468 Shady Creek Lane, Clermont, FL 34711
Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
As of September 21, 2026, 468 Shady Creek Lane in East Lake Estates, Clermont is listed at $425,000 (1,858 sq ft, about $229 per sq ft). It came to market within the past week. Listing facts: built in 2004, a private pool, HOA dues of $42/mo. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- No CDD assessment on record
- Built 2004 · 22 yrs
- 1,858 sq ft of living area
- 2-car garage
- New to market
- HOA $42/mo (per listing)
This home’s history
- 2004BuiltPer public record
- Aug 4, 2026First trackedObserved at $425,000
- NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Estimated monthly payment
- Principal & interest $2,251/mo 79%
- Taxes $372/mo 13%
- Insurance $177/mo 6%
- HOA $42/mo 1%
$2,841/mo at 20% down, 30-yr @ 6.95% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Property taxes
✓ Based on certified county tax rollMany first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.
Adjust for your exemptions, portability, and down payment
A market / assessed / taxable trend chart appears here once the prior-year rolls are ingested.
Sources: Florida DOR certified tax roll (2025), Stellar MLS. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.
Momentum Property Score
58/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
🟡 Asking $229 per square foot, about in line with the community’s $229 median. East Lake Estates’s 12-month median sold price per square foot is $229. MLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
70% of homes in East Lake Estates are owner-occupied. An estimated 30% are non-owner-occupied, including 10% held in a company or trust and 15% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 93 homes matched. Community-level context.
What’s unique here: no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated September 21, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
About this home
Under contract-accepting backup offers. Nestled on more than a QUARTER OF AN ACRE in the welcoming community of East Lake Estates, this BEAUTIFULLY MAINTAINED 3-bedroom, 2-bath home offers the perfect blend of comfort, style, and outdoor living. BRAND NEW ROOF prior to closing with acceptable offer.
Situated on the LARGEST LOT in the cul-de-sac, this property boasts OUTSTANDING CURB APPEAL, a spacious backyard with NO REAR NEIGHBORS, and your own PRIVATE POOL AND SPA—creating the ideal Florida retreat. Step inside through the STUNNING ETCHED-GLASS DOOR to discover an inviting floor plan featuring attractive WOOD-LOOK TILE FLOORING throughout the main living areas. The welcoming foyer is flanked by a FORMAL DINING ROOM on one side and a VERSATILE OFFICE OR DEN to the other, providing flexible spaces for entertaining, working from home, or pursuing hobbies.
At the heart of the home, the OPEN-CONCEPT Living Room and Kitchen create a warm and inviting gathering space. The beautifully updated Kitchen features solid wood white cabinetry, NEW GRANITE COUNTERTOPS (2022), stainless steel appliances, a stylish tile backsplash, a spacious breakfast bar, a convenient closet pantry and a breakfast nook with POOL VIEWS—making it as functional as it is beautiful. Cathedral ceilings in the Living Room enhance the spacious feel, while NATURAL LIGHT pours through the large picture window and glass door leading to the screened lanai, seamlessly blending indoor and outdoor living.
Step outside and enjoy your own PRIVATE BACKYARD OASIS. The screen-enclosed in-ground pool and spa, RESURFACED AND RETILED in 2023, provide the perfect setting for relaxing afternoons or entertaining guests. Beyond the lanai, the expansive backyard is fully enclosed with a VINYL FENCE (2020) and offers exceptional privacy with no rear neighbors and plenty of room for pets, play, or gardening.
The desirable SPLIT-BEDROOM FLOOR PLAN places the spacious Primary Suite in its own private wing. Wake up to peaceful views of the pool and backyard, then unwind in the generous retreat featuring DUAL WALK-IN CLOSETS and a beautifully updated en suite bath with NEW GRANITE COUNTERTOPS (2022), dual vanities, a garden tub with shower, and a private water closet. Two additional bedrooms are thoughtfully positioned on the opposite side of the home near a second full bathroom, providing comfort and privacy for family or guests.
With a LOW HOA, excellent schools, and meticulous care throughout, this home is truly MOVE-IN READY. The location is just as impressive. You're only about one mile from CLERMONT WATERFRONT PARK, where you can enjoy the sandy beach, splash pad, walking trails, fishing pier, boat ramp, and year-round community events.
HISTORIC DOWNTOWN CLERMONT is just minutes away and offers charming boutiques, local restaurants, breweries, farmers markets, festivals, and live entertainment throughout the year. Outdoor enthusiasts will appreciate NEARBY Lake Louisa State Park, the South Lake Trail, and Clermont's renowned network of CYCLING ROUTES. Shopping, dining, medical facilities, and convenient access to major roadways make commuting to Orlando and Central Florida's WORLD-FAMOUS ATTRACTIONS quick and easy.
Offering an exceptional homesite, a PRIVATE BACKYARD PARADISE, thoughtful updates, and an unbeatable Clermont location, this EAST LAKE ESTATES GEM is more than a home—it's the lifestyle you've been waiting for. Don't miss the opportunity to make it yours!
All 6 photos
Description provided by WEMERT GROUP REALTY LLC and reproduced from the MLS; not independently verified.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
Actual list price: $425,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 27% spread on the same house — and that gap is exactly what an automated guess can't see:
- Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
- The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
- Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
- Carrying costs & concessions — this home carries HOA dues of $42/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.
- The pool — a private pool carries cost and value that living area doesn't capture.
And here's what the live market is doing — which the number above ignores entirely:
- 0 active listings competing, 2 under contract
- 1 closed here in the last 12 months
For reference, this home is listed at $425,000 ($229/sq ft) — a number set with analysis a Messtimate can't do.
Selling your own home? Try the Messtimate on your address →
Methodology: 1,858 sq ft × $202–$256/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 21, 2026.
Similar homes for sale near EAST LAKE ESTATES
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Newest listings in CLERMONT
- 3635 Kingswood Court, CLERMONT · $385,000 · 2 bd / 2.0 ba · listed September 21, 2026 (courtesy of REAL BROKER, LLC)
- 12821 Brunello Circle, CLERMONT · $870,000 · 4 bd / 3.0 ba · listed September 20, 2026 (courtesy of CHARLES RUTENBERG REALTY ORLANDO)
- 2960 Angelonia Thorn Way, CLERMONT · $550,000 · 3 bd / 2.5 ba · listed September 20, 2026 (courtesy of RE/MAX PRIME PROPERTIES)
- 2813 Mayflower Loop, CLERMONT · $368,000 · 3 bd / 2.0 ba · listed September 19, 2026 (courtesy of DENIZ REALTY PARTNERS LLC)
- 3805 Doune Way, CLERMONT · $295,000 · 2 bd / 2.0 ba · listed September 19, 2026 (courtesy of GLOBAL FLORIDA REALTY)
- 16623 Oklahoma Street, CLERMONT · $529,000 · 3 bd / 2.0 ba · listed September 19, 2026 (courtesy of THE FLORIDA PROPERTY SHOP SALE)
Price & listing history
Building permits
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Internet & broadband
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Xfinity/Spectrum cable broadband is widely available.
T-Mobile / Verizon fixed-wireless as a backup option.
Seen enough photos?
Want to see 468 SHADY CREEK LANE?
Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.
Listed by WEMERT GROUP REALTY LLC · MLS # O6428617
Request a showing
Recent sales activity in EAST LAKE ESTATES
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the EAST LAKE ESTATES neighborhood guide for more.
Recent nearby closings in the data set.
Canonical 12-month median closed price. Reference only.
Canonical 12-month median $/sq ft. Reference only.
Go deeper on EAST LAKE ESTATES
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Assigned schools
Schools currently assigned to this address in Lake County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
No closely comparable recent sales were found in this data set.
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Buyer research checklist
Items worth confirming for 468 Shady Creek Lane, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 2004 (22 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
- HOA dues are listed at $42/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
- FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
- Get a homeowners insurance quote for this specific address in Lake County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
- Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
- Listed living area is 1,858 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $4,462/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
- School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Approximate distances
Approximate drive times for general reference only.
Data sources & freshness
| Listing record | Stellar MLS, refreshed twice daily (last: September 21, 2026) |
| Community market stats | Stellar MLS closed sales, as of September 20, 2026 |
| Flood zone & elevation | FEMA flood maps + USGS elevation (Zone X shown above) |
| Taxes & monthly cost | Estimated from county rates; not a quote |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 468 Shady Creek Lane and when was it built?
Per the listing record, 468 Shady Creek Lane was built in 2004 and has 1,858 sq ft of living area, 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 468 Shady Creek Lane in?
468 Shady Creek Lane is in East Lake Estates in Clermont, Lake County. The community section on this page shows recent closed sales, days on market, and active inventory for East Lake Estates from the same MLS data.
Does 468 Shady Creek Lane have an HOA, and how much are the dues?
The listing reports HOA dues of $42 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 468 Shady Creek Lane differ from the current owner's?
The estimate on this page (about $4,462 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 468 Shady Creek Lane in a flood zone?
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
See 468 SHADY CREEK LANE in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Momentum Realty · licensed in FL & GA
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.