3 bedroom Single Family Residence at 5016 Swallow Drive, Lake Padgett Pines, Land O Lakes — photo 1
36 days on market (MLS) Single Family Residence ▼ Price cut: $10,000 (9/12)
$415,000
3-Bedroom Home in LAKE PADGETT PINES

5016 Swallow Drive, Land O Lakes, FL 34639

Single Family Residence in LAKE PADGETT PINES, LAND O LAKES · No CDD on record
LAKE PADGETT PINES · Land O Lakes, FL 34639 · Pasco County
Listing data updated October 3, 2026 · refreshed hourly
3Bedrooms
2Bathrooms
1,463Sq Ft
1987Year Built
$284Per Sq Ft
2-car garageNo CDD on recordFEMA Zone X
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
31% above
$/sq ft vs community
$284 here vs $217 median sold (12 mo)
Buyer leverage
Seller-leaning
36 days on market
1.7 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~61 ft elevation
$2k–$4k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 6 of 12
Price vs recent sales
Asking $415k tops 6 of the last 12 closed sales

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 3, 2026, 5016 Swallow Drive in Lake Padgett Pines, Land O Lakes is listed at $415,000 (1,463 sq ft, about $284 per sq ft). That sits within a few percent of Lake Padgett Pines's median closed sale of $417,262 over the last 12 months (6 recorded sales). Per square foot it is above the community's recent $217/sq ft by about 31%. It has been 36 days on market, longer than the community's typical 21 days to contract. Listing facts: built in 1987, HOA dues of $8/mo. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1987 · 39 yrs
  • 1,463 sq ft of living area
  • 2-car garage
  • Listed at $415,000 — recent neighborhood median sale price ~$417,262 (nearby sales; deemed reliable, not an appraisal)
  • 36 days on market
  • HOA $8/mo (per listing)
Listing description

About this home

Welcome home to easy one-story living in desirable Land O' Lakes! This inviting 3-bedroom, 2-bath home offers a functional split-bedroom floor plan, a 2-car garage, and a comfortable layout designed for everyday living. The eat-in kitchen features stainless steel appliances and opens seamlessly to the spacious living room, where a beautiful stone fireplace creates a warm and welcoming focal point.

Whether entertaining guests or enjoying a quiet evening at home, this open living space is sure to impress. The private primary suite is a relaxing retreat with a walk-in closet, an updated en-suite bath, and sliding glass doors leading directly to the screened patio—the perfect place to enjoy your morning coffee while overlooking the peaceful backyard. The recently remodeled primary bathroom features a beautifully tiled walk-in shower, updated vanity, and modern finishes.

Step outside to enjoy the screened lanai and backyard filled with mature tropical landscaping, including producing avocado, mango, lime, and lemon trees. Nature lovers will appreciate the tranquil setting, where deer are often seen wandering through the neighborhood, creating a peaceful Florida lifestyle. Conveniently located just minutes from shopping, dining, parks, walking trails, the Pasco County Recreation Complex with pool, tennis courts, ball fields, fitness facilities, and the Land O' Lakes Library, with easy access to SR 54, Collier Parkway, and US-41 for commuting throughout the Tampa Bay area

Description provided by REALTY ONE GROUP ADVANTAGE and reproduced from the MLS; not independently verified.

Listing courtesy of REALTY ONE GROUP ADVANTAGE · Listing agent: Edward Gibbs · 813-909-0909Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$415,000
Bed / bath3 / 2
Living area1,463 sq ft
Year built1987
Property typeSingle Family Residence
Garage2-car
MLS #TB8528013
Listing status36 days on market (MLS)

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~61 ft
CountyPasco
Area listings1 active · 0 under contract
Estimated first-year tax~$4,358/yr
CDD assessmentNone on record
HOA$8/mo

Calculated estimates

Price per sq ft$284
Estimated monthly payment$2,865
Insurance (illustrative)$2k–$4k/yr
Messtimate range$336,490 – $375,991
Comparable-sales median$417,262

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$2,865/mo
  • Principal & interest $2,272/mo 79%
  • Taxes $363/mo 13%
  • Insurance $222/mo 8%
  • HOA $8/mo 0%

$2,865/mo at 20% down, 30-yr @ 7.28% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$4,358/yr

Estimate: a typical Pasco effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$2k–$4k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$8/mo

Per the MLS listing. Confirm exact dues and what they include with the association.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~61 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Pasco County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Pasco County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery High
Coastal floodingRelatively High
Inland floodingRelatively High
Heat waveRelatively Moderate
WildfireRelatively Moderate
TornadoRelatively High
LightningVery High
Strong windRelatively Moderate
DroughtVery Low
HailVery Low
Cold waveRelatively Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Lake Padgett Pines

Pricing & the Lake Padgett Pines market

How this home is priced against recent nearby sales, and where Lake Padgett Pines has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales5112 PARKWAY BOULEVARD5112 PARKWAY BOULEVARD: $230/sq ft$2305112 PARKWAY BOULEVARD5112 PARKWAY BOULEVARD: $230/sq ft$2305128 EAGLE ISLAND DRIVE5128 EAGLE ISLAND DRIVE: $252/sq ft$2525128 EAGLE ISLAND DRIVE5128 EAGLE ISLAND DRIVE: $252/sq ft$2525425 EAGLE BOULEVARD5425 EAGLE BOULEVARD: $257/sq ft$2575425 EAGLE BOULEVARD5425 EAGLE BOULEVARD: $257/sq ft$257This homeThis home: $284/sq ft$284Community median $217

Price vs. size in Lake Padgett Pines

Each dot is a closed sale since 2004 (62 total). This home is the gold marker.

$0$408k$816k1,1582,5824,007This home: $415,000, 1,463 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2013–2026. This home lists at $284/sq ft.

$54$156$2582013: $7320132014: $10520142015: $10520152016: $10520162017: $11920172022: $22420222024: $23620242025: $23820252026: $2172026

Median sale price by year

12-month median closed price, 2013–2026.

$109k$295k$481k2013: $145k20132014: $178k20142015: $180k20152016: $212k20162017: $206k20172022: $358k20222024: $445k20242025: $400k20252026: $417k2026

Market Heat by year (0–100)

Momentum Market Heat, 2014–2026. Now 56 (normal).

2254852014: 7920142015: 2820152016: 5820162017: 3920172025: 4120252026: 562026
Property timeline

This home’s history

  • 1987BuiltPer public record
  • Aug 7, 2026First seen on movewithmomentum.comObserved at $425,000
  • Sep 12, 2026Price cut$415,000 (-$10,000, -2.4%)
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $415,000Momentum Realty · on market 36 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales in LAKE PADGETT PINES in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $417,262 ($217/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$336,490the mess$375,991

Stronger local evidence — 6 comparable closed sales in LAKE PADGETT PINES, closed within the last 18 months, same property type, living area within 30% of this home.

Actual list price: $415,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 12% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a 1987 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — this home carries HOA dues of $8/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 36 days on market vs. a 21-day community median
  • 1 active listing competing
  • ≈1.7 months of supply
  • 7 closed here in the last 12 months

For reference, this home is listed at $415,000 ($284/sq ft). The list price is the seller's asking price and is not derived from this range.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,463 sq ft × $230–$257/sq ft (interquartile band of 6 comparable closed sales in LAKE PADGETT PINES, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 3, 2026.

Momentum Scores

Momentum Property Score

53/100
Strongest on: Flood safety (95), Market liquidity (81)
0 limited50100 exceptional

53/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area0
This home $284/sq ft vs the community 12-month median $217/sq ft.
Affordability51
List price $415,000 vs the community median $417,262. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~61 ft elevation. Verify the parcel with FEMA.
Insurance cost60
From FEMA Zone X and a 1987 build. Obtain a property-specific quote.
Market liquidity81
Community median 21 days on market, ~1.7 months of supply (12-month record).
Pricing power43
Recent sales closed at about 99.4% of original asking (~0.6% below). More room below asking generally favors buyers.
Market timing44
Momentum Market Heat is 56/100 (normal). Cooler readings generally favor buyers; hotter readings favor sellers.

Coverage: 7 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟠 Seller-leaning conditions around this listing. 1.7 months of supply in the surrounding market and 36 days on market for this home, against a 21-day area median.Days on market:this home 36Area median:  21 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026. As of September 20, 2026.

🟡 Asking $284 per square foot, about 31% above the community’s $217 median. Lake Padgett Pines’s 12-month median sold price per square foot is $217. Median sold price per square foot is up 4.3% year over year. Confidence: Low · 6 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

88% of homes in Lake Padgett Pines are owner-occupied. An estimated 12% are non-owner-occupied, including 9% held in a company or trust and 5% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 85 homes matched. Community-level context.

Recent Lake Padgett Pines sales closed near 99.4% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 1 active listings in Lake Padgett Pines, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 3, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Seen enough photos?

Want to see 5016 SWALLOW DRIVE?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by REALTY ONE GROUP ADVANTAGE · MLS # TB8528013

Request a showing

or call (904) 351-6461
Keep looking

Similar homes for sale near LAKE PADGETT PINES

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in LAND O LAKES

  • 3720 Gerrads Cross Court, LAND O LAKES · $419,900 · 3 bd / 2.0 ba · listed October 2, 2026 (courtesy of LPT REALTY, LLC)
  • 4195 Shrewbury Place, LAND O LAKES · $514,900 · 4 bd / 2.5 ba · listed October 2, 2026 (courtesy of FUTURE HOME REALTY INC)
  • 10016 Perthshire Circle, LAND O LAKES · $350,000 · 4 bd / 2.0 ba · listed October 2, 2026 (courtesy of KELLER WILLIAMS TAMPA PROPERTIES)
  • 8888 Shadyside Lane, LAND O LAKES · $410,000 · 3 bd / 2.0 ba · listed October 2, 2026 (courtesy of EXP REALTY LLC)
  • 23414 Cherbourg Loop, LAND O LAKES · $449,000 · 4 bd / 2.0 ba · listed October 1, 2026 (courtesy of LPT REALTY, LLC)
  • 4103 Snipe Lane, LAND O LAKES · $499,990 · 4 bd / 3.0 ba · listed October 1, 2026 (courtesy of BY OWNER.COM)

Just listed: new homes for sale in Central Florida & Tampa Bay in the last 48 hours · updated hourly · RSS · Central Florida & Tampa Bay market today: new listings, price cuts, pendings

In the area

Recent Lake Padgett Pines news

Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.

Jul 2026 · Development

Pomelo Square mixed-use community advances in Wesley Chapel

Ryan Cos. and PulteGroup are advancing Pomelo Square, a mixed use development at the northeast corner of Old Pasco Road and Overpass Road in Wesley Chapel. Plans call for 415 residential units made up of 325 apartments and 90 townhomes, about 42,000 square feet of retail, and a hotel pad. Completion is targeted for the first quarter of 2028.

Why it matters: Adds a mixed use community of apartments and townhomes with retail space and a hotel pad, expanding housing and commercial supply in a growing Pasco County corridor. The project is about 6 miles east of Lake Padgett Pines, elsewhere in Pasco County.

Florida YIMBY

Apr 2026 · Development

New mixed-use development planned on State Road 52 in central Pasco

A mixed-use development planned on State Road 52 in central Pasco County, next to Pilot Country Airport, would add 108 single-family homes, about 175,000 square feet of commercial and retail space, and a 120-room hotel, with completion expected around 2030.

Why it matters: A new mixed-use community adds housing, retail, and lodging along the State Road 52 corridor in central Pasco, the kind of growth that can shape demand and pricing for nearby communities. The site is about 4 miles northwest of Lake Padgett Pines.

Tampa Bay Times

Jan 2026 · Development

Moffitt Cancer Center opens flagship outpatient center at its new Speros FL campus in Pasco

Moffitt Cancer Center held the grand opening of its flagship outpatient cancer center in January 2026 at Speros FL, its large new campus on State Road 52 in Pasco County. The campus is planned as a long-term life sciences and medical hub expected to bring substantial employment to the area.

Why it matters: A large new medical and life sciences campus is a long-term employment anchor for central Pasco, a structural demand driver for housing in the surrounding area. The site is about 7 miles northwest of Lake Padgett Pines.

WUSF

Jan 2026 · Development

Flagship breaks ground on 46,000-square-foot Wiregrass Ranch Medical Pavilion in Wesley Chapel

Flagship Healthcare Properties broke ground in January 2026 on a 46,000-square-foot medical pavilion at Wiregrass Ranch in Wesley Chapel, adding outpatient medical space to the growing State Road 56 corridor.

Why it matters: Added outpatient medical space along the State Road 56 corridor deepens healthcare access and professional employment in Wesley Chapel, an amenity factor that can support nearby housing demand. The site is about 5 miles southeast of Lake Padgett Pines.

HCO News

Go deeper

More on LAKE PADGETT PINES

Go deeper on LAKE PADGETT PINES

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Pasco County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEA
Pine View Elementary-POAssigned elementary school · Pasco County School District · Grade A (Florida DOE 2025-26)
GRADEA
Pine View Middle-POAssigned middle school · Pasco County School District · Grade A (Florida DOE 2025-26)
GRADEA
Land O' Lakes High-POAssigned high school · Pasco County School District · Grade A (Florida DOE 2025-26)
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 5016 Swallow Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1987 (39 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • HOA dues are listed at $8/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in Pasco County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 1,463 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $4,358/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed hourly (last: October 3, 2026)
Comparable salesStellar MLS closed sales in LAKE PADGETT PINES, last 18 months, as of September 20, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 5016 Swallow Drive and when was it built?

Per the listing record, 5016 Swallow Drive was built in 1987 and has 1,463 sq ft of living area, 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 5016 Swallow Drive in?

5016 Swallow Drive is in Lake Padgett Pines in Land O Lakes, Pasco County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 5016 Swallow Drive have an HOA, and how much are the dues?

The listing reports HOA dues of $8 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 5016 Swallow Drive differ from the current owner's?

The estimate on this page (about $4,358 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 5016 Swallow Drive in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 5016 SWALLOW DRIVE in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.