50 days on market Condominium
$259,900
2-Bedroom Condo in OAK HARBOUR SEC 3 A CONDO

626 RED OAK CIRCLE #106, ALTAMONTE SPRINGS, FL 32701

Condominium in OAK HARBOUR SEC 3 A CONDO, ALTAMONTE SPRINGS · No CDD
OAK HARBOUR SEC 3 A CONDO · ALTAMONTE SPRINGS, FL 32701 · Seminole
Listing data updated July 23, 2026 · refreshed twice daily
2Bedrooms
2Bathrooms
1,043Sq Ft
1985Year Built
$249Per Sq Ft
1-car garageNo CDDFEMA Zone X
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
55% above
$/sq ft vs community
$249 here vs $161 median sold (12 mo)
Buyer leverage
Seller-leaning
50 days on market
Zone X
Flood risk
Minimal hazard per FEMA; ~20 ft elevation
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.

Sources: realMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights
  • No CDD assessment on record
  • Built 1985 · 41 yrs
  • 1,043 sq ft of living area
  • 1-car garage
  • 50 days on market
  • HOA ~$50/mo (estimate; confirm)
Momentum Research · WATERSIDE AT CRANES ROOST A CONDO COMMUNITY

Pricing & the WATERSIDE AT CRANES ROOST A CONDO COMMUNITY market

How this home is priced against recent nearby sales, and where WATERSIDE AT CRANES ROOST A CONDO COMMUNITY has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

Price vs. size in WATERSIDE AT CRANES ROOST A CONDO COMMUNITY

Each dot is a closed sale since 2009 (116 total). This home is the gold marker.

$5k$140k$274k4637701,076This home: $259,900, 1,043 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). realMLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2012–2026. This home lists at $249/sq ft.

$38$132$2252012: $5620122014: $8220142015: $7820152016: $9320162017: $9820172022: $16120222023: $20720232024: $20220242025: $9220252026: $1612026

Median sale price by year

12-month median closed price, 2012–2026.

$19k$74k$128k2012: $30k20122014: $41k20142015: $40k20152016: $47k20162017: $49k20172022: $93k20222023: $112k20232024: $118k20242025: $91k20252026: $80k2026

Market Heat by year (0–100)

Momentum Market Heat, 2014–2026. Now 34 (cold).

450972014: 3320142015: 5220152016: 6420162017: 5120172022: 8820222023: 8120232024: 4020242025: 1320252026: 342026
Property timeline

This home’s history

  • 1985BuiltPer public record
  • Jul 10, 2026First trackedObserved at $259,900
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$1,735/mo
  • Principal & interest $1,317/mo 76%
  • Taxes $227/mo 13%
  • Insurance $141/mo 8%
  • HOA $50/mo 3%

$1,735/mo at 20% down, 30-yr @ 6.52% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Momentum Scores

Momentum Property Score

44/100
Strongest on: Pricing power (98), Flood safety (95)
0 limited50100 exceptional

44/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area0
This home $249/sq ft vs the community 12-month median $161/sq ft.
Affordability0
List price $259,900 vs the community median $80,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~20 ft elevation. Verify the parcel with FEMA.
Insurance cost58
From FEMA Zone X and a 1985 build. Obtain a property-specific quote.
Market liquidity20
Community median 130 days on market (12-month record).
Renovation upside47
From a 1985 build and $249/sq ft vs the community median $161/sq ft. Not a condition assessment.
Buyer competition15
85% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).
Pricing power98
Recent sales closed at about 88.5% of original asking (~11.5% below). More room below asking generally favors buyers.
Market timing66
Momentum Market Heat is 34/100 (cold). Cooler readings generally favor buyers; hotter readings favor sellers.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $249 per square foot, about 55% above the community’s $161 median. WATERSIDE AT CRANES ROOST A CONDO COMMUNITY’s 12-month median sold price per square foot is $161. Median sold price per square foot is down 12.1% year over year. Confidence: Medium · 13 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

46% of homes in WATERSIDE AT CRANES ROOST A CONDO COMMUNITY are owner-occupied. An estimated 54% are non-owner-occupied, including 18% held in a company or trust and 11% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 889 homes matched. Community-level context.

Recent WATERSIDE AT CRANES ROOST A CONDO COMMUNITY sales closed near 88.5% of original asking. Cash paid for about 85% of recent closings here.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending July 15, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 668 active listings in WATERSIDE AT CRANES ROOST A CONDO COMMUNITY, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated July 23, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Virtually Staged. LAKEFRONT GATED COMMUNITY - 1ST FLOOR - END UNIT CONDO - 2 BED-2 BATH - ATTACHED GARAGE. TURNKEY OPPORTUNITY.

Whether you’re looking for a seasonal getaway, full-time residence, or easy low-maintenance lifestyle, this condo delivers a unique combination of indoor comfort and outdoor living potential. Nestled within the heart of Altamonte Springs, this beautifully and well maintained first-floor end-unit condo offers the perfect balance of tranquil living and everyday convenience. Ideally positioned, the desirable end-unit location allows for added natural light and extra privacy.

The home provides a peaceful retreat right outside your door surrounded by lush tropical landscaping overlooking the sparkling community pool. FRESHLY PAINTED THROUGHOUT-Natural Light fills the 2-bed-2-bath SPLIT-PLAN DESIGN. Featuring an inviting OPEN LAYOUT design for comfortable living and easy entertaining.

Spacious living-dining areas flow seamlessly into the ENCLOSED FLORIDA ROOM, glass windows w/screens allow you to enjoy relaxing tropical pool views year-round. The spacious backyard also offers the rare opportunity to create an additional patio space just off the Florida room for expanded outdoor living— perfect for relaxing, entertaining, or enjoying the beautiful surroundings year-round. The EAT-IN KITCHEN is bright and functional.

TILE FLOORING extends throughout all wet areas, including the kitchen, baths, foyer, and Florida room. Warm PARQUET FLOORING enhances the living rm, dining rm, and bedrms adding timeless character and charm. SOFT NEUTRAL COLOR PALETTE creates a BRIGHT, CLEAN, MOVE-IN-READY atmosphere throughout the home.

PRIMARY SUITE offers sliding glass doors leading directly to the Florida room, WALK-IN CLOSET, and a beautifully remodeled ENSUITE BATH with walk-in shower completed in 2026. 2nd bedrm is privately situated with direct ensuite access to the second full bath featuring a tub/shower combination, making it ideal for guests or family. Additional highlights: CEILING FANS-WINDOW BLINDS throughout, STORM DOORS-both the front entrance and Florida room, Attached 1-Car Garage w/Washer & Dryer area.

For added peace of mind, HOA has recently completed major exterior improvements: NEW ROOF, FRESH EXTERIOR PAINT, NEW GUTTERS/DOWNSPOUTS. HOA fee includes PREMIUM CABLE TV & HIGH SPEED INTERNET SERVICE adding exceptional value and convenience. The welcoming community is known for its beautifully maintained grounds, resort-style amenities, and vibrant social atmosphere of activitIes and events.

Residents enjoy access to a spacious CLUBHOUSE perfect for private entertaining, complete with a full kitchen/bar area, dining tables, reading and CARD GAME RM, and BILLIARDS/PING PONG RM. Outdoors, the community features 2 SWIMMING POOLS, lakeside PATIO equipped w/GRILLS, umbrella tables & chairs. Active lifestyles residents enjoy LIGHTED TENNIS/PICKLEBALL/BASKETBALL COURTS designed for comfortable evening play.

SHUFFLEBOARD COURTS, FITNESS CENTER, SAUNA, COVERED DOCK & BOAT LAUNCH. BOAT PARKING- WATER SPORTS RACK STORAGE AVAILABLE. Altamonte Springs-one of Central Florida’s most convenient locations-endless Shopping, Dining, Entertainment, Healthcare facilities, and major Medical/Hospital Complex.

Beautiful Florida Beaches, World-Famous Attractions, and 2 International Airports are all within an easy drive, making this an ideal full-time residence, seasonal retreat, or lock-and-leave lifestyle opportunity.

Description provided by SOUTHERN REALTY ENTERPRISES and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$259,900
Bed / bath2 / 2
Living area1,043 sq ft
Year built1985
Property typeCondominium
Garage1-car
MLS #O6408039
Listing status50 days on market

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~20 ft
Windstorm exposureLow
CountySeminole
Area listings668 active · 262 under contract
Estimated first-year tax~$2,729/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$249
Estimated monthly payment$1,735
Insurance (illustrative)$1k–$2k/yr
Comparable-sales median$80,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of SOUTHERN REALTY ENTERPRISES · Listing agent: Evelyn Hartnett · 407-869-0033Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$148,106the mess$187,740

Actual list price: $259,900 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 27% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 50 days on market vs. a 130-day community median
  • 662 active listings competing, 243 under contract

For reference, this home is listed at $259,900 ($249/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,043 sq ft × $142–$180/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 23, 2026.

Keep looking

Similar homes for sale near OAK HARBOUR SEC 3 A CONDO

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $259,900Momentum Realty · on market 50 days
Public records

Building permits

Permit history not yet linkedAdd county permit records via overrides
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$2,729/yr

A rough first-year estimate only, applying a typical Seminole rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$1k–$2k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~20 ft

Approximate parcel elevation from USGS. Run --online for a live reading.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Market data · public records

Recent sales activity in OAK HARBOUR SEC 3 A CONDO

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the OAK HARBOUR SEC 3 A CONDO neighborhood guide for more.

Comparable sales found
0

Recent nearby closings in the data set.

Community median sale price
$80,000

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$161

Canonical 12-month median $/sq ft. Reference only.

Go deeper on OAK HARBOUR SEC 3 A CONDO

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Seminole County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

School zoningThis address is in the Seminole County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

No closely comparable recent sales were found in this data set.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$1,191 – $1,733/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.1%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$581 – −$93At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.

  • Confirm roof age and condition during inspection.
  • Confirm HVAC age and condition during inspection.
  • Request current HOA documents before relying on dues or restrictions.
  • Obtain an insurance quote for this specific property.
  • Confirm school zoning directly with the district.
  • Order a survey to confirm lot boundaries.
  • Review permit history with the county.
  • Confirm whether flood insurance is required for this parcel.
  • Confirm square footage and room dimensions independently.
  • Ask the county how property taxes may change after a sale.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordrealMLS, refreshed twice daily (last: July 23, 2026)
Community market statsrealMLS closed sales, as of July 15, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

Why might my property taxes differ from the current owner's?

Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Where does the flood-zone information come from?

The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 626 RED OAK CIRCLE #106 in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.