Active Single Family Residence
$294,500
3-Bedroom Home in KNOLLWOOD VILLAGE

4853 Bartelt Road, Holiday, FL 34690

Single Family Residence in KNOLLWOOD VILLAGE, HOLIDAY · No CDD on record
KNOLLWOOD VILLAGE · Holiday, FL 34690 · Pasco County
Listing data checked against the MLS October 30, 2026 at 11:45 PM ET · rechecked hourly
3Bedrooms
2Bathrooms
1,284Sq Ft
1962Year Built
$229Per Sq Ft
1-car garageNo CDD on recordFEMA Zone X
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
104% above
$/sq ft vs community
$229 here vs $112 median sold (12 mo)
Buyer leverage
Strong buyer advantage
4488.0-month supply
4488.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~12 ft elevation
$2k–$3k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 4 of 12
Price vs recent sales
Asking $294k tops 4 of the last 12 closed sales

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

4853 Bartelt Road in Knollwood Village, Holiday is listed at $294,500 (1,284 sq ft, about $229 per sq ft). That is 110% above Knollwood Village's median closed sale of $140,000 over the last 12 months (5 recorded sales). Per square foot it is above the community's recent $112/sq ft by about 104%. It came to market within the past week. Listing facts: built in 1962, no HOA. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1962 · 64 yrs
  • 1,284 sq ft of living area
  • 1-car garage
  • Listed at $294,500 — recent neighborhood median sale price ~$140,000 (nearby sales; deemed reliable, not an appraisal)
  • Active listing
  • No HOA reported by the listing (confirm)
Listing description

About this home

Virtually Staged. Welcome to this tastefully remodeled 3 bedrooms, 2 bathrooms 1 car garage in the heart of Holiday, FL. This home offers 1,284 square feet of modern living space with updates throughout.

Step inside and enjoy the fresh, updated feel, featuring a brand-new kitchen with new stainless steel appliances, top of the grade granite, solid cabinets and new garbage disposer. There are 2 beautifully renovated bathrooms with new vanities, commodes and showers. Gorgeous new luxury vinyl plank flooring throughout makes it easy and quick to maintain and clean.

The home also features fresh interior paint, stylish new light fixtures, and a long list of major improvements for added comfort and peace of mind, including a NEW ROOF, NEW HVAC AND BRAND NEW SEPTIC TANK AND DRAINFIELD SYSTEM. Nothing left to be done here! Outside, enjoy the privacy of a fully fenced backyard, perfect for entertaining, relaxing, pets, or creating your own outdoor oasis.

A convenient one-car garage adds extra storage and functionality. With its extensive renovations and major upgrades, this move-in-ready home is the perfect opportunity for anyone looking for modern finishes and worry-free living. The home is conveniently located near major US Highway 19, close to all ammenities, shopping centers and stores.

Short drive to world famous Florida beaches and Tampa international and Clearwater St. Petersburg airports. Don't miss your opportunity to make this beautifully updated home yours!

Book a showing today!

Description provided by CHARLES RUTENBERG REALTY INC and reproduced from the MLS; not independently verified.

Listing courtesy of CHARLES RUTENBERG REALTY INC · Listing agent: Caroline Hanna · 727-538-9200Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™ · automated estimate

The Messtimate

Our automated estimate of the likely sale-price range for this home — modeled from recent closed sales nearby adjusted to today's market, a local size-and-age model, and the county tax roll. It is an estimate, not an appraisal, not market value, and not an offer. A licensed agent's CMA sees the condition, the lot, and the live market that a model can't.

$156,000the mess$234,000

Directional estimate — built from 4 comparable closed sales in KNOLLWOOD VILLAGE (same property type, closed within the last 18 months, each adjusted to today's market).

Track record: across 2,814 recent closed sales we scored, the closed price landed inside the Messtimate range 57% of the time; median miss 9.5% (closed sales statewide, FL + GA feeds that permit an automated estimate). Re-scored weekly; last 2026-10-29.

Actual list price: $294,500 ($229/sq ft) — the seller's asking price is not an input to this range; compare the two.

A 50% spread on the same house — here is what a model can't see:

  • Condition & updates — a 1962 home may have had its roof, kitchen, or HVAC replaced since, or not; the model can't see either.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one.
  • Carrying costs & concessions — insurance, CDD/HOA and seller-paid buydowns change what a buyer actually pays.

And what the live market is doing right now:

  • 1496 active listings competing, 390 under contract
  • 4 closed here in the last 12 months
Want a property-specific value from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market.

Selling your own home? Try the Messtimate on your address →

Methodology: 20th–80th percentile band combining time-adjusted $/sq ft of comparable closed sales (4); MLS closed-sale records. Automated valuation model output for general information only — not an appraisal, not market value, not an offer, and not reviewed by a licensed appraiser. Updated October 30, 2026.

How it stacks up

Comparable recent sales

4 closed sales in KNOLLWOOD VILLAGE in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 4 sales: $140,000 ($112/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$294,500
Bed / bath3 / 2
Living area1,284 sq ft
Year built1962
Property typeSingle Family Residence
Garage1-car
MLS #TB8563147
Listing statusActive

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~12 ft
CountyPasco
Area listings0 active · 0 under contract
Estimated first-year tax~$3,950/yr
CDD assessmentNone on record
HOANone reported

Calculated estimates

Price per sq ft$229
Estimated monthly payment$2,095
Insurance (illustrative)$2k–$3k/yr
Comparable-sales median$140,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$2,095/mo
  • Principal & interest $1,606/mo 77%
  • Taxes $329/mo 16%
  • Insurance $160/mo 8%

$2,095/mo at 20% down, 30-yr @ 7.24% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Certified county tax roll
Estimated property taxes after purchase
$3,950/yr
≈ $329/mo·effective rate ~1.34%
Estimate: asking price less the $50,000 homestead exemption × Pasco County rate (16.15 mills, adopted 2025 millage). Not a bill.
⚠️

Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.

Current owner’s estimated bill $1,175/yr ($98/mo) — taxable value $72,400 × 16.15 mills
$2,775 more each year
(+236%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$99,701
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$172,101
Market value
$72,400
Assessed
$72,400
Taxable

Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.

Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Sources: Florida DOR certified tax roll (2025), Stellar MLS; millage: Pasco County Schools 2025-26 tentative budget; Pasco County Property Appraiser. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.

What it really costs to own 4853 Bartelt Road

The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.

Property taxThe current owner's bill is about $1,175/yr (certified county roll, taxable value × millage). Buy at the asking price of $294,500 and the first-year bill resets to about $3,950/yr (the parcel is matched to the certified roll; asking price less the $50,000 homestead exemption × 16.15 mills); Save Our Homes caps later increases at 3%/yr.
HOA duesThe listing states there is no HOA.
Home and flood insuranceThe average Citizens Property Insurance premium in Pasco County is $1,659/yr (8,233 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $1,500–$3,000/yr; neither is a quote. Flood: this address maps to FEMA zone X, outside the high-risk zone; flood insurance is optional but most lenders and insurers recommend it. Statewide, a zone X flood policy runs about $500–$700/yr (FEMA Risk Rating 2.0 averages, not a quote).
Roof and ageBuilt in 1962. An original roof would be about 64 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report and ask for the roof permit date.

Estimated carrying cost at the asking price, before the mortgage: about $467/month (tax $329, insurance $138). An estimate from the sources above, not a quote; the monthly-cost calculator on this page adds the loan.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$2k–$3k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
None reported

The listing reports no HOA. Confirm with the county record that no mandatory association applies.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~12 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Pasco County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

County hazard risk ratings (FEMA National Risk Index, county level)
Hazard risk

Natural hazard risk

FEMA National Risk Index for Pasco County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery High
Coastal floodingRelatively High
Inland floodingRelatively High
Heat waveRelatively Moderate
WildfireRelatively Moderate
TornadoRelatively High
LightningVery High
Strong windRelatively Moderate
DroughtVery Low
HailVery Low
Cold waveRelatively Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Internet & broadband — how to check availability for this address
Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · KNOLLWOOD VILLAGE

Pricing & the KNOLLWOOD VILLAGE market

How this home is priced against recent nearby sales, and where KNOLLWOOD VILLAGE has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales4834 MILE STRETCH DRIVE4834 MILE STRETCH DRIVE: $100/sq ft$1001821 KNOLLWOOD DRIVE1821 KNOLLWOOD DRIVE: $112/sq ft$1124834 MILE STRETCH DRIVE4834 MILE STRETCH DRIVE: $204/sq ft$2044853 ROSEDALE LANE4853 ROSEDALE LANE: $211/sq ft$211This homeThis home: $229/sq ft$229Community median $112
Property timeline

This home’s history

  • 1962BuiltPer public record
  • Oct 31, 2026First seen on movewithmomentum.comObserved at $294,500
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $294,500CHARLES RUTENBERG REALTY INC
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Momentum Scores

Momentum Property Score

54/100
Strongest on: Pricing power (100), Flood safety (90)
0 limited50100 exceptional

54/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area0
This home $229/sq ft vs the community 12-month median $112/sq ft.
Affordability0
List price $294,500 vs the community median $140,000. Not a measure of personal affordability.
Flood safety90
FEMA Zone X, ~12 ft elevation. Verify the parcel with FEMA.
Insurance cost50
From FEMA Zone X and a 1962 build. Obtain a property-specific quote.
Market liquidity86
Community median 17 days on market (12-month record).
Pricing power100
Recent sales closed at about 88.0% of original asking (~12.0% below). More room below asking generally favors buyers.

Coverage: 6 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $229 per square foot, about 104% above the community’s $112 median. KNOLLWOOD VILLAGE’s 12-month median sold price per square foot is $112. MLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

What’s unique here: no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Checked against the MLS October 30, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by CHARLES RUTENBERG REALTY INC · MLS # TB8563147

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Keep looking

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Go deeper

More on KNOLLWOOD VILLAGE

Go deeper on KNOLLWOOD VILLAGE

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Pasco County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

School zoningThis address is in the Pasco County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 4853 Bartelt Road, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1962 (64 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in Pasco County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 1,284 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $3,950/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $2,775 more per year than the current owner’s estimated bill (+236%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • Confirm school zoning directly with the district.
Provenance

Data sources & freshness

Listing recordStellar MLS, checked against the MLS hourly (last: October 30, 2026)
Comparable salesStellar MLS closed sales in KNOLLWOOD VILLAGE, last 18 months, as of October 30, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costCertified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 4853 Bartelt Road and when was it built?

Per the listing record, 4853 Bartelt Road was built in 1962 and has 1,284 sq ft of living area, 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 4853 Bartelt Road in?

4853 Bartelt Road is in Knollwood Village in Holiday, Pasco County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 4853 Bartelt Road have an HOA?

The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.

Why might property taxes on 4853 Bartelt Road differ from the current owner's?

The estimate on this page (about $3,950 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $2,775 more per year than the current owner’s estimated bill (+236%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 4853 Bartelt Road in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

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Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Florida real estate brokerage services provided by EAB RE Investments LLC dba Momentum Realty. Georgia real estate brokerage services provided by Momentum Realty LLC. Site designed by Move With Momentum LLC, © 2026.

Estimates, methodology & disclaimers

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.