4 bedroom Single Family Residence at 4288 Darby Court, Estes Reserve, Eustis — photo 1Front elevation
Pending Single Family Residence
$421,285
4-Bedroom Home in ESTES RESERVE

4288 Darby Court, Eustis, FL 32736

Single Family Residence in ESTES RESERVE, EUSTIS · No CDD on record · Built 2026
ESTES RESERVE · Eustis, FL 32736 · Lake County
Listing data updated October 1, 2026 · refreshed hourly
4Bedrooms
2.5Bathrooms
2,874Sq Ft
2026Year Built
$147Per Sq Ft
2-car garageNew constructionNo CDD on record4 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
4% below
$/sq ft vs community
$147 here vs $153 median sold (12 mo)
Buyer leverage
Buyer advantage
17 days on market
9.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 8 of 12
Price vs recent sales
Asking $421k tops 8 of the last 12 closed sales

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 1, 2026, 4288 Darby Court in Estes Reserve, Eustis is listed at $421,285 (2,874 sq ft, about $147 per sq ft). That sits within a few percent of Estes Reserve's median closed sale of $398,444 over the last 12 months (4 recorded sales). It has been 17 days on market, well inside the community's typical 81 days. Listing facts: new construction, HOA dues of $116/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • New construction — built 2026
  • 2,874 sq ft of living area
  • 2-car garage
  • Listed at $421,285 — recent neighborhood median sale price ~$398,444 (nearby sales; deemed reliable, not an appraisal)
  • 17 days on market
  • HOA $116/mo (per listing)
Listing description

About this home

Under Construction. Nestled on a quiet cul-de-sac within Estes Reserve in Eustis, a charming community of just 18 homes, the Guinevere is a to-be-built two-story home offering 2,874 sq. ft.

of thoughtfully designed living space with 4 bedrooms, 2.5 bathrooms, a private study, and a versatile loft. This brand new home boasts excellent street appeal with its covered front porch and stone façade detail, setting the tone for what’s inside. The open kitchen, dining, and great room create the perfect gathering space, enhanced by windows that fill the great room with natural light and views of the backyard.

The chef-inspired kitchen features a large center island, sleek countertops, 42” cabinetry with crown molding and under-cabinet lighting, stainless steel appliances, and a generous walk-in pantry. A private study with double French doors offers the ideal work-from-home space. Thoughtful details like under-stairs storage, a spacious laundry room, and a brick-paved driveway elevate both form and function.

Step through the 8' sliding glass door to your 18'-wide covered lanai overlooking a large, private backyard—perfect for relaxing or entertaining. All four bedrooms are located upstairs, and each includes its own walk-in closet, offering comfort and abundant storage for everyone. The primary suite feels like a private retreat with an oversized walk-in closet and a spa-inspired bath featuring dual vanities and floor-to-ceiling tile.

The open loft—ideal for game nights, movie marathons, or a home office—offers even more flexible living space. Just outside your door, Estes Reserve offers the best of Central Florida living. Spend weekends fishing or boating on sparkling Lake Eustis, exploring scenic parks, or enjoying the charm of Mount Dora’s waterfront dining, quaint shops, and lively festivals.

Stroll downtown Eustis for boutique shopping, cozy restaurants, and seasonal events, or head to nearby Tavares, America’s Seaplane City, for lakeside fun, dining, and entertainment. With Apopka just minutes away and quick access to SR-44 and US-441, you’ll have both convenience and adventure at your fingertips. With its open layout, elevated finishes, and prime location near Mount Dora, Tavares, and Apopka, the Guinevere isn’t just a home — it’s a lifestyle.

Schedule your private tour today! Ask about our incentives! DISCLAIMER: Photos and/or drawings of homes may show stock photos and upgraded landscaping, elevations, and optional features that may not represent the lowest-priced homes in the community.

Pricing, Incentives and Promotions are subject to change at anytime. Promotions cannot be combined with any other offer. Ask the Sales and Marketing Representative for details on promotions.

Description provided by MALTBIE REALTY GROUP and reproduced from the MLS; not independently verified.

Listing courtesy of MALTBIE REALTY GROUP · Listing agent: Bill Maltbie · 813-819-5255Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$421,285
Bed / bath4 / 2.5
Living area2,874 sq ft
Year built2026
Property typeSingle Family Residence
Garage2-car
MLS #W7889352
Listing statusPending

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
CountyLake
Area listings3 active · 4 under contract
Estimated first-year tax~$4,423/yr
CDD assessmentNone on record
HOA$116/mo

Calculated estimates

Price per sq ft$147
Estimated monthly payment$2,844
Insurance (illustrative)$1k–$2k/yr
Messtimate range$399,486 – $459,840
Comparable-sales median$398,444

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$2,844/mo
  • Principal & interest $2,249/mo 79%
  • Taxes $369/mo 13%
  • Insurance $111/mo 4%
  • HOA $116/mo 4%

$2,844/mo at 20% down, 30-yr @ 7.03% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$4,423/yr

Estimate: a typical Lake effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$1k–$2k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$116/mo

Per the MLS listing. Confirm exact dues and what they include with the association.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Lake County, FL: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneRelatively High
Coastal floodingVery Low
Inland floodingRelatively Moderate
Heat waveRelatively Moderate
WildfireRelatively Moderate
TornadoRelatively High
LightningVery High
Strong windVery High
DroughtRelatively Low
HailRelatively Low
Cold waveRelatively Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Estes Reserve

Pricing & the Estes Reserve market

How this home is priced against recent nearby sales, and where Estes Reserve has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales4299 DARBY COURT4299 DARBY COURT: $139/sq ft$1394299 DARBY COURT4299 DARBY COURT: $139/sq ft$1394296 DARBY COURT4296 DARBY COURT: $147/sq ft$1474296 DARBY COURT4296 DARBY COURT: $147/sq ft$147This homeThis home: $147/sq ft$1474280 DARBY COURT4280 DARBY COURT: $160/sq ft$1604280 DARBY COURT4280 DARBY COURT: $160/sq ft$160Community median $153
Property timeline

This home’s history

  • 2026BuiltPer public record
  • Sep 10, 2026First seen on movewithmomentum.comObserved at $388,990
  • Sep 30, 2026Price increase$421,285 (+$32,295, +8.3%)
  • NowUnder contractCurrently pending

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $421,285Momentum Realty · on market 17 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales in ESTES RESERVE in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $398,444 ($153/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$399,486the mess$459,840

Stronger local evidence — 6 comparable closed sales in ESTES RESERVE, closed within the last 18 months, same property type, living area within 30% of this home.

Actual list price: $421,285 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 15% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & finishes — as new construction, builder upgrades and finish level aren't in a sq ft number.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — this home carries HOA dues of $116/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 17 days on market vs. a 81-day community median
  • 2 active listings competing, 5 under contract
  • ≈9.0 months of supply
  • 4 closed here in the last 12 months

For reference, this home is listed at $421,285 ($147/sq ft). The list price is the seller's asking price and is not derived from this range.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 2,874 sq ft × $139–$160/sq ft (interquartile band of 6 comparable closed sales in ESTES RESERVE, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 1, 2026.

Momentum Scores

Momentum Property Score

46/100
Strongest on: Price vs area (60), Pricing power (60)
0 limited50100 exceptional

46/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area60
This home $147/sq ft vs the community 12-month median $153/sq ft.
Affordability40
List price $421,285 vs the community median $398,444. Not a measure of personal affordability.
Market liquidity23
Community median 81 days on market, ~9.0 months of supply (12-month record).
Pricing power60
Recent sales closed at about 96.1% of original asking (~3.9% below). More room below asking generally favors buyers.

Coverage: 4 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟢 Buyer-leaning conditions around this listing. 9.0 months of supply in the surrounding market and 17 days on market for this home, against a 81-day area median.Days on market:this home 17Area median:  81 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2026 through 2026. As of September 20, 2026.

🟡 Asking $147 per square foot, about 4% below the community’s $153 median. Estes Reserve’s 12-month median sold price per square foot is $153. Confidence: Low · 4 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

Recent Estes Reserve sales closed near 96.1% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 3 active listings in Estes Reserve, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 1, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by MALTBIE REALTY GROUP · MLS # W7889352

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Keep looking

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Go deeper

More on ESTES RESERVE

Go deeper on ESTES RESERVE

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Lake County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEC
Eustis ElemAssigned elementary school · Lake County School District · Grade C (Florida DOE 2025-26)
GRADEC
Eustis MiddleAssigned middle school · Lake County School District · Grade C (Florida DOE 2025-26)
GRADEB
Eustis High SchoolAssigned high school · Lake County School District · Grade B (Florida DOE 2025-26)
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 4288 Darby Court, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • New construction: get the builder's warranty terms and the certificate of occupancy in writing, and ask which finishes shown are upgrades.
  • HOA dues are listed at $116/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Lake County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 2,874 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $4,423/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed hourly (last: October 1, 2026)
Comparable salesStellar MLS closed sales in ESTES RESERVE, last 18 months, as of September 20, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 4288 Darby Court and when was it built?

Per the listing record, 4288 Darby Court was built in 2026 and has 2,874 sq ft of living area, 4 bedrooms and 2.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 4288 Darby Court in?

4288 Darby Court is in Estes Reserve in Eustis, Lake County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 4288 Darby Court have an HOA, and how much are the dues?

The listing reports HOA dues of $116 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 4288 Darby Court differ from the current owner's?

The estimate on this page (about $4,423 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 4288 Darby Court in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.