3 bedroom Single Family Residence at 733 1/2 New Jersey Street, Belmont Sub 1st Add, Clearwater — photo 1
33 days on market (MLS) Single Family Residence ▼ Price cut: $25,000 (10/8)
$325,000
3-Bedroom Home in BELMONT SUB 1ST ADD

733 1/2 New Jersey Street, Clearwater, FL 33756

Single Family Residence in BELMONT SUB 1ST ADD, CLEARWATER · No CDD on record
BELMONT SUB 1ST ADD · Clearwater, FL 33756 · Pinellas County
Listing data updated October 18, 2026 at 6:14 AM ET · checked against the MLS hourly
3Bedrooms
2Bathrooms
1,248Sq Ft
1959Year Built
$260Per Sq Ft
1-car garageNo CDD on record
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
35% above
$/sq ft vs community
$260 here vs $193 median sold (12 mo)
Buyer leverage
Strong buyer advantage
33 days on market
12.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$2k–$3k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Below all 12
Price vs recent sales
Asking $325k is at or below all 12 recent closed sales

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 18, 2026, 733 1/2 New Jersey Street in Belmont Sub 1St Add, Clearwater is listed at $325,000 (1,248 sq ft, about $260 per sq ft). That is 29% above Belmont Sub 1St Add's median closed sale of $251,000 over the last 12 months (1 recorded sales). Per square foot it is above the community's recent $193/sq ft by about 35%. It has been 33 days on market. Listing facts: built in 1959, no HOA. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1959 · 67 yrs
  • 1,248 sq ft of living area
  • 1-car garage
  • Listed at $325,000 — recent neighborhood median sale price ~$251,000 (nearby sales; deemed reliable, not an appraisal)
  • 33 days on market
  • No HOA reported by the listing (confirm)
Listing description

About this home

Under contract-accepting backup offers. TURNKEY, INCOME-PRODUCING SHORT-TERM RENTAL NEAR CLEARWATER BEACH! This is not simply a home with Airbnb potential—733 1/2 New Jersey Street is an established vacation rental with documented Airbnb and VRBO booking history, offered fully furnished and ready for its next owner.

Whether you're looking to add a Florida vacation rental to your portfolio, purchase your first investment property, or own a second home that can generate income while you're away, this property offers a head start that many investment properties simply don't. This updated 3-bedroom, 2-bath home offers 1,248 square feet of comfortable living space and a flexible layout designed to accommodate both owners and guests. Major improvements include a 2023 roof, hurricane-rated impact windows and doors and energy-efficient mini-split systems throughout.

Recent improvements have further refreshed the home with new trim and molding, refinished ceilings and fresh interior paint throughout numerous rooms, creating a cleaner, more updated presentation. Inside, guests will find an inviting living area, updated flooring throughout, three comfortable bedrooms and two full bathrooms. Outside, the fully fenced backyard provides additional space to relax and entertain, with low-maintenance artificial turf—an especially attractive feature for an investment property.

And here's where this opportunity becomes interesting: the rental history is already established. The property began generating meaningful Airbnb revenue in late 2025, producing $14,233.45 in Airbnb gross earnings from September through December alone. From January 1 through September 10, 2026, Airbnb reported more than $32,000 in additional gross earnings, while the property has also generated bookings through VRBO.

Rental documentation is available for qualified buyers. The property has historically been self-managed by the current owners, providing the next investor with the opportunity to continue the existing operation or introduce professional management, enhanced guest amenities, revenue management and other strategies to further develop the vacation-rental experience. Conveniently located in Clearwater with easy access to Clearwater Beach, shopping, dining and Tampa Bay area attractions, this property combines an established rental history with the flexibility of a Florida second home or investment property.

Offered at $350,000. Furnishings included. Established rental history.

Turnkey opportunity. Schedule your private showing and request the available rental performance information.

Description provided by SMITH & ASSOCIATES REAL ESTATE and reproduced from the MLS; not independently verified.

Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Listing agent: Kirsten Kelley · 813-839-3800Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$325,000
Bed / bath3 / 2
Living area1,248 sq ft
Year built1959
Property typeSingle Family Residence
Garage1-car
MLS #TB8547751
Listing status33 days on market (MLS)

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
Ground elevation~65 ft
CountyPinellas
Area listings1 active · 1 under contract
Estimated first-year tax~$3,412/yr
CDD assessmentNone on record
HOANone reported

Calculated estimates

Price per sq ft$260
Estimated monthly payment$2,261
Insurance (illustrative)$2k–$3k/yr
Comparable-sales median$251,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$2,261/mo
  • Principal & interest $1,800/mo 80%
  • Taxes $284/mo 13%
  • Insurance $176/mo 8%

$2,261/mo at 20% down, 30-yr @ 7.4% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

What it really costs to own 733 1/2 New Jersey Street

The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.

HOA duesThe listing states there is no HOA.
Home and flood insuranceThe average Citizens Property Insurance premium in Pinellas County is $1,911/yr (20,791 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $1,500–$3,000/yr; neither is a quote.
Roof and ageBuilt in 1959. An original roof would be about 67 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report and ask for the roof permit date.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$3,412/yr

Estimate: a typical Pinellas effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$2k–$3k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
None reported

The listing reports no HOA. Confirm with the county record that no mandatory association applies.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
~65 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Pinellas County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Pinellas County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery High
Coastal floodingVery High
Inland floodingRelatively High
Heat waveRelatively Moderate
WildfireRelatively Low
TornadoVery High
LightningVery High
Strong windRelatively Moderate
DroughtVery Low
HailRelatively High
Cold waveVery High

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Belmont Sub 1St Add

Pricing & the Belmont Sub 1St Add market

How this home is priced against recent nearby sales, and where Belmont Sub 1St Add has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales731 PATTERSON STREET731 PATTERSON STREET: $128/sq ft$128731 PATTERSON STREET731 PATTERSON STREET: $128/sq ft$128722 16TH AVENUE722 16TH AVENUE: $258/sq ft$258722 16TH AVENUE722 16TH AVENUE: $258/sq ft$258This homeThis home: $260/sq ft$260Community median $193

Median $/sq ft by year

Community sold $/sq ft, 2017–2023. This home lists at $260/sq ft.

$70$181$2932017: $9120172022: $24720222023: $2712023

Median sale price by year

12-month median closed price, 2017–2023.

$61k$179k$298k2017: $84k20172022: $185k20222023: $275k2023
Property timeline

This home’s history

  • 1959BuiltPer public record
  • About Sep 2026Listed (per MLS)MLS reports 33 cumulative days on market as of October 18, 2026
  • Sep 12, 2026First seen on movewithmomentum.comObserved at $350,000
  • Oct 8, 2026Price cut$325,000 (-$25,000, -7.1%)
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $325,000Momentum Realty · on market 33 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

4 closed sales in BELMONT SUB 1ST ADD in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 4 sales: $251,000 ($193/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™ · automated estimate

The Messtimate

Our automated estimate of the likely sale-price range for this home — modeled from recent closed sales nearby adjusted to today's market, a local size-and-age model, and the county tax roll. It is an estimate, not an appraisal, not market value, and not an offer. A licensed agent's CMA sees the condition, the lot, and the live market that a model can't.

$163,400the mess$180,600

Directional estimate — built from 4 comparable closed sales in BELMONT SUB 1ST ADD (same property type, closed within the last 18 months, each adjusted to today's market).

Track record: across 2,977 recent closed sales we scored, the closed price landed inside the Messtimate range 58% of the time; median miss 9.5% (closed sales statewide, FL + GA feeds that permit an automated estimate). Re-scored weekly; last 2026-10-18.

Actual list price: $325,000 ($260/sq ft) — the seller's asking price is not an input to this range; compare the two.

A 11% spread on the same house — here is what a model can't see:

  • Condition & updates — a 1959 home may have had its roof, kitchen, or HVAC replaced since, or not; the model can't see either.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one.
  • Carrying costs & concessions — insurance, CDD/HOA and seller-paid buydowns change what a buyer actually pays.

And what the live market is doing right now:

  • 0 active listings competing, 1 under contract
  • ≈12.0 months of supply
  • 2 closed here in the last 12 months
Want a property-specific value from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market.

Selling your own home? Try the Messtimate on your address →

Methodology: 20th–80th percentile band combining time-adjusted $/sq ft of comparable closed sales (4); MLS closed-sale records. Automated valuation model output for general information only — not an appraisal, not market value, not an offer, and not reviewed by a licensed appraiser. Updated October 18, 2026.

Momentum Scores

Momentum Property Score

12/100
Strongest on: Market liquidity (35), Affordability (1)
0 limited50100 exceptional

12/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area0
This home $260/sq ft vs the community 12-month median $193/sq ft.
Affordability1
List price $325,000 vs the community median $251,000. Not a measure of personal affordability.
Market liquidity35
Community inventory, ~12.0 months of supply (12-month record).

Coverage: 3 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $260 per square foot, about 35% above the community’s $193 median. Belmont Sub 1St Add’s 12-month median sold price per square foot is $193. Confidence: Low · 1 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

50% of homes in Belmont Sub 1St Add are owner-occupied. An estimated 50% are non-owner-occupied, including 18% held in a company or trust and 6% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 186 homes matched. Community-level context.

What’s unique here: one of only 1 active listings in Belmont Sub 1St Add, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 18, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by SMITH & ASSOCIATES REAL ESTATE · MLS # TB8547751

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Keep looking

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Go deeper

More on BELMONT SUB 1ST ADD

Go deeper on BELMONT SUB 1ST ADD

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Pinellas County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEA
Mildred Helms Elementary-PNAssigned elementary school · Pinellas County School District · Grade A (Florida DOE 2025-26)
GRADEC
Largo Middle-PNAssigned middle school · Pinellas County School District · Grade C (Florida DOE 2025-26)
GRADEB
Largo High-PNAssigned high school · Pinellas County School District · Grade B (Florida DOE 2025-26)
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 733 1/2 New Jersey Street, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1959 (67 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Pinellas County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 1,248 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $3,412/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordStellar MLS, checked against the MLS hourly (last: October 18, 2026)
Comparable salesStellar MLS closed sales in BELMONT SUB 1ST ADD, last 18 months, as of September 20, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 733 1/2 New Jersey Street and when was it built?

Per the listing record, 733 1/2 New Jersey Street was built in 1959 and has 1,248 sq ft of living area, 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 733 1/2 New Jersey Street in?

733 1/2 New Jersey Street is in Belmont Sub 1St Add in Clearwater, Pinellas County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 733 1/2 New Jersey Street have an HOA?

The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.

Why might property taxes on 733 1/2 New Jersey Street differ from the current owner's?

The estimate on this page (about $3,412 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 733 1/2 New Jersey Street in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.