales; also one of the largest homes here at 2,202 sq ft
As of October 19, 2026, 3963 Se 15Th Street in Crestwood Un 03, Ocala is listed at $389,900 (2,202 sq ft, about $177 per sq ft). That is 62% above Crestwood Un 03's median closed sale of $240,000 over the last 12 months (11 recorded sales). It has been 99 days on market, longer than the community's typical 41 days to contract. Listing facts: built in 1973, a private pool, no HOA. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
Built 1973 · 53 yrs
2,202 sq ft of living area
2-car garage
Listed at $389,900 — recent neighborhood median sale price ~$240,000 (nearby sales; deemed reliable, not an appraisal)
99 days on market
No HOA reported by the listing (confirm)
Listing description
About this home
ROOM TO GROW, A SPARKLING POOL, AND EXCEPTIONAL SPACE TO GATHER IN SOUTHEAST OCALA! Discover the space, flexibility, and outdoor enjoyment offered by this beautifully maintained three-bedroom, two-bath ranch-style pool home. With approximately 2,202 square feet of thoughtfully designed living space on a landscaped 0.37-acre corner lot, this Crestwood residence provides multiple gathering areas, flexible rooms, a fenced backyard, and an expansive screened pool enclosure—all without the restrictions of an HOA.
A decorative glass front door opens to a welcoming foyer and spacious formal living and dining rooms filled with natural light. These versatile areas provide plenty of room for holiday celebrations, special occasions, shared meals, homework stations, or additional everyday living space. At the heart of the home, the generously sized family room provides a comfortable place to gather, relax, and make memories.
A dramatic floor-to-ceiling stone fireplace with a gas insert creates an inviting focal point, while built-in features add character and practical storage. Direct access to the covered lanai and pool enclosure creates an effortless flow between the home’s indoor and outdoor living areas. The bright kitchen features abundant cabinetry, stone countertops, generous workspace, and a comfortable eat-in dining area overlooking the backyard.
Its convenient layout keeps the kitchen connected to the primary gathering spaces, making everything from busy mornings and weeknight meals to weekend entertaining feel more manageable. The private primary suite includes a walk-in closet and ensuite bathroom. Two additional bedrooms provide comfortable accommodations with the flexibility to serve as guest rooms, a nursery, home office, hobby room, or dedicated study space.
The expansive screened pool enclosure is a true highlight of the property. A sparkling in-ground pool and large covered lanai provide generous space for outdoor dining, lounge furniture, birthday celebrations, weekend cookouts, and year-round relaxation. Whether enjoying an afternoon swim, hosting friends, or unwinding together at the end of the day, this impressive outdoor area feels like a natural extension of the home.
Beyond the enclosure, the fenced backyard offers mature landscaping, a charming gazebo, a storage shed, and additional room for pets, gardening, recreation, or future outdoor enhancements. Additional features include an attached two-car garage, natural gas heating, a gas fireplace, public water and sewer, and an irrigation system. Conveniently located near area schools and educational options, Historic Downtown Ocala, hospitals, parks, shopping, restaurants, and everyday necessities, this welcoming Crestwood pool home offers the space and versatility today’s buyers need.
With multiple living areas, an exceptional pool enclosure, a fenced backyard, and no HOA, this is a wonderful opportunity to create a home where everyone has room to live, work, play, and grow.
All 6 photos
Description provided by KELLER WILLIAMS CORNERSTONE RE and reproduced from the MLS; not independently verified.
Listing courtesy of KELLER WILLIAMS CORNERSTONE RE · Listing agent: Cassandra Gardner · 352-369-4044Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$389,900
Bed / bath4 / 2
Living area2,202 sq ft
Year built1973
Property typeSingle Family Residence
Garage2-car
PoolYes
MLS #OM728230
Listing status99 days on market (MLS)
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~77 ft
CountyMarion
Area listings3030 active · 877 under contract
Estimated first-year tax~$4,100/yr
CDD assessmentNone on record
HOANone reported
Calculated estimates
Price per sq ft$177
Estimated monthly payment$2,713
Insurance (illustrative)$2k–$4k/yr
Messtimate range$295,068 – $341,310
Comparable-sales median$240,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing
Estimated monthly payment
$2,713/mo
Principal & interest $2,160/mo80%
Taxes $342/mo13%
Insurance $212/mo8%
$2,713/mo at 20% down, 30-yr @ 7.4% · edit any field to update.
Estimate: asking price less the $50,000 homestead exemption × Marion County rate (12.08 mills, adopted 2025 millage). Not a bill.
⚠️
Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.
Current owner’s estimated bill $1,025/yr ($85/mo) — taxable value $85,323 × 12.08 mills
$3,075 more each year
(+300%)
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.
🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$254,485
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$339,808
Market value
$141,045
Assessed
$85,323
Taxable
Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.
Sources: Florida DOR certified tax roll (2025), Stellar MLS; millage: Marion County Property Appraiser, FY2025-26 adopted budget. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.
What it really costs to own 3963 Se 15Th Street
The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.
Property tax
The current owner's bill is about $1,025/yr (certified county roll, taxable value × millage). Buy at the asking price of $389,900 and the first-year bill resets to about $4,100/yr (the parcel is matched to the certified roll; asking price less the $50,000 homestead exemption × 12.08 mills); Save Our Homes caps later increases at 3%/yr.
HOA dues
The listing states there is no HOA.
Home and flood insurance
The average Citizens Property Insurance premium in Marion County is $1,263/yr (1,973 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $2,000–$3,500/yr; neither is a quote. Flood: this address maps to FEMA zone X, outside the high-risk zone; flood insurance is optional but most lenders and insurers recommend it. Statewide, a zone X flood policy runs about $500–$700/yr (FEMA Risk Rating 2.0 averages, not a quote).
Roof and age
Built in 1973. An original roof would be about 53 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report and ask for the roof permit date.
Estimated carrying cost at the asking price, before the mortgage: about $447/month (tax $342, insurance $105). An estimate from the sources above, not a quote; the monthly-cost calculator on this page adds the loan.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
CDD assessment
None on record
No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.
Insurance (illustrative range)
$2k–$4k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.
HOA
None reported
The listing reports no HOA. Confirm with the county record that no mandatory association applies.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~77 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Hazard risk
Natural hazard risk
FEMA National Risk Index for Marion County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
HurricaneRelatively High
Coastal floodingVery Low
Inland floodingRelatively Moderate
Heat waveRelatively Moderate
WildfireRelatively Moderate
TornadoRelatively High
LightningVery High
Strong windRelatively High
DroughtRelatively Low
HailVery Low
Cold waveRelatively High
Winter weatherVery Low
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
Momentum Research · Marion County
Pricing & the Marion County market
How this home is priced against recent nearby sales, and where Marion County has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in Marion County
Each dot is a closed sale since 2006 (124 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2012–2026. This home lists at $177/sq ft.
Median sale price by year
12-month median closed price, 2012–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2013–2026. Now 39 (cold).
Property timeline
This home’s history
1973BuiltPer public record
About Jul 2026Listed (per MLS)MLS reports 99 cumulative days on market as of October 19, 2026
Jul 10, 2026First seen on movewithmomentum.comObserved at $389,900
NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Transparency
Price & listing history
Listed for $389,900Momentum Realty · on market 99 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up
Comparable recent sales
6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Sold Mar 2026
$335,000
4602 SE 28TH STREET, OCALA
4 / 2.5 bd/ba · 2,220 sq ft · $151/sq ft
Courtesy of BERKSHIRE HATHAWAY HS FLORIDA · View details →
Sold Jun 2026
$287,000
10 PECAN PASS LOOP, OCALA
3 / 2 bd/ba · 2,230 sq ft · $129/sq ft
Courtesy of KELLER WILLIAMS CORNERSTONE RE · View details →
Sold Aug 2026
$329,990
4838 NW 16TH LN, OCALA
4 / 3 bd/ba · 2,173 sq ft · $152/sq ft
Courtesy of STELLAR NON-MEMBER OFFICE · View details →
Sold Dec 2025
$280,000
4531 SE 27TH STREET, OCALA
4 / 2 bd/ba · 2,088 sq ft · $134/sq ft
Courtesy of KELLER WILLIAMS CORNERSTONE RE · View details →
Sold Jan 2026
$360,000
2552 NE 42ND ROAD, OCALA
4 / 2 bd/ba · 2,326 sq ft · $155/sq ft
Courtesy of REAL BROKER, LLC · View details →
Sold Mar 2026
$365,000
2718 SE 45TH AVENUE, OCALA
4 / 2.5 bd/ba · 2,336 sq ft · $156/sq ft
Courtesy of GAILEY ENTERPRISES REAL ESTATE · View details →
Median of these 6 sales: $240,000 ($186/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
The Messtimate™ · automated estimate
The Messtimate
Our automated estimate of the likely sale-price range for this home — modeled from recent closed sales nearby adjusted to today's market, a local size-and-age model, and the county tax roll. It is an estimate, not an appraisal, not market value, and not an offer. A licensed agent's CMA sees the condition, the lot, and the live market that a model can't.
$278,600the mess$307,900
Directional estimate — built from 12 comparable closed sales within about 3 miles (same property type, closed within the last 18 months, each adjusted to today's market).
Track record: across 2,983 recent closed sales we scored, the closed price landed inside the Messtimate range 58% of the time; median miss 9.2% (closed sales statewide, FL + GA feeds that permit an automated estimate). Re-scored weekly; last 2026-10-19.
Actual list price: $389,900 ($177/sq ft) — the seller's asking price is not an input to this range; compare the two.
A 11% spread on the same house — here is what a model can't see:
Condition & updates — a 1973 home may have had its roof, kitchen, or HVAC replaced since, or not; the model can't see either.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one.
The pool — a private pool carries cost and value the model only sees through the comps.
Carrying costs & concessions — insurance, CDD/HOA and seller-paid buydowns change what a buyer actually pays.
And what the live market is doing right now:
This home: 99 days on market vs. a 41-day community median
3331 active listings competing, 808 under contract
Want a property-specific value from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market.
Methodology: 20th–80th percentile band combining time-adjusted $/sq ft of comparable closed sales (12); MLS closed-sale records. Automated valuation model output for general information only — not an appraisal, not market value, not an offer, and not reviewed by a licensed appraiser. Updated October 19, 2026.
Momentum Scores
Momentum Property Score
57/100
Strongest on: Flood safety (95), Market liquidity (67)
0 limited50100 exceptional
57/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area62
This home $177/sq ft vs the community 12-month median $186/sq ft.
Affordability0
List price $389,900 vs the community median $240,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~77 ft elevation. Verify the parcel with FEMA.
Insurance cost50
From FEMA Zone X and a 1973 build. Obtain a property-specific quote.
Market liquidity67
Community median 41 days on market (12-month record).
Pricing power61
Recent sales closed at about 95.8% of original asking (~4.2% below). More room below asking generally favors buyers.
Market timing61
Momentum Market Heat is 39/100 (cold). Cooler readings generally favor buyers; hotter readings favor sellers.
Coverage: 7 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟡 Asking $177 per square foot, about 5% below the community’s $186 median. Marion County’s 12-month median sold price per square foot is $186. Median sold price per square foot is down 41.1% year over year. Confidence: Medium · 11 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
Recent Marion County sales closed near 95.8% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 3030 active listings in Marion County, no CDD assessment.
Updated October 19, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by KELLER WILLIAMS CORNERSTONE RE · MLS # OM728230
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Keep looking
Similar homes for sale near CRESTWOOD UN 03
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Aug 2026 · Schools
Marion County School Board largely approves plan to replace 11 aging schools and close four over five years
On August 11, 2026 the school board approved most of its Future-Focused Operations Plan, which replaces 11 facilities, closes four schools and removes 86 portable buildings. Belleview and Belleview-Santos elementaries would combine in a new southeast school, and Sparr, Anthony and Reddick-Collier would merge into a new north-end elementary opening in 2029-30. A replacement Lake Weir Middle is slated for 2027-28, and the Wyomina Park Elementary rezoning decision was delayed.
Why it matters: School attendance zones and campus locations will shift over the next five years, which affects school access for neighborhoods in Belleview, north Marion and central Ocala. The site is about 9 miles north of Zz Stellar Marion Unassigned.
Leena Ocala breaks ground with 360 apartments and townhomes near Ocala International Airport
Merrimac Ventures broke ground on Leena Ocala, a 360-unit garden-style community with 300 apartments and 60 townhomes at Southwest 60th Avenue and Southwest 52nd Street in southwest Ocala, with first deliveries expected in late 2027 and full completion around 2028.
Why it matters: A new rental community of this size adds housing near the airport and the Southwest 60th Avenue corridor, a factor that can influence demand for nearby Ocala communities. The project is about 9 miles northwest of Zz Stellar Marion Unassigned, elsewhere in Marion County.
Ocala approves large mixed-use development with up to 2,700 residences in southwest Ocala
The Ocala City Council approved a mixed-use development on about 251 acres along Southwest 43rd Court in southwest Ocala, clearing the way for up to roughly 2,700 residential units along with nearly one million square feet of commercial, office, and retail space.
Why it matters: A mixed-use community of this scale adds substantial future housing and commercial space to southwest Ocala, the kind of growth that can shape demand and pricing for nearby communities. The site is about 7 miles northwest of Zz Stellar Marion Unassigned.
New Publix-anchored shopping center planned in Marion Oaks
A Publix-anchored shopping center is planned at Southwest Highway 484 and Southwest 49th Court Road in the Marion Oaks area south of Ocala, adding grocery and retail to a fast-growing part of Marion County.
Why it matters: A new grocery-anchored center adds everyday retail to the Marion Oaks area, the kind of amenity that shapes convenience and demand for nearby communities. The site is about 3 miles west of Zz Stellar Marion Unassigned.
Schools currently assigned to this address in Marion County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
GRADEA
Ward-Highlands Elem. SchoolAssigned elementary school · Marion County School District · Grade A (Florida DOE 2025-26)
GRADEC
Fort King Middle SchoolAssigned middle school · Marion County School District · Grade C (Florida DOE 2025-26)
GRADEB
Forest High SchoolAssigned high school · Marion County School District · Grade B (Florida DOE 2025-26)
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Nearby & guides
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Amenities and HOA/CDD detail on the neighborhood guide.
Before you decide
Buyer research checklist
Items worth confirming for 3963 Se 15Th Street, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 1973 (53 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
Get a homeowners insurance quote for this specific address in Marion County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
Listed living area is 2,202 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $4,100/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $3,075 more per year than the current owner’s estimated bill (+300%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance
Data sources & freshness
Listing record
Stellar MLS, checked against the MLS hourly (last: October 19, 2026)
Comparable sales
Stellar MLS closed sales within about 3 miles, last 18 months, as of September 20, 2026
Flood zone & elevation
FEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly cost
Certified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 3963 Se 15Th Street and when was it built?
Per the listing record, 3963 Se 15Th Street was built in 1973 and has 2,202 sq ft of living area, 4 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 3963 Se 15Th Street in?
3963 Se 15Th Street is in Crestwood Un 03 in Ocala, Marion County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 3963 Se 15Th Street have an HOA?
The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.
Why might property taxes on 3963 Se 15Th Street differ from the current owner's?
The estimate on this page (about $4,100 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $3,075 more per year than the current owner’s estimated bill (+300%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 3963 Se 15Th Street in a flood zone?
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 3963 SE 15TH STREET in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
