4-Bedroom Golf-Course Home in COUNTRY CLUB OF OCALA
6692 SE 12th Circle, Ocala, FL 34480
Single Family Residence in COUNTRY CLUB OF OCALA · Built 2026
COUNTRY CLUB OF OCALA · Ocala, FL 34480 · Marion County
Listing data checked against the MLS November 13, 2026 at 12:32 PM ET · rechecked hourly
Listed by SELLSTATE NEXT GENERATION REALTY (MLS) · Page maintained by Momentum Realty (EAB RE Investments LLC) · Brittany Brooks, broker of record
4Bedrooms
4Bathrooms
3,359Sq Ft
2026Year Built
$461Per Sq Ft
3-car garageNew constructionFEMA Zone X4 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
260% above
$/sq ft vs community
$461 here vs $128 median sold (12 mo)
Buyer leverage
Buyer advantage
436 days on market
Zone X
Flood risk
Minimal hazard per FEMA; ~113 ft elevation
$4k–$7k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
6692 Se 12Th Circle in Country Club Of Ocala, Ocala is listed at $1,550,000 (3,359 sq ft, about $461 per sq ft). It has been listed Aug 31, 2025. Listing facts: new construction, HOA dues of $203/mo. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
New construction — built 2026
3,359 sq ft of living area
3-car garage
Listed at $1,550,000 — recent neighborhood median sale price ~$313,990 (nearby sales; deemed reliable, not an appraisal)
listed Aug 31, 2025
HOA $203/mo (per listing)
Listing description
About this home
Pre-Construction. To be built. Luxury Living in the Heart of Country Club of Ocala Welcome to this stunning 4-bedroom, 4-bathroom estate home with a 3-car garage, perfectly situated at the front of the beautiful Country Club of Ocala.
This home offers the ideal blend of elegance, functionality, and resort-style living. Step inside to an open-concept great room that flows seamlessly into a gourmet kitchen with a large walk-in pantry—perfect for both everyday living and entertaining. The private study provides a quiet retreat for work or relaxation.
The spacious primary suite is a true sanctuary, featuring his-and-hers walk-in closets and a luxurious bath with both a soaking tub and a walk-in shower. Each additional bedroom includes ample closet space, ensuring comfort and convenience for the whole family. Enjoy Florida living at its finest with a large lanai and a beautifully designed outdoor living area complete with a summer kitchen—perfect for hosting gatherings or simply relaxing.
Located within the Country Club of Ocala, residents enjoy world-class amenities including golf, tennis, pickleball, swimming, fitness center, and fine dining. This home combines refined style with everyday practicality, offering everything you need for both comfort and entertainment in one of Ocala’s most desirable communities. This custom build allows you to select your own finishes to create your dream home.
Description provided by SELLSTATE NEXT GENERATION REALTY and reproduced from the MLS; not independently verified.
Listing courtesy of SELLSTATE NEXT GENERATION REALTY · Listing agent: Ruth Irvin · 352-387-2383Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™ · automated estimate
The Messtimate
Our automated estimate of the likely sale-price range for this home — modeled from recent closed sales nearby adjusted to today's market, a local size-and-age model, and the county tax roll. It is an estimate, not an appraisal, not market value, and not an offer. A licensed agent's CMA sees the condition, the lot, and the live market that a model can't.
$457,700the mess$680,400
Directional estimate — built from 3 comparable closed sales within about 3 miles (same property type, closed within the last 18 months, each adjusted to today's market); a local size, age, bed and bath model fit on 52 nearby closed sales.
Track record: across 2,804 recent closed sales we scored, the closed price landed inside the Messtimate range 64% of the time; median miss 8.9% (closed sales statewide, FL + GA feeds that permit an automated estimate). Re-scored weekly; last 2026-11-10.
Actual list price: $1,550,000 ($461/sq ft) — the seller's asking price is not an input to this range; compare the two.
A 49% spread on the same house — here is what a model can't see:
Condition & finishes — as new construction, builder upgrades and finish level aren't in the model.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one.
Carrying costs & concessions — this home carries HOA dues of $203/mo; insurance, CDD/HOA and seller-paid buydowns change what a buyer actually pays.
And what the live market is doing right now:
2 active listings competing
Want a property-specific value from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market.
Methodology: 20th–80th percentile band combining time-adjusted $/sq ft of comparable closed sales (3) + a local hedonic fit (52 sales); MLS closed-sale records. Automated valuation model output for general information only — not an appraisal, not market value, not an offer, and not reviewed by a licensed appraiser. Updated November 10, 2026.
How it stacks up
Comparable recent sales
3 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Sold Jun 2026
$747,760
3907 SE 10TH AVENUE, OCALA
4 / 3 bd/ba · 2,909 sq ft · $257/sq ft
Courtesy of KELLER WILLIAMS CORNERSTONE RE · View details →
Sold Sep 2026
$313,990
4283 SW 69TH STREET, OCALA
5 / 3 bd/ba · 2,447 sq ft · $128/sq ft
Courtesy of DR HORTON REALTY OF WEST CENTRAL FLORIDA · View details →
Sold Aug 2026
$305,000
4319 SW 69TH STREET, OCALA
5 / 3 bd/ba · 2,447 sq ft · $125/sq ft
Courtesy of DR HORTON REALTY OF WEST CENTRAL FLORIDA · View details →
Median of these 3 sales: $313,990 ($128/sq ft). Directional only — a small or wide-radius sample. Shown for general reference only — not an appraisal or a statement of this home’s value.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$1,550,000
Bed / bath4 / 4
Living area3,359 sq ft
Year built2026
Property typeSingle Family Residence
Garage3-car
MLS #OM707917
Listing statuslisted Aug 31, 2025
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~113 ft
CountyMarion
Estimated first-year tax~$16,275/yr
CDD assessmentNone on record
HOA$203/mo
Calculated estimates
Price per sq ft$461
Estimated monthly payment$10,366
Insurance (illustrative)$4k–$7k/yr
Comparable-sales median$313,990
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing
Estimated monthly payment
$10,366/mo
Principal & interest $8,400/mo81%
Taxes $1,356/mo13%
Insurance $407/mo4%
HOA $203/mo2%
$10,366/mo at 20% down, 30-yr @ 7.18% · edit any field to update.
The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.
Property tax
Buy at the asking price of $1,550,000 and the first-year bill resets to about $18,275/yr (Marion County total millage 12.08 with homestead, FY2025-26); Save Our Homes caps later increases at 3%/yr.
HOA dues
$203/month per the listing record. Dues cover what the association documents say they cover; ask for the budget and reserve study before you close.
Home and flood insurance
The average Citizens Property Insurance premium in Marion County is $1,263/yr (1,973 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $3,500–$7,000/yr; neither is a quote. Flood: this address maps to FEMA zone X, outside the high-risk zone; flood insurance is optional but most lenders and insurers recommend it. Statewide, a zone X flood policy runs about $500–$700/yr (FEMA Risk Rating 2.0 averages, not a quote).
Roof and age
Built in 2026. A newer roof and current wind-mitigation features usually mean the lower end of insurance quotes; ask for the wind-mitigation form.
Estimated carrying cost at the asking price, before the mortgage: about $1,831/month (tax $1,523, HOA $203, insurance $105). An estimate from the sources above, not a quote; the monthly-cost calculator on this page adds the loan.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$16,275/yr
Estimate: a typical Marion effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
Not reported
The MLS listing does not report a CDD amount. Many Florida communities have one; it shows on the county tax bill — confirm with the tax collector or the listing agent.
Insurance (illustrative range)
$4k–$7k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.
HOA
$203/mo
Per the MLS listing. Confirm exact dues and what they include with the association.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~113 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
County hazard risk ratings (FEMA National Risk Index, county level)
Hazard risk
Natural hazard risk
FEMA National Risk Index for Marion County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
HurricaneRelatively High
Coastal floodingVery Low
Inland floodingRelatively Moderate
Heat waveRelatively Moderate
WildfireRelatively Moderate
TornadoRelatively High
LightningVery High
Strong windRelatively High
DroughtRelatively Low
HailVery Low
Cold waveRelatively High
Winter weatherVery Low
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Internet & broadband — how to check availability for this address
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
Momentum Research · COUNTRY CLUB OF OCALA
Pricing & the COUNTRY CLUB OF OCALA market
How this home is priced against recent nearby sales, and where COUNTRY CLUB OF OCALA has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Property timeline
This home’s history
2026BuiltPer public record
About Aug 2025Listed (per MLS)Approximate list date from the MLS cumulative days-on-market count (listed about Aug 31, 2025)
Jul 10, 2026First seen on our siteObserved at $1,550,000
NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Transparency
Price & listing history
Listed for $1,550,000SELLSTATE NEXT GENERATION REALTY · listed Aug 31, 2025
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
Momentum Scores
Momentum Property Score
35/100
Strongest on: Flood safety (95), Insurance cost (80)
0 limited50100 exceptional
35/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area0
This home $461/sq ft vs the community 12-month median $128/sq ft.
Affordability0
List price $1,550,000 vs the community median $313,990. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~113 ft elevation. Verify the parcel with FEMA.
Insurance cost80
From FEMA Zone X and a 2026 build. Obtain a property-specific quote.
Buyer competition0
100% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).
Coverage: 5 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟡 Asking $461 per square foot, about 260% above the community’s $128 median. COUNTRY CLUB OF OCALA’s 12-month median sold price per square foot is $128. MLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
What’s unique here: a golf-course community, no CDD assessment.
Checked against the MLS November 13, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by SELLSTATE NEXT GENERATION REALTY · MLS # OM707917
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Keep looking
Similar homes for sale near COUNTRY CLUB OF OCALA
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Oct 2026 · Civic
Ocala council to vote on $13.4 million for 85 vehicles and equipment
The council will consider a $13,378,535 purchase of 85 new and replacement vehicles and heavy equipment on Nov. 3. Fire Rescue gets more than $5.5 million, including a tower ladder truck, fire engine and heavy rescue vehicle, with the rest spread across police, public works, utilities, parks and the airport. Purchases would use cooperative contracts and the Fleet Capital Improvement Plan.
Why it matters: Replacing aging fire apparatus and public works equipment supports city service capacity as Ocala grows. The site is about 5 miles north of Country Club Of.
City of Ocala eliminates its annual business tax receipt
Ordinance 2027-1 ends the yearly business tax receipt that businesses needed to operate within Ocala city limits. Staff estimate the change costs about $300,000 a year in revenue. The city will not penalize late renewals and is reviewing refunds, though state, federal and local licensing, zoning and permitting rules still apply.
Why it matters: Dropping the fee lowers a recurring cost for businesses operating inside city limits, which may ease new business openings. The site is about 5 miles north of Country Club Of.
Marion County School Board largely approves plan to replace 11 aging schools and close four over five years
On August 11, 2026 the school board approved most of its Future-Focused Operations Plan, which replaces 11 facilities, closes four schools and removes 86 portable buildings. Belleview and Belleview-Santos elementaries would combine in a new southeast school, and Sparr, Anthony and Reddick-Collier would merge into a new north-end elementary opening in 2029-30. A replacement Lake Weir Middle is slated for 2027-28, and the Wyomina Park Elementary rezoning decision was delayed.
Why it matters: School attendance zones and campus locations will shift over the next five years, which affects school access for neighborhoods in Belleview, north Marion and central Ocala. The site is about 5 miles north of Country Club Of.
Ocala approves large mixed-use development with up to 2,700 residences in southwest Ocala
The Ocala City Council approved a mixed-use development on about 251 acres along Southwest 43rd Court in southwest Ocala, clearing the way for up to roughly 2,700 residential units along with nearly one million square feet of commercial, office, and retail space.
Why it matters: A mixed-use community of this scale adds substantial future housing and commercial space to southwest Ocala, the kind of growth that can shape demand and pricing for nearby communities. The site is about 5 miles west of Country Club Of.
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Schools currently assigned to this address in Marion County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
GRADEB
Shady Hill Elementary SchoolAssigned elementary school · Marion County School District · Grade B (Florida DOE 2025-26)
GRADEA
Belleview Middle SchoolAssigned middle school · Marion County School District · Grade A (Florida DOE 2025-26)
GRADEC
Belleview High SchoolAssigned high school · Marion County School District · Grade C (Florida DOE 2025-26)
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Nearby & guides
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Items worth confirming for 6692 Se 12Th Circle, chosen from what the record shows. This is general guidance, not advice about this specific property.
New construction: get the builder's warranty terms and the certificate of occupancy in writing, and ask which finishes shown are upgrades.
HOA dues are listed at $203/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
Get a homeowners insurance quote for this specific address in Marion County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Listed living area is 3,359 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $16,275/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance
Data sources & freshness
Listing record
Stellar MLS, checked against the MLS hourly (last: November 13, 2026)
Comparable sales
Stellar MLS closed sales within about 3 miles, last 18 months, as of August 2, 2026
Flood zone & elevation
FEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly cost
Typical county effective rate applied to the list price; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 6692 Se 12Th Circle and when was it built?
Per the listing record, 6692 Se 12Th Circle was built in 2026 and has 3,359 sq ft of living area, 4 bedrooms and 4.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 6692 Se 12Th Circle in?
6692 Se 12Th Circle is in Country Club Of Ocala in Ocala, Marion County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 6692 Se 12Th Circle have an HOA, and how much are the dues?
The listing reports HOA dues of $203 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 6692 Se 12Th Circle differ from the current owner's?
The estimate on this page (about $16,275 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 6692 Se 12Th Circle in a flood zone?
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
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Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
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1 / 1 photosListing courtesy of SELLSTATE NEXT GENERATION REALTY
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
