Front elevation412 Pine Tree Terrace, Venice, FL 34293
Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
As of September 21, 2026, 412 Pine Tree Terrace in Venice Gardens Unit 8, Venice is listed at $299,900 (1,545 sq ft, about $194 per sq ft). That sits within a few percent of Venice Gardens Unit 8's median closed sale of $332,500 over the last 12 months (80 recorded sales). Per square foot it is below the community's recent $219/sq ft by about 11%. It has been 13 days on market. Listing facts: built in 1972, waterfront, no HOA. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- No CDD assessment on record
- Built 1972 · 54 yrs
- 1,545 sq ft of living area
- 2-car garage
- 13 days on market
- HOA ~$50/mo (estimate; confirm)
Pricing & the VENICE GARDENS market
How this home is priced against recent nearby sales, and where VENICE GARDENS has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
Price vs. size in VENICE GARDENS
Each dot is a closed sale since 2004 (1154 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2012–2026. This home lists at $194/sq ft.
Median sale price by year
12-month median closed price, 2012–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2013–2026. Now 35 (cold).
This home’s history
- 1972BuiltPer public record
- Aug 7, 2026First trackedObserved at $299,900
- NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Estimated monthly payment
- Principal & interest $1,588/mo 77%
- Taxes $262/mo 13%
- Insurance $163/mo 8%
- HOA $50/mo 2%
$2,063/mo at 20% down, 30-yr @ 6.95% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Property taxes
✓ Based on certified county tax rollMany first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.
Adjust for your exemptions, portability, and down payment
A market / assessed / taxable trend chart appears here once the prior-year rolls are ingested.
Sources: Florida DOR certified tax roll (2025), Stellar MLS. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.
Momentum Property Score
72/100 is strong across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
🟠 Seller-leaning conditions around this listing. 2.6 months of supply in the surrounding market and 13 days on market for this home, against a 25-day area median.Days on market:this home 13Area median: 25 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026. As of August 2, 2026.
🟡 Asking $194 per square foot, about 11% below the community’s $219 median. VENICE GARDENS’s 12-month median sold price per square foot is $219. Median sold price per square foot is down 3.6% year over year. Confidence: Very High · 80 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
67% of homes in VENICE GARDENS are owner-occupied. An estimated 33% are non-owner-occupied, including 9% held in a company or trust and 13% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 2301 homes matched. Community-level context.
Recent VENICE GARDENS sales closed near 94.0% of original asking. Cash paid for about 40% of recent closings here.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending August 2, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated September 21, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
About this home
Under contract-accepting backup offers. Virtually Staged. MULTIPLE OFFERS!!!
$33,000 IN RECENT IMPROVEMENTS! MOVE-IN READY LAKEFRONT HOME! Discover the charm of “Old Florida” with this meticulously cared-for 2-bedroom, 2-bath home situated on an oversized 1/3-acre cul-de-sac lot with beautiful lake views in the desirable community of Venice Gardens.
Thoughtfully improved and ready for its next owner, this unique property offers exceptional value with approximately $33,000 in recent improvements, including $8,000 in interior painting, $15,000 in pipe relining, approximately $5,000 in roof tile and gable repairs, plus window improvements and more. The work has been done—now you can simply move in and enjoy the Florida lifestyle! A welcoming screened entry sets the tone as you step inside, where an abundance of windows fills the home with natural light.
The spacious living area flows seamlessly into a spectacular Florida Room surrounded by windows, offering panoramic views of the sparkling lake and creating a wonderful space to relax, entertain, or simply enjoy Florida’s beautiful sunsets. The adjacent dining area provides plenty of room for gatherings. The kitchen features stone countertops, newer appliances and a comfortable eat-in area.
Just off the kitchen is a versatile BONUS ROOM surrounded by windows and overlooking the lake—perfect for a family room, den, home office, hobby room or additional gathering space. Water views can be enjoyed from three sides of the home, bringing the beauty of the outdoors in. The split-bedroom floor plan provides excellent privacy.
The spacious primary suite features an enormous walk-in closet with extensive shelving and a private en-suite bath with a separate water closet. The guest bedroom is generously sized and also offers a large walk-in closet, with the second full bath conveniently located nearby. Step outside to the extra-large covered and screened lanai, where you can relax while enjoying the peaceful lake setting, gorgeous sunsets and abundant Florida sunshine.
The expansive backyard provides plenty of room to enjoy the outdoors. Additional features include a newer roof (2021), HVAC system, impact windows throughout, newer luxury vinyl flooring in many rooms, and a two-car attached garage with abundant storage, workbench and newer epoxy flooring. The entire interior has been freshly painted from top to bottom, including walls, ceilings, baseboards and closets.
City water and sewer. NOT LOCATED IN A FLOOD ZONE. With its oversized lot, tranquil lake views, flexible living spaces and substantial recent improvements, this home offers the ideal combination of character, comfort and peace of mind.
Whether you are looking for a full-time residence, seasonal retreat or Florida getaway, this property is ready to welcome you home. Optional memberships are available through the South Venice Civic Association and South Venice Endowment Trust, offering access to the private South Venice Beach via ferry, boat launch and kayak/canoe launch, along with community activities and events. Enjoy everything the Venice area has to offer, including historic downtown Venice, beautiful beaches, shopping, dining, trails, boating and entertainment.
A unique lakefront property, $33,000 in recent improvements, and a wonderful Florida lifestyle—all waiting for you. Schedule your private tour today and discover your own SLICE OF PARADISE!
Description provided by COLDWELL BANKER REALTY and reproduced from the MLS; not independently verified.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
Actual list price: $299,900 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 27% spread on the same house — and that gap is exactly what an automated guess can't see:
- Condition & updates — a 1972 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
- The lot — this listing is waterfront; water frontage is priced far off a per-sq-ft average of the neighborhood.
- Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
- Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
And here's what the live market is doing — which the number above ignores entirely:
- This home: 13 days on market vs. a 25-day community median
- 23 active listings competing, 7 under contract
- 106 closed here in the last 12 months
For reference, this home is listed at $299,900 ($194/sq ft) — a number set with analysis a Messtimate can't do.
Selling your own home? Try the Messtimate on your address →
Methodology: 1,545 sq ft × $193–$245/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 21, 2026.
Similar homes for sale near VENICE GARDENS UNIT 8
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Newest listings in VENICE GARDENS UNIT 8
- 1602 Cypress Point Court · $400,000 · 3 bd / 2.0 ba · listed September 17, 2026 (courtesy of KW COASTAL LIVING III)
- 1093 N Cypress Point Drive · $349,900 · 3 bd / 2.0 ba · listed September 10, 2026 (courtesy of SERVICE NEAR REALTY)
- 424 Center Road · $274,900 · 2 bd / 2.0 ba · listed September 10, 2026 (courtesy of GANGWAY REALTY)
- 352 Lake Road · $360,000 · 4 bd / 3.0 ba · listed September 10, 2026 (courtesy of DALTON WADE INC)
- 972 E Gondola Drive · $625,000 · 3 bd / 2.0 ba · listed September 10, 2026 (courtesy of SETTLES REAL ESTATE LLC)
- 1009 Indian Hills Court · $415,000 · 3 bd / 2.5 ba · listed September 8, 2026 (courtesy of FUTURE HOME REALTY INC)
Recently off market in VENICE GARDENS UNIT 8
- 732 S Gondola Drive · last listed $499,000 · 2026-09-20
- 356 Peppertree Road · last listed $375,000 · 2026-09-19
- 1330 Cambridge Drive · last listed $334,000 · 2026-09-19
- 1768 Banyan Drive · last listed $339,900 · 2026-09-15
Price & listing history
Building permits
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Internet & broadband
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Xfinity/Spectrum cable broadband is widely available.
T-Mobile / Verizon fixed-wireless as a backup option.
Seen enough photos?
Want to see 412 PINE TREE TERRACE?
Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.
Listed by COLDWELL BANKER REALTY · MLS # D6147844
Request a showing
Recent sales activity in VENICE GARDENS UNIT 8
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the VENICE GARDENS UNIT 8 neighborhood guide for more.
Recent nearby closings in the data set.
Canonical 12-month median closed price. Reference only.
Canonical 12-month median $/sq ft. Reference only.
Go deeper on VENICE GARDENS UNIT 8
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Assigned schools
Schools currently assigned to this address in Sarasota County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
No closely comparable recent sales were found in this data set.
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Buyer research checklist
Items worth confirming for 412 Pine Tree Terrace, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 1972 (54 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
- The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
- FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
- Get a homeowners insurance quote for this specific address in Sarasota County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
- Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
- Listed living area is 1,545 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $3,149/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
- School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Approximate distances
Approximate drive times for general reference only.
Data sources & freshness
| Listing record | Stellar MLS, refreshed twice daily (last: September 21, 2026) |
| Community market stats | Stellar MLS closed sales, as of August 2, 2026 |
| Flood zone & elevation | FEMA flood maps + USGS elevation (Zone X shown above) |
| Taxes & monthly cost | Estimated from county rates; not a quote |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 412 Pine Tree Terrace and when was it built?
Per the listing record, 412 Pine Tree Terrace was built in 1972 and has 1,545 sq ft of living area, 2 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 412 Pine Tree Terrace in?
412 Pine Tree Terrace is in Venice Gardens Unit 8 in Venice, Sarasota County. The community section on this page shows recent closed sales, days on market, and active inventory for Venice Gardens Unit 8 from the same MLS data.
Does 412 Pine Tree Terrace have an HOA?
The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.
Why might property taxes on 412 Pine Tree Terrace differ from the current owner's?
The estimate on this page (about $3,149 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 412 Pine Tree Terrace in a flood zone?
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
See 412 PINE TREE TERRACE in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Momentum Realty · licensed in FL & GA
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.