Single Family Residence in Silverleaf Village, St. Augustine · Built 2022
Silverleaf Village · St. Augustine, FL 32092 · St. Johns
Listing data updated August 30, 2026 · refreshed twice daily
3Bedrooms
2Bathrooms
2,002Sq Ft
2022Year Built
$225Per Sq Ft
Waterfront2-car garage
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
6% below
$/sq ft vs community
$225 here vs $239 median sold (12 mo)
Buyer leverage
Balanced market
76 days on market
2.1 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Listed at $450,000 — recent neighborhood median sale price ~$453,000 (nearby sales; deemed reliable, not an appraisal)
76 days on market
HOA $133/mo (per listing)
School district: HOA HOA plus a CDD County St. Johns County Florida Schools St. Johns County SchoolsCommunity built 2020–2026Riverside arts market · 9 min driveShoppes At Mill Creek · 12 min driveSamara Lakes · 14 min drive
Momentum Research · Silver Leaf
Pricing & the Silver Leaf market
How this home is priced against recent nearby sales, and where Silver Leaf has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in Silver Leaf
Each dot is a closed sale since 2004 (385 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). realMLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2012–2026. This home lists at $225/sq ft.
Median sale price by year
12-month median closed price, 2012–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2018–2026. Now 43 (normal).
Property timeline
This home’s history
2022BuiltPer public record
Jul 2, 2026First trackedObserved at $450,000
NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Financing
Estimated monthly payment
$3,025/mo
Principal & interest $2,313/mo76%
Taxes $322/mo11%
Insurance $131/mo4%
HOA $133/mo4%
CDD $125/mo4%
$3,025/mo at 20% down, 30-yr @ 6.66% · edit any field to update.
Estimated from today’s asking price and current St. Johns County tax rates.
⚠️
Many first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.
Current owner pays $5,125/yr ($427/mo)
+$250 more each year
(+5%)
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.
Sources: Florida DOR certified tax roll (2025), realMLS. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.
Momentum Scores
Momentum Property Score
55/100
Strongest on: Market liquidity (68), Price vs area (65)
0 limited50100 exceptional
55/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area65
This home $225/sq ft vs the community 12-month median $239/sq ft.
Affordability51
List price $450,000 vs the community median $453,000. Not a measure of personal affordability.
Market liquidity68
Community median 49 days on market, ~2.1 months of supply (12-month record).
Renovation upside30
From a 2022 build and $225/sq ft vs the community median $239/sq ft. Not a condition assessment.
Pricing power58
Recent sales closed at about 96.5% of original asking (~3.5% below). More room below asking generally favors buyers.
Market timing57
Momentum Market Heat is 43/100 (normal). Cooler readings generally favor buyers; hotter readings favor sellers.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟡 Balanced conditions around this listing. 2.1 months of supply in the surrounding market and 76 days on market for this home, against a 49-day area median.Days on market:this home 76Area median: 49 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by realMLS. As of August 29, 2026.
🟡 Asking $225 per square foot, about 6% below the community’s $239 median. Silver Leaf’s 12-month median sold price per square foot is $239. Median sold price per square foot is down 4.6% year over year. Confidence: High · 29 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
Recent Silver Leaf sales closed near 96.5% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending August 29, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 5 active listings in Silver Leaf.
Updated August 30, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Listing description
About this home
LIKE NEW!!! Priced to go. Beautiful 2000 sf single-family home for sale in the community of Silver Leaf; located in the desirable St Johns County.
This property features 3 bedrooms, 2 bathrooms with an office, 2 car garage, all on a great waterfront lot and paver driveway Tile flooring throughout the main home, and carpet in the bedrooms. Enjoy a fully upgraded kitchen with large cabinets, stainless appliances, and GRANITE countertops. Master Bedroom has 2 walk-in closets and a meticulously upgraded bathroom featuring a luxury shower and stone counters with a modern floorpan and layout, this home is in mint condition.
Minutes from the major shopping center Durbin Plaza and major highways. Amazing school district! Come view your new home today and enjoy the fantastic amenities this community offers!
Description provided by BOARDWALK REALTY ASSOCIATES LLC and reproduced from the MLS; not independently verified.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$450,000
Bed / bath3 / 2
Living area2,002 sq ft
Year built2022
Property typeSingle Family Residence
Garage2-car
MLS #2152815
Listing status76 days on market
Public records & third-party data
FEMA flood zoneNot verified — check msc.fema.gov
Ground elevation~29 ft
Windstorm exposureModerate
CountySt. Johns
Area listings5 active · 4 under contract
Estimated first-year tax~$3,870/yr
CDD assessment~$1,500/yr
HOA (per listing)$133/mo
Calculated estimates
Price per sq ft$225
Estimated monthly payment$3,025
Insurance (illustrative)$1k–$2k/yr
Messtimate range$476,476 – $498,498
Comparable-sales median$453,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$476,476the mess$498,498
Actual list price: $450,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 5% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
And here's what the live market is doing — which the number above ignores entirely:
This home: 76 days on market vs. a 49-day community median
5 active listings competing, 4 under contract
≈2.1 months of supply
29 closed here in the last 12 months
For reference, this home is listed at $450,000 ($225/sq ft) — a number set with analysis a Messtimate can't do.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 2,002 sq ft × $238–$249/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated August 30, 2026.
Keep looking
Similar homes for sale near Silverleaf Village
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Listed for $450,000Momentum Realty · on market 76 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$3,870/yr
A rough first-year estimate only, applying a typical St. Johns rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
~$1,500/yr
A Community Development District bond funds roads & amenities; it appears on your tax bill and is not optional.
Insurance (illustrative range)
$1k–$2k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.
HOA
$133/mo
Covers the master association & common areas. Confirm exact dues and what they include.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Not verified
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Ground elevation
~29 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Connectivity
Internet & broadband
Fiber
Check availability
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Cable
Likely
Xfinity/Spectrum cable broadband is widely available.
5G Home
Backup
T-Mobile / Verizon fixed-wireless as a backup option.
Market data · public records
Recent sales activity in Silverleaf Village
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Silverleaf Village neighborhood guide for more.
Comparable sales found
6
Recent nearby closings in the data set.
Community median sale price
$453,000
Canonical 12-month median closed price. Reference only.
Community median $/sq ft
$239
Canonical 12-month median $/sq ft. Reference only.
Go deeper on Silverleaf Village
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Aug 2026 · Schools
District says SilverLeaf High School is within reach without borrowing, at roughly 100 million dollars
Superintendent Brennan Asplen said the St. Johns County School District believes it can fund SilverLeaf High School with little or no debt after pausing a planned middle school, elementary school and K-8 and redirecting those dollars. The board has authorized design and architecture work, construction is expected to run about three years, and the cost could climb toward 120 million dollars as design progresses. Asplen attended the August 19 special commission meeting on agricultural enclave certifications to gauge what an estimated 15,000 additional homes could mean for future school capacity.
Why it matters: A high school funded without borrowing may free capital for later phases, though a fast build out of newly certified enclaves could force the district back into debt.
SilverLeaf Market plans two outparcel buildings totaling about 16,200 square feet
Plans filed for the Publix anchored SilverLeaf Market call for roughly 16,200 square feet across two buildings with divisible tenant space, set for review by the St. Johns County Development Review Committee on August 19. The buildings are speculative because the inline shop space is fully leased. Separately, Dunkin' pulled a 736,000 dollar building permit July 1 for its single tenant outparcel and Chase has a site plan under review with the county and the water management district.
Why it matters: Speculative shop space going up next to a fully leased inline building may signal landlord confidence in SilverLeaf Parkway traffic counts.
SoFresh set a July 30 opening at 1985 SilverLeaf Parkway in the Publix anchored center
The fast casual bowl and salad chain scheduled its St. Augustine debut for July 30 in Suite 107 at 1985 SilverLeaf Parkway. St. Johns County issued the build out permit April 2 for the 1,450 square foot space at a cost of 374,204 dollars. It joins Avalon Nails among the early operating tenants at SilverLeaf Market.
Why it matters: Each opening at the Publix center chips away at the drive time spent heading toward St. Augustine or Durbin Park for everyday dining.
M Shack pulls a 650,000 dollar build out permit for its SilverLeaf restaurant
St. Johns County issued a permit July 17 for M Shack to build out its space in the Publix anchored shopping center in SilverLeaf, with the project valued at 650,000 dollars. The Jacksonville based burger concept had signed for roughly 3,300 square feet at the center. Club Pilates, My Tiffin and The UPS Store were also advancing build outs at the same property.
Why it matters: A permitted build out moves this tenant from lease announcement to a construction clock, which historically points to an opening within six to nine months.
Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.
Groceries
Riverside arts market 9 min
Dining
Sal's Cucina 15 min
Shopping
Shoppes At Mill Creek 12 min
Parks
Samara Lakes 14 min
Assigned schools
Assigned schools
Schools currently assigned to this address in St. Johns County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
GRADEA
Wards Creek ElementaryPublic K-5 · St. Johns County School District · Grade A (Florida DOE 2025-26)
GRADEA
Pacetti Bay Middle SchoolPublic 6-8 · St. Johns County School District · Grade A (Florida DOE 2025-26)
GRADEA
Tocoi Creek High SchoolPublic 9-12 · St. Johns County School District · Grade A (Florida DOE 2025-26)
GRADEA
Liberty Pines AcademyPublic K-8 · St. Johns County School District · Grade A (Florida DOE 2025-26)
How it stacks up
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Sold May 2026
$495,000
694 SILVER PINE Drive, St. Augustine
3 / 2 bd/ba · 1,999 sq ft · $248/sq ft
Courtesy of UNITED REAL ESTATE GALLERY · View details →
Sold Aug 2026
$470,000
39 STANSBURY Lane, St. Augustine
4 / 3 bd/ba · 1,978 sq ft · $238/sq ft
Courtesy of NIZZ REALTY INC · View details →
Sold Jul 2026
$730,000
18 TARBERT Lane, St. Augustine
4 / 3 bd/ba · 2,176 sq ft · $335/sq ft
Courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE · View details →
Sold May 2026
$560,000
141 TARTAN Court, St. Augustine
3 / 2.5 bd/ba · 2,246 sq ft · $249/sq ft
Courtesy of ANDERSON REALTY · View details →
Sold Jul 2026
$410,000
138 TANNER Trail, St. Augustine
3 / 2 bd/ba · 1,741 sq ft · $235/sq ft
Courtesy of RE/MAX SPECIALISTS · View details →
Sold Aug 2026
$410,000
28 ROSE DEW Drive, Jacksonville
3 / 2 bd/ba · 1,717 sq ft · $239/sq ft
Courtesy of BLUE KEY PROPERTIES · View details →
Community 12-month median: $239/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
If you rent it out
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Estimated rent$2,062 – $3,000/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.2%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,024 – −$180At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide
Buyer research checklist
A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.
Confirm roof age and condition during inspection.
Confirm HVAC age and condition during inspection.
Request current HOA documents before relying on dues or restrictions.
Obtain an insurance quote for this specific property.
Confirm school zoning directly with the district.
Order a survey to confirm lot boundaries.
Review permit history with the county.
Confirm whether flood insurance is required for this parcel.
Confirm square footage and room dimensions independently.
Ask the county how property taxes may change after a sale.
Nearby & commute
Approximate distances
Approximate drive times for general reference only.
realMLS, refreshed twice daily (last: August 30, 2026)
Community market stats
realMLS closed sales, as of August 29, 2026
Flood zone & elevation
Not verified for this address — look it up at msc.fema.gov
Taxes & monthly cost
Estimated from county rates; not a quote
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
What is a CDD fee?
A Community Development District fee funds a community's roads, amenities, and infrastructure through a bond and appears on the annual tax bill. Amounts vary by parcel; confirm the exact figure for this property with the county.
Why might my property taxes differ from the current owner's?
Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Are short-term rentals allowed?
Many communities restrict short-term rentals, and city/county rules also apply. Confirm the current HOA/CDD rules and local ordinances directly before assuming any rental use.
Where does the flood-zone information come from?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 160 ROSE DEW Drive in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
