Palm Coast
Housing Market
Median sale price $414,450, down 0.7% year over year, with homes going under contract in about 120 days, 29 homes on the market.
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Housing Market Analyst
Inventory sits at 3.7 months of supply — balanced by the 3-to-6-month balanced benchmark, and 32% of listed homes are already under contract. Prices are down 0.7% versus the prior year, but sellers are still collecting 94.4% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.
Who has leverage right now
Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors neither side decisively.
- Prices — more likely to stabilize than fall sharply. Supply remains below balanced levels even as prices soften; without a meaningful inventory build, further declines tend to be shallow.
- Inventory — tightening over the tracked window; watch whether that holds through the season.
- Negotiating power — buyers gain ground as 32% of inventory sits under contract.
- Mortgage sensitivity — at 4.8× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here quickly.
Derived from current Palm Coast data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.
Where Palm Coast is hot — and where it isn't
Each dot is a community (10 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.
The read on Palm Coast
The median sale price across Palm Coast currently stands at $414,450, down 0.7% from a year ago. Buyers are paying a median of $215 per square foot. The typical home goes under contract in about 120 days. Sellers are capturing 94.4% of their original asking price on average.
There are 29 active listings on the market, with 13 more already under contract. At the current sales pace that works out to 3.7 months of supply — a seller-leaning market by the standard six-month benchmark. 92 homes closed here over the trailing 12 months.
Palm Coast prices sit below the Flagler County median by roughly 14%. Zillow's home value index for Flagler County stands at $350,828. About 28% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.
Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Palm Coast is 51 of 100 — balanced market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of August 6, 2026.
Palm Coast since 2012 — and where it’s heading
A median home here sold for $164,604 in 2012 and $444,233 over the last recorded year — 170% appreciation across 14 years of recorded sales. Cash buyers took 30% of recent sales, down from a 46% peak.
Median sale price · 2012–2026 (2,099 recorded sales)
Days on market by year
Cash buyers · share of sales
Home value trend · Flagler County (Zillow ZHVI)
For-sale inventory · county (Zillow)
Daily active vs pending · Flagler County (MLS)
What’s driving Palm Coast
Top inbound states: NY, NJ, CT, CA. Movers arriving report ~$91,988 average income. Source: IRS SOI county-to-county migration, 2022-2023
435 Citizens policies in force in Flagler County — the state-backed insurer of last resort. Budget insurance into any Flagler purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026
1,950 single-family · 636 multi-family · 21.2 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025
The calls we’re making from today’s data
The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.
Both sides have a case: buyers should negotiate on days-on-market, sellers should lean on the under-contract rate. Preparation, not the market, decides who wins a balanced tape.
Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.
Neighborhoods on the move
| Seminole WoodsPalm Coast | $375K | ▲ 9% |
| Pine LakePalm Coast | $365K | ▲ 4% |
| Palm HarborPalm Coast | $414K | ▲ 4% |
| Cypress KnollPalm Coast | $452K | ▲ -2% |
| Palm CoastPalm Coast | $320K | ▲ -7% |
| Grand HavenPalm Coast | $455K | ▼ 22% |
| Palm CoastPalm Coast | $320K | ▼ 7% |
| Cypress KnollPalm Coast | $452K | ▼ 2% |
| Palm HarborPalm Coast | $414K | ▼ 4% |
| Pine LakePalm Coast | $365K | ▼ 4% |
| Cypress KnollPalm Coast | $452K | 7 |
| Palm HarborPalm Coast | $414K | 6 |
| Grand HavenPalm Coast | $455K | 4 |
| Palm Coast PlantationPalm Coast | $537K | 4 |
| Seminole WoodsPalm Coast | $375K | 4 |
| Seminole WoodsPalm Coast | $375K | 72 days |
| Pine LakePalm Coast | $365K | 92 days |
| Cypress KnollPalm Coast | $452K | 106 days |
| Palm HarborPalm Coast | $414K | 106 days |
| Grand HavenPalm Coast | $455K | 162 days |
Palm Coast ZIP codes
Most active communities
Put this data to work
The questions people actually ask
Should I buy a house in Palm Coast right now?
The data says conditions currently favor neither side decisively in Palm Coast — the Momentum Score reads 51/100 with 3.7 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.
Is Palm Coast becoming more affordable?
Yes, modestly — the median sale price in Palm Coast is $414,450, down 0.7% versus the prior year, while sellers still capture 94.4% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.
Where are prices falling fastest in Palm Coast?
Among tracked communities with enough sales to measure, the sharpest 1-year median declines are Grand Haven (-22%); Palm Coast (-7%); Cypress Knoll (-2%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.
Which Palm Coast neighborhoods are most competitive?
Measured by speed of sale, the fastest-moving tracked communities right now are Seminole Woods (72 days); Pine Lake (92 days); Cypress Knoll (106 days) — homes there go under contract well ahead of the market-wide pace of 120 days.
How does Palm Coast compare to the rest of Flagler County?
Palm Coast's median of $414,450 runs 14% below the county-wide median of $480,000, and homes here take 120 days to go under contract versus 120 county-wide.
Palm Coast housing market FAQ
What is the median home price in Palm Coast?
The median sale price in Palm Coast is currently $414,450, down 0.7% from a year ago, based on MLS sales data updated August 6, 2026.
Is Palm Coast a buyer's or seller's market right now?
The data currently is roughly balanced. Palm Coast scores 51 of 100 on the Momentum Score, with 3.7 months of housing supply. Conditions change; this page updates daily.
How long do homes take to sell in Palm Coast?
The typical home in Palm Coast goes under contract in about 120 days, per current MLS data.
How many homes are for sale in Palm Coast?
There are approximately 29 active listings in Palm Coast as of August 6, 2026.
Are home prices in Palm Coast rising or falling?
Median sale prices are down 0.7% year over year based on a rolling comparison of MLS sales.
Momentum agents use this intelligence every day to price listings and write winning offers across Palm Coast. Talk through what the numbers mean for your move.
Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .
Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: August 6, 2026 at 7:18 PM ET
Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.