3 bedroom Condominium at 4510 W Fig Street #C, Bretton Woods At Westshore A Condominium, Tampa — photo 1Front elevation
91 days on market Condominium ▼ Price cut: $20,000 (8/7)
$565,000
3-Bedroom Condo in BRETTON WOODS AT WESTSHORE A CONDOMINIUM

4510 W Fig Street #C, Tampa, FL 33609

Condominium in BRETTON WOODS AT WESTSHORE A CONDOMINIUM, TAMPA · No CDD
BRETTON WOODS AT WESTSHORE A CONDOMINIUM · Tampa, FL 33609 · Hillsborough
Listing data updated September 25, 2026 · refreshed twice daily
3Bedrooms
2.5Bathrooms
1,820Sq Ft
1985Year Built
$310Per Sq Ft
1-car garageNo CDD
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
in line with
$/sq ft vs community
$310 here vs $310 median sold (12 mo)
Buyer leverage
Balanced market
91 days on market
Zone AE
Flood risk
Confirm requirements with FEMA; ~10 ft elevation
$2k–$6k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of September 25, 2026, 4510 W Fig Street #C in Bretton Woods At Westshore A Condominium, Tampa is listed at $565,000 (1,820 sq ft, about $310 per sq ft). It has been 91 days on market. Listing facts: built in 1985. The parcel maps to FEMA flood zone AE, a special flood hazard area where lenders generally require flood insurance. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1985 · 41 yrs
  • 1,820 sq ft of living area
  • 1-car garage
  • 91 days on market
  • HOA ~$50/mo (estimate; confirm)
Property timeline

This home’s history

  • 1985BuiltPer public record
  • Jul 10, 2026First trackedObserved at $585,000
  • Aug 7, 2026Price cut$565,000
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$3,843/mo
  • Principal & interest $2,992/mo 78%
  • Taxes $494/mo 13%
  • Insurance $306/mo 8%
  • HOA $50/mo 1%

$3,843/mo at 20% down, 30-yr @ 6.95% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Momentum Scores

Momentum Property Score

43/100
Strongest on: Price vs area (50), Affordability (50)
0 limited50100 exceptional

43/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area50
This home $310/sq ft vs the community 12-month median $310/sq ft.
Affordability50
List price $565,000 vs the community median $565,000. Not a measure of personal affordability.
Flood safety45
FEMA Zone AE, ~10 ft elevation. Verify the parcel with FEMA.
Insurance cost23
From FEMA Zone AE and a 1985 build. Obtain a property-specific quote.
Renovation upside47
From a 1985 build and $310/sq ft vs the community median $310/sq ft. Not a condition assessment.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $310 per square foot, about in line with the community’s $310 median. Bretton Woods At Westshore A Condominium’s 12-month median sold price per square foot is $310. MLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

What’s unique here: one of only 1 active listings in Bretton Woods At Westshore A Condominium, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 25, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

RARE SINGLE-FAMILY STYLE, STAND-ALONE 3 BEDROOM, 2.5 BATH CONDO in the heart of Westshore! Offering the privacy and feel of a single-family home, this beautifully updated residence features a LARGE PRIVATE TROPICAL BACKYARD and an expansive SCREENED LANAI, creating the perfect indoor-outdoor living space for relaxing or entertaining. Step inside to soaring two-story ceilings in the light-filled living room, complete with a charming WOOD-BURNING FIREPLACE and panoramic views of the lushly landscaped backyard.

The main level showcases NEW VINYL FLOORING throughout, while the upstairs has been updated with newer flooring. The kitchen is well-appointed with UPDATED GRANITE COUNTERTOPS, NEWER STAINLESS STEEL APPLIANCES, a BOSCH DISHWASHER, generous storage, a closet pantry, and a convenient pass-through to the dining room. Upstairs, the spacious primary suite offers private balcony access overlooking the serene backyard retreat.

The PRIMARY BATH HAS BEEN BEAUTIFULLY UPDATED, featuring a NEW WALK-IN SHOWER (2025), updated plumbing, and a custom walk-in closet organization system. Additional bathroom updates add even more value. Major improvements provide peace of mind, including: INTERIOR PAINT (2025), NEW RAIN BIRD IRRIGATION SYSTEM (2025), NEW GARAGE DOOR OPENER (2025), NEW ROOF (2020), A/C UNITS (2017), ELECTRICAL PANEL (2018), WATER HEATER (2019).

Bretton Woods is a small, tucked-away oasis offering the benefits of condominium ownership with the privacy of semi-detached living. MAINTENANCE FEE INCLUDES BUILDING INSURANCE. Located in the highly sought-after Plant High School district, this prime Westshore location offers easy access to shopping, dining, downtown Tampa, the airport, and all the conveniences of South Tampa living.

Description provided by COLDWELL BANKER REALTY and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$565,000
Bed / bath3 / 2.5
Living area1,820 sq ft
Year built1985
Property typeCondominium
Garage1-car
MLS #TB8520146
Listing status91 days on market

Public records & third-party data

FEMA flood zoneZone AE
Ground elevation~10 ft
Windstorm exposureLow
CountyHillsborough
Area listings1 active · 0 under contract
Estimated first-year tax~$5,932/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$310
Estimated monthly payment$3,843
Insurance (illustrative)$2k–$6k/yr
Comparable-sales median$565,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of COLDWELL BANKER REALTY · Listing agent: Steve Thomas · 813-286-6563Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$496,860the mess$631,540

Actual list price: $565,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 27% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a 1985 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • 1 active listing competing

For reference, this home is listed at $565,000 ($310/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,820 sq ft × $273–$347/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 25, 2026.

Keep looking

Similar homes for sale near BRETTON WOODS AT WESTSHORE A CONDOMINIUM

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in TAMPA

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Transparency

Price & listing history

Listed for $565,000Momentum Realty · on market 91 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$5,932/yr

A rough first-year estimate only, applying a typical Hillsborough rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$2k–$6k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone AE — confirm flood coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone AE

From the FEMA flood map. Lender-required flood insurance may apply; confirm for the parcel.

Ground elevation
~10 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Seen enough photos?

Want to see 4510 W FIG STREET #C?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by COLDWELL BANKER REALTY · MLS # TB8520146

Request a showing

or call (904) 351-6461
Market data · public records

Recent sales activity in BRETTON WOODS AT WESTSHORE A CONDOMINIUM

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the BRETTON WOODS AT WESTSHORE A CONDOMINIUM neighborhood guide for more.

Comparable sales found
0

Recent nearby closings in the data set.

Community median sale price
$565,000

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$310

Canonical 12-month median $/sq ft. Reference only.

Go deeper on BRETTON WOODS AT WESTSHORE A CONDOMINIUM

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Hillsborough County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEA
Grady-HBAssigned elementary school · Hillsborough County School District · Grade A (Florida DOE 2025-26)
GRADEA
Coleman-HBAssigned middle school · Hillsborough County School District · Grade A (Florida DOE 2025-26)
Plant-HBAssigned high school · Hillsborough County School District
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

No closely comparable recent sales were found in this data set.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$2,590 – $3,767/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.3%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,325 – −$266At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

Items worth confirming for 4510 W Fig Street #C, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1985 (41 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • Condominium: request the association's budget, reserves, the most recent milestone or structural inspection report, and two years of meeting minutes before relying on the dues.
  • FEMA flood zone AE: lenders generally require flood insurance here — get an elevation certificate and a flood quote before the inspection period ends.
  • Get a homeowners insurance quote for this specific address in Hillsborough County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 1,820 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $5,932/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed twice daily (last: September 25, 2026)
Community market statsStellar MLS closed sales, as of September 20, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone AE shown above)
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 4510 W Fig Street #C and when was it built?

Per the listing record, 4510 W Fig Street #C was built in 1985 and has 1,820 sq ft of living area, 3 bedrooms and 2.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 4510 W Fig Street #C in?

4510 W Fig Street #C is in Bretton Woods At Westshore A Condominium in Tampa, Hillsborough County. The community section on this page shows recent closed sales, days on market, and active inventory for Bretton Woods At Westshore A Condominium from the same MLS data.

Why might property taxes on 4510 W Fig Street #C differ from the current owner's?

The estimate on this page (about $5,932 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 4510 W Fig Street #C in a flood zone?

The FEMA flood map places this parcel in Zone AE, a special flood hazard area where lenders generally require flood insurance on a mortgaged purchase. Confirm the parcel's status with FEMA and your insurer, and ask for an elevation certificate.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 4510 W FIG STREET #C in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.