10 N 11th Avenue #102, Jacksonville Beach, FL 32250
Sources: realMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
As of September 25, 2026, 10 N 11TH Avenue #102 in Beachdrifter, Jacksonville Beach is listed at $524,000 (1,000 sq ft, about $524 per sq ft). It has been 207 days on market. Listing facts: built in 1984, waterfront, HOA dues of $1,025/mo. The parcel maps to FEMA flood zone AO, a special flood hazard area where lenders generally require flood insurance. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- No CDD assessment on record
- Built 1984 · 42 yrs
- 1,000 sq ft of living area
- 207 days on market
- HOA $1,025/mo (per listing)
This home’s history
- 1984BuiltPer public record
- Aug 13, 2026First trackedObserved at $549,999
- Sep 5, 2026Price cut$524,000
- NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Estimated monthly payment
- Principal & interest $2,775/mo 61%
- Taxes $498/mo 11%
- Insurance $284/mo 6%
- HOA $1,025/mo 22%
$4,582/mo at 20% down, 30-yr @ 6.95% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Property taxes
✓ Based on certified county tax rollMany first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.
Adjust for your exemptions, portability, and down payment
A market / assessed / taxable trend chart appears here once the prior-year rolls are ingested.
Sources: Florida DOR certified tax roll (2025), realMLS. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.
Momentum Property Score
44/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
🟡 Asking $524 per square foot, about in line with the community’s $524 median. Beachdrifter’s 12-month median sold price per square foot is $524. MLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
What’s unique here: one of only 2 active listings in Beachdrifter, no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated September 25, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
About this home
RARE opportunity to own TWO SIDE-BY-SIDE OCEANFRONT condos! See MLS# 2161348 for the adjacent unit. This FULLY FURNISHED 2BR/2BA ground-floor oceanfront condo is just steps from the Jacksonville Beach Pier, sandy beach and community pool.
The ground-floor location is especially sought-after by guests visiting the area for medical treatment, including those staying near Mayo Clinic, making this a unique rental advantage for investors. Enjoy the sound of crashing waves and seagulls from your living room, along with convenient access to the beach, pool and parking. SHORT-TERM RENTALS ALLOWED!
Already operating as a furnished STR/Airbnb, this is a turnkey investment ready from day one. Approximately 2 miles to Atlantic Beach shops and restaurants, 6 miles to Mayo Clinic and less than 8 miles to Mayport Naval Station. Two uncovered parking spaces included.
The HOA is in great shape, with major building improvements already completed. Recent improvements include a new roof, elevator, railings, resurfaced pool and decking, parking pavement, drainage, landscaping, new garage gate, exterior concrete resurfacing and resurfaced walkways. The condo is being sold fully furnished and ready for continued short-term rental use, offering an easy transition for an investor or the flexibility to enjoy the property personally when desired.
A new couch (not pictured) is currently on order and will be included with the sale. The oceanfront setting puts you just steps from the sand and Jacksonville Beach Pier, while nearby restaurants, shops and attractions provide plenty to enjoy beyond the beach. The property's location near Mayo Clinic and Mayport Naval Station also provides additional rental demand beyond traditional vacation stays.
For those looking for an even larger opportunity, the adjacent oceanfront condo is also available. Purchasing both units creates a rare side-by-side oceanfront ownership opportunity with two separate rental units and tremendous flexibility for personal use, extended stays or investment.
All 45 photos
Description provided by LEGACY REALTY GROUP LLC and reproduced from the MLS; not independently verified.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
Actual list price: $524,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 27% spread on the same house — and that gap is exactly what an automated guess can't see:
- Condition & updates — a 1984 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
- The lot — this listing is waterfront; water frontage is priced far off a per-sq-ft average of the neighborhood.
- Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
- Carrying costs & concessions — this home carries HOA dues of $1,025/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.
And here's what the live market is doing — which the number above ignores entirely:
- 2 active listings competing
For reference, this home is listed at $524,000 ($524/sq ft) — a number set with analysis a Messtimate can't do.
Selling your own home? Try the Messtimate on your address →
Methodology: 1,000 sq ft × $461–$587/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 25, 2026.
Similar homes for sale near Beachdrifter
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Newest listings in Jacksonville Beach
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- 873 11th Avenue, Jacksonville Beach · $519,904 · 3 bd / 2.5 ba · listed September 24, 2026 (courtesy of JWB REALTY LLC)
- 405 1st Street #211, Jacksonville Beach · $2,500,000 · 4 bd / 4.5 ba · listed September 24, 2026 (courtesy of CENTURY 21 LIGHTHOUSE REALTY)
- 1800 The Greens Way #209, Jacksonville Beach · $249,900 · 2 bd / 2.0 ba · listed September 23, 2026 (courtesy of RE/MAX SPECIALISTS)
- 909 16th Street, Jacksonville Beach · $610,000 · 3 bd / 2.0 ba · listed September 23, 2026 (courtesy of MCGUIRE REALTY GROUP)
- 4300 South Beach Parkway #4114, Jacksonville Beach · $499,900 · 3 bd / 2.5 ba · listed September 22, 2026 (courtesy of EXP REALTY LLC)
Price & listing history
Building permits
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
From the FEMA flood map. Lender-required flood insurance may apply; confirm for the parcel.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Internet & broadband
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Xfinity/Spectrum cable broadband is widely available.
T-Mobile / Verizon fixed-wireless as a backup option.
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Listed by LEGACY REALTY GROUP LLC · MLS # 2125776
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Recent sales activity in Beachdrifter
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Beachdrifter neighborhood guide for more.
Recent nearby closings in the data set.
Canonical 12-month median closed price. Reference only.
Canonical 12-month median $/sq ft. Reference only.
Go deeper on Beachdrifter
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Assigned schools
Schools currently assigned to this address in Duval County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
See schools in the Beachdrifter guide → · Browse school-zone pages →
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
No closely comparable recent sales were found in this data set.
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Buyer research checklist
Items worth confirming for 10 N 11TH Avenue #102, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 1984 (42 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
- Condominium: request the association's budget, reserves, the most recent milestone or structural inspection report, and two years of meeting minutes before relying on the dues.
- FEMA flood zone AO: lenders generally require flood insurance here — get an elevation certificate and a flood quote before the inspection period ends.
- Get a homeowners insurance quote for this specific address in Duval County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
- Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
- Listed living area is 1,000 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $5,974/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
- Confirm school zoning directly with the district.
Approximate distances
Approximate drive times for general reference only.
Data sources & freshness
| Listing record | realMLS, refreshed twice daily (last: September 25, 2026) |
| Community market stats | realMLS closed sales, as of September 24, 2026 |
| Flood zone & elevation | FEMA flood maps + USGS elevation (Zone AO shown above) |
| Taxes & monthly cost | Estimated from county rates; not a quote |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 10 N 11TH Avenue #102 and when was it built?
Per the listing record, 10 N 11TH Avenue #102 was built in 1984 and has 1,000 sq ft of living area, 2 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 10 N 11TH Avenue #102 in?
10 N 11TH Avenue #102 is in Beachdrifter in Jacksonville Beach, Duval County. The community section on this page shows recent closed sales, days on market, and active inventory for Beachdrifter from the same MLS data.
Does 10 N 11TH Avenue #102 have an HOA, and how much are the dues?
The listing reports HOA dues of $1,025 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 10 N 11TH Avenue #102 differ from the current owner's?
The estimate on this page (about $5,974 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 10 N 11TH Avenue #102 in a flood zone?
The FEMA flood map places this parcel in Zone AO, a special flood hazard area where lenders generally require flood insurance on a mortgaged purchase. Confirm the parcel's status with FEMA and your insurer, and ask for an elevation certificate.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
See 10 N 11TH Avenue #102 in person
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name, and detailed information about such listings includes the name of the listing broker. Data provided is deemed reliable but is not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.