Pending Single Family Residence
$499,900

5385 DAHLIA RESERVE DRIVE, KISSIMMEE, FL 34758

Single Family Residence in DAHLIA RESERVE AT CRESCENT LAKES, KISSIMMEE · No CDD · FEMA Zone X
DAHLIA RESERVE AT CRESCENT LAKES · KISSIMMEE, FL 34758 · Osceola
Listing data updated July 8, 2026 · refreshed twice daily
6Bedrooms
3Bathrooms
2,658Sq Ft
1999Year Built
$188Per Sq Ft
Private pool2-car garageNo CDDFEMA Zone X6 bedrooms
Highlights
  • No CDD assessment on record
  • FEMA Zone X — flood insurance generally not federally required
  • Built 1999 · 27 yrs
  • 2,658 sq ft of living area
  • 2-car garage
  • $188/sq ft — compared with the displayed median of $188 from recent nearby sales
  • 23 days on market
  • HOA ~$50/mo (estimate; confirm)

This listing is shown at $499,900, with 6 bedrooms and 3 bathrooms, and 2,658 square feet. The page displays an estimated monthly payment, FEMA flood-zone information, estimated ownership costs, a source-tagged Momentum Fact Check, and recent comparable-sale data where available. All estimates should be independently verified.

Momentum Snapshot

The whole picture, at a glance

Property

Bedrooms6
Bathrooms3
Living area2,658 sq ft
Year built1999
Property typeSingle Family Residence

Financial

Est. monthly payment$3,320
Est. taxes / yr~$5,249
Est. insurance / yr~$2,708
HOA$50/mo
CDDNone on record
Price / sq ft$188

Risk

Flood zoneZone X · minimal hazard (FEMA)
Ground elevation~20 ft
Wind exposureCoastal — obtain a quote
Insurance (est.)~$2,708/yr

Market

Days on market23
Neighborhood median DOM47
Active listings (area)5
Comparable-sales median$499,900

Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Visual snapshot

The numbers, at a glance

Flood risk
Zone X
Minimal hazard, outside the SFHA per FEMA
Est. insurance
~$2,708/yr
Estimated homeowners premium; get a real quote.

Estimated monthly payment

$3,320/mo
  • Principal & interest $2,607/mo 79%
  • Taxes $437/mo 13%
  • Insurance $226/mo 7%
  • HOA $50/mo 2%

Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Momentum Scores

Momentum Property Score

59/100
Strongest on: Flood safety (95), Insurance cost (68)

A rules-based composite of the objective indicators below — each computed from listing facts, public records, and recent nearby sales, not opinion.

How to read it: a higher score means more of these objective measures line up in a buyer’s favor — for example, priced competitively against recent nearby sales, lower carrying costs, or lower flood risk. A lower score means fewer do. It reflects only the indicators below — not the home’s quality, condition, or desirability, and nothing about who should live there.

Price vs area50
This home $188/sq ft vs area median $188/sq ft from recent nearby sales.
Affordability50
List price $499,900 vs area median $499,900. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~20 ft elevation. Verify the parcel with FEMA.
Insurance cost68
From FEMA Zone X and a 1999 build. Obtain a property-specific quote.
Market liquidity62
Area median 47 days on market.
Renovation upside30
From a 1999 build and $188/sq ft vs area $188/sq ft. Not a condition assessment.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Listing facts & disclosures
$499,900
List price
As listed in the MLS
6 / 3
Bed / bath
Per the listing
2,658
Living area
Sq ft (approx.)
$188
Price / sq ft
List ÷ living area

The home

Year built1999
Per public record.
Property typeSingle Family Residence
Per the listing.

Costs

HOA$50/mo
Disclosure — confirm exact dues and inclusions.
CDD assessmentNone on record
Estimate/disclosure — confirm the parcel's actual CDD with the county.
Est. first-year tax~$5,249/yr
Opinion/estimate at typical county millage — your assessed bill will differ. Do not rely on this.

Site & risk

FEMA flood zoneZone X · minimal hazard (FEMA)
From the FEMA flood map; verify the parcel.
Ground elevation~20 ft
Approximate parcel elevation (USGS).
WindstormLow
Coastal exposure varies; obtain an insurer quote.

Please note. Figures such as estimated taxes, insurance, CDD/HOA amounts, payments, and any market or comparable-sales summary are opinions and estimates for general information only, may be inaccurate, are not appraisals or advice, and should not be relied upon. Verify everything independently before making any decision.

Listing courtesy of LPT REALTY, LLC · Listing agent: Tony Tate, PLLC · 877-366-2213Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate: $438,570 – $560,838

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$438,570the mess$560,838

Actual list price: $499,900 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 28% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen, new roof, or older interior finishes can swing value six figures. Sq ft can't see it.
  • The lot — a premium waterfront, conservation, or cul-de-sac lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or one distressed sale in the comps drags the whole $/sq ft up or down.
  • Layout & beds/baths — two homes at 2,000 sq ft with 3/2 vs. 4/3 don't sell for the same number.
  • Views & orientation — golf, water, or preserve views aren't in the square footage.
  • Upgrades & systems — solar, pool, impact windows, new HVAC: real money, invisible to a calculator.
  • Unpermitted or mismeasured sq ft — public records are often wrong, and unpermitted additions don't count.
  • Carrying costs — CDD bonds, HOA dues, and flood-zone insurance change what a buyer will actually pay.
  • Timing & concessions — the market moves monthly, and seller-paid rate buydowns hide the true price.
  • School zoning & micro-location — one street over can mean a different school, and a different price.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 23 days on market vs. a ~47-day neighborhood median
  • 5 active listings competing in DAHLIA RESERVE AT CRESCENT LAKES
  • 2 under contract now
  • 29% of for-sale inventory is currently under contract (under contract + pending, as a share of all for-sale inventory)

For reference, this home is listed at $499,900 ($188/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 2,658 sq ft × $165–$211/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 8, 2026.

Property timeline

This home’s history

  • 1999BuiltPer public record
  • NowUnder contractCurrently pending

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$2,291 – $3,333/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.4%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,095 – −$158At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Momentum Fact Check

Every number, sourced

We separate what is listing data, what comes from public records, what we calculate or estimate, and what a buyer should verify. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$499,900
Bed / bath6 / 3
Living area2,658 sq ft
Year built1999
Property typeSingle Family Residence
MLS #O6407840
Listing statusPending
Days on market23

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~20 ft
CountyOsceola
Estimated first-year tax~$5,249/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$188
Estimated monthly payment$3,320
Estimated insurance~$2,708/yr
Messtimate rangeNot available on this page
Comparable-sales median$499,900

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
No surprises at closing

Estimate a monthly payment

A tool to estimate a monthly payment. All values are editable estimates, not a loan offer or a statement about this property. Property tax, insurance, CDD, and HOA figures are approximations — verify each independently.

Estimated monthly payment
$3,320
Principal & interest$2,607
Property tax$437
Insurance$226
CDD assessment$0
HOA$50
PMI$0

Down payment $99,980 · Loan $399,920. Estimate only — not a loan offer. We'll connect you with a local lender for an exact quote.

Estimated ownership costs

Estimated costs & disclosures

Estimates and disclosures for general information only. These are opinions/approximations, not guarantees, and should not be relied upon — confirm every figure with the county, your lender, and an insurer.

Property tax reset
~$5,249/yr

The seller likely pays less due to the homestead cap. At a $499,900 purchase, expect your first full-year Osceola bill near $5,249 before exemptions.

CDD assessment
None

No CDD assessment on record for this community.

Insurance
~$2,708/yr

Estimate for a 1999 build in Osceola. Newer construction and wind-mitigation features lower premiums. Flood not mandated (Zone X).

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~20 ft

Approximate parcel elevation from USGS. Run --online for a live reading.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Market data · public records

Recent sales activity in DAHLIA RESERVE AT CRESCENT LAKES

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the DAHLIA RESERVE AT CRESCENT LAKES neighborhood guide for more.

Comparable sales found
0

Recent nearby closings in the data set.

Median sale price (set)
$499,900

Median closed price of the comparable set. Reference only.

Median $/sq ft (set)
$188

Median $/sq ft of the comparable set. Reference only.

This home $/sq ft
$188

List price divided by living area. Provided as data, not a value judgment.

Go deeper on DAHLIA RESERVE AT CRESCENT LAKES

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Osceola County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

School zoningThis address is in the Osceola County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

No closely comparable recent sales were found in this data set.

Keep looking

Similar homes for sale near DAHLIA RESERVE AT CRESCENT LAKES

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Before you decide

Buyer research checklist

A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.

  • Confirm roof age and condition during inspection.
  • Confirm HVAC age and condition during inspection.
  • Request current HOA documents before relying on dues or restrictions.
  • Obtain an insurance quote for this specific property.
  • Confirm school zoning directly with the district.
  • Order a survey to confirm lot boundaries.
  • Review permit history with the county.
  • Confirm whether flood insurance is required for this parcel.
  • Confirm square footage and room dimensions independently.
  • Ask the county how property taxes may change after a sale.
Listing description

About this home

Under contract-accepting backup offers. Welcome to a beautifully furnished two-story pool home designed for comfort, flexibility, and the full Central Florida lifestyle. Whether the vision is a primary residence, vacation retreat, second home, or investment opportunity, this property delivers the space, setting, and convenience to make it happen. From the moment you step inside, the natural light sets the tone. Bright, open, and welcoming, the home offers a floor plan that works for real life — with plenty of room to gather, host, relax, work, and unwind. The home comes fully furnished and is being sold as-is with all furnishings and appliances included, making the transition simple from day one. Stainless steel refrigerator, stove, microwave, washer, and dryer are all included, giving the next owner an incredible head start. The second floor features four bedrooms and two full bathrooms, creating a comfortable private living area away from the main level. Downstairs, the home adds even more flexibility with two bonus rooms with closets that can serve as additional bedrooms, private offices, guest rooms, hobby spaces, playrooms, or creative flex areas. A first-floor bathroom adds convenience, while the nicely sized indoor laundry room keeps everyday routines practical and organized. The outdoor space is where this home truly shines. Set on an oversized lot, the property features a private in-ground pool and a spacious enclosed outdoor deck that feels like your own personal resort. It is the perfect place for pool days, weekend cookouts, family gatherings, quiet coffee mornings, late-night conversations, and easy indoor-outdoor entertaining. Privacy, fun, and Florida sunshine all come together right in your backyard. The home also includes a large two-car garage and spacious driveway, offering plenty of room for parking, storage, bikes, beach gear, theme park essentials, and everything else that comes with living near Central Florida’s best attractions. Major updates add even more value and peace of mind. The home features an AC updated in 2017, a new roof in 2019, a new pool filtration system in 2022, and a freshly painted exterior completed in August 2022. Big-ticket improvements like these matter, especially when considering long-term ownership, investment potential, or second-home use. Location is another major win. This Kissimmee community places you close to schools, shopping, parks, highways, and world-famous destinations including Disney, Universal, and other Central Florida theme parks. That means everyday convenience, entertainment, and lifestyle appeal are all within easy reach. Homes like this check the boxes buyers care about most: furnished, flexible, spacious, updated, close to attractions, and built around a private pool lifestyle. That is not just a home — that is an opportunity. This home is ready to enjoy, ready to host, and ready to become the home you have been waiting for. Schedule your showing today.

Description provided by LPT REALTY, LLC and reproduced from the MLS; not independently verified.

The full spec sheet

Property details & features

Interior

  • Bedrooms6
  • Bathrooms3
  • Living area2,658 sq ft

Exterior & lot

  • TypeSingle Family Residence

Systems

  • Year built1999
  • Age27 yrs

Listing

  • MLS #O6407840
  • StatusPending
  • Days on market23
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Transparency

Price & listing history

Listed for $499,900Momentum Realty · on market 23 days
Public records

Building permits

Permit history not yet linkedAdd county permit records via overrides
Answered before you ask

Frequently asked questions

Why might my property taxes differ from the current owner's?

Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Where does the flood-zone information come from?

The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 5385 DAHLIA RESERVE DRIVE in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.