3 bedroom Villa at 704 Chipper Drive, Sun City Center Unit 274 & 2, Sun City Center — photo 1Front elevation
Active Villa
$359,900
3-Bedroom Villa in SUN CITY CENTER UNIT 274 & 2

704 Chipper Drive, Sun City Center, FL 33573

Villa in SUN CITY CENTER UNIT 274 & 2 · No CDD
SUN CITY CENTER UNIT 274 & 2 · Sun City Center, FL 33573 · Hillsborough
Listing data updated September 23, 2026 · refreshed twice daily
3Bedrooms
2Bathrooms
1,862Sq Ft
2016Year Built
$193Per Sq Ft
2-car garageNo CDD
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
8% above
$/sq ft vs community
$193 here vs $179 median sold (12 mo)
Buyer leverage
Seller-leaning
2.4-month supply
2.4 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 2 of 2
Price vs recent sales
Asking $360k tops 2 of the last 2 closed sales

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of September 23, 2026, 704 Chipper Drive in Sun City Center Unit 274 & 2, Sun City Center is listed at $359,900 (1,862 sq ft, about $193 per sq ft). That is 16% above Sun City Center Unit 274 & 2's median closed sale of $310,000 over the last 12 months (192 recorded sales). It came to market within the past week. Listing facts: built in 2016, HOA dues of $300/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2016 · 10 yrs
  • 1,862 sq ft of living area
  • 2-car garage
  • Listed at $359,900 — recent neighborhood median sale price ~$310,000 (nearby sales; deemed reliable, not an appraisal)
  • Active listing
  • HOA $300/mo (per listing)
Momentum Research · sun city center unit 52

Pricing & the sun city center unit 52 market

How this home is priced against recent nearby sales, and where sun city center unit 52 has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales712 CHIPPER DRIVE712 CHIPPER DRIVE: $172/sq ft$172804 CHIPPER DRIVE804 CHIPPER DRIVE: $189/sq ft$189This homeThis home: $193/sq ft$193Community median $179

Price vs. size in sun city center unit 52

Each dot is a closed sale since 2004 (1411 total). This home is the gold marker.

$12k$507k$1.0M7432,0863,430This home: $359,900, 1,862 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2012–2026. This home lists at $193/sq ft.

$87$156$2252012: $11220122013: $1122014: $10120142015: $1082016: $11120162017: $1082018: $12420182019: $1282021: $17120212022: $1982023: $21220232024: $2022025: $18520252026: $1792026

Median sale price by year

12-month median closed price, 2012–2026.

$145k$268k$390k2012: $222k20122013: $210k2014: $169k20142015: $195k2016: $195k20162017: $180k2018: $237k20182019: $212k2021: $300k20212022: $355k2023: $366k20232024: $352k2025: $310k20252026: $310k2026

Market Heat by year (0–100)

Momentum Market Heat, 2013–2026. Now 48 (normal).

1252922013: 4420132014: 202015: 6620152016: 592017: 5120172018: 362019: 2020192022: 842023: 7220232024: 422025: 3020252026: 482026
Property timeline

This home’s history

  • 2016BuiltPer public record
  • Sep 23, 2026First trackedObserved at $359,900
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$2,640/mo
  • Principal & interest $1,906/mo 72%
  • Taxes $315/mo 12%
  • Insurance $120/mo 5%
  • HOA $300/mo 11%

$2,640/mo at 20% down, 30-yr @ 6.95% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Momentum Scores

Momentum Property Score

42/100
Strongest on: Pricing power (71), Market liquidity (63)
0 limited50100 exceptional

42/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area30
This home $193/sq ft vs the community 12-month median $179/sq ft.
Affordability23
List price $359,900 vs the community median $310,000. Not a measure of personal affordability.
Market liquidity63
Community median 58 days on market, ~2.4 months of supply (12-month record).
Renovation upside10
From a 2016 build and $193/sq ft vs the community median $179/sq ft. Not a condition assessment.
Pricing power71
Recent sales closed at about 93.8% of original asking (~6.2% below). More room below asking generally favors buyers.
Market timing52
Momentum Market Heat is 48/100 (normal). Cooler readings generally favor buyers; hotter readings favor sellers.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $193 per square foot, about 8% above the community’s $179 median. sun city center unit 52’s 12-month median sold price per square foot is $179. Median sold price per square foot is up 0.0% year over year. Confidence: Very High · 192 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

78% of homes in sun city center unit 52 are owner-occupied. An estimated 22% are non-owner-occupied, including 1% held in a company or trust and 10% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 2083 homes matched. Community-level context.

Recent sun city center unit 52 sales closed near 93.8% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 37 active listings in sun city center unit 52, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 23, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Enjoy the ease of maintenance-free living in this gated community, located within the highly desirable Renaissance area of Sun City Center. This beautifully maintained Magnolia floor plan offers a spacious, thoughtfully designed layout with three bedrooms, two baths, a versatile den, and a two-car garage. A paver driveway and walkway, attractive landscaping, and inviting curb appeal welcome you into a bright, open interior featuring a generous foyer, high tray ceilings, upgraded lighting and ceiling fans, and a comfortable flow that works equally well for everyday living and entertaining.

The kitchen is positioned at the heart of the home and features 42-inch wood cabinetry, granite countertops, a coordinating glass tile backsplash, and plenty of workspace and storage. The kitchen opens directly to the dining and great room areas, creating an ideal gathering space for family and friends. The split-bedroom design provides excellent privacy.

Two spacious guest bedrooms and a full guest bath are located separately from the primary suite, while the flexible den can easily serve as a home office, study, fitness room, hobby space, or additional sitting area. The private primary suite offers a relaxing retreat with two walk-in closets and an ensuite bath featuring a dual-sink vanity, tiled walk-in shower, and separate water closet. The dedicated laundry room includes upper cabinetry, and additional storage.

Notable improvements include exterior painting in May 2023, upgraded landscape curbing in 2021, plantation shutters added in 2020. Sun City Center is a premier 55+ golf-cart community offering an extensive selection of amenities, including indoor and outdoor pools and spas, fitness facilities, a community hall, library, arts and crafts, pickleball, outdoor recreation, and golf. Verona residents also enjoy gated access, a neighborhood pool, and community social activities.

Ownership within the Renaissance area provides access to additional amenities just minutes away, including a separate fitness center, indoor walking track, resort-style pool, and both casual and formal dining. This is a wonderful opportunity to enjoy a spacious, low-maintenance home along with the active lifestyle and amenities that make Sun City Center such a sought-after community.

Description provided by COLDWELL BANKER REALTY and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$359,900
Bed / bath3 / 2
Living area1,862 sq ft
Year built2016
Property typeVilla
Garage2-car
MLS #TB8550933
Listing statusActive

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
Windstorm exposureLow
CountyHillsborough
Area listings37 active · 15 under contract
Estimated first-year tax~$3,779/yr
CDD assessmentNone on record
HOA (per listing)$300/mo

Calculated estimates

Price per sq ft$193
Estimated monthly payment$2,640
Insurance (illustrative)$1k–$2k/yr
Comparable-sales median$310,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of COLDWELL BANKER REALTY · Listing agent: Steve Thomas · 813-286-6563Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$294,196the mess$372,400

Actual list price: $359,900 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 27% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — this home carries HOA dues of $300/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.

And here's what the live market is doing — which the number above ignores entirely:

  • 37 active listings competing, 14 under contract
  • 2.4 months of supply
  • 185 closed here in the last 12 months

For reference, this home is listed at $359,900 ($193/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,862 sq ft × $158–$200/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 23, 2026.

Keep looking

Similar homes for sale near SUN CITY CENTER UNIT 274 & 2

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in SUN CITY CENTER UNIT 274 & 2

  • 1106 Emerald Dunes Drive · $469,900 · 3 bd / 2.0 ba · listed September 19, 2026 (courtesy of CENTURY 21 BEGGINS ENTERPRISES)
  • 202 Cactusflower Lane · $265,000 · 2 bd / 2.0 ba · listed September 12, 2026 (courtesy of FLORIDA COMMERCIAL GROUP)
  • 207 Amesbury Circle · $450,000 · 3 bd / 2.0 ba · listed September 11, 2026 (courtesy of COLDWELL BANKER REALTY)
  • 308 Caloosa Palms Court · $379,900 · 2 bd / 2.0 ba · listed September 10, 2026 (courtesy of RE/MAX REALTY UNLIMITED)
  • 907 Bluewater Drive · $279,400 · 2 bd / 2.0 ba · listed September 10, 2026 (courtesy of AZURE REAL ESTATE & PROPERTY MANAGEMENT GROUP LLC)
  • 1601 New Bedford Drive · $235,000 · 2 bd / 2.0 ba · listed September 9, 2026 (courtesy of CENTURY 21 BEGGINS ENTERPRISES)

Recently off market in SUN CITY CENTER UNIT 274 & 2

Transparency

Price & listing history

Listed for $359,900Momentum Realty · on market 0 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$3,779/yr

A rough first-year estimate only, applying a typical Hillsborough rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$1k–$2k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$300/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Seen enough photos?

Want to see 704 CHIPPER DRIVE?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by COLDWELL BANKER REALTY · MLS # TB8550933

Request a showing

or call (904) 351-6461
Market data · public records

Recent sales activity in SUN CITY CENTER UNIT 274 & 2

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the SUN CITY CENTER UNIT 274 & 2 neighborhood guide for more.

Comparable sales found
2

Recent nearby closings in the data set.

Community median sale price
$310,000

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$179

Canonical 12-month median $/sq ft. Reference only.

Go deeper on SUN CITY CENTER UNIT 274 & 2

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Hillsborough County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEC
Cypress Creek-HBAssigned elementary school · Hillsborough County School District · Grade C (Florida DOE 2025-26)
GRADEC
Shields-HBAssigned middle school · Hillsborough County School District · Grade C (Florida DOE 2025-26)
GRADEB
Lennard-HBAssigned high school · Hillsborough County School District · Grade B (Florida DOE 2025-26)
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

Community 12-month median: $179/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$1,650 – $2,399/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate3.6%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,036 – −$362At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

Items worth confirming for 704 Chipper Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2016: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
  • HOA dues are listed at $300/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Hillsborough County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 1,862 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $3,779/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed twice daily (last: September 23, 2026)
Community market statsStellar MLS closed sales, as of September 20, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 704 Chipper Drive and when was it built?

Per the listing record, 704 Chipper Drive was built in 2016 and has 1,862 sq ft of living area, 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 704 Chipper Drive in?

704 Chipper Drive is in Sun City Center Unit 274 & 2 in Sun City Center, Hillsborough County. The community section on this page shows recent closed sales, days on market, and active inventory for Sun City Center Unit 274 & 2 from the same MLS data.

Does 704 Chipper Drive have an HOA, and how much are the dues?

The listing reports HOA dues of $300 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 704 Chipper Drive differ from the current owner's?

The estimate on this page (about $3,779 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 704 Chipper Drive in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 704 CHIPPER DRIVE in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.