3 bedroom Condominium at 4510 W Fig Street #C, Bretton Woods At Westshore A Condominium, Tampa — photo 1
109 days on market (MLS) Condominium ▼ Price cut: $15,000 (10/3)
$550,000
3-Bedroom Condo in BRETTON WOODS AT WESTSHORE A CONDOMINIUM

4510 W Fig Street #C, Tampa, FL 33609

Condominium in BRETTON WOODS AT WESTSHORE A CONDOMINIUM, TAMPA · No CDD on record
BRETTON WOODS AT WESTSHORE A CONDOMINIUM · Tampa, FL 33609 · Hillsborough County
Listing data updated October 14, 2026 at 7:38 AM ET · checked against the MLS hourly
3Bedrooms
2.5Bathrooms
1,820Sq Ft
1985Year Built
$302Per Sq Ft
1-car garageNo CDD on record
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
33% below
$/sq ft vs community
$302 here vs $452 median sold (12 mo)
Buyer leverage
Balanced market
109 days on market
Zone AE
Flood risk
Confirm requirements with FEMA; ~10 ft elevation
$2k–$5k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 7 of 12
Price vs recent sales
Asking $550k tops 7 of the last 12 closed sales

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 14, 2026, 4510 W Fig Street #C in Bretton Woods At Westshore A Condominium, Tampa is listed at $550,000 (1,820 sq ft, about $302 per sq ft). It has been 109 days on market. Listing facts: built in 1985. The parcel maps to FEMA flood zone AE, a special flood hazard area where lenders generally require flood insurance. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1985 · 41 yrs
  • 1,820 sq ft of living area
  • 1-car garage
  • Listed at $550,000 — recent neighborhood median sale price ~$800,000 (nearby sales; deemed reliable, not an appraisal)
  • 109 days on market
Listing description

About this home

RARE SINGLE-FAMILY STYLE, STAND-ALONE 3 BEDROOM, 2.5 BATH CONDO in the heart of Westshore! Offering the privacy and feel of a single-family home, this beautifully updated residence features a LARGE PRIVATE TROPICAL BACKYARD and an expansive SCREENED LANAI, creating the perfect indoor-outdoor living space for relaxing or entertaining. Step inside to soaring two-story ceilings in the light-filled living room, complete with a charming WOOD-BURNING FIREPLACE and panoramic views of the lushly landscaped backyard.

The main level showcases NEW VINYL FLOORING throughout, while the upstairs has been updated with newer flooring. The kitchen is well-appointed with UPDATED GRANITE COUNTERTOPS, NEWER STAINLESS STEEL APPLIANCES, a BOSCH DISHWASHER, generous storage, a closet pantry, and a convenient pass-through to the dining room. Upstairs, the spacious primary suite offers private balcony access overlooking the serene backyard retreat.

The PRIMARY BATH HAS BEEN BEAUTIFULLY UPDATED, featuring a NEW WALK-IN SHOWER (2025), updated plumbing, and a custom walk-in closet organization system. Additional bathroom updates add even more value. Major improvements provide peace of mind, including: INTERIOR PAINT (2025), NEW RAIN BIRD IRRIGATION SYSTEM (2025), NEW GARAGE DOOR OPENER (2025), NEW ROOF (2020), A/C UNITS (2017), ELECTRICAL PANEL (2018), WATER HEATER (2019).

Bretton Woods is a small, tucked-away oasis offering the benefits of condominium ownership with the privacy of semi-detached living. MAINTENANCE FEE INCLUDES BUILDING INSURANCE. Located in the highly sought-after Plant High School district, this prime Westshore location offers easy access to shopping, dining, downtown Tampa, the airport, and all the conveniences of South Tampa living.

Description provided by COLDWELL BANKER REALTY and reproduced from the MLS; not independently verified.

Listing courtesy of COLDWELL BANKER REALTY · Listing agent: Steve Thomas · 813-286-6563Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$550,000
Bed / bath3 / 2.5
Living area1,820 sq ft
Year built1985
Property typeCondominium
Garage1-car
MLS #TB8520146
Listing status109 days on market (MLS)

Public records & third-party data

FEMA flood zoneZone AE
Ground elevation~10 ft
CountyHillsborough
Area listings1 active · 0 under contract
Estimated first-year tax~$5,775/yr
CDD assessmentNone on record
HOANot reported

Calculated estimates

Price per sq ft$302
Estimated monthly payment$3,826
Insurance (illustrative)$2k–$5k/yr
Messtimate range$706,160 – $1,408,680
Comparable-sales median$800,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$3,826/mo
  • Principal & interest $3,046/mo 80%
  • Taxes $481/mo 13%
  • Insurance $298/mo 8%

$3,826/mo at 20% down, 30-yr @ 7.4% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$5,775/yr

Estimate: a typical Hillsborough effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$2k–$5k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone AE — confirm flood coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
Not reported

Not stated in the listing. Confirm with the listing agent or the county record; $0 is used in the payment estimate.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone AE

From the FEMA flood map. Lender-required flood insurance may apply; confirm for the parcel.

Ground elevation
~10 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Hillsborough County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Hillsborough County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery High
Coastal floodingRelatively High
Inland floodingRelatively High
Heat waveRelatively High
WildfireRelatively Moderate
TornadoVery High
LightningVery High
Strong windRelatively Moderate
DroughtRelatively Moderate
HailRelatively High
Cold waveVery High

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Bretton Woods At Westshore A Condominium

Pricing & the Bretton Woods At Westshore A Condominium market

How this home is priced against recent nearby sales, and where Bretton Woods At Westshore A Condominium has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby salesThis homeThis home: $302/sq ft$3022609 W CLEVELAND STREET …2609 W CLEVELAND STREET #B: $334/sq ft$3341508 S HOWARD AVENUE #A1508 S HOWARD AVENUE #A: $388/sq ft$3882311 W MORRISON AVENUE #…2311 W MORRISON AVENUE #22: $444/sq ft$4441731 W WATROUS AVENUE #2…1731 W WATROUS AVENUE #202: $461/sq ft$4613015 S YSABELLA AVENUE #…3015 S YSABELLA AVENUE #902: $774/sq ft$7743015 S YSABELLA AVENUE #…3015 S YSABELLA AVENUE #1902: $988/sq ft$988Community median $452
Property timeline

This home’s history

  • 1985BuiltPer public record
  • About Jun 2026Listed (per MLS)MLS reports 109 cumulative days on market as of October 14, 2026
  • Jul 10, 2026First seen on movewithmomentum.comObserved at $585,000
  • Aug 7, 2026Price cut$565,000 (-$20,000, -3.4%)
  • Oct 3, 2026Price cut$550,000 (-$15,000, -2.7%)
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $550,000Momentum Realty · on market 109 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $800,000 ($452/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™ · automated estimate

The Messtimate

Our automated estimate of the likely sale-price range for this home — modeled from recent closed sales nearby adjusted to today's market, a local size-and-age model, and the county tax roll. It is an estimate, not an appraisal, not market value, and not an offer. A licensed agent's CMA sees the condition, the lot, and the live market that a model can't.

$863,000the mess$1,294,300

Directional estimate — built from 20 comparable closed sales within about 3 miles (same property type, closed within the last 18 months, each adjusted to today's market).

Track record: across 2,975 recent closed sales we scored, the closed price landed inside the Messtimate range 57% of the time; median miss 9.6% (closed sales statewide, FL + GA feeds that permit an automated estimate). Re-scored weekly; last 2026-10-14.

Actual list price: $550,000 ($302/sq ft) — the seller's asking price is not an input to this range; compare the two.

A 50% spread on the same house — here is what a model can't see:

  • Condition & updates — a 1985 home may have had its roof, kitchen, or HVAC replaced since, or not; the model can't see either.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one.
  • Carrying costs & concessions — insurance, CDD/HOA and seller-paid buydowns change what a buyer actually pays.

And what the live market is doing right now:

  • 1 active listing competing
Want a property-specific value from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market.

Selling your own home? Try the Messtimate on your address →

Methodology: 20th–80th percentile band combining time-adjusted $/sq ft of comparable closed sales (20); MLS closed-sale records. Automated valuation model output for general information only — not an appraisal, not market value, not an offer, and not reviewed by a licensed appraiser. Updated October 14, 2026.

Momentum Scores

Momentum Property Score

67/100
Strongest on: Price vs area (100), Affordability (100)
0 limited50100 exceptional

67/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area100
This home $302/sq ft vs the community 12-month median $452/sq ft.
Affordability100
List price $550,000 vs the community median $800,000. Not a measure of personal affordability.
Flood safety45
FEMA Zone AE, ~10 ft elevation. Verify the parcel with FEMA.
Insurance cost23
From FEMA Zone AE and a 1985 build. Obtain a property-specific quote.

Coverage: 4 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $302 per square foot, about 33% below the community’s $452 median. Bretton Woods At Westshore A Condominium’s 12-month median sold price per square foot is $452. MLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

What’s unique here: one of only 1 active listings in Bretton Woods At Westshore A Condominium, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 14, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by COLDWELL BANKER REALTY · MLS # TB8520146

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The street

Every home on W Fig Street: what is for sale, what sold and when, the homes and the communities along it.

Just listed: new homes for sale in Central Florida & Tampa Bay in the last 48 hours · updated hourly · RSS · Central Florida & Tampa Bay market today: new listings, price cuts, pendings

Go deeper

More on BRETTON WOODS AT WESTSHORE A CONDOMINIUM

Go deeper on BRETTON WOODS AT WESTSHORE A CONDOMINIUM

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Hillsborough County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEA
Grady-HBAssigned elementary school · Hillsborough County School District · Grade A (Florida DOE 2025-26)
GRADEA
Coleman-HBAssigned middle school · Hillsborough County School District · Grade A (Florida DOE 2025-26)
Plant-HBAssigned high school · Hillsborough County School District
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 4510 W Fig Street #C, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1985 (41 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • Condominium: request the association's budget, reserves, the most recent milestone or structural inspection report, and two years of meeting minutes before relying on the dues.
  • FEMA flood zone AE: lenders generally require flood insurance here — get an elevation certificate and a flood quote before the inspection period ends.
  • Get a homeowners insurance quote for this specific address in Hillsborough County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 1,820 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $5,775/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordStellar MLS, checked against the MLS hourly (last: October 14, 2026)
Comparable salesStellar MLS closed sales within about 3 miles, last 18 months, as of September 20, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone AE shown above)
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 4510 W Fig Street #C and when was it built?

Per the listing record, 4510 W Fig Street #C was built in 1985 and has 1,820 sq ft of living area, 3 bedrooms and 2.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 4510 W Fig Street #C in?

4510 W Fig Street #C is in Bretton Woods At Westshore A Condominium in Tampa, Hillsborough County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Why might property taxes on 4510 W Fig Street #C differ from the current owner's?

The estimate on this page (about $5,775 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 4510 W Fig Street #C in a flood zone?

The FEMA flood map places this parcel in Zone AE, a special flood hazard area where lenders generally require flood insurance on a mortgaged purchase. Confirm the parcel's status with FEMA and your insurer, and ask for an elevation certificate.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.