111 days on marketTownhouse▼ Price cut: $1,000 (9/3)
$549,904
3-Bedroom Townhome in Jacksonville Beach
1308 1ST Avenue, Jacksonville Beach, FL 32250
Townhouse in Jacksonville Beach · No CDD · Built 2026
Jacksonville Beach · Jacksonville Beach, FL 32250 · Duval
Listing data updated September 11, 2026 · refreshed twice daily
3Bedrooms
3.5Bathrooms
1,618Sq Ft
2026Year Built
$340Per Sq Ft
1-car garageNew constructionNo CDDFEMA Zone X
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
19% below
$/sq ft vs community
$340 here vs $422 median sold (12 mo)
Buyer leverage
Buyer advantage
111 days on market
4.4 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~11 ft elevation
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
As of September 11, 2026, 1308 1ST Avenue in Jacksonville Beach is listed at $549,904 (1,618 sq ft, about $340 per sq ft). That sits within a few percent of Jacksonville Beach's median closed sale of $613,000 over the last 12 months (32 recorded sales). Per square foot it is below the community's recent $422/sq ft by about 19%. It has been 111 days on market, longer than the community's typical 30 days to contract. Listing facts: new construction, no HOA. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
New construction — built 2026
1,618 sq ft of living area
1-car garage
Listed at $549,904 — recent neighborhood median sale price ~$613,000 (nearby sales; deemed reliable, not an appraisal)
111 days on market
HOA ~$50/mo (estimate; confirm)
School district: Schools Jacksonville Beach is part of Duval County Public SchoolsCommunity built 1933–2026Relish - Big Tasty Burgers! - Jax Beach · 1 min driveJax Beach · 1 min driveJax Beach Art Walk · 2 min drive
Momentum Research · Jacksonville Beach
Pricing & the Jacksonville Beach market
How this home is priced against recent nearby sales, and where Jacksonville Beach has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in Jacksonville Beach
Each dot is a closed sale since 2001 (843 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). realMLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2012–2026. This home lists at $340/sq ft.
Median sale price by year
12-month median closed price, 2012–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2013–2026. Now 45 (normal).
Property timeline
This home’s history
2026BuiltPer public record
Jul 2, 2026First trackedObserved at $569,900
Aug 4, 2026Price cut$557,904
Aug 20, 2026Price cut$550,904
Sep 3, 2026Price cut$549,904
NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Financing
Estimated monthly payment
$3,558/mo
Principal & interest $2,842/mo80%
Taxes $522/mo15%
Insurance $144/mo4%
HOA $50/mo1%
$3,558/mo at 20% down, 30-yr @ 6.71% · edit any field to update.
Strongest on: Price vs area (99), Flood safety (90)
0 limited50100 exceptional
68/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area99
This home $340/sq ft vs the community 12-month median $422/sq ft.
Affordability67
List price $549,904 vs the community median $613,000. Not a measure of personal affordability.
Flood safety90
FEMA Zone X, ~11 ft elevation. Verify the parcel with FEMA.
Insurance cost80
From FEMA Zone X and a 2026 build. Obtain a property-specific quote.
Market liquidity62
Community median 30 days on market, ~4.4 months of supply (12-month record).
Renovation upside30
From a 2026 build and $340/sq ft vs the community median $422/sq ft. Not a condition assessment.
Pricing power62
Recent sales closed at about 95.6% of original asking (~4.4% below). More room below asking generally favors buyers.
Market timing55
Momentum Market Heat is 45/100 (normal). Cooler readings generally favor buyers; hotter readings favor sellers.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟢 Buyer-leaning conditions around this listing. 4.4 months of supply in the surrounding market and 111 days on market for this home, against a 30-day area median.Days on market:this home 111Area median: 30 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by realMLS. As of September 10, 2026.
🟡 Asking $340 per square foot, about 19% below the community’s $422 median. Jacksonville Beach’s 12-month median sold price per square foot is $422. Median sold price per square foot is down 1.9% year over year. Confidence: Very High · 32 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
56% of homes in Jacksonville Beach are owner-occupied. An estimated 44% are non-owner-occupied, including 18% held in a company or trust and 6% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 897 homes matched. Community-level context.
Recent Jacksonville Beach sales closed near 95.6% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending September 10, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 11 active listings in Jacksonville Beach, no CDD assessment.
Updated September 11, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Listing description
About this home
[SELLER INCENTIVE: $7,500 TOWARDS BUYER CC W/ AN ACCEPTED LIST PRICE OFFER!] Welcome to your dream coastal retreat in the heart of Jacksonville Beach! This Brand-New Construction townhome offers the perfect blend of modern design, low-maintenance living & unbeatable location, and No HOA fees. Featuring 3 beds, 3 baths and a convenient half bath perfect for guests - this thoughtfully designed home features 3 levels of living space and a convenient attached garage.
Step inside to discover a fresh, contemporary interior with everything Brand New, including sleek SS appliances, stylish fixtures, and high-quality finishes throughout. The 2nd floor open-concept main living area is perfect for entertaining, while large windows invite in natural light & coastal breezes. The fenced backyard features beautiful pavers including a fire pit.
Located just moments from Jax Beach's popular bars, local dining hotspots & boutique shopping- you'll enjoy easy access to everything this sought-after... beach community has to offer. Spend your days soaking up the sun, biking along the coast, or exploring nearby entertainment all just a short distance from your front door.
Whether you're looking for a primary residence, vacation getaway, or investment opportunity, this stunning new townhome delivers the ultimate Florida beach lifestyle! *7 YEAR STRUCTURAL WARRANTY INCLUDED* [Recommended Lender will provide up to 1% of the loan amount towards closing costs, prepaids or rate buy down when working with them on this listing! This incentive is lender -funded and available when using the recommended lender - see flyer for more info]
Description provided by JWB REALTY LLC and reproduced from the MLS; not independently verified.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$549,904
Bed / bath3 / 3.5
Living area1,618 sq ft
Year built2026
Property typeTownhouse
Garage1-car
MLS #2143958
Listing status111 days on market
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~11 ft
Windstorm exposureModerate
CountyDuval
Area listings11 active · 3 under contract
Estimated first-year tax~$6,269/yr
CDD assessmentNone on record
HOA (estimate)$50/mo
Calculated estimates
Price per sq ft$340
Estimated monthly payment$3,558
Insurance (illustrative)$1k–$2k/yr
Messtimate range$432,006 – $775,022
Comparable-sales median$613,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$432,006the mess$775,022
Actual list price: $549,904 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 79% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & finishes — as new construction, builder upgrades and finish level aren't in a sq ft number.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
And here's what the live market is doing — which the number above ignores entirely:
This home: 111 days on market vs. a 30-day community median
10 active listings competing, 4 under contract
≈4.4 months of supply
30 closed here in the last 12 months
For reference, this home is listed at $549,904 ($340/sq ft) — a number set with analysis a Messtimate can't do.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 1,618 sq ft × $267–$479/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 11, 2026.
Keep looking
Similar homes for sale near Jacksonville Beach
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Listed for $549,904Momentum Realty · on market 111 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$6,269/yr
A rough first-year estimate only, applying a typical Duval rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
None
No CDD assessment on record for this community.
Insurance (illustrative range)
$1k–$2k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.
HOA
$50/mo
Covers the master association & common areas. Confirm exact dues and what they include.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~11 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Connectivity
Internet & broadband
Fiber
Check availability
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Cable
Likely
Xfinity/Spectrum cable broadband is widely available.
5G Home
Backup
T-Mobile / Verizon fixed-wireless as a backup option.
Seen enough photos?
Want to see 1308 1ST Avenue?
Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.
Listed by JWB REALTY LLC · MLS # 2143958
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Market data · public records
Recent sales activity in Jacksonville Beach
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Jacksonville Beach neighborhood guide for more.
Comparable sales found
6
Recent nearby closings in the data set.
Community median sale price
$613,000
Canonical 12-month median closed price. Reference only.
Community median $/sq ft
$422
Canonical 12-month median $/sq ft. Reference only.
Go deeper on Jacksonville Beach
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Jul 2026 · Retail Dining
Alder & Oak opens in the former Jekyll Brewing space on First Avenue North
Alder & Oak opened July 15 at 131 First Ave. N. in Jacksonville Beach, taking the space Jekyll Brewing left behind next to sister restaurant Oaxaca Club. Jekyll Brewing opened in June 2023 and closed in May 2025 after its parent company went out of business. This is the second Alder & Oak, following the first at The Hub at 400 Riverside Ave., which opened in January.
Why it matters: Backfilling a vacant restaurant box in the downtown beach blocks may reduce visible ground floor vacancy there, though a single opening is a limited read on beach retail demand.
City issues RFP for mixed-use redevelopment of Latham Plaza parking lot
Jacksonville Beach announced it would issue a request for proposals on March 18 for a public-private partnership to redevelop the city-owned parking lot south of Latham Plaza in the downtown district. The city is seeking a mixed-use project combining new public parking with commercial uses, with a pre-proposal meeting set for mid-April and proposal rankings expected by late July.
Why it matters: A structured redevelopment process for a prominent downtown parcel could add commercial space and parking capacity near the oceanfront, a combination that historically influences activity in the surrounding blocks.
Alder & Oak plans second restaurant in downtown Jacksonville Beach
Restaurateur Mark Janasik is opening a second Alder & Oak in the former Jekyll Brewery space at 131 First Ave. N., next to his Oaxaca Club. The Mediterranean concept will feature a seafood-leaning menu and a rooftop Zorba's Terrace overlooking First and Second streets, with construction set to begin in July or August.
Why it matters: An established operator backfilling a closed brewery space may signal continued restaurant demand in the downtown beach blocks despite recent tenant turnover.
Seasonal paid parking program returns March 6 in beach-area lots
Jacksonville Beach's seasonal paid parking program resumed March 6 and runs through Nov. 1, covering select beach-area lots including Latham Plaza and the pier lot plus several on-street zones. Enforcement applies on weekends, select holidays and special events, with rates of $4 for the first two hours up to a $12 daily maximum.
Why it matters: Formalized seasonal parking management may shift visitor circulation patterns near the oceanfront and is a factor buyers of close-in properties could weigh.
Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.
Groceries
Jax Beach Art Walk 2 min
Dining
Relish - Big Tasty Burgers! - Jax Beach 1 min
Shopping
Middle Beach Commons 3 min
Parks
Jax Beach 1 min
Assigned schools
Assigned schools
Schools currently assigned to this address in Duval County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Select OneAssigned middle school · Duval County School District
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
How it stacks up
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Sold Aug 2026
$775,000
3174 MERRILL Boulevard, Jacksonville Beach
3 / 2 bd/ba · 1,651 sq ft · $469/sq ft
Courtesy of FLUID REALTY, LLC. · View details →
Sold Apr 2026
$410,000
851 6TH Avenue, Jacksonville Beach
3 / 2.5 bd/ba · 1,705 sq ft · $240/sq ft
Courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE · View details →
Sold Apr 2026
$1,200,000
22 20TH Avenue, Jacksonville Beach
3 / 2 bd/ba · 1,802 sq ft · $666/sq ft
Courtesy of CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST · View details →
Sold Aug 2026
$502,000
820 5TH Avenue, Jacksonville Beach
3 / 2.5 bd/ba · 1,882 sq ft · $267/sq ft
Courtesy of CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST · View details →
Courtesy of YOUR PROPERTY REALTY LLC · View details →
Community 12-month median: $422/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
If you rent it out
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Estimated rent$2,520 – $3,666/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.5%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,113 – −$81At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide
Buyer research checklist
Items worth confirming for 1308 1ST Avenue, chosen from what the record shows. This is general guidance, not advice about this specific property.
New construction: get the builder's warranty terms and the certificate of occupancy in writing, and ask which finishes shown are upgrades.
The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
Get a homeowners insurance quote for this specific address in Duval County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Listed living area is 1,618 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $6,269/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Nearby & commute
Approximate distances
Approximate drive times for general reference only.
City
Jacksonville Beach
Groceries, dining, and parks for this city — see the city guide.
realMLS, refreshed twice daily (last: September 11, 2026)
Community market stats
realMLS closed sales, as of September 10, 2026
Flood zone & elevation
FEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly cost
Estimated from county rates; not a quote
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 1308 1ST Avenue and when was it built?
Per the listing record, 1308 1ST Avenue was built in 2026 and has 1,618 sq ft of living area, 3 bedrooms and 3.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 1308 1ST Avenue in?
1308 1ST Avenue is in Jacksonville Beach, Duval County. The community section on this page shows recent closed sales, days on market, and active inventory for Jacksonville Beach from the same MLS data.
Does 1308 1ST Avenue have an HOA?
The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.
Why might property taxes on 1308 1ST Avenue differ from the current owner's?
The estimate on this page (about $6,269 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 1308 1ST Avenue in a flood zone?
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 1308 1ST Avenue in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
