4 bedroom Single Family Residence at 626 LAURA LANE, DUNEDIN ISLES ADD, DUNEDIN — photo 1Front elevation
4 bedroom Single Family Residence at 626 LAURA LANE, DUNEDIN ISLES ADD, DUNEDIN — photo 2Living space
4 bedroom Single Family Residence at 626 LAURA LANE, DUNEDIN ISLES ADD, DUNEDIN — photo 3Kitchen
4 bedroom Single Family Residence at 626 LAURA LANE, DUNEDIN ISLES ADD, DUNEDIN — photo 4Owner's suite
4 bedroom Single Family Residence at 626 LAURA LANE, DUNEDIN ISLES ADD, DUNEDIN — photo 5Exterior / yardView all 6 photos →
New — 4 days on market Single Family Residence ▼ Price cut: $19,000 (8/27)
$570,000
4-Bedroom Home in DUNEDIN ISLES ADD

626 LAURA LANE, DUNEDIN, FL 34698

Single Family Residence in DUNEDIN ISLES ADD · No CDD
DUNEDIN ISLES ADD · DUNEDIN, FL 34698 · Pinellas
Listing data updated September 12, 2026 · refreshed twice daily
4Bedrooms
1.5Bathrooms
1,290Sq Ft
1959Year Built
$442Per Sq Ft
No CDD4 bedrooms
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
51% above
$/sq ft vs community
$442 here vs $292 median sold (12 mo)
Buyer leverage
Seller-leaning
4 days on market
4.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$2k–$6k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 3 of 3
Price vs recent sales
Asking $570k tops 3 of the last 3 closed sales

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of September 12, 2026, 626 Laura Lane in Dunedin Isles Add, Dunedin is listed at $570,000 (1,290 sq ft, about $442 per sq ft). That is 53% above Dunedin Isles Add's median closed sale of $373,500 over the last 12 months (3 recorded sales). Per square foot it is above the community's recent $292/sq ft by about 51%. It came to market within the past week. Listing facts: built in 1959, no HOA. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1959 · 67 yrs
  • 1,290 sq ft of living area
  • Listed at $570,000 — recent neighborhood median sale price ~$373,500 (nearby sales; deemed reliable, not an appraisal)
  • New to market
  • HOA ~$50/mo (estimate; confirm)
Momentum Research · Dunedin Isles Add

Pricing & the Dunedin Isles Add market

How this home is priced against recent nearby sales, and where Dunedin Isles Add has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales657 LAURA LANE657 LAURA LANE: $362/sq ft$362This homeThis home: $442/sq ft$442Community median $292

Price vs. size in Dunedin Isles Add

Each dot is a closed sale since 2011 (30 total). This home is the gold marker.

$31k$321k$611k7541,4202,085This home: $570,000, 1,290 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2014–2026. This home lists at $442/sq ft.

$71$211$3512014: $9820142016: $13420162017: $14620172022: $32420222026: $2922026

Median sale price by year

12-month median closed price, 2014–2026.

$90k$247k$404k2014: $120k20142016: $130k20162017: $157k20172022: $312k20222026: $374k2026
Property timeline

This home’s history

  • 1959BuiltPer public record
  • Aug 22, 2026First trackedObserved at $589,000
  • Aug 27, 2026Price cut$570,000
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$3,819/mo
  • Principal & interest $2,961/mo 78%
  • Taxes $499/mo 13%
  • Insurance $309/mo 8%
  • HOA $50/mo 1%

$3,819/mo at 20% down, 30-yr @ 6.76% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Momentum Scores

Momentum Property Score

46/100
Strongest on: Pricing power (95), Renovation upside (70)
0 limited50100 exceptional

46/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area0
This home $442/sq ft vs the community 12-month median $292/sq ft.
Affordability0
List price $570,000 vs the community median $373,500. Not a measure of personal affordability.
Market liquidity66
Community median 25 days on market, ~4.0 months of supply (12-month record).
Renovation upside70
From a 1959 build and $442/sq ft vs the community median $292/sq ft. Not a condition assessment.
Pricing power95
Recent sales closed at about 89.1% of original asking (~10.9% below). More room below asking generally favors buyers.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟠 Seller-leaning conditions around this listing. 4.0 months of supply in the surrounding market and 4 days on market for this home, against a 25-day area median.Days on market:this home 4Area median:  25 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2011 through 2026. As of September 12, 2026.

🟡 Asking $442 per square foot, about 51% above the community’s $292 median. Dunedin Isles Add’s 12-month median sold price per square foot is $292. Confidence: Low · 3 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

61% of homes in Dunedin Isles Add are owner-occupied. An estimated 39% are non-owner-occupied, including 10% held in a company or trust and 6% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 31 homes matched. Community-level context.

Recent Dunedin Isles Add sales closed near 89.1% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending September 12, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 1 active listings in Dunedin Isles Add, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 12, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Under contract-accepting backup offers. Welcome to 626 Laura Lane, where modern style, thoughtful updates and the incredible Dunedin lifestyle come together! This beautifully updated 4-bedroom, 1.5-bath home is just minutes from the heart of Downtown Dunedin.

Hop on your golf cart and be downtown in approximately three minutes, jump on your bike and head to the Pinellas Trail, or spend the day enjoying everything this vibrant coastal community has to offer. The golf cart is negotiable with the sale, making it even easier to enjoy Dunedin’s beloved golf-cart-friendly lifestyle. From the moment you arrive, this home makes a statement with its modern coastal-inspired exterior, featuring new Hardie siding around the entire home in a stylish board-and-batten design, turf grass, a concrete deck with a dedicated seating area and an inviting front porch.

The thoughtfully designed exterior creates incredible curb appeal while offering a low-maintenance, virtually maintenance-free yard so you can spend more time enjoying the Florida lifestyle and less time working in the yard. Step inside to a bright, welcoming interior filled with character and modern touches. Shiplap accents add warmth and personality, while the kitchen features granite countertops and crisp white shaker cabinetry for a clean, timeless look.

The home offers four bedrooms plus a versatile flex space that can serve as a home office, dining room, den, playroom or additional sitting area, giving you plenty of options to make the layout your own. An impressive list of improvements has already been completed. 2026 updates include fresh interior paint throughout and a newly coated outdoor patio, sidewalk and side yard with a 15-year transferable warranty.

A solar attic fan was added in 2025. Major 2024 improvements include a new HVAC system, whole-home electrical rewire, tankless electric water heater, new addition and half bath, washer, dryer, dishwasher, stove and microwave, plus a brand-new driveway and retaining wall extending all the way to the back gate. The refrigerator was replaced in 2023, and a Tuff Shed, built on site, was added in 2021 for additional storage.

Outdoor living is where this home truly shines. There are four dedicated patio spaces thoughtfully placed around the property—one in the front yard, one in the side yard and two separate patio areas in the backyard—offering endless options for relaxing, entertaining or creating your own private retreat. The backyard also provides plenty of room for a future pool, outdoor kitchen, fire pit or any combination of the outdoor amenities you envision.

And then there’s the location! Golf cart into Downtown Dunedin for dinner, shopping and live music, bike the Pinellas Trail, head to the waterfront or spend the day at Honeymoon Island. 626 Laura Lane puts you close to everything that makes Dunedin such a special place to call home.

With four bedrooms, flexible living space, extensive recent improvements, modern finishes, low-maintenance outdoor living and an incredible location just minutes from Downtown Dunedin, this home delivers the style, space and lifestyle you’ve been looking for. Schedule your showing today!

Description provided by KATIE DUCHARME REALTY, LLC and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$570,000
Bed / bath4 / 1.5
Living area1,290 sq ft
Year built1959
Property typeSingle Family Residence
MLS #TB8540521
Listing statusNew &mdash; 4 days on market

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
Ground elevation~22 ft
Windstorm exposureLow
CountyPinellas
Area listings1 active · 2 under contract
Estimated first-year tax~$5,985/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$442
Estimated monthly payment$3,819
Insurance (illustrative)$2k–$6k/yr
Comparable-sales median$373,500

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of KATIE DUCHARME REALTY, LLC · Listing agent: Katie Ducharme Procissi · 727-492-8490Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$331,530the mess$421,830

Actual list price: $570,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 27% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a 1959 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 4 days on market vs. a 25-day community median
  • 1 active listing competing, 2 under contract
  • 4.0 months of supply
  • 3 closed here in the last 12 months

For reference, this home is listed at $570,000 ($442/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,290 sq ft × $257–$327/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 12, 2026.

Keep looking

Similar homes for sale near DUNEDIN ISLES ADD

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $570,000Momentum Realty · on market 4 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$5,985/yr

A rough first-year estimate only, applying a typical Pinellas rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$2k–$6k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
~22 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Seen enough photos?

Want to see 626 LAURA LANE?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by KATIE DUCHARME REALTY, LLC · MLS # TB8540521

Request a showing

or call (904) 351-6461
Market data · public records

Recent sales activity in DUNEDIN ISLES ADD

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the DUNEDIN ISLES ADD neighborhood guide for more.

Comparable sales found
1

Recent nearby closings in the data set.

Community median sale price
$373,500

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$292

Canonical 12-month median $/sq ft. Reference only.

Go deeper on DUNEDIN ISLES ADD

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Pinellas County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

School zoningThis address is in the Pinellas County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

Community 12-month median: $292/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$2,612 – $3,800/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.3%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,283 – −$214At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

Items worth confirming for 626 Laura Lane, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1959 (67 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Pinellas County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 1,290 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $5,985/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
  • Confirm school zoning directly with the district.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed twice daily (last: September 12, 2026)
Community market statsStellar MLS closed sales, as of September 12, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 626 Laura Lane and when was it built?

Per the listing record, 626 Laura Lane was built in 1959 and has 1,290 sq ft of living area, 4 bedrooms and 1.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 626 Laura Lane in?

626 Laura Lane is in Dunedin Isles Add in Dunedin, Pinellas County. The community section on this page shows recent closed sales, days on market, and active inventory for Dunedin Isles Add from the same MLS data.

Does 626 Laura Lane have an HOA?

The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.

Why might property taxes on 626 Laura Lane differ from the current owner's?

The estimate on this page (about $5,985 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 626 Laura Lane in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 626 LAURA LANE in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.