1 bedroom Condominium at 470 S McCall Road #10, Tiki On The Bay, Englewood — photo 1Front elevation
230 days on market Condominium
$220,000
1-Bedroom Condo in TIKI ON THE BAY

470 S McCall Road #10, Englewood, FL 34223

Condominium in TIKI ON THE BAY, ENGLEWOOD · No CDD
TIKI ON THE BAY · Englewood, FL 34223 · Sarasota
Listing data updated September 19, 2026 · refreshed twice daily
1Bedrooms
1Bathrooms
528Sq Ft
1969Year Built
$417Per Sq Ft
WaterfrontNo CDD
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
85% above
$/sq ft vs community
$417 here vs $226 median sold (12 mo)
Buyer leverage
Buyer advantage
230 days on market
Zone AE
Flood risk
Confirm requirements with FEMA; ~6 ft elevation
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of September 19, 2026, 470 S Mccall Road #10 in Tiki On The Bay, Englewood is listed at $220,000 (528 sq ft, about $417 per sq ft). That is 32% below Tiki On The Bay's median closed sale of $321,700 over the last 12 months (312 recorded sales). Per square foot it is above the community's recent $226/sq ft by about 85%. It has been 230 days on market, longer than the community's typical 34 days to contract. Listing facts: built in 1969, waterfront. The parcel maps to FEMA flood zone AE, a special flood hazard area where lenders generally require flood insurance. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1969 · 57 yrs
  • 528 sq ft of living area
  • 230 days on market
  • HOA ~$50/mo (estimate; confirm)
Momentum Research · SOUTH VENICE

Pricing & the SOUTH VENICE market

How this home is priced against recent nearby sales, and where SOUTH VENICE has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

Price vs. size in SOUTH VENICE

Each dot is a closed sale since 2004 (4806 total). This home is the gold marker.

$0$402k$804k3402,0953,850This home: $220,000, 528 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2012–2026. This home lists at $417/sq ft.

$47$172$2962012: $7120122013: $872014: $9320142015: $1112016: $12920162017: $1412018: $14420182019: $1542020: $15520202021: $2232022: $25920222023: $2722024: $26420242025: $2402026: $2262026

Median sale price by year

12-month median closed price, 2012–2026.

$69k$228k$388k2012: $100k20122013: $114k2014: $121k20142015: $148k2016: $170k20162017: $185k2018: $207k20182019: $220k2020: $250k20202021: $307k2022: $335k20222023: $357k2024: $355k20242025: $332k2026: $322k2026

Market Heat by year (0–100)

Momentum Market Heat, 2013–2026. Now 34 (cold).

6531002013: 5320132014: 192015: 6020152016: 662017: 6220172018: 512019: 3220192020: 322021: 9120212022: 762023: 6620232024: 452025: 1520252026: 342026
Property timeline

This home’s history

  • 1969BuiltPer public record
  • Jul 10, 2026First trackedObserved at $220,000
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$1,527/mo
  • Principal & interest $1,165/mo 76%
  • Taxes $192/mo 13%
  • Insurance $119/mo 8%
  • HOA $50/mo 3%

$1,527/mo at 20% down, 30-yr @ 6.95% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Based on certified county tax roll
Estimated property taxes after purchase
$2,300/yr
$192/mo·effective rate ~1.05%
Estimated from today’s asking price and current Sarasota County tax rates.
⚠️

Many first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.

Current owner pays $2,625/yr ($219/mo)
-$325 more each year
(--12%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$194,400
Market value
$194,400
Assessed
$194,400
Taxable
Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Historical tax data loading…
A market / assessed / taxable trend chart appears here once the prior-year rolls are ingested.

Sources: Florida DOR certified tax roll (2025), Stellar MLS. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.

Momentum Scores

Momentum Property Score

54/100
Strongest on: Affordability (100), Market liquidity (72)
0 limited50100 exceptional

54/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area0
This home $417/sq ft vs the community 12-month median $226/sq ft.
Affordability100
List price $220,000 vs the community median $321,700. Not a measure of personal affordability.
Flood safety45
FEMA Zone AE, ~6 ft elevation. Verify the parcel with FEMA.
Insurance cost15
From FEMA Zone AE and a 1969 build. Obtain a property-specific quote.
Market liquidity72
Community median 34 days on market (12-month record).
Renovation upside66
From a 1969 build and $417/sq ft vs the community median $226/sq ft. Not a condition assessment.
Pricing power72
Recent sales closed at about 93.5% of original asking (~6.5% below). More room below asking generally favors buyers.
Market timing66
Momentum Market Heat is 34/100 (cold). Cooler readings generally favor buyers; hotter readings favor sellers.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $417 per square foot, about 85% above the community’s $226 median. SOUTH VENICE’s 12-month median sold price per square foot is $226. Median sold price per square foot is down 3.0% year over year. Confidence: Very High · 312 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

Recent SOUTH VENICE sales closed near 93.5% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending September 12, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 2906 active listings in SOUTH VENICE, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 19, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Enjoy stunning sunsets over Lemon Bay from this turnkey furnished, fully remodeled 1-bedroom, 1-bath villa at Tiki on the Bay. This unit offers a low-maintenance lifestyle with flexible options for seasonal use or nightly rentals. Inside, you'll find new drywall, fresh paint, and easy-care laminate flooring throughout.

The kitchen features quartz countertops, white cabinetry, a glass tile backsplash, a newer refrigerator, and an extended counter for added workspace. Just off the kitchen is a cozy breakfast nook, perfect for casual dining. The bathroom has been updated with a wood vanity, quartz top, and a tiled shower-tub combo.

A screened, covered lanai offers a great spot to enjoy your morning coffee and includes a private laundry room, ideal for beach gear or extra storage. Built of concrete block with a newer roof, the villa offers peace of mind in a relaxed, well-maintained setting. Tiki on the Bay is a laid-back community with a heated pool, and the waterfront location is the perfect place to unwind and enjoy the bay breezes.

Low HOA fees include water, cable, flood insurance, and exterior maintenance, keeping ownership simple and affordable. Ideally located near Historic Dearborn Street’s shops and restaurants, Englewood Beach with its popular tiki bars and live music, public boat ramps and kayak launches, golf courses, pickleball and tennis courts, and several parks, this villa gives you easy access to everything Englewood and Manasota Key have to offer. Whether you're looking for a personal getaway or an investment opportunity, this is the one for you!

Contact us today to schedule your showing.

Description provided by RE/MAX ALLIANCE GROUP and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$220,000
Bed / bath1 / 1
Living area528 sq ft
Year built1969
Property typeCondominium
MLS #D6145615
Listing status230 days on market

Public records & third-party data

FEMA flood zoneZone AE
Ground elevation~6 ft
Windstorm exposureLow
CountySarasota
Area listings2906 active · 1068 under contract
Estimated first-year tax~$2,310/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$417
Estimated monthly payment$1,527
Insurance (illustrative)$1k–$2k/yr
Comparable-sales median$321,700

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of RE/MAX ALLIANCE GROUP · Listing agent: Carla Stiver, PA · 941-473-8484Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$105,072the mess$133,584

Actual list price: $220,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 27% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a 1969 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
  • The lot — this listing is waterfront; water frontage is priced far off a per-sq-ft average of the neighborhood.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 230 days on market vs. a 34-day community median
  • 2919 active listings competing, 1051 under contract

For reference, this home is listed at $220,000 ($417/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 528 sq ft × $199–$253/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 19, 2026.

Keep looking

Similar homes for sale near TIKI ON THE BAY

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in TIKI ON THE BAY

  • 1555 Tarpon Center Drive #156 · $415,000 · 2 bd / 2.0 ba · listed September 18, 2026 (courtesy of KELLER WILLIAMS ON THE WATER S)
  • 5431 S Cranberry Boulevard · $365,000 · 3 bd / 2.0 ba · listed September 17, 2026 (courtesy of RE/MAX PALM REALTY)
  • 1900 Cove II Place #122 · $535,000 · 2 bd / 1.5 ba · listed September 17, 2026 (courtesy of JUDITH GUZZI & ASSOCIATES LLC)
  • 306 Persimmon Street #208 · $259,000 · 2 bd / 2.0 ba · listed September 17, 2026 (courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE)
  • 1642 Milan Street · $389,900 · 3 bd / 2.0 ba · listed September 17, 2026 (courtesy of FINE PROPERTIES)
  • 4991 Houle Place · $495,000 · 3 bd / 2.0 ba · listed September 17, 2026 (courtesy of COLDWELL BANKER REALTY)

Recently off market in TIKI ON THE BAY

Transparency

Price & listing history

Listed for $220,000Momentum Realty · on market 230 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$2,310/yr

A rough first-year estimate only, applying a typical Sarasota rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$1k–$2k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone AE — confirm flood coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone AE

From the FEMA flood map. Lender-required flood insurance may apply; confirm for the parcel.

Ground elevation
~6 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Seen enough photos?

Want to see 470 S MCCALL ROAD #10?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by RE/MAX ALLIANCE GROUP · MLS # D6145615

Request a showing

or call (904) 351-6461
Market data · public records

Recent sales activity in TIKI ON THE BAY

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the TIKI ON THE BAY neighborhood guide for more.

Comparable sales found
0

Recent nearby closings in the data set.

Community median sale price
$321,700

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$226

Canonical 12-month median $/sq ft. Reference only.

Go deeper on TIKI ON THE BAY

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Sarasota County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEA
Englewood ElementaryAssigned elementary school · Sarasota County School District · Grade A (Florida DOE 2025-26)
L.A. Ainger MiddleAssigned middle school · Sarasota County School District
Lemon Bay HighAssigned high school · Sarasota County School District
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

No closely comparable recent sales were found in this data set.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$1,008 – $1,467/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.1%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$547 – −$134At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

Items worth confirming for 470 S Mccall Road #10, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1969 (57 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • Condominium: request the association's budget, reserves, the most recent milestone or structural inspection report, and two years of meeting minutes before relying on the dues.
  • FEMA flood zone AE: lenders generally require flood insurance here — get an elevation certificate and a flood quote before the inspection period ends.
  • Get a homeowners insurance quote for this specific address in Sarasota County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
  • Listed living area is 528 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $2,310/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed twice daily (last: September 19, 2026)
Community market statsStellar MLS closed sales, as of September 12, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone AE shown above)
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 470 S Mccall Road #10 and when was it built?

Per the listing record, 470 S Mccall Road #10 was built in 1969 and has 528 sq ft of living area, 1 bedrooms and 1.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 470 S Mccall Road #10 in?

470 S Mccall Road #10 is in Tiki On The Bay in Englewood, Sarasota County. The community section on this page shows recent closed sales, days on market, and active inventory for Tiki On The Bay from the same MLS data.

Why might property taxes on 470 S Mccall Road #10 differ from the current owner's?

The estimate on this page (about $2,310 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 470 S Mccall Road #10 in a flood zone?

The FEMA flood map places this parcel in Zone AE, a special flood hazard area where lenders generally require flood insurance on a mortgaged purchase. Confirm the parcel's status with FEMA and your insurer, and ask for an elevation certificate.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 470 S MCCALL ROAD #10 in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.