3 bedroom Single Family Residence at 894 JOAN STREET, DUNEDIN MANOR SUB, DUNEDIN — photo 1Front elevation
3 bedroom Single Family Residence at 894 JOAN STREET, DUNEDIN MANOR SUB, DUNEDIN — photo 2Living space
3 bedroom Single Family Residence at 894 JOAN STREET, DUNEDIN MANOR SUB, DUNEDIN — photo 3Kitchen
3 bedroom Single Family Residence at 894 JOAN STREET, DUNEDIN MANOR SUB, DUNEDIN — photo 4Owner's suite
3 bedroom Single Family Residence at 894 JOAN STREET, DUNEDIN MANOR SUB, DUNEDIN — photo 5Exterior / yardView all 6 photos →
37 days on market Single Family Residence
$600,000
3-Bedroom Pool Home in DUNEDIN MANOR SUB

894 JOAN STREET, DUNEDIN, FL 34698

Single Family Residence in DUNEDIN MANOR SUB · No CDD
DUNEDIN MANOR SUB · DUNEDIN, FL 34698 · Pinellas
Listing data updated September 12, 2026 · refreshed twice daily
3Bedrooms
1Bathrooms
1,458Sq Ft
1956Year Built
$412Per Sq Ft
Private pool1-car garageNo CDDFEMA Zone X
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
7% above
$/sq ft vs community
$412 here vs $386 median sold (12 mo)
Buyer leverage
Strong seller market
37 days on market
No active listings
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~26 ft elevation
$2k–$6k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 1 of 2
Price vs recent sales
Asking $600k tops 1 of the last 2 closed sales

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of September 12, 2026, 894 Joan Street in Dunedin Manor Sub, Dunedin is listed at $600,000 (1,458 sq ft, about $412 per sq ft). That sits within a few percent of Dunedin Manor Sub's median closed sale of $548,166 over the last 12 months (2 recorded sales). It has been 37 days on market. Listing facts: built in 1956, a private pool, no HOA. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1956 · 70 yrs
  • 1,458 sq ft of living area
  • 1-car garage
  • Listed at $600,000 — recent neighborhood median sale price ~$548,166 (nearby sales; deemed reliable, not an appraisal)
  • 37 days on market
  • HOA ~$50/mo (estimate; confirm)
Momentum Research · Dunedin Manor Sub

Pricing & the Dunedin Manor Sub market

How this home is priced against recent nearby sales, and where Dunedin Manor Sub has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales874 JOAN STREET874 JOAN STREET: $286/sq ft$286This homeThis home: $412/sq ft$412783 MANOR DRIVE783 MANOR DRIVE: $485/sq ft$485Community median $386
Property timeline

This home’s history

  • 1956BuiltPer public record
  • Aug 4, 2026First trackedObserved at $600,000
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$4,017/mo
  • Principal & interest $3,116/mo 78%
  • Taxes $525/mo 13%
  • Insurance $326/mo 8%
  • HOA $50/mo 1%

$4,017/mo at 20% down, 30-yr @ 6.76% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Momentum Scores

Momentum Property Score

56/100
Strongest on: Flood safety (95), Renovation upside (70)
0 limited50100 exceptional

56/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area33
This home $412/sq ft vs the community 12-month median $386/sq ft.
Affordability34
List price $600,000 vs the community median $548,166. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~26 ft elevation. Verify the parcel with FEMA.
Insurance cost50
From FEMA Zone X and a 1956 build. Obtain a property-specific quote.
Renovation upside70
From a 1956 build and $412/sq ft vs the community median $386/sq ft. Not a condition assessment.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $412 per square foot, about 7% above the community’s $386 median. Dunedin Manor Sub’s 12-month median sold price per square foot is $386. Confidence: Low · 2 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

What’s unique here: no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 12, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Under contract-accepting backup offers. Welcome home to this beautifully updated pool home in the highly sought-after Dunedin Manor neighborhood, where coastal charm meets everyday convenience. Perfectly positioned just 1 mile from the heart of Downtown Dunedin, you'll love living in one of Florida's most desirable golf cart-friendly communities.

Cruise to locally owned restaurants, rooftop bars, craft breweries, boutique shopping, coffee shops, waterfront parks, live music, and the countless festivals that make Dunedin such a vibrant place to call home. Situated on a beautifully landscaped corner lot, this 3-bedroom, 1-bathroom home offers nearly 1,500 square feet of thoughtfully designed living space. As you step inside, gorgeous laminate wood flooring flows throughout the spacious living and dining room combination, creating a warm and inviting atmosphere.

Renovated in 2019, the kitchen is sure to impress with granite countertops, abundant wood cabinetry, a Frigidaire glass cooktop with stainless steel vent hood, stainless steel appliances, a wet bar sink, and a built-in wine refrigerator. A charming eat-in dining area showcases beautiful wood ceiling detailing and French doors that open directly to the backyard, seamlessly blending indoor and outdoor living. French doors lead into the spacious primary bedroom, while the additional bedrooms offer comfortable accommodations for family or guests.

The updated bathroom features an oversized vanity and a tub/shower combination. An office or study nook provides the perfect work-from-home space. An interior laundry room with a utility sink and ample storage adds everyday functionality.

Step outside to the backyard you’ve been dreaming of. Designed for entertaining and enjoying Florida’s year-round sunshine, the spectacular outdoor living space features a free-form saltwater pool surrounded by an expansive paver deck. Complete with a tranquil fountain, sun shelf with a built-in umbrella holder, and a brand-new 2025 pool pump, this private backyard oasis is equally suited for relaxing afternoons or hosting family and friends.

On the opposite side of the pool, a lush, green grassy yard offers plenty of space for pets, play, or gardening, all maintained with a cost-saving reclaimed irrigation system. A storage shed provides additional space for tools, pool equipment, or outdoor gear, making this outdoor retreat as functional as it is beautiful. Built with solid block construction and located in flood zone X, where flood insurance is not required, this home also offers valuable peace of mind with major updates already completed, including a new HVAC system (2025), complete home replumb (2026), and tankless water heater (2022).

Living in Dunedin Manor means embracing the Florida lifestyle. Outdoor enthusiasts will appreciate being just minutes from the Pinellas Trail, Edgewater Park, TD Ballpark, home of the Toronto Blue Jays' spring training, and the award-winning beaches of Honeymoon Island State Park. Enjoy easy access to grocery stores, shopping, medical facilities, and countless dining options, while Clearwater, Palm Harbor, Safety Harbor, and Tampa are all just a short drive away.

Whether you're searching for a primary residence, vacation home, or seasonal retreat, this is the one for you. Schedule your showing today!

Description provided by COASTAL PROPERTIES GROUP INTERNATIONAL and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$600,000
Bed / bath3 / 1
Living area1,458 sq ft
Year built1956
Property typeSingle Family Residence
Garage1-car
PoolYes
MLS #TB8526239
Listing status37 days on market

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~26 ft
Windstorm exposureLow
CountyPinellas
Area listings0 active · 1 under contract
Estimated first-year tax~$6,300/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$412
Estimated monthly payment$4,017
Insurance (illustrative)$2k–$6k/yr
Comparable-sales median$548,166

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL · Listing agent: Mimi DeSetto · 727-493-1555Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$495,720the mess$629,856

Actual list price: $600,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 27% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a 1956 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
  • The pool — a private pool carries cost and value that living area doesn't capture.

And here's what the live market is doing — which the number above ignores entirely:

  • 0 active listings competing, 1 under contract
  • 2 closed here in the last 12 months

For reference, this home is listed at $600,000 ($412/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,458 sq ft × $340–$432/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 12, 2026.

Keep looking

Similar homes for sale near DUNEDIN MANOR SUB

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $600,000Momentum Realty · on market 37 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$6,300/yr

A rough first-year estimate only, applying a typical Pinellas rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$2k–$6k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~26 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Seen enough photos?

Want to see 894 JOAN STREET?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by COASTAL PROPERTIES GROUP INTERNATIONAL · MLS # TB8526239

Request a showing

or call (904) 351-6461
Market data · public records

Recent sales activity in DUNEDIN MANOR SUB

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the DUNEDIN MANOR SUB neighborhood guide for more.

Comparable sales found
2

Recent nearby closings in the data set.

Community median sale price
$548,166

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$386

Canonical 12-month median $/sq ft. Reference only.

Go deeper on DUNEDIN MANOR SUB

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Pinellas County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEA
Dunedin Elementary-PNAssigned elementary school · Pinellas County School District · Grade A (Florida DOE 2025-26)
GRADEA
Dunedin Highland Middle-PNAssigned middle school · Pinellas County School District · Grade A (Florida DOE 2025-26)
GRADEA
Dunedin High-PNAssigned high school · Pinellas County School District · Grade A (Florida DOE 2025-26)
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

Community 12-month median: $386/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$2,750 – $4,000/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.3%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,347 – −$222At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

Items worth confirming for 894 Joan Street, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1956 (70 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in Pinellas County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
  • Listed living area is 1,458 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $6,300/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed twice daily (last: September 12, 2026)
Community market statsStellar MLS closed sales, as of September 12, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 894 Joan Street and when was it built?

Per the listing record, 894 Joan Street was built in 1956 and has 1,458 sq ft of living area, 3 bedrooms and 1.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 894 Joan Street in?

894 Joan Street is in Dunedin Manor Sub in Dunedin, Pinellas County. The community section on this page shows recent closed sales, days on market, and active inventory for Dunedin Manor Sub from the same MLS data.

Does 894 Joan Street have an HOA?

The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.

Why might property taxes on 894 Joan Street differ from the current owner's?

The estimate on this page (about $6,300 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 894 Joan Street in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 894 JOAN STREET in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.