626 Red Oak Circle #106, Altamonte Springs, FL 32701
Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
As of October 3, 2026, 626 Red Oak Circle #106 in Oak Harbour Sec 3 A Condo, Altamonte Springs is listed at $255,000 (1,043 sq ft, about $244 per sq ft). That is 17% below Oak Harbour Sec 3 A Condo's median closed sale of $307,500 over the last 12 months (10 recorded sales). Per square foot it is above the community's recent $175/sq ft by about 39%. It has been 100 days on market, longer than the community's typical 56 days to contract. Listing facts: built in 1985, HOA dues of $613/mo. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- No CDD assessment on record
- Built 1985 · 41 yrs
- 1,043 sq ft of living area
- 1-car garage
- Listed at $255,000 — recent neighborhood median sale price ~$307,500 (nearby sales; deemed reliable, not an appraisal)
- 100 days on market
- HOA $613/mo (per listing)
About this home
Virtually Staged. LAKEFRONT GATED COMMUNITY - 1ST FLOOR - END UNIT CONDO - 2 BED-2 BATH - ATTACHED GARAGE. TURNKEY OPPORTUNITY.
Whether you’re looking for a seasonal getaway, full-time residence, or easy low-maintenance lifestyle, this condo delivers a unique combination of indoor comfort and outdoor living potential. Nestled within the heart of Altamonte Springs, this beautifully and well maintained first-floor end-unit condo offers the perfect balance of tranquil living and everyday convenience. Ideally positioned, the desirable end-unit location allows for added natural light and extra privacy.
The home provides a peaceful retreat right outside your door surrounded by lush tropical landscaping overlooking the sparkling community pool. FRESHLY PAINTED THROUGHOUT-Natural Light fills the 2-bed-2-bath SPLIT-PLAN DESIGN. Featuring an inviting OPEN LAYOUT design for comfortable living and easy entertaining.
Spacious living-dining areas flow seamlessly into the ENCLOSED FLORIDA ROOM, glass windows w/screens allow you to enjoy relaxing tropical pool views year-round. The spacious backyard also offers the rare opportunity to create an additional patio space just off the Florida room for expanded outdoor living— perfect for relaxing, entertaining, or enjoying the beautiful surroundings year-round. The EAT-IN KITCHEN is bright and functional.
TILE FLOORING extends throughout all wet areas, including the kitchen, baths, foyer, and Florida room. Warm PARQUET FLOORING enhances the living rm, dining rm, and bedrms adding timeless character and charm. SOFT NEUTRAL COLOR PALETTE creates a BRIGHT, CLEAN, MOVE-IN-READY atmosphere throughout the home.
PRIMARY SUITE offers sliding glass doors leading directly to the Florida room, WALK-IN CLOSET, and a beautifully remodeled ENSUITE BATH with walk-in shower completed in 2026. 2nd bedrm is privately situated with direct ensuite access to the second full bath featuring a tub/shower combination, making it ideal for guests or family. Additional highlights: CEILING FANS-WINDOW BLINDS throughout, STORM DOORS-both the front entrance and Florida room, Attached 1-Car Garage w/Washer & Dryer area.
For added peace of mind, HOA has recently completed major exterior improvements: NEW ROOF, FRESH EXTERIOR PAINT, NEW GUTTERS/DOWNSPOUTS. HOA fee includes PREMIUM CABLE TV & HIGH SPEED INTERNET SERVICE adding exceptional value and convenience. The welcoming community is known for its beautifully maintained grounds, resort-style amenities, and vibrant social atmosphere of activitIes and events.
Residents enjoy access to a spacious CLUBHOUSE perfect for private entertaining, complete with a full kitchen/bar area, dining tables, reading and CARD GAME RM, and BILLIARDS/PING PONG RM. Outdoors, the community features 2 SWIMMING POOLS, lakeside PATIO equipped w/GRILLS, umbrella tables & chairs. Active lifestyles residents enjoy LIGHTED TENNIS/PICKLEBALL/BASKETBALL COURTS designed for comfortable evening play.
SHUFFLEBOARD COURTS, FITNESS CENTER, SAUNA, COVERED DOCK & BOAT LAUNCH. BOAT PARKING- WATER SPORTS RACK STORAGE AVAILABLE. Altamonte Springs-one of Central Florida’s most convenient locations-endless Shopping, Dining, Entertainment, Healthcare facilities, and major Medical/Hospital Complex.
Beautiful Florida Beaches, World-Famous Attractions, and 2 International Airports are all within an easy drive, making this an ideal full-time residence, seasonal retreat, or lock-and-leave lifestyle opportunity.
Description provided by SOUTHERN REALTY ENTERPRISES and reproduced from the MLS; not independently verified.
Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Estimated monthly payment
- Principal & interest $1,396/mo 59%
- Taxes $223/mo 9%
- Insurance $138/mo 6%
- HOA $613/mo 26%
$2,370/mo at 20% down, 30-yr @ 7.28% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Natural hazard risk
FEMA National Risk Index for Seminole County, FL: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Internet & broadband
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
5G home internet and satellite service depend on the exact location; check coverage for this address.
Pricing & the Oak Harbour Sec 3 A Condo market
How this home is priced against recent nearby sales, and where Oak Harbour Sec 3 A Condo has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in Oak Harbour Sec 3 A Condo
Each dot is a closed sale since 2004 (97 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2012–2026. This home lists at $244/sq ft.
Median sale price by year
12-month median closed price, 2012–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2013–2026. Now 26 (cold).
This home’s history
- 1985BuiltPer public record
- About Jun 2026Listed (per MLS)MLS reports 100 cumulative days on market as of October 3, 2026
- Jul 10, 2026First seen on movewithmomentum.comObserved at $259,900
- Aug 4, 2026Price cut$255,000 (-$4,900, -1.9%)
- NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Price & listing history
Building permits
Comparable recent sales
6 closed sales in OAK HARBOUR SEC 3 A CONDO in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Median of these 6 sales: $307,500 ($175/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
Stronger local evidence — 6 comparable closed sales in OAK HARBOUR SEC 3 A CONDO, closed within the last 18 months, same property type, living area within 30% of this home.
Actual list price: $255,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 39% spread on the same house — and that gap is exactly what an automated guess can't see:
- Condition & updates — a 1985 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
- The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
- Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
- Carrying costs & concessions — this home carries HOA dues of $613/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.
And here's what the live market is doing — which the number above ignores entirely:
- This home: 100 days on market vs. a 56-day community median
- 8 active listings competing
- ≈10.7 months of supply
- 10 closed here in the last 12 months
For reference, this home is listed at $255,000 ($244/sq ft). The list price is the seller's asking price and is not derived from this range.
Selling your own home? Try the Messtimate on your address →
Methodology: 1,043 sq ft × $204–$283/sq ft (interquartile band of 6 comparable closed sales in OAK HARBOUR SEC 3 A CONDO, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 3, 2026.
Momentum Property Score
59/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Coverage: 7 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
🟢 Buyer-leaning conditions around this listing. 10.7 months of supply in the surrounding market and 100 days on market for this home, against a 56-day area median.Days on market:this home 100Area median: 56 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026. As of September 20, 2026.
🟡 Asking $244 per square foot, about 39% above the community’s $175 median. Oak Harbour Sec 3 A Condo’s 12-month median sold price per square foot is $175. Median sold price per square foot is up 4.2% year over year. Confidence: Medium · 10 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
Recent Oak Harbour Sec 3 A Condo sales closed near 92.3% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 8 active listings in Oak Harbour Sec 3 A Condo, no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated October 3, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by SOUTHERN REALTY ENTERPRISES · MLS # O6408039
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Similar homes for sale near OAK HARBOUR SEC 3 A CONDO
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Newest listings in OAK HARBOUR SEC 3 A CONDO
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- 604 Chestnut Oak Circle #102 · $250,000 · 2 bd / 2.5 ba · listed September 10, 2026 (courtesy of WEMERT GROUP REALTY LLC)
- 605 Chestnut Oak Circle #107 · $284,000 · 3 bd / 2.5 ba · listed September 3, 2026 (courtesy of BHHS FLORIDA REALTY)
Recently off market in OAK HARBOUR SEC 3 A CONDO
- 604 Chestnut Oak Circle #106 · last listed $284,000 · 2026-09-30
Just listed: new homes for sale in Central Florida & Tampa Bay in the last 48 hours · updated hourly · RSS · Central Florida & Tampa Bay market today: new listings, price cuts, pendings
More on OAK HARBOUR SEC 3 A CONDO
Go deeper on OAK HARBOUR SEC 3 A CONDO
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Assigned schools
Schools currently assigned to this address in Seminole County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
See schools in the OAK HARBOUR SEC 3 A CONDO guide → · Browse school-zone pages →
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Buyer research checklist
Items worth confirming for 626 Red Oak Circle #106, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 1985 (41 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
- Condominium: request the association's budget, reserves, the most recent milestone or structural inspection report, and two years of meeting minutes before relying on the dues.
- FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
- Get a homeowners insurance quote for this specific address in Seminole County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
- Listed living area is 1,043 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $2,678/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
- Confirm school zoning directly with the district.
Data sources & freshness
| Listing record | Stellar MLS, refreshed hourly (last: October 3, 2026) |
| Comparable sales | Stellar MLS closed sales in OAK HARBOUR SEC 3 A CONDO, last 18 months, as of September 20, 2026 |
| Flood zone & elevation | FEMA flood maps + USGS elevation (Zone X shown above) |
| Taxes & monthly cost | Typical county effective rate applied to the list price; an estimate, not a bill |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 626 Red Oak Circle #106 and when was it built?
Per the listing record, 626 Red Oak Circle #106 was built in 1985 and has 1,043 sq ft of living area, 2 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 626 Red Oak Circle #106 in?
626 Red Oak Circle #106 is in Oak Harbour Sec 3 A Condo in Altamonte Springs, Seminole County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 626 Red Oak Circle #106 have an HOA, and how much are the dues?
The listing reports HOA dues of $613 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 626 Red Oak Circle #106 differ from the current owner's?
The estimate on this page (about $2,678 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 626 Red Oak Circle #106 in a flood zone?
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
See 626 RED OAK CIRCLE #106 in person
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.