3 bedroom Single Family Residence at 94 Bird Of Paradise Drive, Palm Coast Sec 35, Palm Coast — photo 1
37 days on market (MLS) Single Family Residence ▼ Price cut: $5,000 (10/8)
$264,900
3-Bedroom Home in PALM COAST SEC 35

94 Bird Of Paradise Drive, Palm Coast, FL 32137

Single Family Residence in PALM COAST SEC 35 · No CDD on record
PALM COAST SEC 35 · Palm Coast, FL 32137 · Flagler County
Listing data updated October 14, 2026 at 10:06 AM ET · checked against the MLS hourly
3Bedrooms
2Bathrooms
1,370Sq Ft
2003Year Built
$193Per Sq Ft
2-car garageNo CDD on record
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
in line with
$/sq ft vs community
$193 here vs $193 median sold (12 mo)
Buyer leverage
Buyer advantage
37 days on market
1455.3 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 1 of 12
Price vs recent sales
Asking $265k tops 1 of the last 12 closed sales

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 14, 2026, 94 Bird Of Paradise Drive in Palm Coast Sec 35, Palm Coast is listed at $264,900 (1,370 sq ft, about $193 per sq ft). That is 18% below Palm Coast Sec 35's median closed sale of $322,500 over the last 12 months (24 recorded sales). It has been 37 days on market, well inside the community's typical 133 days. Listing facts: built in 2003, no HOA. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2003 · 23 yrs
  • 1,370 sq ft of living area
  • 2-car garage
  • Listed at $264,900 — recent neighborhood median sale price ~$322,500 (nearby sales; deemed reliable, not an appraisal)
  • 37 days on market
  • No HOA reported by the listing (confirm)
Listing description

About this home

Virtually Staged. Virtually Staged. "One or more photo(s) was virtually staged." This contemporary property features an open floor plan that connects living spaces throughout, with 3 bedrooms and 2 bathrooms designed for comfortable daily living.

The like new interior and tasteful landscaping create an inviting setting ready for immediate occupancy. The split bedroom layout positions the primary suite separately from the secondary bedrooms, offering privacy and flexibility for residents or guests. Tile flooring runs throughout the common areas with carpet in the bedrooms providing durability and easy maintenance in high-traffic areas.

The kitchen centers on a functional island and includes stainless steel appliances for everyday cooking and entertaining needs. The island provides additional counter space and storage while creating a natural gathering spot for casual meals and conversation. Central air conditioning maintains comfortable temperatures year-round, ensuring climate control during Florida's warm seasons.

A two car garage provides secure parking and convenient storage for vehicles, tools, and seasonal items. The location offers excellent access to quality education, with Belle Terre Elementary and Indian Trails Middle Schools just 1 mile away for residents with school-age household members. Palm Coast Parkway is 3 miles from the property, providing convenient access to shopping centers, restaurants, and essential services.

The Atlantic coastline lies 15 miles east offering beach access for weekend recreation and water activities. Historic downtown St. Augustine is 24 miles away, featuring colonial architecture, museums, and cultural attractions for weekend exploration.

The area combines suburban convenience with proximity to both natural recreation and historic destinations.

Description provided by HOME ONE REALTY LLC and reproduced from the MLS; not independently verified.

Listing courtesy of HOME ONE REALTY LLC · Listing agent: Jack Bailey · 386-677-9947Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$264,900
Bed / bath3 / 2
Living area1,370 sq ft
Year built2003
Property typeSingle Family Residence
Garage2-car
MLS #V4951008
Listing status37 days on market (MLS)

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
Ground elevation~25 ft
CountyFlagler
Area listings72 active · 17 under contract
Estimated first-year tax~$3,150/yr
CDD assessmentNone on record
HOANone reported

Calculated estimates

Price per sq ft$193
Estimated monthly payment$1,842
Insurance (illustrative)$1k–$2k/yr
Messtimate range$297,290 – $500,050
Comparable-sales median$322,500

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$1,842/mo
  • Principal & interest $1,467/mo 80%
  • Taxes $262/mo 14%
  • Insurance $112/mo 6%

$1,842/mo at 20% down, 30-yr @ 7.4% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Certified tax roll · county-average rate
Estimated property taxes after purchase
$3,150/yr
≈ $262/mo·effective rate ~1.19%
Estimate: asking price less the $50,000 homestead exemption × Flagler County rate (14.65 mills, county-average millage, 2025; verify with the property appraiser). Not a bill.
Current owner’s estimated bill $3,225/yr ($269/mo) — taxable value $219,696 × 14.65 mills
About the same each year
(−2%)

The estimate for a new owner and the current owner’s estimated bill are within a few percent of each other. Exemptions, portability and any change in millage will move the actual bill.

$219,696
Market value
$219,696
Assessed
$219,696
Taxable

Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.

Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Sources: Florida DOR certified tax roll (2025), Stellar MLS; millage: Florida TaxWatch 2025 How Florida Counties Compare (county-average millage); school portion estimated at ~42% of total, capped at 6.50 mills. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.

What it really costs to own 94 Bird Of Paradise Drive

The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.

Property taxThe current owner's bill is about $3,225/yr (certified county roll, taxable value × millage). Buy at the asking price of $264,900 and the first-year bill resets to about $3,150/yr (the parcel is matched to the certified roll; asking price less the $50,000 homestead exemption × 14.65 mills (county-average millage, estimate)); Save Our Homes caps later increases at 3%/yr.
HOA duesThe listing states there is no HOA.
Home and flood insuranceThe average Citizens Property Insurance premium in Flagler County is $1,626/yr (435 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $1,000–$2,000/yr; neither is a quote.
Roof and ageBuilt in 2003. An original roof would be about 23 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report and ask for the roof permit date.

Estimated carrying cost at the asking price, before the mortgage: about $398/month (tax $262, insurance $136). An estimate from the sources above, not a quote; the monthly-cost calculator on this page adds the loan.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$1k–$2k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
None reported

The listing reports no HOA. Confirm with the county record that no mandatory association applies.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
~25 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Flagler County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Flagler County, FL: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneRelatively High
Coastal floodingRelatively Moderate
Inland floodingRelatively Moderate
Heat waveRelatively Low
WildfireRelatively Low
TornadoRelatively Moderate
LightningRelatively Moderate
Strong windRelatively Low
DroughtVery Low
HailVery Low
Cold waveVery Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · PALM COAST SEC 35

Pricing & the PALM COAST SEC 35 market

How this home is priced against recent nearby sales, and where PALM COAST SEC 35 has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby salesThis homeThis home: $193/sq ft$193189 OAK LANE189 OAK LANE: $217/sq ft$217189 OAK LANE189 OAK LANE: $217/sq ft$21739 AVALON TERRACE39 AVALON TERRACE: $329/sq ft$32939 AVALON TERRACE39 AVALON TERRACE: $329/sq ft$32956 COLUMBIA LANE56 COLUMBIA LANE: $365/sq ft$36556 COLUMBIA LANE56 COLUMBIA LANE: $365/sq ft$365Community median $193
Property timeline

This home’s history

  • 2003BuiltPer public record
  • Sep 2, 2026First seen on movewithmomentum.comObserved at $269,900
  • Oct 8, 2026Price cut$264,900 (-$5,000, -1.9%)
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $264,900Momentum Realty · on market 37 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales within about 10 miles in Flagler County in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $322,500 ($193/sq ft). Directional only — a small or wide-radius sample. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$297,290the mess$500,050

Directional estimate — 6 comparable closed sales within about 10 miles in Flagler County, closed within the last 18 months, same property type, living area within 30% of this home.

Actual list price: $264,900 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 68% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 37 days on market vs. a 134-day community median
  • 1334 active listings competing, 355 under contract
  • 11 closed here in the last 12 months

For reference, this home is listed at $264,900 ($193/sq ft). The list price is the seller's asking price and is not derived from this range.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,370 sq ft × $217–$365/sq ft (interquartile band of 6 comparable closed sales within about 10 miles in Flagler County, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 14, 2026.

Momentum Scores

Momentum Property Score

55/100
Strongest on: Affordability (80), Pricing power (69)
0 limited50100 exceptional

55/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area50
This home $193/sq ft vs the community 12-month median $193/sq ft.
Affordability80
List price $264,900 vs the community median $322,500. Not a measure of personal affordability.
Market liquidity20
Community median 134 days on market (12-month record).
Pricing power69
Recent sales closed at about 94.2% of original asking (~5.8% below). More room below asking generally favors buyers.

Coverage: 4 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟢 Buyer-leaning conditions around this listing. 1455.3 months of supply in the surrounding market and 37 days on market for this home, against a 53-day area median.Days on market:this home 37Area median:  53 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by Stellar MLS. As of October 14, 2026.

🟡 Asking $193 per square foot, about in line with the community’s $193 median. PALM COAST SEC 35’s 12-month median sold price per square foot is $193. MLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

What’s unique here: no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 14, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by HOME ONE REALTY LLC · MLS # V4951008

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The street

Every home on Bird Of Paradise Drive: what is for sale, what sold and when, the homes and the communities along it.

Just listed: new homes for sale in Central Florida & Tampa Bay in the last 48 hours · updated hourly · RSS · Central Florida & Tampa Bay market today: new listings, price cuts, pendings

Go deeper

More on Flagler County

Explore Flagler County

Browse market data, schools, taxes, and homes for sale across the county.

Assigned schools

Assigned schools

Schools currently assigned to this address in Flagler County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEA
Belle Terre ElementaryAssigned elementary school · Flagler County School District · Grade A (Florida DOE 2025-26)
GRADEA
Indian Trails Middle-FCAssigned middle school · Flagler County School District · Grade A (Florida DOE 2025-26)
GRADEA
Matanzas HighAssigned high school · Flagler County School District · Grade A (Florida DOE 2025-26)
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 94 Bird Of Paradise Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2003 (23 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Flagler County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 1,370 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $3,150/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are approximately equal to the current owner’s estimated bill. Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordStellar MLS, checked against the MLS hourly (last: October 14, 2026)
Comparable salesStellar MLS closed sales within about 10 miles in Flagler County, last 18 months, as of October 14, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costCertified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 94 Bird Of Paradise Drive and when was it built?

Per the listing record, 94 Bird Of Paradise Drive was built in 2003 and has 1,370 sq ft of living area, 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 94 Bird Of Paradise Drive in?

94 Bird Of Paradise Drive is in Palm Coast Sec 35 in Palm Coast, Flagler County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 94 Bird Of Paradise Drive have an HOA?

The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.

Why might property taxes on 94 Bird Of Paradise Drive differ from the current owner's?

The estimate on this page (about $3,150 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are approximately equal to the current owner’s estimated bill. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 94 Bird Of Paradise Drive in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.