4 bedroom Townhouse at 8972 Cat Palm Road, Paradise Palms Resort Ph 1, Kissimmee — photo 1Front elevation
Active Townhouse
$334,900
4-Bedroom Pool Home in PARADISE PALMS RESORT PH 1

8972 Cat Palm Road, Kissimmee, FL 34747

Townhouse in PARADISE PALMS RESORT PH 1, KISSIMMEE · No CDD
PARADISE PALMS RESORT PH 1 · Kissimmee, FL 34747 · Osceola
Listing data updated September 21, 2026 · refreshed twice daily
4Bedrooms
3Bathrooms
1,902Sq Ft
2010Year Built
$176Per Sq Ft
Private poolNo CDD4 bedrooms
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
in line with
$/sq ft vs community
$176 here vs $174 median sold (12 mo)
Buyer leverage
Strong buyer advantage
10.8-month supply
10.8 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 3 of 6
Price vs recent sales
Asking $335k tops 3 of the last 6 closed sales

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of September 21, 2026, 8972 Cat Palm Road in Paradise Palms Resort Ph 1, Kissimmee is listed at $334,900 (1,902 sq ft, about $176 per sq ft). It came to market within the past week. Listing facts: built in 2010, a private pool, HOA dues of $761/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2010 · 16 yrs
  • 1,902 sq ft of living area
  • Listed at $334,900 — recent neighborhood median sale price ~$327,500 (nearby sales; deemed reliable, not an appraisal)
  • Active listing
  • HOA $761/mo (per listing)
Momentum Research · Paradise Palms Resort

Pricing & the Paradise Palms Resort market

How this home is priced against recent nearby sales, and where Paradise Palms Resort has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales8971 CALIFORNIA PALM ROAD8971 CALIFORNIA PALM ROAD: $147/sq ft$1478975 CALIFORNIA PALM ROAD8975 CALIFORNIA PALM ROAD: $166/sq ft$1668958 CANDY PALM ROAD8958 CANDY PALM ROAD: $167/sq ft$167This homeThis home: $176/sq ft$1768974 CANDY PALM ROAD8974 CANDY PALM ROAD: $180/sq ft$1808966 CALIFORNIA PALM ROAD8966 CALIFORNIA PALM ROAD: $188/sq ft$1888980 CANDY PALM ROAD8980 CANDY PALM ROAD: $195/sq ft$195Community median $174
Property timeline

This home’s history

  • 2010BuiltPer public record
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$2,953/mo
  • Principal & interest $1,773/mo 60%
  • Taxes $293/mo 10%
  • Insurance $125/mo 4%
  • HOA $761/mo 26%

$2,953/mo at 20% down, 30-yr @ 6.95% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Based on certified county tax roll
Estimated property taxes after purchase
$4,350/yr
$362/mo·effective rate ~1.30%
Estimated from today’s asking price and current Osceola County tax rates.
⚠️

Many first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.

Current owner pays $4,425/yr ($369/mo)
-$75 more each year
(--2%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$14,209
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$304,100
Market value
$289,891
Assessed
$289,891
Taxable
Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Historical tax data loading…
A market / assessed / taxable trend chart appears here once the prior-year rolls are ingested.

Sources: Florida DOR certified tax roll (2025), Stellar MLS. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.

Momentum Scores

Momentum Property Score

36/100
Strongest on: Price vs area (47), Affordability (46)
0 limited50100 exceptional

36/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area47
This home $176/sq ft vs the community 12-month median $174/sq ft.
Affordability46
List price $334,900 vs the community median $327,500. Not a measure of personal affordability.
Renovation upside17
From a 2010 build and $176/sq ft vs the community median $174/sq ft. Not a condition assessment.
Buyer competition33
67% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $176 per square foot, about in line with the community’s $174 median. Paradise Palms Resort’s 12-month median sold price per square foot is $174. MLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

5% of homes in Paradise Palms Resort are owner-occupied. An estimated 95% are non-owner-occupied, including 33% held in a company or trust and 56% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 326 homes matched. Community-level context.

What’s unique here: no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 21, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Welcome to your private Florida retreat located in the stunning Paradise Palms Resort community! This beautifully maintained 4-bedroom, 3-bathroom townhome with a dedicated parking spot, is perfectly situated within in walking distance from all the on site facilities which include a clubhouse, resort pool, movie theater, tiki bar, gym and game room. Once you step inside the home you discover a bright, open floor plan designed for comfortable living and effortless entertaining, complemented by ceramic tile, fresh paint and carpet that is less than 12 months old.

The large kitchen with granite counter tops and wooden cabinetry fuse perfectly with the living and dining area to afford an inclusive area overlooking the screened in pool and deck. The split-bedroom layout provides a large first floor bedroom and full guest bathroom with the master/en suite and a further 2 bedrooms along with a shared bathroom on the second floor. Enjoy the Florida lifestyle year-round with your large screened-in pool deck, perfect for relaxing or entertaining.

Located just minutes from Disney World, shopping, dining, and major highways, this home offers the best of both worlds—peaceful surroundings with easy access to everything Central Florida has to enjoy. Whether you're looking for a primary residence, vacation getaway, or income-producing property, this is an opportunity you don’t want to miss!

Description provided by SOUTH ORANGE PROPERTY & REAL ESTATE SERVICES INC and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$334,900
Bed / bath4 / 3
Living area1,902 sq ft
Year built2010
Property typeTownhouse
PoolYes
MLS #S5157712
Listing statusActive

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
Windstorm exposureLow
CountyOsceola
Estimated first-year tax~$3,516/yr
CDD assessmentNone on record
HOA (per listing)$761/mo

Calculated estimates

Price per sq ft$176
Estimated monthly payment$2,953
Insurance (illustrative)$1k–$2k/yr
Messtimate range$315,732 – $357,576
Comparable-sales median$327,500

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of SOUTH ORANGE PROPERTY & REAL ESTATE SERVICES INC · Listing agent: Deborah Mansell · 407-851-7002Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$315,732the mess$357,576

Actual list price: $334,900 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 13% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — this home carries HOA dues of $761/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.
  • The pool — a private pool carries cost and value that living area doesn't capture.

And here's what the live market is doing — which the number above ignores entirely:

  • 36 active listings competing, 5 under contract
  • 40 closed here in the last 12 months

For reference, this home is listed at $334,900 ($176/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,902 sq ft × $166–$188/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 21, 2026.

Keep looking

Similar homes for sale near PARADISE PALMS RESORT PH 1

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in PARADISE PALMS RESORT PH 1

  • 3027 Beach Palm Avenue #3027 · $345,000 · 4 bd / 3.0 ba · listed September 18, 2026 (courtesy of DOLBY PROPERTIES INC)
  • 8978 California Palm Road · $339,000 · 4 bd / 3.0 ba · listed September 18, 2026 (courtesy of MS LAND & BUILDING LLC)
  • 8964 Cat Palm Road · $410,000 · 5 bd / 4.0 ba · listed September 15, 2026 (courtesy of NONA LEGACY POWERED BY LA ROSA)
  • 8951 California Palm Road · $389,000 · 5 bd / 4.0 ba · listed September 10, 2026 (courtesy of THE JERRY BARKER GROUP LLC)
  • 3071 Beach Palm Avenue · $399,000 · 5 bd / 4.0 ba · listed September 10, 2026 (courtesy of LA ROSA REALTY LLC)
  • 8938 Cuban Palm Road · $490,000 · 5 bd / 4.0 ba · listed September 10, 2026 (courtesy of LA ROSA REALTY ORLANDO LLC)

Recently off market in PARADISE PALMS RESORT PH 1

Transparency

Price & listing history

Listed for $334,900Momentum Realty · on market 0 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$3,516/yr

A rough first-year estimate only, applying a typical Osceola rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$1k–$2k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$761/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Seen enough photos?

Want to see 8972 CAT PALM ROAD?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by SOUTH ORANGE PROPERTY & REAL ESTATE SERVICES INC · MLS # S5157712

Request a showing

or call (904) 351-6461
Market data · public records

Recent sales activity in PARADISE PALMS RESORT PH 1

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the PARADISE PALMS RESORT PH 1 neighborhood guide for more.

Comparable sales found
6

Recent nearby closings in the data set.

Community median sale price
$327,500

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$174

Canonical 12-month median $/sq ft. Reference only.

Go deeper on PARADISE PALMS RESORT PH 1

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Osceola County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

Celebration K-8Assigned elementary school · Osceola County School District
West SideAssigned middle school · Osceola County School District
GRADEB
Celebration HighAssigned high school · Osceola County School District · Grade B (Florida DOE 2025-26)
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

Community 12-month median: $174/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$1,535 – $2,233/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate1.8%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,461 – −$832At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

Items worth confirming for 8972 Cat Palm Road, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2010 (16 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • HOA dues are listed at $761/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Osceola County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
  • Listed living area is 1,902 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $3,516/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed twice daily (last: September 21, 2026)
Community market statsStellar MLS closed sales, as of July 13, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 8972 Cat Palm Road and when was it built?

Per the listing record, 8972 Cat Palm Road was built in 2010 and has 1,902 sq ft of living area, 4 bedrooms and 3.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 8972 Cat Palm Road in?

8972 Cat Palm Road is in Paradise Palms Resort Ph 1 in Kissimmee, Osceola County. The community section on this page shows recent closed sales, days on market, and active inventory for Paradise Palms Resort Ph 1 from the same MLS data.

Does 8972 Cat Palm Road have an HOA, and how much are the dues?

The listing reports HOA dues of $761 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 8972 Cat Palm Road differ from the current owner's?

The estimate on this page (about $3,516 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 8972 Cat Palm Road in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 8972 CAT PALM ROAD in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.