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Live Market Pulse
26/100
Market Heat
Cooler than normal
2013 → 2026 · 83 at the 2022 peak
0 is Oak Harbour's coldest market since 2013, 100 its hottest. Today: 26. How it's scored

Photo via Stellar MLS

Built fromLive Stellar MLS data22 years of closingsUpdated twice daily

As of October 2026, Oak Harbour Sec 3 A Condo in Altamonte Springs, FL has 8 homes for sale, asking from $229,000 to $289,900 (median $279,950). Over the 12 months ending 2026-09-20, 10 recorded sales closed at a median of $307,500, $175 per square foot, a median 56 days on market, sellers accepting 92% of original asking (+4% versus the prior year). Homes listed or recently sold were built 1984–1988; 9 of 18 report an HOA (median $613/mo); none of the 18 geocoded homes sit in a FEMA special flood hazard zone (median elevation 95 ft). At the median price and Seminole County's FY2025-26 rate of 15.18 mills, annual property tax runs about $4,670 ($4,070 with the full homestead exemption).

Part of Oak Harbour, Altamonte Springs, FL — see all Oak Harbour homes for sale (9 listings across 3 sections in the MLS).

Oak Harbour Sec 3 A Condo key facts
LocationAltamonte Springs, Seminole County, FL · ZIP 32701
Home types (current listings and sales)condos 100%
Amenities listed by sellersClubhouse, Pool, Fitness Center, Tennis Court(s), Buyer Approval Required, Gated Community - No Guard
Sale prices, last 12 months$307,500 median across 10 closed sales · $175 per sq ft · +4.2% vs the prior 12 months
Days on market (closed sales)56 median
For sale right now8 active, 1 pending · median asking $279,950 · 10.7 months of supply

Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026. Market figures describe homes, not residents. Cite as: Momentum Realty, “Oak Harbour Sec 3 A Condo key facts,” movewithmomentum.com/neighborhoods/oak-harbour-sec-3-a-condo, data as of September 20, 2026.

Last 30 days in Oak Harbour: 3 new listings (median asking $275,900), 1 closed sale (median $284,000). As of October 2, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.

Live · Oak Harbour Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$308K ▲
Median sold · 12 mo
up 4.2% vs the prior 12 months
+4.2% ▲
1-yr price change
n = 10 and 7 sales in the two windows
$175/sf
Sold $/sqft · 12 mo
peak $265 in 2023
92.3%
Sale vs ask
+332%
T12M median vs 2012
from a $71K median in 2012
Tempo
10.7mo
Supply
3 to 6 months is the balanced band
56days
Median DOM · closed
4 days at the 2021 low
11%
Under contract
Seminole: 25% (570 of 2,246)
8 · 1
For sale · pending
live counts, refreshed twice daily
10
Sold · last 12 mo
10-yr average: about 5 a year
Track record · 22 years of records
1,778sqft
Median sold home size
12-mo windows, closed sales

Homes For Sale Right Now in Oak Harbour

Live MLS inventory for Oak Harbour. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Oak Harbour listings as of 2026-10-01, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026. Tap any home to ask about it.

Every Home for Sale in Oak Harbour Sec 3 A Condo Right Now (8)

All 8 active and pending Oak Harbour Sec 3 A Condo listings with a detail page, newest first, refreshed twice a day from the MLS.

Jon Brooks, founder of Momentum Realty
Jon's Current Read

Price here is a condition story, not a size story. With a median of $311,000 and a median of about $176 per square foot, what separates one sale from the next is the state of the unit and its updates, not a wide spread of floor plans. Buyers should read individual listings carefully rather than anchoring to the median.

The market posture is slow. A median of 62 days on market and a heat score of 29 point to a patient environment where well-priced, move-in-ready units still trade and overpriced ones sit. Sellers need to price to the condition of the unit from day one; buyers have room to be selective and to negotiate.

Oak Harbour Housing Pulse · Momentum Research · as of September 20, 2026

Oak Harbour right now

🟢 Buyer-leaning market. 10.7 months of supply and 11% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: High (9 active and pending listings, 10 closed sales in 12 months).

🟡 Still climbing. The trailing-12-month median ($308K) is up 4.2% from the prior 12 months ($295K) and up 332% since 2012. With about 5 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 20. Confidence: Medium (10 and 7 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated October 2, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Oak Harbour market snapshot (as of September 20, 2026): the median sale price is about $308K ($175 per sq ft over the trailing 12 months of closed sales), a median 56 days on market for closed sales, and 10.7 months of supply, a buyer-leaning market. The trailing-12-month median is up 4% from the prior 12 months and up 332% since 2012, computed from record-level Stellar MLS closed sales (10 closings in the current window).

In ZIP 32701 (Altamonte Springs), 266 homes closed in the last 12 months at a median of $368K ($222/sq ft), up 1.6% year over year, with a median 46 days on market. Right now 38 active and 15 pending listings put supply at about 3.6 months — a balanced market. See the live ZIP 32701 housing market and the Seminole County market.

Stellar MLS sales records identify 248 homes in Oak Harbour that have changed hands since 2007, built between 1974 and 1998 (median 1985), with a median living area of about 1,616 sq ft and a typical 3-bedroom, 2.5-bath layout; 87% are condominiums. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Oak Harbour Sec 3 A Condo is a condominium community in Altamonte Springs, Seminole County, where turnover is thin and the pace is unhurried. The long-run trend has been strong, up 336% since 2012, but the current market moves slowly and rewards careful pricing on both sides.

Best for

  • Buyers targeting a condo near the median of $311,000 who can wait for the right unit
  • Patient buyers who want leverage from longer days on market
  • Long-hold owners comfortable with a slow-moving, low-turnover market

Probably not for

  • Buyers who need to resell on a short timeline
  • Anyone expecting a fast, competitive bidding market
  • Sellers unwilling to price to the unit's actual condition from day one

Windows contain 0 to 13 sales each (10 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$100K$200K$300K20122014201620182020202220242026
Up 4.2% year over year; up 332% since 2012.
Every sale since 2004 · price vs size
$0$200K$400K1k2k2k
97 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$100$20020122014201620182020202220242026
Up from $58 in 2012 to a $265 peak in 2023; $175 now.
Median days on market · closed sales
05010015020122014201620182020202220242026
4 days at the 2021 low; 56 now.
Sale price vs original ask · median
85%90%95%100%20122014201620182020202220242026
92.3% now.
Homes sold per 12-mo window
051020122014201620182020202220242026
0 to 13 a year; 10 in the current window.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning2016202220242026
83 at the 2022 peak, 10 in the troughs, 26 now. Same score as the hero card, full history.
How much local inventory is already under contract

14% of homes for sale in ZIP 32701 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-02).

Oak Harbour Sec 3 A Condo Market Scorecard

Strong buyer's market

Oak Harbour Sec 3 A Condo is currently a strong buyer's market. About 9.6 months of supply, a median asking price of $279,950, and homes go under contract in about 88 days.

9.6
Months supply
$279,950
Median list
$298,500
Median sold
$163
Per sqft
88
Days on mkt
8/0/10
Active/Pend/Sold

Typical home value in the 32701 ZIP is $275,712, about 10.3% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in Oak Harbour Sec 3 A Condo, Altamonte Springs

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 14 listings
Distress share trend — 0.0% now (2026-09-13 → 2026-09-30)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.

Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Seminole County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Lake Orienta Elementary · Elementary
  • Milwee Middle · Middle
  • Lyman High · High

Zoned schools reflect the assignments reported on recent Oak Harbour listings and can change; always confirm with Seminole County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Oak Harbour address.

If we were buying in Oak Harbour today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Oak Harbour.

Best Buy
Buyers who want a Seminole County condo and are comfortable with a slow, thin market.
Biggest Risk
Low turnover and a soft heat score mean units can sit.
Sweet Spot
A move-in-ready unit priced honestly to its condition.
Avoid If
You need to resell quickly or want a fast, competitive market.

A slow market with a long track record

Two numbers frame this community. Over the past year the median is up 5.4%, and since 2012 it is up 336% — a long climb that has settled into a modest recent gain. Read that as a mature market rather than a runaway one, and do not treat past movement as a forecast.

The near-term signals ask for patience. With only 9 closings in the window and a median of 62 days to sell, this is a thin, slow market. Fewer trades mean each comparable carries more weight, so accurate pricing and clean condition matter more than usual.

“

The location and the amenities are priced into every listing in Oak Harbour. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
5.5C · Buy Score
Long-Term Appreciation10.0/10
Recent Direction7.0/10
Liquidity & Demand0.0/10
Pricing Power4.9/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (5.5). Basis: Long-Term Appreciation +332% since 2012; Recent Direction +4.2% year-over-year; Liquidity & Demand 10.7 months of supply; Pricing Power 92.3% sale-to-list. Refreshed with each data update.

Why work with Momentum here

In a thin, slow condo market like this, the margin comes from reading the few comparables correctly and pricing to a unit's actual condition. We tell sellers when their price is ahead of the market, and we help buyers use the longer days on market to negotiate rather than overpay.

Oak Harbour in 15 seconds.

Best forBuyers who want a Seminole County condo and are comfortable with a slow, thin market.
Biggest advantageA long-run track record with a modest recent gain.
Biggest riskLow turnover and a soft heat score mean units can sit.
Sweet spotA move-in-ready unit priced honestly to its condition.
Avoid ifYou need to resell quickly or want a fast, competitive market.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Oak Harbour Condos for Sale in Altamonte Springs, FL homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Oak Harbour Condos for Sale in Altamonte Springs, FL.
In short
  • HOA dues reported around $613/month (about $7,356/yr) · median of 171 MLS listings, most billed monthly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $613 per month ($7,356 a year) — the median AssociationFee across 171 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Oak Harbour sales matched to your home.

What is your Oak Harbour home worth?

Get a no-obligation home value based on real comparable sales in Oak Harbour, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Altamonte Springs →

Real comps, not an automated estimate.

Recently off market in Oak Harbour Sec 3 A Condo

Homes in Oak Harbour Sec 3 A Condo that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.

Frequently Asked Questions

What is the median home price in Oak Harbour?
The median sale price in Oak Harbour was $308K over the 12 months ending September 20, 2026 (10 closed sales, Stellar MLS).
How long do homes in Oak Harbour take to sell?
Homes that closed in the 12 months ending September 20, 2026 took a median 56 days on market (10 sales, Stellar MLS).
Is Oak Harbour a buyer's or seller's market right now?
As of September 20, 2026, Oak Harbour leans toward buyers: 10.7 months of supply at the current sales pace (Stellar MLS live counts).
Have Oak Harbour home prices gone up?
The trailing-12-month median is up 332% since 2012, from $71K to $308K (Stellar MLS closed records).
Who is the best real estate agent for Oak Harbour?
The best agent for Oak Harbour is one who actively works Altamonte Springs and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Oak Harbour.
How do I find a top Altamonte Springs real estate agent who knows Oak Harbour?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Oak Harbour and the wider Altamonte Springs area.
Can Momentum Realty connect me with an agent for Oak Harbour?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Oak Harbour purchase or sale - no call center and no pressure.
Where is Oak Harbour, and what county is it in?
Oak Harbour is in Altamonte Springs, Seminole County, FL, ZIP 32701. The community's center is about 7 miles south of the center of Altamonte Springs (straight-line).
Is Oak Harbour a good place to live?
That depends on your budget, commute and what you want in a home, so here is what the data says about Oak Harbour: the median sale price over the last 12 months was $308K (10 sales), 16% below the Altamonte Springs median of $365K; homes took a median 56 days to go under contract; supply is 10.7 months at the current sales pace, which favors buyers. The full numbers, price history and the flood and school sections are above.
Buyers targeting a condo near the median of $311,000 who can wait for the right unitExcellent fit
Patient buyers who want leverage from longer days on marketExcellent fit
Long-hold owners comfortable with a slow-moving, low-turnover marketExcellent fit
Buyers who need to resell on a short timelineProbably not
Anyone expecting a fast, competitive bidding marketProbably not
Sellers unwilling to price to the unit's actual condition from day oneProbably not

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: October 1, 2026)
Community market statsStellar MLS closed sales, 12-month windows ending September 20, 2026
Under-contract sharesStellar MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2004 (97 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

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CallFree valuation →
Thinking of selling in Oak Harbour Sec 3 A Condo? 10 recorded closings; median 56 days on market (window ending 2026-09-20). See the Seminole County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Oak Harbour with Momentum Realty’s local guides.

OHOak Harbour0.0 mi away · median $230K, 6 sales/12 moOHOak Harbour Condominium0.1 mi awayOHOak Harbour0.1 mi awayLOLake Orienta Hills0.1 mi away · 113 homes, built 1940–22OEOakland Estates0.2 mi away · 84 homes, built 1963–67

Browse all neighborhood guides →

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