New — 3 days on market Single Family Residence
$549,000
3-Bedroom Pool Home in HUNTINGTON WOODS UNREC AKA MARINA CITY

7232 E TURNER CAMP ROAD, INVERNESS, FL 34453

Single Family Residence in HUNTINGTON WOODS UNREC AKA MARINA CITY, INVERNESS · No CDD
HUNTINGTON WOODS UNREC AKA MARINA CITY · INVERNESS, FL 34453 · Citrus
Listing data updated August 24, 2026 · refreshed twice daily
3Bedrooms
2Bathrooms
2,862Sq Ft
1986Year Built
$192Per Sq Ft
Private pool4-car garageNo CDDFEMA Zone X
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
12% above
$/sq ft vs community
$192 here vs $171 median sold (12 mo)
Buyer leverage
Seller-leaning
3 days on market
Zone X
Flood risk
Minimal hazard per FEMA; ~20 ft elevation
$2k–$5k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights
  • No CDD assessment on record
  • Built 1986 · 40 yrs
  • 2,862 sq ft of living area
  • 4-car garage
  • New to market
  • HOA ~$50/mo (estimate; confirm)
Momentum Research · CITRUS SPGS UNIT 20

Pricing & the CITRUS SPGS UNIT 20 market

How this home is priced against recent nearby sales, and where CITRUS SPGS UNIT 20 has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

Price vs. size in CITRUS SPGS UNIT 20

Each dot is a closed sale since 2012 (1225 total). This home is the gold marker.

$3k$385k$767k4542,3784,302This home: $549,000, 2,862 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2017–2026. This home lists at $192/sq ft.

$62$126$1902017: $7420172018: $7920182019: $9120192021: $14520212022: $15720222023: $15920232024: $17120242025: $17720252026: $1712026

Median sale price by year

12-month median closed price, 2017–2026.

$116k$206k$295k2017: $134k20172018: $150k20182019: $174k20192021: $215k20212022: $243k20222023: $266k20232024: $275k20242025: $278k20252026: $270k2026

Market Heat by year (0–100)

Momentum Market Heat, 2017–2026. Now 33 (cold).

2050792017: 3020172018: 2620182019: 4220192021: 7320212022: 7320222023: 6120232024: 6220242025: 5120252026: 332026
Property timeline

This home’s history

  • 1986BuiltPer public record
  • Aug 4, 2026First trackedObserved at $549,000
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$3,653/mo
  • Principal & interest $2,825/mo 77%
  • Taxes $480/mo 13%
  • Insurance $298/mo 8%
  • HOA $50/mo 1%

$3,653/mo at 20% down, 30-yr @ 6.67% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Momentum Scores

Momentum Property Score

52/100
Strongest on: Flood safety (95), Buyer competition (74)
0 limited50100 exceptional

52/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area19
This home $192/sq ft vs the community 12-month median $171/sq ft.
Affordability0
List price $549,000 vs the community median $269,900. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~20 ft elevation. Verify the parcel with FEMA.
Insurance cost59
From FEMA Zone X and a 1986 build. Obtain a property-specific quote.
Market liquidity52
Community median 60 days on market (12-month record).
Renovation upside46
From a 1986 build and $192/sq ft vs the community median $171/sq ft. Not a condition assessment.
Buyer competition74
26% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).
Pricing power58
Recent sales closed at about 96.5% of original asking (~3.5% below). More room below asking generally favors buyers.
Market timing67
Momentum Market Heat is 33/100 (cold). Cooler readings generally favor buyers; hotter readings favor sellers.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $192 per square foot, about 12% above the community’s $171 median. CITRUS SPGS UNIT 20’s 12-month median sold price per square foot is $171. Median sold price per square foot is down 2.9% year over year. Confidence: Very High · 407 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

Recent CITRUS SPGS UNIT 20 sales closed near 96.5% of original asking. Cash paid for about 26% of recent closings here.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending July 15, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 1062 active listings in CITRUS SPGS UNIT 20, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated August 24, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Welcome to your private retreat in Inverness! Situated on 2.81 fully cleared, gated acres, this exceptional Citrus County property offers a rare opportunity for MULTIGENERATIONAL LIVING, a home-based business, hobby enthusiast, or future income potential! A 1,000-square-foot detached building equipped with electric as well as plumbing that runs under the structure, so it's ready to be transformed into a guest house, second residence, private office, studio, or continue serving as an impressive workshop.

Listed SIGNIFICANTLY BELOW APPRAISED VALUE, this move-in-ready property offers built-in equity and over $100,000 in completed upgrades and improvements! The detached structure also features a two-car garage and rear carport, creating endless possibilities for extended family living, RV and boat storage, equipment storage, hobby space, or a home-based business. The main residence offers an attached two-car garage with additional storage and a desirable split-bedroom floor plan, with the spacious primary suite privately separated from the secondary bedrooms.

Major improvements have already been completed for the next owner, providing peace of mind for years to come. In 2022, updates included a new water heater, A/C unit, electrical panels, pool decking, screen enclosure, vinyl fencing, and a new 120-foot-deep well that is connected to the home generator as well. In 2023, the home received all new windows.

Additional upgrades include a whole-home water filtration system, regularly serviced septic system, and a new battery for the whole-home generator installed in 2025. Outside, enjoy the privacy and freedom that only acreage can provide. The property features a gated entrance, fully cleared land, and no rear or side neighbors, creating a peaceful setting rarely found in today's market.

Relax in the screened-in pool and covered lanai while taking in the tranquil surroundings and expansive views of your private property. With plenty of room for RVs, boats, trailers, recreational vehicles, work equipment, and outdoor toys, this property offers the space, flexibility, and privacy that are increasingly difficult to find. Whether you're looking for a private family compound, multigenerational living setup, workshop space, home business opportunity, or simply room to spread out and enjoy the Florida lifestyle, this property delivers outstanding versatility and value.

Enjoy the best of both worlds—private country living with convenient access to everyday amenities. Located just minutes from shopping, dining, medical facilities, and the Tsala Apopka Chain of Lakes, this property offers easy access to boating, fishing, kayaking, and outdoor recreation. You'll be approximately 20 minutes from Ocala, 30 minutes from The Villages, 25 minutes from Crystal River and the Gulf Coast, and about 90 minutes from Orlando, major airports, and world-famous attractions.

Properties offering this combination of cleared acreage, privacy, a detached secondary structure with utilities already in place, extensive upgrades, a whole-home generator, and no neighboring homes directly behind or beside you are becoming increasingly rare. Be sure to review the attached features and upgrades sheet, and contact us for additional information regarding the appraisal, completed improvements, and unique opportunities this incredible property provides.

Description provided by EXP REALTY LLC and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$549,000
Bed / bath3 / 2
Living area2,862 sq ft
Year built1986
Property typeSingle Family Residence
Garage4-car
PoolYes
MLS #O6413355
Listing statusNew — 3 days on market

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~20 ft
Windstorm exposureLow
CountyCitrus
Area listings1062 active · 331 under contract
Estimated first-year tax~$5,764/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$192
Estimated monthly payment$3,653
Insurance (illustrative)$2k–$5k/yr
Comparable-sales median$269,900

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of EXP REALTY LLC · Listing agent: Angie Owens · 888-883-8509Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$429,300the mess$549,504

Actual list price: $549,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 28% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 3 days on market vs. a 60-day community median
  • 1056 active listings competing, 303 under contract

For reference, this home is listed at $549,000 ($192/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 2,862 sq ft × $150–$192/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated August 24, 2026.

Keep looking

Similar homes for sale near HUNTINGTON WOODS UNREC AKA MARINA CITY

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $549,000Momentum Realty · on market 3 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$5,764/yr

A rough first-year estimate only, applying a typical Citrus rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$2k–$5k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~20 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Market data · public records

Recent sales activity in HUNTINGTON WOODS UNREC AKA MARINA CITY

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the HUNTINGTON WOODS UNREC AKA MARINA CITY neighborhood guide for more.

Comparable sales found
0

Recent nearby closings in the data set.

Community median sale price
$269,900

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$171

Canonical 12-month median $/sq ft. Reference only.

Go deeper on HUNTINGTON WOODS UNREC AKA MARINA CITY

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Citrus County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEB
Hernando ElementaryAssigned elementary school · Citrus County School District · Grade B (Florida DOE 2025-26)
GRADEC
Inverness Middle SchoolAssigned middle school · Citrus County School District · Grade C (Florida DOE 2025-26)
GRADEC
Citrus High SchoolAssigned high school · Citrus County School District · Grade C (Florida DOE 2025-26)
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

No closely comparable recent sales were found in this data set.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$2,516 – $3,660/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.3%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,213 – −$183At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.

  • Confirm roof age and condition during inspection.
  • Confirm HVAC age and condition during inspection.
  • Request current HOA documents before relying on dues or restrictions.
  • Obtain an insurance quote for this specific property.
  • Confirm school zoning directly with the district.
  • Order a survey to confirm lot boundaries.
  • Review permit history with the county.
  • Confirm whether flood insurance is required for this parcel.
  • Confirm square footage and room dimensions independently.
  • Ask the county how property taxes may change after a sale.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed twice daily (last: August 24, 2026)
Community market statsStellar MLS closed sales, as of July 15, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

Why might my property taxes differ from the current owner's?

Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Where does the flood-zone information come from?

The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 7232 E TURNER CAMP ROAD in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.