3 bedroom Single Family Residence at 2931 OLGA Place, Willow Brook Terrace, Jacksonville — photo 1Front elevation
3 bedroom Single Family Residence at 2931 OLGA Place, Willow Brook Terrace, Jacksonville — photo 2Living space
3 bedroom Single Family Residence at 2931 OLGA Place, Willow Brook Terrace, Jacksonville — photo 3Kitchen
3 bedroom Single Family Residence at 2931 OLGA Place, Willow Brook Terrace, Jacksonville — photo 4Owner's suite
3 bedroom Single Family Residence at 2931 OLGA Place, Willow Brook Terrace, Jacksonville — photo 5Exterior / yardView all 45 photos →
177 days on market Single Family Residence
$464,900
3-Bedroom Home in Willow Brook Terrace

2931 OLGA Place, Jacksonville, FL 32205

Single Family Residence in Willow Brook Terrace, Jacksonville · No CDD
Willow Brook Terrace · Jacksonville, FL 32205 · Duval
Listing data updated August 22, 2026 · refreshed twice daily
3Bedrooms
2Bathrooms
1,494Sq Ft
1942Year Built
$311Per Sq Ft
No CDDFEMA Zone X
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
15% above
$/sq ft vs community
$311 here vs $270 median sold (12 mo)
Buyer leverage
Strong buyer advantage
177 days on market
12.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~17 ft elevation
$2k–$4k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 2 of 3
Price vs recent sales
Asking $465k tops 2 of the last 3 closed sales

Sources: realMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights
  • No CDD assessment on record
  • Built 1942 · 84 yrs
  • 1,494 sq ft of living area
  • Listed at $464,900 — recent neighborhood median sale price ~$459,000 (nearby sales; deemed reliable, not an appraisal)
  • 177 days on market
  • HOA ~$50/mo (estimate; confirm)
Momentum Research · Willow Brook Terrace

Pricing & the Willow Brook Terrace market

How this home is priced against recent nearby sales, and where Willow Brook Terrace has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales2954 DOWNING Street2954 DOWNING Street: $263/sq ft$2632950 REMINGTON Street2950 REMINGTON Street: $270/sq ft$2702963 OLGA Place2963 OLGA Place: $280/sq ft$280This homeThis home: $311/sq ft$311Community median $270

Price vs. size in Willow Brook Terrace

Each dot is a closed sale since 2009 (47 total). This home is the gold marker.

$0$320k$639k1,0142,1373,260This home: $464,900, 1,494 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). realMLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2015–2026. This home lists at $311/sq ft.

$105$222$3392015: $12820152016: $15620162017: $12920172021: $19120212022: $26820222023: $31620232025: $27920252026: $2702026

Median sale price by year

12-month median closed price, 2015–2026.

$144k$318k$493k2015: $178k20152016: $230k20162017: $226k20172021: $299k20212022: $452k20222023: $408k20232025: $400k20252026: $459k2026
Property timeline

This home’s history

  • 1942BuiltPer public record
  • Jul 10, 2026First trackedObserved at $464,900
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$3,136/mo
  • Principal & interest $2,393/mo 76%
  • Taxes $442/mo 14%
  • Insurance $252/mo 8%
  • HOA $50/mo 2%

$3,136/mo at 20% down, 30-yr @ 6.67% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Based on certified county tax roll
Estimated property taxes after purchase
$7,400/yr
$617/mo·effective rate ~1.59%
Estimated from today’s asking price and current Duval County tax rates.
⚠️

Many first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.

Current owner pays $850/yr ($71/mo)
+$6,550 more each year
(+771%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$330,767
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$378,661
Market value
$103,616
Assessed
$47,894
Taxable
Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Historical tax data loading…
A market / assessed / taxable trend chart appears here once the prior-year rolls are ingested.

Sources: Florida DOR certified tax roll (2025), realMLS. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.

Momentum Scores

Momentum Property Score

51/100
Strongest on: Flood safety (95), Renovation upside (70)
0 limited50100 exceptional

51/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area12
This home $311/sq ft vs the community 12-month median $270/sq ft.
Affordability48
List price $464,900 vs the community median $459,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~17 ft elevation. Verify the parcel with FEMA.
Insurance cost50
From FEMA Zone X and a 1942 build. Obtain a property-specific quote.
Market liquidity36
Community median 48 days on market, ~12.0 months of supply (12-month record).
Renovation upside70
From a 1942 build and $311/sq ft vs the community median $270/sq ft. Not a condition assessment.
Pricing power49
Recent sales closed at about 98.2% of original asking (~1.8% below). More room below asking generally favors buyers.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟢 Buyer-leaning conditions around this listing. 12.0 months of supply in the surrounding market and 177 days on market for this home, against a 48-day area median.Days on market:this home 177Area median:  48 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by realMLS. As of August 21, 2026.

🟡 Asking $311 per square foot, about 15% above the community’s $270 median. Willow Brook Terrace’s 12-month median sold price per square foot is $270. Median sold price per square foot is up 14.7% year over year. Confidence: Low · 3 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

69% of homes in Willow Brook Terrace are owner-occupied. An estimated 31% are non-owner-occupied, including 12% held in a company or trust and 4% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 79 homes matched. Community-level context.

Recent Willow Brook Terrace sales closed near 98.2% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending August 21, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 3 active listings in Willow Brook Terrace, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated August 22, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Discover a home where artistic expression meets everyday comfort. Set on a spacious corner double lot, this one-of-a-kind residence offers distinctive design, flexible living spaces, and exceptional opportunities to build equity. At the heart of the home is a custom-designed kitchen with a completely built-in aesthetic, thoughtfully crafted to inspire everyone from the aspiring home cook to the seasoned chef.

Warm wood cabinetry creates seamless lines, complemented by sleek stainless steel appliances and a striking curved glass range hood that serves as a dramatic focal point. Expansive wood and concrete countertops and a generous center island provide abundant workspace for preparing everyday meals or hosting memorable gatherings, while layered lighting casts a warm glow that enhances both the kitchen's beauty and functionality. Flowing from the kitchen, the living and dining areas feature unique architectural details, inviting gathering spaces, and an atmosphere filled with warmth and creativity.

Every room has been thoughtfully designed to create a home that is both comfortable and memorable. For buyers looking to maximize value, this property presents three outstanding opportunities. A spacious unfinished bedroom is ready to be completed as an owner's retreat, private guest suite, multigenerational living quarters, home office, or creative workspace.

The second bathroom has already undergone significant improvements and now awaits the installation of a vanity sink and completion of the surrounding wall finishes to complement the beautiful custom tilework already in place. Completing these spaces offers an excellent opportunity to enhance both the home's livability and overall market value. The double lot provides yet another exciting advantage.

The property has the potential to be divided into two separate parcels. If approved, the additional lot could potentially be sold independently as well as reducing the property taxes on the homesteaded lot, creating a rare opportunity to realize substantial additional equity. Outdoor living offers just as much potential as the interior, with ample space to create a resort-style backyard, flourishing gardens, an outdoor kitchen, a pool, or a private sanctuary tailored to your lifestyle.

Offering distinctive architecture, a thoughtfully designed custom interior, and three clear opportunities to increase value through completion of the bedroom, finishing the second bathroom, and exploring the potential for a future lot split, this is far more than a place to call home. It is an exceptional opportunity to own a truly unique property with immediate equity-building potential and outstanding long-term value. New HVAC, premium whole-house water filtration with entire house repiped in 2024.

Description provided by JPAR CITY AND BEACH and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$464,900
Bed / bath3 / 2
Living area1,494 sq ft
Year built1942
Property typeSingle Family Residence
MLS #2131570
Listing status177 days on market

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~17 ft
Windstorm exposureModerate
CountyDuval
Area listings3 active · 0 under contract
Estimated first-year tax~$5,300/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$311
Estimated monthly payment$3,136
Insurance (illustrative)$2k–$4k/yr
Comparable-sales median$459,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of JPAR CITY AND BEACHProvided via the realMLS Internet Data Exchange · © 2026 Northeast Florida MLS, Inc. · deemed reliable but not guaranteed
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$355,572the mess$451,188

Actual list price: $464,900 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 27% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 177 days on market vs. a 48-day community median
  • 3 active listings competing
  • 12.0 months of supply
  • 3 closed here in the last 12 months

For reference, this home is listed at $464,900 ($311/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,494 sq ft × $238–$302/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated August 22, 2026.

Keep looking

Similar homes for sale near Willow Brook Terrace

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $464,900Momentum Realty · on market 177 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$5,300/yr

A rough first-year estimate only, applying a typical Duval rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$2k–$4k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~17 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Market data · public records

Recent sales activity in Willow Brook Terrace

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Willow Brook Terrace neighborhood guide for more.

Comparable sales found
3

Recent nearby closings in the data set.

Community median sale price
$459,000

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$270

Canonical 12-month median $/sq ft. Reference only.

Go deeper on Willow Brook Terrace

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Duval County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

Riverside High School (Duval County Public Schools); verify by addressHigh · Duval County School District
Lake Shore Middle School; verify by addressMiddle · Duval County School District
Ruth N. Upson Elementary School; verify by addressElementary · Duval County School District
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

Community 12-month median: $270/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$2,131 – $3,099/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.2%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,069 – −$198At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.

  • Confirm roof age and condition during inspection.
  • Confirm HVAC age and condition during inspection.
  • Request current HOA documents before relying on dues or restrictions.
  • Obtain an insurance quote for this specific property.
  • Confirm school zoning directly with the district.
  • Order a survey to confirm lot boundaries.
  • Review permit history with the county.
  • Confirm whether flood insurance is required for this parcel.
  • Confirm square footage and room dimensions independently.
  • Ask the county how property taxes may change after a sale.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordrealMLS, refreshed twice daily (last: August 22, 2026)
Community market statsrealMLS closed sales, as of August 21, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

Why might my property taxes differ from the current owner's?

Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Where does the flood-zone information come from?

The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 2931 OLGA Place in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name, and detailed information about such listings includes the name of the listing broker. Data provided is deemed reliable but is not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.