Condominium in WATERSIDE AT COQUINA KEY SOUTH, ST PETERSBURG · No CDD
WATERSIDE AT COQUINA KEY SOUTH · ST PETERSBURG, FL 33705 · Pinellas
Listing data updated August 23, 2026 · refreshed twice daily
1Bedrooms
1Bathrooms
646Sq Ft
1979Year Built
$418Per Sq Ft
WaterfrontNo CDDFEMA Zone X
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
25% above
$/sq ft vs community
$418 here vs $334 median sold (12 mo)
Buyer leverage
Buyer advantage
15 days on market
9.8 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~20 ft elevation
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Listed at $269,900 — recent neighborhood median sale price ~$234,000 (nearby sales; deemed reliable, not an appraisal)
15 days on market
HOA ~$50/mo (estimate; confirm)
Momentum Research · WATERSIDE AT COQUINA KEY SOUTH
Pricing & the WATERSIDE AT COQUINA KEY SOUTH market
How this home is priced against recent nearby sales, and where WATERSIDE AT COQUINA KEY SOUTH has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in WATERSIDE AT COQUINA KEY SOUTH
Each dot is a closed sale since 2009 (221 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2019–2026. This home lists at $418/sq ft.
Median sale price by year
12-month median closed price, 2019–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2019–2026. Now 29 (cold).
Property timeline
This home’s history
1979BuiltPer public record
Aug 7, 2026First trackedObserved at $269,900
NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Financing
Estimated monthly payment
$1,822/mo
Principal & interest $1,389/mo76%
Taxes $236/mo13%
Insurance $146/mo8%
HOA $50/mo3%
$1,822/mo at 20% down, 30-yr @ 6.67% · edit any field to update.
Strongest on: Pricing power (100), Flood safety (95)
0 limited50100 exceptional
51/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area0
This home $418/sq ft vs the community 12-month median $334/sq ft.
Affordability24
List price $269,900 vs the community median $234,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~20 ft elevation. Verify the parcel with FEMA.
Insurance cost54
From FEMA Zone X and a 1979 build. Obtain a property-specific quote.
Market liquidity21
Community median 84 days on market, ~9.8 months of supply (12-month record).
Renovation upside54
From a 1979 build and $418/sq ft vs the community median $334/sq ft. Not a condition assessment.
Buyer competition38
62% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).
Pricing power100
Recent sales closed at about 83.0% of original asking (~17.0% below). More room below asking generally favors buyers.
Market timing71
Momentum Market Heat is 29/100 (cold). Cooler readings generally favor buyers; hotter readings favor sellers.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟢 Buyer-leaning conditions around this listing. 9.8 months of supply in the surrounding market and 15 days on market for this home, against a 84-day area median.Days on market:this home 15Area median: 84 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2009 through 2026. As of August 2, 2026.
🟡 Asking $418 per square foot, about 25% above the community’s $334 median. WATERSIDE AT COQUINA KEY SOUTH’s 12-month median sold price per square foot is $334. Median sold price per square foot is down 9.1% year over year. Confidence: High · 23 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
48% of homes in WATERSIDE AT COQUINA KEY SOUTH are owner-occupied. An estimated 52% are non-owner-occupied, including 10% held in a company or trust and 23% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 874 homes matched. Community-level context.
Recent WATERSIDE AT COQUINA KEY SOUTH sales closed near 83.0% of original asking. Cash paid for about 62% of recent closings here.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending August 2, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 26 active listings in WATERSIDE AT COQUINA KEY SOUTH, no CDD assessment.
Updated August 23, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Listing description
About this home
This 1 bedroom, 1 bath unit comes with a private boat slip! The boat slip is located behind Bldg. 60 on Canal #5, three building down from unit.
Slip has electric and water along with a storage box. The unit has upgraded cabinets, granite countertops and sleek stainless-steel appliances, stack washer/dryer in kitchen closet. Private balcony provides views of the saltwater canal to enjoy while having your morning coffee or savoring a sunset cocktail.
The Waterside South community has 24-hour gated entrance with on-site security and is PET FRIENDLY. This waterfront location allows you to stroll along 88 acres of lush, landscaped waterfront and 3 miles of sea paths along Tampa Bay. Enjoy cocktails and dinner at the exclusive, private two story Waterside Yacht Club, which offers full liquor sports bar, nightly specials in the restaurant and gorgeous water views.
The Waterside community features two pools, one of which is right on the bay with a hot tub, and there is a fully equipped gym open 24/7. The clubhouse also has saunas, billiards room, library/game room, vending machines, ice machine and laundry facilities. This private yacht club has an elevator and may be booked for private events.
Relax and do some fishing from the private Fishing Pier, play tennis under the lights, or opt for Pickleball, basketball, sand volleyball, horseshoes, or shuffleboard. Or take a stroll with your pooch at the on-site dog park with walking paths. Bicycle and Kayak racks are available for use.
There are also Garages, Carports, Dry dock storage and Boat slips, accommodating boats up to 32’, which are available for lease and additional purchase. Waterside South is a short commute from the bustling downtown and waterfront area of St Petersburg with its boutique shopping, dining, numerous museums, and many entertainment venues. Short drive to Fort DeSoto and the beautiful sands of St Petersburg Beach.
Easy commute to Tampa and Tampa International Airport to the north and the iconic Skyway Bridge and Sarasota/Bradenton area to the south.
Description provided by YOUR FLORIDA REAL ESTATE CO and reproduced from the MLS; not independently verified.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$269,900
Bed / bath1 / 1
Living area646 sq ft
Year built1979
Property typeCondominium
MLS #TB8534612
Listing status15 days on market
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~20 ft
Windstorm exposureLow
CountyPinellas
Area listings26 active · 3 under contract
Estimated first-year tax~$2,834/yr
CDD assessmentNone on record
HOA (estimate)$50/mo
Calculated estimates
Price per sq ft$418
Estimated monthly payment$1,822
Insurance (illustrative)$1k–$2k/yr
Messtimate range$178,296 – $229,976
Comparable-sales median$234,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of YOUR FLORIDA REAL ESTATE CO · Listing agent: Debbie Cunningham · 727-327-8009Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™
The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$178,296the mess$229,976
Actual list price: $269,900 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 29% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
And here's what the live market is doing — which the number above ignores entirely:
This home: 15 days on market vs. a 84-day community median
31 active listings competing, 3 under contract
≈9.8 months of supply
29 closed here in the last 12 months
For reference, this home is listed at $269,900 ($418/sq ft) — a number set with analysis a Messtimate can't do.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 646 sq ft × $276–$356/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated August 23, 2026.
Keep looking
Similar homes for sale near WATERSIDE AT COQUINA KEY SOUTH
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Listed for $269,900Momentum Realty · on market 15 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$2,834/yr
A rough first-year estimate only, applying a typical Pinellas rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
None
No CDD assessment on record for this community.
Insurance (illustrative range)
$1k–$2k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.
HOA
$50/mo
Covers the master association & common areas. Confirm exact dues and what they include.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~20 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Connectivity
Internet & broadband
Fiber
Check availability
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Cable
Likely
Xfinity/Spectrum cable broadband is widely available.
5G Home
Backup
T-Mobile / Verizon fixed-wireless as a backup option.
Market data · public records
Recent sales activity in WATERSIDE AT COQUINA KEY SOUTH
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the WATERSIDE AT COQUINA KEY SOUTH neighborhood guide for more.
Comparable sales found
6
Recent nearby closings in the data set.
Community median sale price
$234,000
Canonical 12-month median closed price. Reference only.
Community median $/sq ft
$334
Canonical 12-month median $/sq ft. Reference only.
Go deeper on WATERSIDE AT COQUINA KEY SOUTH
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Jul 2026 · Infrastructure
St. Pete approves temporary downtown dock for Tampa Bay ferry
The St. Petersburg City Council approved a temporary ferry dock on Bayshore Boulevard near the Vinoy in downtown St. Petersburg under a three-year contract costing about 324,200 dollars. Hubbard's Marina will operate cross bay service between downtown St. Petersburg and the Tampa Convention Center, with two vessels running year round. Service is expected to begin in October or November.
Why it matters: Establishes a temporary downtown dock and cross bay ferry connection, adding a new transit option and waterfront infrastructure serving the downtown St. Petersburg market. The site is about 4 miles north of Waterside At Coquina Key South.
St. Pete advances housing plan for nine vacant city lots
The St. Petersburg City Council unanimously approved a first reading of an ordinance to place a measure on the November 3 ballot that would remove nine vacant city lots in Methodist Town from the city's Charter Park and Waterfront Map. The change would allow up to 41 units of affordable or workforce housing, with four lots planned for single family homes and five larger parcels for multifamily housing. The lots have held park designations since 1984 but have remained vacant.
Why it matters: Advances a plan to convert nine vacant city lots into new single family and multifamily housing, adding to local housing inventory. Placing the parcels on the ballot could open long dormant land for residential construction. The project is about 4 miles north of Waterside At Coquina Key South, elsewhere in Pinellas County.
Blake-Related team selected to redevelop 86-acre Historic Gas Plant District
St. Petersburg selected a bid led by Blake Investment Partners, with the Related Group as co-developer, to redevelop the 86-acre Historic Gas Plant District at the Tropicana Field site. The roughly 8.1 billion dollar mixed use plan calls for more than 3,600 income-restricted residential units, a 13-acre central park, and office, retail, hotel and civic space over an estimated 20-year buildout. The developers plan to purchase about 58 acres while the city retains roughly one third.
Why it matters: Adds a large mixed use district with thousands of new residential units, a central park, and office, retail, hotel and civic space to the downtown St. Petersburg market. Redevelopment of the Tropicana Field site reshapes the surrounding property landscape and expands housing supply. The project is about 3 miles northwest of Waterside At Coquina Key South, elsewhere in Pinellas County.
Schools currently assigned to this address in Pinellas County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
School zoningThis address is in the Pinellas County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Sold May 2026
$130,000
4985 COBIA DRIVE #A, ST PETERSBURG
1 / 1 bd/ba · 646 sq ft · $201/sq ft
Courtesy of SHORE2BAY REALTY · View details →
Sold Aug 2026
$199,000
4859 COQUINA KEY DRIVE #C, ST PETERSBURG
2 / 1 bd/ba · 720 sq ft · $276/sq ft
Courtesy of NEXTHOME LUXE COASTAL · View details →
Sold Jul 2026
$248,000
5191 SALMON DRIVE #C, ST PETERSBURG
2 / 1 bd/ba · 720 sq ft · $344/sq ft
Courtesy of HOFACKER & ASSOCIATES INC · View details →
Sold Apr 2026
$200,000
5215 COQUINA KEY DRIVE #A, ST PETERSBURG
1 / 1 bd/ba · 562 sq ft · $356/sq ft
Courtesy of QUICKSILVER REAL ESTATE GROUP · View details →
Sold Apr 2026
$190,000
4827 COQUINA KEY DRIVE #B, ST PETERSBURG
1 / 1 bd/ba · 562 sq ft · $338/sq ft
Courtesy of CHARLES RUTENBERG REALTY INC · View details →
Sold Apr 2026
$234,000
5011 STARFISH DRIVE #C, ST PETERSBURG
1 / 1 bd/ba · 562 sq ft · $416/sq ft
Courtesy of BEYCOME OF FLORIDA LLC · View details →
Community 12-month median: $334/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
If you rent it out
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Estimated rent$1,237 – $1,799/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.2%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$621 – −$116At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide
Buyer research checklist
A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.
Confirm roof age and condition during inspection.
Confirm HVAC age and condition during inspection.
Request current HOA documents before relying on dues or restrictions.
Obtain an insurance quote for this specific property.
Confirm school zoning directly with the district.
Order a survey to confirm lot boundaries.
Review permit history with the county.
Confirm whether flood insurance is required for this parcel.
Confirm square footage and room dimensions independently.
Ask the county how property taxes may change after a sale.
Nearby & commute
Approximate distances
Approximate drive times for general reference only.
City
ST PETERSBURG
Groceries, dining, and parks for this city — see the city guide.
Stellar MLS, refreshed twice daily (last: August 23, 2026)
Community market stats
Stellar MLS closed sales, as of August 2, 2026
Flood zone & elevation
FEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly cost
Estimated from county rates; not a quote
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
Why might my property taxes differ from the current owner's?
Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Where does the flood-zone information come from?
The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 4728 BEACH DRIVE #B in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
